Kotak Equity Savings Fund - Direct (G)

Equity Savings

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NAV
30.29(-0.21%)
Fund Size (CR)
₹10,223.48
Expense Ratio
1.11
Scheme Type
Active Fund
Value Research
-

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
0%
Return Since Launch
9.88%

Absolute Return: 1.19%

Annualized Return: 0%

Basic Details

Scheme Manager

Devender Singhal

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	July 15, 2026	9994.53	-0.05%	-	-0.11%	63/131
1 Month	June 22, 2026	10050.86	0.51%	-	0.39%	51/131
3 Month	April 22, 2026	10116.92	1.17%	-	1.37%	61/131
6 Month	January 22, 2026	10235.49	2.35%	-	2.21%	49/131
1 Year	July 22, 2025	10559.28	5.59%	5.59%	3.97%	21/123
3 Year	July 21, 2023	13527.74	35.28%	10.58%	8.70%	14/121
5 Year	July 22, 2021	16565.42	65.65%	10.62%	8.18%	9/121
Since Inception	October 13, 2014	30355.30	203.55%	9.88%	8.14%	15/131

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	August 1, 2025	1,20,000	123083.69	2.57%	2.57%
3 Year	August 1, 2023	3,60,000	403845.00	12.18%	3.91%
5 Year	August 2, 2021	6,00,000	766037.77	27.67%	5.01%
10 Year	August 1, 2016	12,00,000	2044024.41	70.34%	5.47%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Risk Ratios

1.82%

Standard Deviation

0.43%

Beta

0.82%

Sharpe Ratio

0.01%

Treynor's Ratio

4.68%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel	6.14%	3389070	627.66	Equity	Telecom-Service
Indus Towers	3.32%	8673698	339.75	Equity	Telecom Equipment & Infra Services
HDFC Bank	3.13%	4014400	320.33	Equity	Banks
Maruti Suzuki	2.93%	212088	299.36	Equity	Automobile
SBI	2.93%	2914289	299.27	Equity	Banks
Adani Ports	2.69%	1518575	274.89	Equity	Marine Port & Services
NTPC	2.62%	7512400	267.93	Equity	Power Generation & Distribution
ICICI Bank	2.31%	1719963	236.53	Equity	Banks
Radico Khaitan	2.31%	598199	236.02	Equity	Alcoholic Beverages
One 97	2.20%	1973450	225.27	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Kotak Equity Savings Fund - Direct (G)	10223.48	0.51%	1.17%	2.35%	5.59%	10.58%
HSBC Equity Savings Fund - Direct (IDCW-Q)	1126.77	0.09%	3.89%	9.12%	11.78%	13.85%
HSBC Equity Savings Fund - Direct (G)	1126.77	0.09%	3.89%	9.11%	11.77%	13.84%
HSBC Equity Savings Fund - Direct (IDCW-M)	1126.77	0.09%	3.88%	9.11%	11.75%	13.41%
WhiteOak Capital Equity Savings Fund - Direct (G)	273.31	1.45%	2.65%	3.08%	8.82%	-
Edelweiss Equity Savings Fund-Dir(IDCW-M)	1443.86	0.79%	2.64%	4.91%	8.03%	11.39%

List of Schemes under Kotak Mahindra Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Kotak Nifty 100 Low Volatility 30 Index Fund	Other	Very High	1.36%	0	₹113.07
Kotak Nifty Midcap 150 Index Fund	Other	Very High	4.87%	0	₹39.20
Kotak Midcap Fund	Equity	Very High	6.99%	4	₹67,611.00
Kotak Overnight Fund	Debt	Low	5.35%	4	₹9,316.98
Kotak Aggressive Hybrid	Hybrid	Very High	4.1%	4	₹8,961.68
Kotak Nifty Smallcap 50 Index Fund	Other	Very High	3.85%	0	₹220.34
Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund	Other	Moderate	4.62%	0	₹3,250.69
Kotak Pioneer Fund	Equity	Very High	10.91%	0	₹3,873.02
Kotak Nifty Top 10 Equal Weight Index Fund	Other	Very High	-11.06%	0	₹40.65
Kotak BSE PSU Index Fund	Other	Very High	7.23%	0	₹83.84
Kotak MNC Fund	Equity	Very High	20.87%	0	₹2,180.06
Kotak Nifty G-Sec July 2033 Index Fund	Other	Moderate	4.63%	0	₹21.55
Kotak BSE Sensex Index Fund	Other	Very High	-5.97%	0	₹22.86
Kotak Large Cap Fund	Equity	Very High	-0.57%	4	₹10,772.29
Kotak NIFTY Midcap 50 Index Fund	Other	Very High	7.72%	0	₹77.96
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	6.63%	0	₹310.60
Kotak Nifty 50 Equal Weight Index Fund	Other	Very High	4.7%	0	₹60.97
Kotak Long Duration Fund	Debt	Moderate	0.92%	0	₹63.56
Kotak Nifty Financial Services Ex-Bank Index Fund	Other	Very High	5.28%	0	₹100.10
Kotak Nifty SDL Apr 2027 Top 12 Equal Weight Index Fund	Other	Moderate	5.91%	0	₹6,653.49
Kotak Nifty AAA Bond Financial Services Mar 2028 Index Fund	Other	Moderate	5.68%	0	₹219.02
Kotak Technology Fund	Equity	Very High	-12.51%	0	₹505.35
Kotak Large & Midcap Fund	Equity	Very High	3.81%	3	₹31,262.73
Kotak Services Fund	Equity	Very High	0%	0	₹749.06
Kotak Nifty 100 Equal Weight Index Fund	Other	Very High	5.72%	0	₹44.25
Kotak Transportation & Logistics Fund	Equity	Very High	5.42%	0	₹510.32
Kotak Consumption Fund	Equity	Very High	3.28%	0	₹1,711.26
Kotak Quant Fund	Equity	Very High	1.78%	0	₹497.89
Kotak BSE Housing Index Fund	Other	Very High	-5.59%	0	₹12.89
Kotak Small Cap Fund	Equity	Very High	-0.06%	2	₹18,690.79
Kotak Gilt-Invest Plan	Debt	Moderately Low	1.27%	2	₹2,243.85
Kotak Nifty SmallCap 250 Index Fund	Other	Very High	0.42%	0	₹61.66
Kotak Gilt-Invest Plan	Debt	Moderately Low	1.27%	2	₹2,243.85
Kotak Nifty 200 Momentum 30 Index Fund	Other	Very High	-1.56%	0	₹575.29
Kotak Banking & Financial Services Fund	Equity	Very High	6.11%	0	₹1,486.94
Kotak Balanced Advantage Fund	Hybrid	Very High	2.55%	3	₹17,371.73
Kotak Global Innovation Overseas Equity Omni FOF	Other	Very High	31.61%	0	₹832.20
Kotak Healthcare Fund	Equity	Very High	20.32%	0	₹678.41
Kotak ESG Exclusionary Strategy Fund	Equity	Very High	-0.65%	0	₹746.02
Kotak Equity Savings Fund	Hybrid	Moderately High	5.59%	4	₹10,223.48
Kotak Dynamic Bond Fund	Debt	Moderate	5.14%	3	₹2,372.23
Kotak Banking and PSU Debt Fund	Debt	Moderate	5.56%	3	₹4,993.21
Kotak Bond - Short Term Fund	Debt	Moderate	5.31%	3	₹14,481.51
Kotak Quality Overseas Equity Omni FOF	Other	Very High	0%	0	₹379.34
Kotak Global Emerging Market Overseas Equity Omni FOF	Other	Very High	49.6%	0	₹1,766.73
Kotak Floating Rate Fund	Debt	Moderate	6.15%	4	₹3,431.10
Kotak CRISIL-IBX AAA Bond Financial Services Index-Dec 2026 Fund	Other	Moderate	6.3%	0	₹107.81
Kotak Nifty 200 Quality 30 Index Fund	Other	Very High	-1.4%	0	₹16.58
Kotak Gold Fund	Other	High	44.05%	2	₹6,422.39
Kotak Arbitrage Fund	Hybrid	Low	6.68%	4	₹72,409.42
Kotak Nifty SDL Jul 2026 Index Fund	Other	Moderately Low	5.61%	0	₹95.75
Kotak Energy Opportunities Fund	Equity	Very High	4.58%	0	₹273.46
Kotak Nifty India Tourism Index Fund	Other	Very High	-16.31%	0	₹39.30
Kotak Credit Risk Fund	Debt	High	7.65%	1	₹770.38
Kotak US Specific Equity Passive FOF	Other	Very High	39.9%	0	₹4,587.71
Kotak Corporate Bond Fund	Debt	Moderately Low	5.2%	4	₹14,926.44
Kotak Bond Fund	Debt	Moderately Low	4.09%	3	₹1,802.95
Kotak Money Market Scheme	Debt	Moderate	6.31%	3	₹29,457.35
Kotak Nifty Commodities Index Fund	Other	Very High	11.47%	0	₹289.61
Kotak International REIT Overseas Equity Omni FOF	Other	Very High	15.57%	0	₹103.89
Kotak Debt Hybrid	Hybrid	Moderately High	2.59%	4	₹2,874.49
Kotak Nifty SDL Jul 2033 Index Fund	Other	Moderate	4.12%	0	₹183.83
Kotak Income Plus Arbitrage Omni FOF	Other	Moderately High	5.82%	0	₹7,809.44
Kotak Nifty SDL Plus AAA PSU Bond Jul 2028 60:40 Index Fund	Other	Moderate	5.04%	0	₹523.13
Kotak Nifty Alpha 50 Index Fund	Other	Very High	0%	0	₹38.31
Kotak Savings Fund	Debt	Moderate	6.4%	2	₹14,939.23
Kotak Multi Asset Active FOF	Other	Very High	0%	0	₹76.09
Kotak Multi Asset Omni FOF	Other	Very High	9.11%	3	₹2,522.15
Kotak CRISIL-IBX AAA Financial Services Index-Sep 2027 Fund	Other	Moderate	6.01%	0	₹465.63
Kotak Low Duration Fund - Standard Plan	Debt	Moderate	6.31%	2	₹11,882.89
Kotak Nifty 50 Index Fund	Other	Very High	-3.28%	3	₹1,143.47
Kotak Active Momentum Fund	Equity	Very High	0%	0	₹1,488.38
Kotak Dividend Yield Fund	Equity	Very High	0%	0	₹235.47
Kotak Special Opportunites Fund	Equity	Very High	12.83%	0	₹1,461.10
Kotak Focused Fund	Equity	Very High	8.88%	4	₹4,298.80
Kotak ELSS Tax Saver Fund	Equity	Very High	0.94%	3	₹6,196.82
Kotak Business Cycle Fund	Equity	Very High	4.92%	0	₹3,302.30
Kotak Flexi Cap Fund	Equity	Very High	0.21%	3	₹55,850.29
Kotak Contra Fund	Equity	Very High	2.73%	3	₹5,331.37
Kotak Multi Factor Passive FOF	Other	Very High	0%	0	₹83.68
Kotak NIFTY Midcap 150 Momentum 50 Index Fund	Other	Very High	-0.24%	0	₹432.08
Kotak CRISIL-IBX Financial Services 9 to 12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹894.41
Kotak Multicap Fund	Equity	Very High	6.1%	4	₹28,074.19
Kotak Nifty500 Momentum 50 Index Fund	Other	Very High	0%	0	₹24.30
Kotak Rural Opportunities Fund	Equity	Very High	0%	0	₹780.40
Kotak Infrastructure & Economic Reform-SP	Equity	Very High	4.19%	3	₹2,446.83
Kotak Liquid	Debt	Moderate	6.36%	3	₹53,894.88
Kotak Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹6.18
Kotak Nifty200 Value 30 Index Fund	Other	Very High	0%	0	₹30.84
Kotak Gold Silver Passive FOF	Other	Very High	0%	0	₹1,011.58
Kotak Nifty Next 50 Index Fund	Other	Very High	6.71%	2	₹1,205.62
Kotak Manufacture in India Fund	Equity	Very High	14.49%	0	₹2,803.90
Kotak Medium Term Fund	Debt	Moderate	7.39%	3	₹1,914.30
Kotak Silver ETF Fund of Fund	Other	Very High	93.27%	0	₹922.93
Kotak Multi Asset Allocation Fund - Reg	Hybrid	Very High	19.8%	0	₹14,308.51

News

Kotak Arbitrage Fund announces Income Distribution cum capital withdrawal (IDCW)
Kotak Mahindra Mutual Fund has announced 24 July 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option of Kotak Arbitrage Fund. The amount of IDCW on the face value of Rs 10 per unit will be:
Regular Plan ' Monthly IDCW Option: Rs 0.0462
Direct Plan ' Monthly IDCW Option: Rs 0.0535
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Change in the Re-opening date of the New Fund Offer (NFO) of Kotak Nifty Private Bank ETF
Kotak Mahindra Mutual Fund has Announced Change in the Re-opening date of the New Fund Offer (NFO) of Kotak Nifty Private Bank ETF

Name of the Scheme Existing Re-opening date on or before Revised Re-opening date on or before

Kotak Nifty Private Bank ETF July 24, 2026 July 22, 2026

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Name of the Scheme	Existing Re-opening date on or before	Revised Re-opening date on or before
Kotak Nifty Private Bank ETF	July 24, 2026	July 22, 2026

Kotak Mahindra Mutual Fund announces change in benchmark under its scheme
Kotak Mahindra Mutual Fund has announced a change in the benchmark of the Kotak FMP Series 304, with effect from July 16, 2026.
Change of Benchmark of Kotak FMP Series 304

Scheme Name Existing Benchmark Revised Benchmark

Kotak FMP Series 304 NIFTY Long Duration Debt Index Nifty G-Sec July 2031 Index

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Scheme Name	Existing Benchmark	Revised Benchmark
Kotak FMP Series 304	NIFTY Long Duration Debt Index	Nifty G-Sec July 2031 Index

Fund House Details & Investment Objective

Date of Incorporation

September 17, 2014

Total AUM (Cr)

₹10223.48

Kotak Equity Savings Fund - Direct (G) is an Equity Savings-oriented fund from the renowned AMC, Kotak Mahindra Mutual Fund. Launched in September 17, 2014, this fund is managed by Devender Singhal. With assets under management (AUM) worth ₹10,223.48 (Cr), as of July 23, 2026, Kotak Equity Savings Fund - Direct (G) is categorized as a Equity Savings within its segment. The fund has generated a return of 9.88% since its launch.
The current NAV of Kotak Equity Savings Fund - Direct (G) is ₹30.29, as on July 23, 2026. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in Kotak Equity Savings Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 10.58% and 10.62% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.11% in Equity, 18.99% in Debt and 9.91% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 24.07% in Debt, 11.29% in Banks, 11.07% in Telecom-Services, 9.40% in Others, 5.95% in Automobiles

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