Mutual Funds
AMC
SBI ELSS Tax Saver Fund (IDCW)

SBI ELSS Tax Saver Fund (IDCW)

ELSS

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NAV
88.79(0.23%)
Fund Size (CR)
₹29,937.4
Expense Ratio
1.45
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
16.79%

Absolute Return: 0.42%

Annualized Return: 0%

Basic Details

Scheme Manager

Dinesh Balachandran

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	5 September 2025	10141.01	1.41%	-	1.49%	104/217
1 Month	12 August 2025	10219.02	2.19%	-	2.73%	163/217
3 Month	12 June 2025	10053.11	0.53%	-	1.38%	172/217
6 Month	12 March 2025	11144.61	11.45%	-	16.14%	201/217
1 Year	12 September 2024	9772.07	-2.28%	-2.28%	-2.32%	116/213
3 Year	12 September 2022	18609.39	86.09%	22.98%	16.53%	9/203
5 Year	11 September 2020	30828.23	208.28%	25.22%	22.76%	41/203
Since Inception	31 March 1993	1547034.50	15370.35%	16.79%	15.60%	66/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 October 2024	1,20,000	2159968.56	1699.97%	1699.97%
3 Year	3 October 2022	3,60,000	8197358.66	2177.04%	183.44%
5 Year	1 October 2020	6,00,000	15988121.26	2564.69%	92.81%
10 Year	1 October 2015	12,00,000	39081801.24	3156.82%	41.67%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.89%

Standard Deviation

1.02%

Beta

1.18%

Sharpe Ratio

-0.04%

Treynor's Ratio

10.88%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.09%	28586506	2720.29	Equity	Banks
Reliance Industr	5.11%	11275148	1530.26	Equity	Refineries
ICICI Bank	3.46%	7416237	1036.64	Equity	Banks
Cipla	3.24%	6098542	969.30	Equity	Pharmaceuticals
Tata Steel	3.20%	62000000	957.78	Equity	Steel
ITC	2.93%	21414825	877.47	Equity	Tobacco Products
M & M	2.69%	2515083	804.70	Equity	Automobile
SBI	2.50%	9335639	749.18	Equity	Banks
Kotak Mah. Bank	2.39%	3650000	715.51	Equity	Banks
Torrent Power	2.30%	5610813	688.62	Equity	Power Generation & Distribution

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Long Term Advantage Fund - Series V -Dir (G)	379.41	3.10%	1.81%	23.74%	10.96%	23.22%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	379.41	3.10%	1.81%	23.74%	10.96%	23.22%
Parag Parikh ELSS Tax Saver Fund - Direct (G)	5524.49	3.20%	1.93%	13.22%	5.69%	19.34%
WhiteOak Capital ELSS Tax Saver Fund - Direct (G)	406.58	2.63%	2.43%	16.64%	4.46%	-
WhiteOak Capital ELSS Tax Saver Fund - Direct (IDCW)	406.58	2.63%	2.43%	16.64%	4.46%	-

