Can I invest in SIP and Lumpsum in PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in PGIM India Balanced Advantage Fund - Direct (IDCW). Minimum lumpsum investment PGIM India Balanced Advantage Fund - Direct (IDCW) is ₹5,000 and minimum SIP amount is ₹1,000 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

Which are the biggest stock holdings of PGIM India Balanced Advantage Fund - Direct (IDCW)?

The 5 biggest stock holdings of PGIM India Balanced Advantage Fund - Direct (IDCW) are: HDFC Bank (6.98%), ICICI Bank (6.25%), Reliance Industr (5.65%), Infosys (3.28%), Bharti Airtel (2.49%)

What are the top sectors PGIM India Balanced Advantage Fund - Direct (IDCW) invests in?

A majority of PGIM India Balanced Advantage Fund - Direct (IDCW) 's AUM worth ₹924.4 (Cr) is invested in these 3 top sectors: Debt : 34.59% Banks : 14.42% IT-Software : 6.17%

Mutual Funds
AMC
PGIM India Balanced Advantage Fund - Direct (IDCW)

PGIM India Balanced Advantage Fund - Direct (IDCW)

Q: What is the NAV of PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of PGIM India Balanced Advantage Fund - Direct (IDCW) is PGIM India Balanced Advantage Fund - Direct (IDCW) is ₹12.11 as on 2025-03-20.

Dynamic Asset Allocation or Balanced Advantage

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NAV
12.11(0.75%)
Fund Size (CR)
₹924.4
Expense Ratio
0.47
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
10.71%

Absolute Return: -2.10%

Annualized Return: 0%

Basic Details

Scheme Manager

Vinay Paharia

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	12 March 2025	10221.09	2.21%	-	1.63%	14/145
1 Month	19 February 2025	10083.87	0.84%	-	0.59%	52/145
3 Month	19 December 2024	9608.28	-3.92%	-	-4.54%	65/145
6 Month	19 September 2024	9346.83	-6.53%	-	-6.10%	103/145
1 Year	19 March 2024	10936.70	9.37%	9.37%	6.92%	38/137
3 Year	17 March 2022	13146.15	31.46%	9.52%	10.89%	84/107
5 Year	-	-	0%	-	15.89%	-/-
Since Inception	4 February 2021	15210.10	52.10%	10.71%	9.98%	64/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2024	1,20,000	151159.00	25.97%	25.97%
3 Year	1 April 2022	3,60,000	479136.78	33.09%	10.00%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.69%

Standard Deviation

0.70%

Beta

0.28%

Sharpe Ratio

0.00%

Treynor's Ratio

0.43%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.98%	372679	64.56	Equity	Banks
ICICI Bank	6.25%	479622	57.75	Equity	Banks
Reliance Industr	5.65%	435082	52.21	Equity	Refineries
Infosys	3.28%	179415	30.28	Equity	IT - Software
Bharti Airtel	2.49%	146412	22.99	Equity	Telecomm-Service
TCS	2.05%	54489	18.98	Equity	IT - Software
Larsen & Toubro	1.62%	47365	14.99	Equity	Infrastructure Developers & Operators
ICICI Lombard	1.53%	83439	14.11	Equity	Insurance
Zomato Ltd	1.52%	633951	14.08	Equity	E-Commerce/App based Aggregator
Varun Beverages	1.39%	294052	12.82	Equity	FMCG

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Balanced Advantage Fund - Direct (IDCW)	924.40	0.84%	-3.92%	-6.53%	9.37%	9.52%
AXIS Balanced Advantage Fund - Direct (G)	2625.19	0.78%	-2.48%	-3.17%	14.15%	13.51%
AXIS Balanced Advantage Fund - Direct (IDCW)	2625.19	0.78%	-2.51%	-3.15%	14.13%	13.51%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1296.33	1.08%	-3.48%	-2.74%	13.73%	-
DSP Dynamic Asset Allocation Fund -Dir (G)	3105.84	1.31%	-0.78%	-1.31%	13.38%	11.45%
DSP Dynamic Asset Allocation Fund -Dir (IDCW-M)	3105.84	0.98%	-1.09%	-1.62%	13.02%	11.34%

List of Schemes under PGIM India Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
PGIM India Healthcare Fund	Equity	Very High	0%	0	₹96.47
PGIM India Multi Cap Fund	Equity	Very High	0%	0	₹320.89
PGIM India Retirement Fund	Solution Oriented	Very High	0%	0	₹66.27
PGIM India Large and Mid Cap Fund	Equity	Very High	13.57%	0	₹572.37
PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund	Other	Moderate	8.15%	0	₹26.60
PGIM India Global Select Real Estate Securities Fund of Fund	Other	Very High	11.21%	0	₹50.35
PGIM India Small Cap Fund	Equity	Very High	10.97%	1	₹1,278.59
PGIM India Balanced Advantage Fund	Hybrid	Very High	9.48%	2	₹924.40
PGIM India Money Market Fund	Debt	Moderately Low	7.45%	2	₹167.07
PGIM India Overnight Fund	Debt	Low	6.65%	3	₹88.11
PGIM India Elss Tax Saver Fund	Equity	Very High	12.29%	3	₹698.40
PGIM India Flexi Cap Fund	Equity	Very High	10.04%	3	₹5,595.43
PGIM India Arbitrage Fund	Hybrid	Low	7.48%	2	₹89.22
PGIM India Midcap Opportunities Fund	Equity	Very High	12.68%	3	₹9,600.28
PGIM India Dynamic Bond Fund	Debt	Moderately Low	9.7%	4	₹102.83
PGIM India Ultra Short Duration Fund	Debt	Moderately Low	7.46%	3	₹205.52
PGIM India Equity Savings Fund	Hybrid	Moderately Low	7.26%	3	₹68.41
PGIM India Corporate Bond Fund	Debt	Moderately Low	8.22%	4	₹95.08
PGIM India Hybrid Equity Fund	Hybrid	Very High	10%	2	₹197.60
PGIM India Liquid Fund	Debt	Moderately Low	7.36%	4	₹359.99
PGIM India Emerging Markets Equity Fund	Other	Very High	26.29%	0	₹95.92
PGIM India GEO Fund	Other	Very High	1.32%	0	₹1,407.82
PGIM India Gilt Fund	Debt	Moderate	9.26%	4	₹114.35
PGIM India Large Cap Fund	Equity	Very High	6.12%	2	₹531.23
PGIM India Credit Risk Fund-SP1	Debt	Moderate	0%	0	₹0.00

News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 March 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0647
Direct Plan ' Monthly IDCW Option: 0.0654
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1620
Direct Plan ' Monthly IDCW Option: 0.1797
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0703
Direct Plan ' Monthly IDCW Option: 0.0769
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PGIM India MF announces change in Fund Manager of the following schemes

