Can I invest in SIP and Lumpsum in HSBC Tax Saver Equity Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Tax Saver Equity Fund - Direct (G). Minimum lumpsum investment HSBC Tax Saver Equity Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Tax Saver Equity Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of HSBC Tax Saver Equity Fund - Direct (G) is HSBC Tax Saver Equity Fund - Direct (G) is ₹94.36 as on 2025-03-20.

Which are the biggest stock holdings of HSBC Tax Saver Equity Fund - Direct (G)?

The 5 biggest stock holdings of HSBC Tax Saver Equity Fund - Direct (G) are: ICICI Bank (7.14%), Infosys (6.58%), HDFC Bank (5.71%), Dixon Technolog. (4.70%), Multi Comm. Exc. (4.39%)

What are the top sectors HSBC Tax Saver Equity Fund - Direct (G) invests in?

A majority of HSBC Tax Saver Equity Fund - Direct (G) 's AUM worth ₹210.48 (Cr) is invested in these 3 top sectors: Banks : 18.70% Consumer Durables : 13.55% Capital Markets : 8.68%

Mutual Funds
AMC
HSBC Tax Saver Equity Fund - Direct (G)

HSBC Tax Saver Equity Fund - Direct (G)

ELSS

Invest Now

NAV
94.36(1.28%)
Fund Size (CR)
₹210.48
Expense Ratio
1.59
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
14.89%

Absolute Return: -10.88%

Annualized Return: 0%

Basic Details

Scheme Manager

Gautam Bhupal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 March 2025	10397.84	3.98%	-	2.94%	22/225
1 Month	19 February 2025	10034.06	0.34%	-	0.45%	122/225
3 Month	19 December 2024	8622.68	-13.77%	-	-10.65%	162/221
6 Month	19 September 2024	8980.60	-10.19%	-	-13.26%	45/221
1 Year	19 March 2024	11474.64	14.75%	14.75%	8.61%	26/221
3 Year	17 March 2022	15525.01	55.25%	15.75%	14.64%	67/211
5 Year	19 March 2020	32206.36	222.06%	26.34%	26.90%	104/211
Since Inception	2 January 2013	54486.95	444.87%	14.89%	14.71%	110/225

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	117096.64	-2.42%	-2.42%
3 Year	1 April 2022	3,60,000	466829.21	29.67%	9.05%
5 Year	1 April 2020	6,00,000	969371.20	61.56%	10.07%
10 Year	1 April 2015	12,00,000	2674097.37	122.84%	8.34%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.39%

Standard Deviation

0.97%

Beta

0.55%

Sharpe Ratio

0.00%

Treynor's Ratio

1.86%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	7.14%	124800	15.03	Equity	Banks
Infosys	6.58%	82100	13.86	Equity	IT - Software
HDFC Bank	5.71%	69350	12.01	Equity	Banks
Dixon Technolog.	4.70%	7100	9.89	Equity	Consumer Durables
Multi Comm. Exc.	4.39%	18500	9.23	Equity	Financial Services
Reliance Industr	4.29%	75160	9.02	Equity	Refineries
Amber Enterp.	4.01%	15000	8.44	Equity	Consumer Durables
Bharti Airtel	3.90%	52300	8.21	Equity	Telecomm-Service
PB Fintech.	3.25%	46800	6.85	Equity	IT - Software
St Bk of India	2.81%	85800	5.91	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Tax Saver Equity Fund - Direct (G)	210.48	0.34%	-13.77%	-10.19%	14.75%	15.75%
SBI Long Term Advantage Fund - Series V -Dir (G)	316.13	1.44%	-8.37%	-6.98%	28.34%	16.75%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	316.13	1.44%	-8.37%	-6.98%	28.34%	16.75%
WhiteOak Capital ELSS Tax Saver Fund - Direct (G)	297.88	1.69%	-9.72%	-7.44%	19.37%	-
WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW)	297.88	1.69%	-9.72%	-7.44%	19.37%	-
LIC MF ELSS Tax Saver - Direct (G)	1007.32	2.93%	-6.60%	-7.97%	18.90%	15.03%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC India Export Opportunities Fund	Equity	Very High	0%	0	₹1,557.04
HSBC Multi Asset Allocation Fund	Hybrid	Very High	10.59%	0	₹1,915.41
HSBC Consumption Fund	Equity	Very High	15.61%	0	₹1,356.30
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	8.16%	0	₹197.88
HSBC Multi Cap Fund	Equity	Very High	9.83%	0	₹3,891.79
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	8.36%	0	₹1,883.18
HSBC Global Equity Climate Change FoF	Other	Very High	1.51%	0	₹61.14
HSBC Focused Fund	Equity	Very High	6.44%	3	₹1,458.79
HSBC Nifty Next 50 Index Fund	Other	Very High	7.98%	1	₹112.66
HSBC Nifty 50 Index Fund	Other	Very High	6.01%	3	₹281.10
HSBC Ultra Short Duration Fund	Debt	Moderately Low	7.52%	3	₹2,548.73
HSBC Overnight Fund	Debt	Low	6.65%	4	₹2,384.04
HSBC Large and Mid Cap Fund	Equity	Very High	13.71%	3	₹3,471.91
HSBC Medium Duration Fund	Debt	Moderate	8.88%	4	₹656.27
HSBC Business Cycles Fund	Equity	Very High	16.16%	0	₹854.89
HSBC Arbitrage Fund	Hybrid	Low	7.57%	3	₹2,246.92
HSBC Small Cap Fund	Equity	Very High	9.55%	3	₹13,334.31
HSBC Multi Asset Active FOF	Other	Very High	7.66%	2	₹53.54
HSBC Aggressive Hybrid Active FOF	Hybrid	Very High	6.47%	3	₹36.25
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	14.56%	0	₹8.37
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	12.06%	3	₹145.73
HSBC Medium to Long Duration Fund	Debt	Moderate	8.77%	2	₹48.53
HSBC Tax Saver Equity Fund	Equity	Very High	14.75%	0	₹210.48
HSBC Flexi Cap Fund	Equity	Very High	9.94%	4	₹4,182.76
HSBC Large Cap Fund	Equity	Very High	6.69%	3	₹1,685.72
HSBC Liquid Fund	Debt	Moderately Low	7.34%	3	₹20,043.37
HSBC Brazil Fund	Other	Very High	-5.47%	0	₹51.75
HSBC Global Emerging Markets Fund	Other	Very High	18.81%	0	₹36.97
HSBC Equity Saving Fund	Hybrid	Moderate	12.28%	5	₹619.25
HSBC Credit Risk Fund	Debt	Moderately High	8.07%	3	₹581.61
HSBC Corporate Bond Fund	Debt	Moderate	7.96%	1	₹5,875.92
HSBC ELSS Tax Saver Fund	Equity	Very High	18.2%	3	₹3,604.41
HSBC Short Duration Fund	Debt	Moderately Low	8.15%	2	₹3,688.20
HSBC Low Duration Fund	Debt	Moderately Low	7.77%	4	₹531.31
HSBC Midcap Fund	Equity	Very High	12.08%	3	₹9,540.93
HSBC Banking and PSU Debt Fund	Debt	Moderate	7.56%	2	₹4,246.12
HSBC Infrastructure Fund	Equity	Very High	13.64%	3	₹1,998.59
HSBC Value Fund	Equity	Very High	10.13%	4	₹11,580.20
HSBC Aggressive Hybrid Fund	Hybrid	Very High	8.73%	3	₹4,744.31
HSBC Balanced Advantage Fund	Hybrid	Moderately High	8.93%	4	₹1,432.46
HSBC Gilt Fund	Debt	Moderate	9.13%	3	₹256.96
HSBC Money Market Fund	Debt	Moderately Low	7.6%	3	₹2,620.39
HSBC Dynamic Bond Fund	Debt	Moderate	9.21%	3	₹151.54
HSBC Financial Services Fund	Equity	Very High	0%	0	₹503.92

News

HSBC Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 21 March 2025 as the record date for declaration of distribution under the IDCW option of HSBC Arbitrage Fund. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Regular Plan ' Quarterly IDCW Option: 0.22
Direct Plan ' Quarterly IDCW Option: 0.25
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HSBC MF announces change in Fund Manager of the following schemes

HSBC Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 01 February 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Liquid Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Shriram Ramanathan
HSBC Medium to Long Duration Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mohd. Asif Rizwi & Mr. Shriram Ramanathan
HSBC Money Market Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Shriram Ramanathan
HSBC Corporate Bond Fund	' Mr. Kapil Lal Punjabi & Mr. Shriram Ramanathan (For Fixed Income)	' Mr. Mohd. Asif Rizwi & Mr. Shriram Ramanathan
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	' Mr. Kapil Lal Punjabi & Mr. Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi
HSBC CRISIL IBX Gilt June 2027 Index Fund	' Mr. Kapil Lal Punjabi & Mr. ' Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi
HSBC Conservative Hybrid Fund	' Mr. Mahesh Chhabria & Mr. Kapil Lal Punjabi (For Fixed Income) ' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Sonal Gupta (For Overseas Investments)	' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Equity Savings Fund	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Balanced Advantage Fund	' Mr. Neelotpal Sahai & Mr. Gautam ' Bhupal (For Equity), ' Mr. Praveen Ayathan & Mr. Hitesh ' Gondhia (For Arbitrage portion), ' Mr. Mahesh Chhabria & Mr. Kapil ' Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas ' Investments)	' Mr. Neelotpal Sahai & Mr. Gautam Bhupal (For Equity), ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion), ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Arbitrage Fund	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income)	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)
HSBC Multi Asset Allocation Fund	' Ms. Cheenu Gupta (For Domestic Equity) ' Mr. Mahesh Chhabria & Mr. Kapil Punjabi (For Fixed Income) ' Mr. Dipan Parikh (For Gold / Silver ETFs) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta (For Domestic Equity) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Dipan Parikh (For Gold / Silver ETFs) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Overnight Fund	' Mr. Kapil Lal Punjabi & Mr. Mahesh Chhabria (For Fixed Income)	' Mr. Mahesh Chhabria
HSBC Ultra Short Duration Fund	' Mr. Mahesh Chhabria & Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Mahesh Chhabria
HSBC Medium Duration Fund	' Mr. Shriram Ramanathan & Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Shriram Ramanathan
HSBC Credit Risk Fund	' Mr. Shriram Ramanathan & Mr. Kapil Lal Punjabi & (For Fixed Income)	' Mr. Shriram Ramanathan
HSBC Multi Cap Fund	' Mr. Venugopal Manghat (For Domestic Equities) ' Mr. Gautam Bhupal (For Equity) ' Mr. Kapil Lal Punjabi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat (For Domestic Equities) ' Mr. Gautam Bhupal (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Global Equity Climate Change Fund of Fund	' Mr. Sonal Gupta (For Overseas Investment) ' Mr. Kapil Lal Punjabi (For Fixed Income)	' Mr. Sonal Gupta (For Overseas Investment) ' Mr. Mahesh Chhabria (For Fixed Income)

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HSBC Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 27 January 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.210
HSBC Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.240
HSBC Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.135
HSBC Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.155
HSBC Multi Cap Fund - Regular Plan - IDCW Option: 1.600
HSBC Value Fund - Regular Plan - IDCW Option: 4.750
HSBC Value Fund ' Direct Plan ' IDCW Option: 4.750
HSBC Tax saver Equity Fund - Regular Plan - IDCW Option: 3.000
HSBC Tax saver Equity Fund ' Direct Plan ' IDCW Option: 3.000
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹210.48

HSBC Tax Saver Equity Fund - Direct (G) is an ELSS-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 1 January 2013, this fund is managed by Gautam Bhupal. With assets under management (AUM) worth ₹210.48 (Cr), as of 20 March 2025, HSBC Tax Saver Equity Fund - Direct (G) is categorized as a ELSS within its segment. The fund has generated a return of 14.89% since its launch.
The current NAV of HSBC Tax Saver Equity Fund - Direct (G) is ₹94.36, as on 20 March 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in HSBC Tax Saver Equity Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
NIL The fund has generated 15.75% and 26.34% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.60% in Equity, 1.68% in Debt and -0.28% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.70% in Banks, 13.55% in Consumer Durables, 8.68% in Capital Markets, 8.54% in IT-Software, 5.72% in Pharmaceuticals & Biotech

FAQs

How to Invest in HSBC Tax Saver Equity Fund - Direct (G) Direct Growth?

HSBC Tax Saver Equity Fund - Direct (G) is a popular fund in the ELSS segment. The fund has generated a return of 14.89% since inception. Looking to invest in HSBC Tax Saver Equity Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Tax Saver Equity Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Tax Saver Equity Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Tax Saver Equity Fund - Direct (G) today and reap the benefits of this ELSS fund!

How much returns has HSBC Tax Saver Equity Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Tax Saver Equity Fund - Direct (G) has generated annualised return of 14.75%. In the long-term, the fund has generated 15.75% and 26.34% in 3 and 5 years respectively. Since its inception, the fund has generated 14.89% returns.

What is the expense ratio of HSBC Tax Saver Equity Fund - Direct (G) Direct Growth?

The expense ratio of HSBC Tax Saver Equity Fund - Direct (G) Direct Growth is 1.59%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Tax Saver Equity Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Tax Saver Equity Fund - Direct (G) is ₹210.48 (Cr) as of 2025-03-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Tax Saver Equity Fund - Direct (G) Direct Growth?

Redeeming or selling units of HSBC Tax Saver Equity Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Tax Saver Equity Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Tax Saver Equity Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).