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI Saving Fund	Debt	Moderate	8.11%	3	₹35,830.32
SBI Large Cap Fund	Equity	Very High	1.2%	4	₹53,959.08
SBI Dynamic Bond Fund	Debt	Moderate	8.45%	3	₹3,725.38
SBI Consumption Opportunities Fund	Equity	Very High	-5.86%	5	₹3,185.83
SBI Gold Fund	Other	Very High	38.5%	4	₹4,409.89
SBI Infrastructure Fund-Series	Equity	Very High	-10.69%	4	₹5,195.23
SBI Technology Opportunities Fund	Equity	Very High	1.75%	0	₹4,828.67
SBI Equity Hybrid Fund	Hybrid	Very High	7.35%	3	₹78,708.42
SBI Magnum Children Benefit Fund - Savings Plan	Solution Oriented	Moderately High	7.61%	5	₹128.98
SBI Comma Fund	Equity	Very High	-3.09%	0	₹700.61
SBI ESG Exclusionary Strategy Fund	Equity	Very High	-2.57%	0	₹5,831.87
SBI Magnum Gilt Fund	Debt	Moderate	7.81%	4	₹12,031.29
SBI Magnum Constant Maturity Fund	Debt	Moderate	9.67%	0	₹1,897.80
SBI MNC Fund	Equity	Very High	-4.65%	0	₹6,308.74
SBI Credit Risk Fund	Debt	Moderately High	9.4%	3	₹2,230.63
SBI Magnum Income Fund	Debt	Moderate	8.65%	4	₹1,998.40
SBI Nifty Index Fund	Other	Very High	-0.77%	3	₹10,166.67
SBI Overnight Fund	Debt	Low	6.27%	3	₹24,327.26
SBI Midcap Fund	Equity	Very High	-3.63%	4	₹23,269.00
SBI Conservative Hybrid Fund	Hybrid	High	5.79%	4	₹9,789.20
SBI Multi Asset Allocation Fund	Hybrid	Very High	7.14%	4	₹9,312.05
SBI Flexi Cap Fund	Equity	Very High	-3.12%	3	₹22,499.74
SBI Large & Midcap Fund	Equity	Very High	1.97%	4	₹33,031.14
SBI ELSS Tax Saver Fund	Equity	Very High	-2.87%	5	₹30,616.22
SBI Contra Fund	Equity	Very High	-4.05%	5	₹47,389.62
SBI Focused Fund	Equity	Very High	3.79%	3	₹38,610.43
SBI Healthcare Opportunities Fund	Equity	Very High	14.2%	5	₹3,849.24
SBI Liquid Fund	Debt	Moderate	7.05%	2	₹72,229.61
SBI PSU Fund	Equity	Very High	-11.11%	0	₹5,427.44
SBI Magnum Medium Duration Fund	Debt	Moderately High	9.16%	3	₹6,613.62
SBI Short Horizon Debt - Short Term	Debt	Moderate	9.41%	3	₹16,320.65
SBI Magnum Low Duration Fund	Debt	Moderate	8.22%	4	₹15,421.32
SBI Arbitrage Opportunities Fund	Hybrid	Low	7.6%	3	₹37,605.64
SBI Magnum Ultra Short Duration Fund	Debt	Moderately Low	7.72%	2	₹16,375.80
SBI Small Cap Fund	Equity	Very High	-6.2%	3	₹35,696.19
SBI Banking and PSU Fund	Debt	Moderate	9.2%	3	₹4,112.02
SBI Banking & Financial Services Fund	Equity	Very High	12.63%	4	₹8,537.50
SBI Equity Savings Fund	Hybrid	Moderately High	5.49%	3	₹5,585.84
SBI Long Term Advantage Fund - Series III	Equity	Moderately High	-6.92%	0	₹72.83
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	-9.21%	0	₹211.72
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	15.41%	0	₹393.89
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	-3.73%	0	₹288.08
SBI Corporate Bond Fund	Debt	Moderately Low	9.63%	3	₹25,156.67
SBI Equity Minimum Variance	Equity	Very High	-6.64%	0	₹225.06
SBI FMP - Series 1 (3668 Days)	Debt	Moderate	9.9%	0	₹49.44
SBI FMP - Series 6 (3668Days)	Debt	Moderate	9.81%	0	₹35.76
SBI FMP - Series 34 (3682Days) (G)	Debt	Moderate	9.94%	0	₹28.44
SBI Magnum Children's Benefit Fund - IP	Solution Oriented	Very High	3.66%	5	₹3,827.79
SBI Floating Rate Debt Fund	Debt	Moderately Low	8.39%	3	₹947.19
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	-4.53%	3	₹3,007.27
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	-1.95%	3	₹1,616.30
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	5.88%	3	₹178.66
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	2.79%	3	₹286.54
SBI US Specific Equity Active FoF	Other	Very High	18.12%	0	₹1,005.71
SBI FMP - Series 42 (1857Days)	Debt	Moderate	7.7%	0	₹485.04
SBI Nifty Next 50 Index Fund	Other	Very High	-10.47%	1	₹1,803.33
SBI FMP - Series 43 (1616Days)	Debt	Moderate	7.01%	0	₹120.28
SBI FMP - Series 44 (1855Days)	Debt	Moderate	7.99%	0	₹391.55
SBI FMP - Series 45 (1840Days)	Debt	Moderately Low	7.91%	0	₹229.58
SBI FMP - Series 46 (1850Days)	Debt	Moderate	7.98%	0	₹133.96
SBI FMP - Series 48 (1458Days)	Debt	Moderate	6.77%	0	₹46.97
SBI Balanced Advantage Fund	Hybrid	Very High	3.52%	5	₹36,637.47
SBI FMP - Series 49 (1823Days)	Debt	Moderately Low	8.19%	0	₹399.25
SBI FMP - Series 50 (1843Days)	Debt	Moderate	8.24%	0	₹124.03
SBI FMP - Series 51 (1846Days)	Debt	Moderate	8.27%	0	₹304.41
SBI FMP - Series 52 (1848Days)	Debt	Moderately Low	8.24%	0	₹139.69
SBI FMP - Series 53 (1839Days)	Debt	Moderate	8.38%	0	₹315.08
SBI FMP - Series 54 (1842Days)	Debt	Moderate	8.43%	0	₹38.40
SBI FMP - Series 55 (1849Days)	Debt	Moderate	8.42%	0	₹259.03
SBI FMP - Series 57 (1835Days)	Debt	Moderate	8.46%	0	₹262.19
SBI FMP - Series 58 (1842Days)	Debt	Moderate	8.47%	0	₹255.97
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	8.19%	0	₹8,800.01
SBI FMP - Series 59 (1618Days)	Debt	Moderate	7.85%	0	₹28.41
SBI FMP - Series 60 (1878Days)	Debt	Moderate	8.67%	0	₹252.49
SBI Multicap Fund	Equity	Very High	5.45%	3	₹21,724.53
SBI FMP - Series 61 (1927Days)	Debt	Moderate	8.76%	0	₹342.55
SBI FMP - Series 66 (1361Days)	Debt	Moderately Low	7.68%	0	₹691.29
SBI FMP - Series 67 (1467Days)	Debt	Moderately Low	8.04%	0	₹595.66
SBI FMP - Series 64 (1169Days)	Debt	Moderate	7%	0	₹405.89
SBI FMP - Series 68 (1302Days)	Debt	Moderately Low	7.62%	0	₹196.60
SBI Nifty Smallcap 250 Index Fund	Other	Very High	-5.5%	0	₹1,525.96
SBI Nifty Midcap 150 Index Fund	Other	Very High	-2.75%	0	₹898.22
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	9.76%	0	₹2,545.08
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	9.48%	0	₹2,130.38
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	9.04%	0	₹1,111.08
SBI FMP - Series 72 (1239Days)	Debt	Moderately Low	7.81%	0	₹342.30
SBI FMP - Series 73 (1226Days)	Debt	Moderately Low	7.79%	0	₹204.64
SBI Long Duration Fund	Debt	Moderate	6.85%	0	₹2,809.35
SBI FMP - Series 74 (1243Days)	Debt	Moderate	7.86%	0	₹160.99
SBI FMP - Series 76 (1221Days)	Debt	Moderate	7.7%	0	₹168.48
SBI FMP - Series 78 (1170Days)	Debt	Moderate	7.79%	0	₹127.47
SBI Dividend Yield Fund	Equity	Very High	-6.8%	0	₹9,320.70
SBI FMP - Series 79 (1130Days)	Debt	Moderately Low	7.75%	0	₹83.50
SBI FMP - Series 81 (1157Days)	Debt	Moderate	7.94%	0	₹417.42
SBI BSE Sensex Index Fund	Other	Very High	-0.63%	0	₹344.02
SBI Nifty50 Equal Weight Index Fund	Other	Very High	-3.78%	0	₹1,039.81
SBI Energy Opportunities Fund	Equity	Very High	-11.68%	0	₹10,460.80
SBI Automotive Opportunities Fund	Equity	Very High	-9.99%	0	₹5,450.92
SBI Silver ETF Fund of Fund	Other	Very High	28.64%	0	₹388.37
SBI Innovative Opportunities Fund	Equity	Very High	0%	0	₹7,562.32
SBI Nifty 500 Index Fund	Other	Very High	0%	0	₹896.32
SBI Nifty India Consumption Index Fund	Other	Very High	0%	0	₹332.07
SBI Quant Fund	Equity	Very High	0%	0	₹3,949.88
SBI Nifty Bank Index Fund	Other	Very High	0%	0	₹121.58
SBI Nifty IT Index Fund	Other	Very High	0%	0	₹48.18
SBI BSE PSU Bank Index Fund	Other	Very High	0%	0	₹43.45
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹1,792.84
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹331.67
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹0.00
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹0.00

News

SBI Mutual Fund announces change in Key Personnel
SBI Mutual Fund has announced the Mr. Hemant Adarkar has been appointed as an Independent Director and Key Personnel on the Board of SBI Funds Management Limited With effect from 29 August 2025
Details of Mr. Hemant Adarkar
Age: 63 years
Designation: Independent Director
Qualification: PHD in Physics from TIFR
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SBI Dynamic Asset Allocation Active FoF announces Extension of NFO period
SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

SBI Dynamic Asset Allocation Active FoF September 08, 2025 September 09, 2025

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI Dynamic Asset Allocation Active FoF	September 08, 2025	September 09, 2025

SBI Mutual Fund announces Appointment of Key Personnel
SBI Mutual Fund has announced the appointment of Mr. Sankalp Anil Jain as Dealer - Fixed Income with effect from 01 August 2025:
Details of Mr. Sankalp Anil Jain
Age: 34 years
Designation: Dealer - Fixed Income
Qualification: Chartered Accountant, Chartered Financial Analyst, Bachelor of Commerce
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Fund House Details & Investment Objective

Date of Incorporation

24 February 1993

Total AUM (Cr)

₹29937.40

SBI ELSS Tax Saver Fund (IDCW) is an ELSS-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in 24 February 1993, this fund is managed by Dinesh Balachandran. With assets under management (AUM) worth ₹29,937.4 (Cr), as of 12 September 2025, SBI ELSS Tax Saver Fund (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 16.79% since its launch.
The current NAV of SBI ELSS Tax Saver Fund (IDCW) is ₹88.79, as on 12 September 2025. The fund's benchmark index is BSE 500 TRI. You can invest in SBI ELSS Tax Saver Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 22.98% and 25.22% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.21% in Equity, 6.08% in Debt and -0.29% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.13% in Banks, 7.84% in IT-Software, 6.59% in Petroleum Products, 6.05% in Debt, 5.90% in Pharmaceuticals & Biotech