PGIM India Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 15 February 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager(s)	Revised Fund Manager(s)
PGIM India Emerging Markets Equity Fund	Mr. Chetan Gindodia	Mr. Anandha Padmanabhan Anjeneyan Mr. Vivek Sharma
PGIM India Global Equity Opportunities Fund	Mr. Chetan Gindodia	Mr. Anandha Padmanabhan Anjeneyan Mr. Vivek Sharma
PGIM India Global Select Real Estate Securities Fund of Fund	Mr. Chetan Gindodia	Mr. Anandha Padmanabhan Anjeneyan Mr. Vivek Sharma
PGIM India Flexi Cap Fund	Mr. Anandha Padmanabhan Anjeneyan Mr. Vivek Sharma Mr. Vinay Paharia Mr. Chetan Gindodia Mr. Puneet Pal	Mr. Anandha Padmanabhan Anjeneyan Mr. Vivek Sharma Mr. Vinay Paharia Mr. Puneet Pal
PGIM India Hybrid Equity Fund	Mr. Vivek Sharma Mr. Anandha Padmanabhan Anjeneyan Mr. Vinay Paharia Mr. Puneet Pal Mr. Chetan Gindodia	Mr. Vivek Sharma Mr. Anandha Padmanabhan Anjeneyan Mr. Vinay Paharia Mr. Puneet Pal
PGIM India Balanced Advantage Fund	Mr. Utsav Mehta Mr. Anandha Padmanabhan Anjeneyan Mr. Vinay Paharia Mr. Puneet Pal Mr. Chetan Gindodia	Mr. Utsav Mehta Mr. Anandha Padmanabhan Anjeneyan Mr. Vinay Paharia Mr. Puneet Pal
PGIM India Small Cap Fund	Mr. Utsav Mehta Mr. Vivek Sharma Mr. Vinay Paharia Mr. Puneet Pal Mr. Chetan Gindodia	Mr. Utsav Mehta Mr. Vivek Sharma Mr. Vinay Paharia Mr. Puneet Pal
PGIM India Large and Mid Cap Fund	Mr. Vinay Paharia Mr. Anandha Padmanabhan Anjeneyan Mr. Utsav Mehta Mr. Puneet Pal Mr. Chetan Gindodia	Mr. Vinay Paharia Mr. Anandha Padmanabhan Anjeneyan Mr. Utsav Mehta Mr. Puneet Pal

Powered by Capital Market - Live News

PGIM India Mutual Fund announces Monthly Income Distribution cum Capital Withdrawal (IDCW) under its schemes
PGIM India Mutual Fund has announced 17 January 2025 as the record date for declaration of IDCW under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
PGIM India Arbitrage Fund:
Regular Plan ' Monthly IDCW Option: 0.0647
Direct Plan ' Monthly IDCW Option: 0.0653
PGIM India Hybrid Equity Fund:
Regular Plan ' Monthly IDCW Option: 0.1773
Direct Plan ' Monthly IDCW Option: 0.1961
PGIM India Equity Savings Fund:
Regular Plan ' Monthly IDCW Option: 0.0714
Direct Plan ' Monthly IDCW Option: 0.0780
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Fund House Details & Investment Objective

Date of Incorporation

15 January 2021

Total AUM (Cr)

₹924.40

PGIM India Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, PGIM India Mutual Fund. Launched in 15 January 2021, this fund is managed by Vinay Paharia. With assets under management (AUM) worth ₹924.4 (Cr), as of 20 March 2025, PGIM India Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.71% since its launch.
The current NAV of PGIM India Balanced Advantage Fund - Direct (IDCW) is ₹12.11, as on 20 March 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in PGIM India Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
For Exits within 90 days from date of allotment of units : 0.50%. For Exits beyond 90 days from date of allotment of units : Nil The fund has generated 9.52% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 65.26% in Equity, 34.59% in Debt and 0.15% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 34.59% in Debt, 14.42% in Banks, 6.17% in IT-Software, 5.65% in Petroleum Products, 3.36% in Pharmaceuticals & Biotech

FAQs

How to Invest in PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth?

PGIM India Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 10.71% since inception. Looking to invest in PGIM India Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in PGIM India Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, PGIM India Balanced Advantage Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in PGIM India Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, PGIM India Balanced Advantage Fund - Direct (IDCW) has generated annualised return of 9.37%. In the long-term, the fund has generated 9.52% and - in 3 and 5 years respectively. Since its inception, the fund has generated 10.71% returns.

What is the expense ratio of PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth?

The expense ratio of PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth is 0.47%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of PGIM India Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of PGIM India Balanced Advantage Fund - Direct (IDCW) is ₹924.4 (Cr) as of 2025-03-20 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from PGIM India Balanced Advantage Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of PGIM India Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from PGIM India Balanced Advantage Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case PGIM India Balanced Advantage Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).