SBI ELSS Tax Saver Fund (IDCW)

ELSS

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NAV
85.49(0.00%)
Fund Size (CR)
₹31,093.9
Expense Ratio
1.62
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
16.27%

Absolute Return: -3.71%

Annualized Return: 0%

Basic Details

Scheme Manager

Dinesh Balachandran

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	May 25, 2026	9807.84	-1.92%	-	-2.08%	68/197
1 Month	April 30, 2026	9871.36	-1.29%	-	-1.04%	118/197
3 Month	February 28, 2026	9480.36	-5.20%	-	-1.39%	154/197
6 Month	December 1, 2025	9348.25	-6.52%	-	-5.06%	114/197
1 Year	May 31, 2025	9730.93	-2.69%	-2.69%	-0.31%	128/197
3 Year	June 1, 2023	16637.09	66.37%	18.47%	14.26%	14/189
5 Year	June 1, 2021	21572.31	115.72%	16.61%	13.71%	35/183
Since Inception	March 31, 1993	1489519.10	14795.19%	16.27%	14.09%	43/197

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	June 2, 2025	1,30,000	2207515.60	1598.09%	1598.09%
3 Year	July 3, 2023	3,60,000	6844609.42	1801.28%	166.90%
5 Year	July 1, 2021	6,00,000	13760526.06	2193.42%	87.11%
10 Year	July 1, 2016	12,00,000	35998776.20	2899.90%	40.51%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.36%

Standard Deviation

1.04%

Beta

0.76%

Sharpe Ratio

-0.03%

Treynor's Ratio

11.01%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	8.95%	22017451	2781.68	Equity	Banks
Reliance Industr	5.19%	11275148	1613.25	Equity	Refineries
Kotak Mah. Bank	4.90%	39750000	1523.62	Equity	Banks
Tata Steel	4.17%	61312247	1295.90	Equity	Steel
Axis Bank	4.07%	9973332	1264.92	Equity	Banks
HDFC Bank	3.99%	16086506	1241.40	Equity	Banks
SBI	3.83%	11138360	1190.08	Equity	Banks
Torrent Power	3.13%	5610813	974.04	Equity	Power Generation & Distribution
Larsen & Toubro	2.93%	2268231	910.47	Equity	Infrastructure Developers & Operators
TCS	2.27%	2849100	704.84	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Quant ELSS Tax Saver Fund - Direct (G)	12505.69	3.45%	7.47%	4.16%	11.80%	19.05%
Quant ELSS Tax Saver Fund - Direct (IDCW)	12505.69	3.45%	7.47%	4.16%	11.80%	19.06%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (G)	22.63	-0.13%	6.17%	1.49%	10.01%	16.83%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (IDCW)	22.63	-0.13%	6.17%	1.49%	10.01%	16.83%
Sundaram LT Tax Advantage Fund-Sr.III-Dir (G)	33.90	-0.69%	6.40%	1.82%	9.42%	16.56%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Healthcare Opportunities Fund	Equity	Very High	10.29%	5	₹4,323.29
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹122.48
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	1.23%	0	₹2,619.56
SBI Corporate Bond Fund	Debt	Moderately Low	3.65%	3	₹21,830.30
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	1.11%	0	₹1,669.35
SBI PSU Fund	Equity	Very High	9.37%	0	₹6,669.45
SBI Technology Opportunities Fund	Equity	Very High	-10.04%	0	₹4,240.40
SBI US Specific Equity Active FoF	Other	Very High	48.63%	0	₹1,242.62
SBI Nifty Bank Index Fund	Other	Very High	-3.13%	0	₹162.13
SBI Equity Hybrid Fund	Hybrid	Very High	4.35%	3	₹83,353.48
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹60.90
SBI Long Duration Fund	Debt	Moderate	-1.9%	0	₹1,519.19
SBI Medium to Long Duration Fund	Debt	Moderate	2.07%	4	₹2,019.71
SBI Midcap Fund	Equity	Very High	0.69%	3	₹23,247.37
SBI Banking & Financial Services Fund	Equity	Very High	2%	4	₹10,374.95
SBI BSE Sensex Index Fund	Other	Very High	-8.16%	0	₹313.35
SBI Gold Fund	Other	Very High	60.37%	5	₹15,691.06
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	1.37%	3	₹1,581.78
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	17.17%	5	₹6,114.10
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹313.53
SBI Quality Fund	Equity	Very High	0%	0	₹2,306.43
SBI MNC Fund	Equity	Very High	2.75%	0	₹5,958.19
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Low	0%	0	₹218.22
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	4.89%	0	₹1,363.12
SBI Consumption Opportunities Fund	Equity	Very High	-8.62%	4	₹2,932.51
SBI Comma Fund	Equity	Very High	15.54%	0	₹1,081.02
SBI Dynamic Bond Fund	Debt	Moderate	2.66%	3	₹3,800.07
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	4.14%	5	₹137.68
SBI Conservative Hybrid Fund	Hybrid	High	4.65%	4	₹9,788.27
SBI Large & Midcap Fund	Equity	Very High	5.06%	4	₹38,425.64
SBI Nifty Smallcap 250 Index Fund	Other	Very High	0.21%	3	₹1,549.00
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	3.88%	0	₹1,888.84
SBI Nifty India Consumption Index Fund	Other	Very High	-2.31%	0	₹269.97
SBI Nifty50 Equal Weight Index Fund	Other	Very High	4.49%	0	₹1,043.09
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	5.95%	0	₹8,331.87
SBI ESG Exclusionary Strategy Fund	Equity	Very High	-2.84%	0	₹5,265.04
SBI Multi Asset Allocation Fund	Hybrid	Very High	14.79%	4	₹18,039.89
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	-1.25%	2	₹252.35
SBI Saving Fund	Debt	Moderate	5.88%	3	₹35,684.65
SBI Gilt Fund	Debt	Moderate	0.54%	4	₹8,930.74
SBI Silver ETF Fund of Fund	Other	Very High	165.27%	0	₹3,849.97
SBI Credit Risk Fund	Debt	Moderately High	6.71%	3	₹2,137.63
SBI Contra Fund	Equity	Very High	-1.64%	5	₹47,352.17
SBI Focused Fund	Equity	Very High	11.96%	4	₹46,041.95
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	-3.84%	0	₹250.68
SBI Flexi Cap Fund	Equity	Very High	-0.33%	3	₹22,402.68
SBI ELSS Tax Saver Fund	Equity	Very High	-2.06%	5	₹31,093.90
SBI Short Horizon Debt - Short Term	Debt	Moderate	4.35%	3	₹13,975.99
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	-1.69%	0	₹353.31
SBI Banking and PSU Fund	Debt	Moderate	3.77%	3	₹4,033.78
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.41%	4	₹42,847.28
SBI Energy Opportunities Fund	Equity	Very High	7.81%	0	₹8,918.38
SBI Equity Savings Fund	Hybrid	Moderately High	3.17%	3	₹5,699.99
SBI BSE PSU Bank Index Fund	Other	Very High	13.99%	0	₹319.58
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	1.25%	0	₹194.41
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	-2.66%	3	₹3,013.35
SBI Overnight Fund	Debt	Low	5.31%	3	₹32,486.80
SBI Floating Rate Debt Fund	Debt	Moderately Low	5.31%	3	₹681.60
SBI Ultra Short Duration Fund	Debt	Moderately Low	6.02%	2	₹12,725.74
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	-0.9%	3	₹146.27
SBI Nifty Midcap 150 Index Fund	Other	Very High	5.66%	3	₹1,042.14
SBI Automotive Opportunities Fund	Equity	Very High	21.02%	0	₹5,074.99
SBI Large Cap Fund	Equity	Very High	-0.23%	4	₹53,468.34
SBI Low Duration Fund	Debt	Moderate	5.55%	3	₹13,620.39
SBI Quant Fund	Equity	Very High	2.18%	0	₹3,146.21
SBI Multicap Fund	Equity	Very High	-0.09%	3	₹23,118.94
SBI Infrastructure Fund-Series	Equity	Very High	2.62%	3	₹4,804.69
SBI Nifty IT Index Fund	Other	Very High	-18.41%	0	₹86.52
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,311.04
SBI Liquid Fund	Debt	Moderate	6.19%	2	₹72,952.45
SBI Medium Duration Fund	Debt	Moderately High	4.67%	3	₹6,396.38
SBI Equity Minimum Variance	Equity	Very High	-0.07%	0	₹210.56
SBI Nifty Index Fund	Other	Very High	-4.77%	3	₹13,367.61
SBI Nifty 500 Index Fund	Other	Very High	-1.03%	0	₹759.30
SBI Dividend Yield Fund	Equity	Very High	0.81%	0	₹8,409.50
SBI Innovative Opportunities Fund	Equity	Very High	-1.93%	0	₹4,987.51
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹204.46
SBI Nifty Next 50 Index Fund	Other	Very High	5.43%	2	₹2,028.50
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	4.65%	0	₹1,847.14
SBI Balanced Advantage Fund	Hybrid	Very High	3.07%	5	₹40,732.17
SBI Small Cap Fund	Equity	Very High	-0.19%	2	₹37,140.78

News

SBI Mutual Fund announces change in Exit Load Structure

SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 02, 2026.

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
SBI Arbitrage Opportunities Fund	For exit within 1 month from the date of allotment - 0.25% For exit after 1 month from the date of allotment - Nil	For exit within 15 days from the date of allotment - 0.25% For exit after 15 days from the date of allotment - Nil

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SBI Mutual Fund announces change in fund manager under its scheme
SBI Mutual Fund has announced change in fund manager under the following scheme, With effect from June 01, 2026.
Change in Fund Manager:

Scheme Name Existing Fund Manager(s) New Fund Manager

SBI Multicap Fund Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant Mr. Ruchit Mehta

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Scheme Name	Existing Fund Manager(s)	New Fund Manager
SBI Multicap Fund	Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant	Mr. Ruchit Mehta

SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund Announces Extension of NFO period

SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund	May 19, 2026	May 25, 2026

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Fund House Details & Investment Objective

Date of Incorporation

February 24, 1993

Total AUM (Cr)

₹31093.90

SBI ELSS Tax Saver Fund (IDCW) is an ELSS-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in February 24, 1993, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹31,093.9 (Cr), as of June 2, 2026, SBI ELSS Tax Saver Fund (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 16.27% since its launch.
The current NAV of SBI ELSS Tax Saver Fund (IDCW) is ₹85.49, as on June 2, 2026. The fund's benchmark index is BSE 500 TRI. You can invest in SBI ELSS Tax Saver Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 18.47% and 16.61% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.05% in Equity, 4.12% in Debt and -0.17% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.42% in Banks, 6.57% in Finance, 6.41% in IT-Software, 5.74% in Pharmaceuticals & Biotech, 5.33% in Petroleum Products

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