HSBC Banking and PSU Debt Fund - Direct (IDCW-M)
Banking and PSU Debt FundNAV
11.12(0.05%)Fund Size (CR)
₹3,785.46Expense Ratio
0.24Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
7.35%
Basic Details
Scheme Manager
Mahesh A Chhabria
Bench Mark
Nifty Banking & PSU Debt Index A-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | August 25, 2026 | 9994.71 | -0.05% | - | -0.03% | 78/143 |
| 1 Month | July 31, 2026 | 10006.01 | 0.06% | - | 0.12% | 75/143 |
| 3 Month | June 1, 2026 | 10279.54 | 2.80% | - | 2.26% | 3/143 |
| 6 Month | February 27, 2026 | 10312.62 | 3.13% | - | 2.66% | 25/143 |
| 1 Year | September 1, 2025 | 10601.62 | 6.02% | 6.02% | 5.50% | 22/143 |
| 3 Year | September 1, 2023 | 12251.03 | 22.51% | 7.00% | 6.93% | 60/137 |
| 5 Year | September 1, 2021 | 13096.87 | 30.97% | 5.54% | 6.05% | 117/133 |
| Since Inception | January 2, 2013 | 26385.53 | 163.86% | 7.35% | 7.14% | 73/143 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,20,000 | 283679.57 | 136.40% | 136.40% |
| 3 Year | October 3, 2023 | 3,60,000 | 848596.71 | 135.72% | 33.09% |
| 5 Year | October 1, 2021 | 6,00,000 | 1405846.24 | 134.31% | 18.57% |
| 10 Year | October 3, 2016 | 12,00,000 | 2838979.48 | 136.58% | 8.99% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
0.42%
Standard Deviation
0.05%
Beta
1.06%
Sharpe Ratio
0.10%
Treynor's Ratio
1.49%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Banking and PSU Debt Fund - Direct (IDCW-M) | 3785.46 | 0.06% | 2.80% | 3.13% | 6.02% | 7.00% | |
| Kotak Banking and PSU Debt Fund - Direct (IDCW) | 4991.20 | -0.07% | 19.83% | 19.34% | 19.72% | 6.37% | |
| HSBC Banking and PSU Debt Fund - Direct (IDCW-D) | 3785.46 | 0.05% | 2.18% | 2.54% | 7.09% | 7.71% | |
| Bandhan Banking and PSU Debt Fund - Direct (IDCW-D) | 12121.96 | 0.27% | 2.89% | 4.05% | 7.02% | 7.69% | |
| Franklin India Banking & PSU Debt Fund-Direct(G) | 585.13 | 0.45% | 2.10% | 3.15% | 6.66% | 7.53% | |
| ICICI Pru Banking and PSU Debt Fund-Direct (IDCW-Q) | 8849.66 | 0.16% | 2.26% | 2.66% | 6.64% | 7.55% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹3799.26
HSBC Banking and PSU Debt Fund - Direct (IDCW-M) is an Banking and PSU Debt Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Mahesh A Chhabria. With assets under management (AUM) worth ₹3,799.26 (Cr), as of September 2, 2026, HSBC Banking and PSU Debt Fund - Direct (IDCW-M) is categorized as a Banking and PSU Debt Fund within its segment. The fund has generated a return of 7.35% since its launch.
The current NAV of HSBC Banking and PSU Debt Fund - Direct (IDCW-M) is ₹11.12, as on September 2, 2026. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in HSBC Banking and PSU Debt Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.00% and 5.54% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.14% in Debt and 0.86% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors