HSBC Credit Risk Fund - Direct (IDCW-M)
Credit Risk FundNAV
12.31(-0.01%)Fund Size (CR)
₹456.92Expense Ratio
0.84Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
8.09%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 9, 2026 | 9987.74 | -0.12% | - | -0.18% | 6/87 |
| 1 Month | August 14, 2026 | 10026.21 | 0.26% | - | -0.02% | 5/87 |
| 3 Month | June 16, 2026 | 10167.45 | 1.67% | - | 1.68% | 46/87 |
| 6 Month | March 16, 2026 | 10353.75 | 3.54% | - | 4.53% | 55/86 |
| 1 Year | September 16, 2025 | 10592.36 | 5.92% | 5.92% | 8.41% | 64/86 |
| 3 Year | September 15, 2023 | 13864.73 | 38.65% | 11.49% | 9.66% | 20/86 |
| 5 Year | September 16, 2021 | 15551.80 | 55.52% | 9.23% | 8.89% | 32/86 |
| Since Inception | January 2, 2013 | 29052.86 | 190.53% | 8.09% | 7.28% | 28/87 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,20,000 | 299109.30 | 149.26% | 149.26% |
| 3 Year | October 3, 2023 | 3,60,000 | 950440.32 | 164.01% | 38.21% |
| 5 Year | October 1, 2021 | 6,00,000 | 1628130.65 | 171.36% | 22.10% |
| 10 Year | October 3, 2016 | 12,00,000 | 3315361.11 | 176.28% | 10.70% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.85%
Sharpe Ratio
0.37%
Treynor's Ratio
5.78%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Direct (IDCW-M) | 456.92 | 0.26% | 1.67% | 3.54% | 5.92% | 11.49% | |
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1599.91 | 0.04% | 2.19% | 4.85% | 73.08% | 30.45% | |
| Bank of India Credit Risk Fund - Direct | 68.71 | 0.49% | 1.67% | 8.98% | 17.89% | 10.08% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 309.74 | 0.12% | 2.17% | 9.23% | 12.60% | 17.31% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1599.91 | 0.04% | 2.19% | 4.85% | 12.48% | 13.06% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1599.91 | 0.04% | 2.19% | 4.85% | 12.48% | 13.06% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹456.92
HSBC Credit Risk Fund - Direct (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹456.92 (Cr), as of September 17, 2026, HSBC Credit Risk Fund - Direct (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.09% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (IDCW-M) is ₹12.31, as on September 17, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.49% and 9.23% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.82% in Equity, 95.97% in Debt and 0.21% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors