HSBC Credit Risk Fund - Direct (IDCW-M)
Credit Risk FundNAV
12.31(0.11%)Fund Size (CR)
₹459.98Expense Ratio
0.97Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
0%Return Since Launch
8.10%
Basic Details
Scheme Manager
Shriram Ramanathan
Bench Mark
NIFTY Credit Risk Bond Index B-II
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | August 25, 2026 | 10005.15 | 0.05% | - | 0.02% | 41/93 |
| 1 Month | July 31, 2026 | 10055.74 | 0.56% | - | 0.46% | 26/93 |
| 3 Month | June 2, 2026 | 10236.74 | 2.37% | - | 2.39% | 47/93 |
| 6 Month | March 2, 2026 | 10342.65 | 3.43% | - | 4.43% | 54/92 |
| 1 Year | September 2, 2025 | 10612.90 | 6.13% | 6.13% | 8.70% | 81/92 |
| 3 Year | September 1, 2023 | 13878.91 | 38.79% | 11.52% | 9.61% | 20/92 |
| 5 Year | September 2, 2021 | 15559.39 | 55.59% | 9.24% | 8.90% | 34/92 |
| Since Inception | January 2, 2013 | 29008.03 | 190.08% | 8.10% | 7.35% | 31/93 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | October 1, 2025 | 1,20,000 | 299012.14 | 149.18% | 149.18% |
| 3 Year | October 3, 2023 | 3,60,000 | 950131.59 | 163.93% | 38.20% |
| 5 Year | October 1, 2021 | 6,00,000 | 1627601.79 | 171.27% | 22.09% |
| 10 Year | October 3, 2016 | 12,00,000 | 3314284.19 | 176.19% | 10.69% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.00%
Standard Deviation
0.11%
Beta
0.84%
Sharpe Ratio
0.31%
Treynor's Ratio
5.73%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HSBC Credit Risk Fund - Direct (IDCW-M) | 459.98 | 0.56% | 2.37% | 3.43% | 6.13% | 11.52% | |
| Aditya Birla SL Credit Risk Fund - Dir (IDCW) | 1532.33 | 0.62% | 3.02% | 4.59% | 74.11% | 30.56% | |
| Bank of India Credit Risk Fund - Direct | 92.49 | 0.65% | 1.92% | 8.90% | 17.86% | 10.08% | |
| Aditya Birla SL Credit Risk Fund - Dir (G) | 1532.33 | 0.62% | 3.02% | 4.59% | 13.15% | 13.15% | |
| Aditya Birla SL Credit Risk Fund - Dir (Bonus) | 1532.33 | 0.62% | 3.02% | 4.59% | 13.15% | 13.15% | |
| DSP Credit Risk Fund - Direct (IDCW-D) | 287.46 | 0.36% | 2.23% | 9.75% | 12.76% | 17.31% |
List of Schemes under HSBC Mutual Fund
News
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Fund House Details & Investment Objective
Date of Incorporation
January 1, 2013
Total AUM (Cr)
₹460.33
HSBC Credit Risk Fund - Direct (IDCW-M) is an Credit Risk Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 1, 2013, this fund is managed by Shriram Ramanathan. With assets under management (AUM) worth ₹460.33 (Cr), as of September 3, 2026, HSBC Credit Risk Fund - Direct (IDCW-M) is categorized as a Credit Risk Fund within its segment. The fund has generated a return of 8.10% since its launch.
The current NAV of HSBC Credit Risk Fund - Direct (IDCW-M) is ₹12.31, as on September 3, 2026. The fund's benchmark index is NIFTY Credit Risk Bond Index B-II. You can invest in HSBC Credit Risk Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.52% and 9.24% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 3.74% in Equity, 95.93% in Debt and 0.33% in cash and cash equivalents.
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors