Bank of India Flexi Cap Fund - Direct (G)


Flexi Cap Fund
  • NAV 27.49 (1.29%)
  • Fund Size (Cr) ₹426.96
  • Expense Ratio 1
  • Scheme Type Active Fund
  • Value Research
  • Minimum investment ₹5000
  • Minimum Additional Investment ₹1000
  • Minimum SIP Investment ₹1000
  • Minimum Withdrawal ₹1000
  • Exit Load 1%
  • Return Since Launch 34.35%

Basic Details

Scheme Manager
Alok Singh
Bench Mark
S&P BSE 500 TRI
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 24-Nov-23
  • 10377.50
  • 3.78%
  • -
  • 2.51%
  • 1/160
  • 1 Month
  • 01-Nov-23
  • 11326.74
  • 13.27%
  • -
  • 8.21%
  • 1/156
  • 3 Month
  • 01-Sep-23
  • 11511.73
  • 15.12%
  • -
  • 6.22%
  • 2/152
  • 6 Month
  • 01-Jun-23
  • 12869.85
  • 28.70%
  • -
  • 16.75%
  • 1/144
  • 1 Year
  • 01-Dec-22
  • 12881.91
  • 28.82%
  • 28.82%
  • 17.25%
  • 4/136
  • 3 Year
  • 01-Dec-20
  • 20968.73
  • 109.69%
  • 27.99%
  • 19.73%
  • 9/104
  • 5 Year
  • 0
  • 0%
  • -
  • 15.79%
  • -/-
  • Since Inception
  • 29-Jun-20
  • 27490
  • 174.90%
  • 34.35%
  • 15.46%
  • 3/160

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Dec-22
  • 130000
  • 160764.65
  • 23.67%
  • 23.67%
  • 3 Year
  • 01-Dec-20
  • 370000
  • 530818.96
  • 43.46%
  • 12.78%
  • 5 Year
  • 01-Jul-20
  • 420000
  • 656190.69
  • 56.24%
  • 9.33%
  • 10 Year
  • 01-Jul-20
  • 420000
  • 656190.69
  • 56.24%
  • 4.56%

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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Risk Ratios

  • Standard Deviation
    4.26%
  • Beta
    0.93%
  • Sharpe Ratio
    1.80%
  • Treynor’s Ratio
    2.37%
  • Jension’s Alpha
    6.03%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • St Bk of India
  • 5.17%
  • 390000
  • 22.06
  • Equity
  • Banks
  • NTPC
  • 3.51%
  • 635000
  • 14.97
  • Equity
  • Power Generation & Distribution
  • Bank of Baroda
  • 3.5%
  • 761000
  • 14.93
  • Equity
  • Banks
  • HDFC Bank
  • 3.46%
  • 100000
  • 14.76
  • Equity
  • Banks
  • Power Fin.Corpn.
  • 3.34%
  • 577500
  • 14.24
  • Equity
  • Finance
  • Sun Pharma.Inds.
  • 3.06%
  • 120000
  • 13.06
  • Equity
  • Pharmaceuticals
  • Hind.Aeronautics
  • 2.95%
  • 69000
  • 12.58
  • Equity
  • Capital Goods-Non Electrical Equipment
  • REC Ltd
  • 2.76%
  • 410000
  • 11.79
  • Equity
  • Finance
  • Larsen & Toubro
  • 2.61%
  • 38000
  • 11.13
  • Equity
  • Infrastructure Developers & Operators
  • Reliance Industr
  • 2.33%
  • 43500
  • 9.95
  • Equity
  • Refineries

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • Bank of India Flexi Cap Fund - Direct (G)
  • 426.96
  • 13.27%
  • 15.12%
  • 28.70%
  • 28.82%
  • 27.99%
  • JM Flexicap Fund - Direct (IDCW)
  • 717.77
  • 9.77%
  • 9.32%
  • 25.56%
  • 29.98%
  • 27.30%
  • JM Flexicap Fund - Direct (G)
  • 717.77
  • 9.77%
  • 9.32%
  • 25.56%
  • 29.98%
  • 27.30%
  • Bank of India Flexi Cap Fund - Direct (IDCW)
  • 426.96
  • 13.25%
  • 15.14%
  • 28.70%
  • 28.84%
  • 27.98%
  • Bank of India Flexi Cap Fund - Direct (G)
  • 426.96
  • 13.27%
  • 15.12%
  • 28.70%
  • 28.82%
  • 27.99%
  • Parag Parikh Flexi Cap Fund - Direct (G)
  • 44037.86
  • 6.85%
  • 9.41%
  • 14.73%
  • 27.59%
  • 23.66%

News

  • Bank of India Mutual Announces change in Exit Load Structure Bank of India Mutual Fund has approved change in exit load for following schemes with effect from October 03, 2023:

    Change in Exit Load:

    Name of the Scheme Existing Exit Load Revised Exit Load
    Bank of India Flexi cap Fund, Bank of India Balanced Advantage Fund, Bank of India Blue Chip Fund and Bank of India Mid & Small Cap Equity & Debt Fund ? For redemption/switch out Upto 10% of the initial units allotted -within 1 year from the date of allotment: ?NIL?

    ? Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from the date of allotment of units.

    ? If the units are redeemed/switched out after 1 year from the date of allotment of units : ?Nil?

    ? For redemption/switch out of initial units allotted within 3 months from the date of allotment :1% Exit Load

    ? Any redemption/switch out from the date of allotment of units after 3 months: NIL

    Powered by Capital Market - Live News

  • Bank of India Mutual Fund Announces Appointment of Key Personnel Bank of India Mutual Fund has announced that Mr. Sharda Bhushan Rai has been appointed as an Associate Director on the Board of Bank of India Investment Managers Private Limited (?AMC?) w.e.f. August 14, 2023.

    Details of Mr. Sharda Bhushan Rai

    Age: 56 years

    Designation: Associate Director

    Qualification: B.Sc. (Hons) CAIIB

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 10-Jun-2020
  • Total AUM (Cr) ₹426.96

Bank of India Flexi Cap Fund - Direct (G) is an Flexi Cap Fund-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in Jun 2020, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹426.96 (Cr), as of 01-Dec-2023, Bank of India Flexi Cap Fund - Direct (G) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 34.35% since its launch.
The current NAV of Bank of India Flexi Cap Fund - Direct (G) is ₹27.49, as on 01-Dec-2023. The fund’s benchmark index is S&P BSE 500 TRI. You can invest in Bank of India Flexi Cap Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1000 while the minimum lumpsum investment is ₹5000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For redemption/ switch ou of initial units allotted within 3 months from the date of allotment: 1% Exit Load Any redemption/ switch out from the date of allotment of units after 3 months: Nil
The fund has generated 27.99% and - CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 93.3% in Equity, 1.21% in Debt and 5.49% in cash and cash equivalents
The top 5 sectors the fund invests in are: 19.42% in Banks, 6.52% in Finance, 6.47% in Pharmaceuticals & Biotechnology, 6.04% in Power and 5.18% in Industrial Products.

FAQs on Bank of India Flexi Cap Fund - Direct (G)

Bank of India Flexi Cap Fund - Direct (G) is a popular fund in the Flexi Cap Fund segment. The fund has generated a return of 34.35% since inception. Looking to invest in Bank of India Flexi Cap Fund - Direct (G)? How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Flexi Cap Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Bank of India Flexi Cap Fund - Direct (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bank of India Flexi Cap Fund - Direct (G) today and reap the benefits of this Flexi Cap Fund fund!

In the short term, i.e., 1 year, Bank of India Flexi Cap Fund - Direct (G) has generated annualised return of 28.82%. In the long-term, the fund has generated 27.99% and - in 3 and 5 years respectively. Since its inception, the fund has generated 34.35% returns.

The expense ratio of Bank of India Flexi Cap Fund - Direct (G) Direct Growth is 1%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of Bank of India Flexi Cap Fund - Direct (G) is ₹426.96 (Cr) as of 01 December 2023. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of Bank of India Flexi Cap Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bank of India Flexi Cap Fund - Direct (G):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Bank of India Flexi Cap Fund - Direct (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in Bank of India Flexi Cap Fund - Direct (G). Minimum lumpsum investment Bank of India Flexi Cap Fund - Direct (G) is ₹5000 and minimum SIP amount is ₹1000. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of Bank of India Flexi Cap Fund - Direct (G) is ₹27.49 as on 01 December 2023.

The 5 biggest stock holdings of Bank of India Flexi Cap Fund - Direct (G) are:
St Bk of India (5.17%), NTPC (3.51%), Bank of Baroda (3.5%), HDFC Bank (3.46%), Power Fin.Corpn. (3.34%)

A majority of Bank of India Flexi Cap Fund - Direct (G) 's AUM worth ₹426.96 (Cr) is invested in these 3 top sectors:

  • Banks: 19.42%
  • Finance: 6.52%
  • Pharmaceuticals & Biotechnology: 6.47%

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