HSBC Credit Risk Fund - Direct (IDCW-M)
Credit Risk FundNAV
12.26(-0.04%)Fund Size (CR)
₹456.92Expense Ratio
0.84Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
8.08%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | September 23, 2026 | 10004.39 | 0.04% | - | -0.12% | 2/87 |
| 1 Month | August 28, 2026 | 10040.53 | 0.41% | - | 0.18% | 10/87 |
| 3 Month | June 30, 2026 | 10128.32 | 1.28% | - | 1.09% | 31/87 |
| 6 Month | March 30, 2026 | 10371.97 | 3.72% | - | 4.72% | 56/86 |
| 1 Year | September 30, 2025 | 10582.79 | 5.83% | 5.83% | 8.20% | 64/86 |
| 3 Year | September 29, 2023 | 13857.63 | 38.58% | 11.47% | 9.60% | 20/86 |
| 5 Year | September 30, 2021 | 15416.26 | 54.16% | 9.04% | 8.43% | 21/86 |
| Since Inception | January 2, 2013 | 29099.58 | 191.00% | 8.08% | 7.26% | 27/87 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,30,000 | 324604.55 | 149.70% | 149.70% |
| 3 Year | October 3, 2023 | 3,70,000 | 976807.14 | 164.00% | 38.21% |
| 5 Year | October 1, 2021 | 6,10,000 | 1655404.31 | 171.38% | 22.10% |
| 10 Year | October 3, 2016 | 12,10,000 | 3344892.52 | 176.44% | 10.70% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.85%
Sharpe Ratio
0.37%
Treynor's Ratio
5.78%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Direct (IDCW-M) | 456.92 | 0.41% | 1.28% | 3.72% | 5.83% | 11.47% | |
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1599.91 | 0.38% | 1.43% | 4.84% | 72.62% | 30.45% | |
| Bank of India Credit Risk Fund - Direct | 68.71 | 0.53% | 1.51% | 8.76% | 17.19% | 10.04% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 309.74 | 0.35% | 1.05% | 9.87% | 12.44% | 17.25% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1599.91 | 0.38% | 1.42% | 4.84% | 12.18% | 13.06% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1599.91 | 0.38% | 1.42% | 4.84% | 12.18% | 13.06% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹455.14
HSBC Credit Risk Fund - Direct (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹455.14 (Cr), as of October 1, 2026, HSBC Credit Risk Fund - Direct (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.08% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (IDCW-M) is ₹12.26, as on October 1, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.47% and 9.04% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.80% in Equity, 95.92% in Debt and 0.28% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors