SBI Savings Fund (IDCW)

Money Market Fund

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NAV
17.18(0.02%)
Fund Size (CR)
₹36,291.41
Expense Ratio
0.65
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
7.13%

Absolute Return: 1.12%

Annualized Return: 0%

Basic Details

Scheme Manager

Rajeev Radhakrishnan

Bench Mark

CRISIL Money Market Fund A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	May 27, 2026	10018.94	0.19%	-	0.19%	154/193
1 Month	April 30, 2026	10024.50	0.24%	-	0.28%	169/193
3 Month	March 2, 2026	10109.61	1.10%	-	1.18%	172/193
6 Month	December 3, 2025	10238.62	2.39%	-	2.51%	168/190
1 Year	June 3, 2025	10540.68	5.41%	5.41%	5.84%	162/186
3 Year	June 2, 2023	12148.15	21.48%	6.69%	6.96%	142/168
5 Year	June 3, 2021	13298.71	32.99%	5.86%	6.15%	127/150
Since Inception	July 19, 2004	45145.11	351.45%	7.13%	6.45%	55/193

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	July 1, 2025	1,20,000	322739.31	168.95%	168.95%
3 Year	July 3, 2023	3,60,000	1037802.13	188.28%	42.32%
5 Year	July 1, 2021	6,00,000	1845556.47	207.59%	25.20%
10 Year	July 1, 2016	12,00,000	4112117.46	242.68%	13.11%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.11%

Standard Deviation

0.02%

Beta

-0.86%

Sharpe Ratio

1.20%

Treynor's Ratio

-0.33%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Money Market Fund - Direct (IDCW-D)	15908.02	0.37%	1.41%	3.20%	8.07%	8.57%
SBI Savings Fund - Direct (IDCW-W)	36291.41	0.28%	1.20%	2.59%	7.86%	7.35%
Kotak Money Market Fund - Direct (IDCW-M)	33699.93	0.32%	1.28%	2.72%	6.69%	7.47%
Union Money Market Fund - Direct (G)	876.64	0.37%	1.53%	2.98%	6.17%	7.05%
Tata Money Market Fund - Direct (IDCW-D)	37476.47	0.31%	1.34%	2.77%	6.17%	7.45%

List of Schemes under SBI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
SBI ESG Exclusionary Strategy Fund	Equity	Very High	-2.24%	0	₹5,265.04
SBI Credit Risk Fund	Debt	Moderately High	6.59%	3	₹2,137.63
SBI Arbitrage Opportunities Fund	Hybrid	Low	6.27%	4	₹42,847.28
SBI BSE PSU Bank Index Fund	Other	Very High	14.72%	0	₹319.58
SBI Equity Hybrid Fund	Hybrid	Very High	4.63%	3	₹83,353.48
SBI Consumption Opportunities Fund	Equity	Very High	-8.25%	4	₹2,932.51
SBI Long Duration Fund	Debt	Moderate	-1.91%	0	₹1,519.19
SBI Constant Maturity 10- Year Gilt Fund	Debt	Moderate	1.13%	0	₹1,669.35
SBI Children Fund - Savings Plan	Solution Oriented	Moderately High	4.51%	5	₹137.68
SBI Large & Midcap Fund	Equity	Very High	5.21%	4	₹38,425.64
SBI Conservative Hybrid Fund	Hybrid	High	4.61%	4	₹9,788.27
SBI Large Cap Fund	Equity	Very High	0.66%	4	₹53,468.34
SBI Healthcare Opportunities Fund	Equity	Very High	11.44%	5	₹4,323.29
SBI US Specific Equity Active FoF	Other	Very High	47.15%	0	₹1,242.62
SBI Nifty Bank Index Fund	Other	Very High	-1.89%	0	₹162.13
SBI Banking & Financial Services Fund	Equity	Very High	2.67%	4	₹10,374.95
SBI BSE Sensex Index Fund	Other	Very High	-7.29%	0	₹313.35
SBI Nifty200 Momentum 30 Index Fund	Other	Very High	0%	0	₹122.48
SBI Gold Fund	Other	Very High	57.91%	5	₹15,691.06
SBI Gilt Fund	Debt	Moderate	0.45%	4	₹8,930.74
SBI Children's Fund - Investment Plan	Solution Oriented	Very High	17.09%	5	₹6,114.10
SBI Nifty50 Equal Weight Index Fund	Other	Very High	5.35%	0	₹1,043.09
SBI CPSE Bond Plus SDL Sep 2026 50:50 Index Fund	Other	Moderately Low	5.9%	0	₹8,331.87
SBI PSU Fund	Equity	Very High	10.11%	0	₹6,669.45
SBI Technology Opportunities Fund	Equity	Very High	-10.63%	0	₹4,240.40
SBI Nifty India Consumption Index Fund	Other	Very High	-1.84%	0	₹269.97
SBI Silver ETF Fund of Fund	Other	Very High	155.34%	0	₹3,849.97
SBI CRISIL IBX Gilt Index-June 2036 Fund	Other	Moderate	1.72%	0	₹2,619.56
SBI Nifty100 Low Volatility 30 Index Fund	Other	Very High	0%	0	₹60.90
SBI Nifty Midcap 150 Index Fund	Other	Very High	5.27%	3	₹1,042.14
SBI Equity Savings Fund	Hybrid	Moderately High	3.17%	3	₹5,699.99
SBI MNC Fund	Equity	Very High	3.26%	0	₹5,958.19
SBI Balanced Advantage Fund	Hybrid	Very High	3.17%	5	₹40,732.17
SBI Retirement Benefit Fund-Aggrs Hyb Plan	Solution Oriented	Very High	1.66%	3	₹1,581.78
SBI Midcap Fund	Equity	Very High	0.63%	3	₹23,247.37
SBI Corporate Bond Fund	Debt	Moderately Low	3.61%	3	₹21,830.30
SBI Banking and PSU Fund	Debt	Moderate	3.71%	3	₹4,033.78
SBI Overnight Fund	Debt	Low	5.31%	3	₹32,486.80
SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Low	0%	0	₹218.22
SBI Retirement Benefit Fund-Conser Hyb Plan	Solution Oriented	High	-1.06%	2	₹252.35
SBI Saving Fund	Debt	Moderate	5.83%	3	₹35,684.65
SBI Dynamic Bond Fund	Debt	Moderate	2.62%	3	₹3,800.07
SBI Small Cap Fund	Equity	Very High	0.38%	2	₹37,140.78
SBI Comma Fund	Equity	Very High	16.64%	0	₹1,081.02
SBI Automotive Opportunities Fund	Equity	Very High	22.36%	0	₹5,074.99
SBI Energy Opportunities Fund	Equity	Very High	7.96%	0	₹8,918.38
SBI Ultra Short Duration Fund	Debt	Moderately Low	6%	2	₹12,725.74
SBI Medium to Long Duration Fund	Debt	Moderate	2%	4	₹2,019.71
SBI CRISIL IBX Gilt Index-April 2029 Fund	Other	Moderate	3.89%	0	₹1,888.84
SBI Quality Fund	Equity	Very High	0%	0	₹2,306.43
SBI Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹313.53
SBI CRISIL IBX SDL Index-September 2027 Fund	Other	Moderate	4.96%	0	₹1,363.12
SBI Short Horizon Debt - Short Term	Debt	Moderate	4.31%	3	₹13,975.99
SBI Floating Rate Debt Fund	Debt	Moderately Low	5.23%	3	₹681.60
SBI Nifty Smallcap 250 Index Fund	Other	Very High	-0.04%	3	₹1,549.00
SBI Long Term Advantage Fund - Series VI	Equity	Moderately High	-3.9%	0	₹250.68
SBI ELSS Tax Saver Fund	Equity	Very High	-1.32%	5	₹31,093.90
SBI Flexi Cap Fund	Equity	Very High	-0.12%	3	₹22,402.68
SBI Long Term Advantage Fund - Series V	Equity	Moderately High	-1.32%	0	₹353.31
SBI Retirement Benefit Fund-Aggressive Plan (G)	Solution Oriented	Very High	-2.1%	3	₹3,013.35
SBI Multi Asset Allocation Fund	Hybrid	Very High	14.54%	4	₹18,039.89
SBI Equity Minimum Variance	Equity	Very High	0.4%	0	₹210.56
SBI Nifty Index Fund	Other	Very High	-3.9%	3	₹13,367.61
SBI Dividend Yield Fund	Equity	Very High	1.09%	0	₹8,409.50
SBI Nifty 500 Index Fund	Other	Very High	-0.59%	0	₹759.30
SBI Innovative Opportunities Fund	Equity	Very High	-1.93%	0	₹4,987.51
SBI Focused Fund	Equity	Very High	11.54%	4	₹46,041.95
SBI Contra Fund	Equity	Very High	-1.35%	5	₹47,352.17
SBI Long Term Advantage Fund - Series IV	Equity	Moderately High	1.73%	0	₹194.41
SBI CRISIL-IBX Financial Services 9-12 Months Debt Index Fund	Other	Moderately Low	0%	0	₹204.46
SBI Retirement Benefit Fund-Conservative Plan	Solution Oriented	Moderately High	-0.7%	3	₹146.27
SBI Low Duration Fund	Debt	Moderate	5.52%	3	₹13,620.39
SBI Nifty Next 50 Index Fund	Other	Very High	5.47%	2	₹2,028.50
SBI Income Plus Arbitrage Active FOF	Other	Moderately Low	4.59%	0	₹1,847.14
SBI Infrastructure Fund-Series	Equity	Very High	3.21%	3	₹4,804.69
SBI Nifty IT Index Fund	Other	Very High	-18.58%	0	₹86.52
SBI Dynamic Asset Allocation Active FoF	Other	High	0%	0	₹2,311.04
SBI Liquid Fund	Debt	Moderate	6.19%	2	₹72,952.45
SBI Medium Duration Fund	Debt	Moderately High	4.57%	3	₹6,396.38
SBI Quant Fund	Equity	Very High	2.12%	0	₹3,146.21
SBI Multicap Fund	Equity	Very High	0.64%	3	₹23,118.94

News

SBI Mutual Fund announces change in Exit Load Structure

SBI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from June 02, 2026.

Change in Exit Load:

Name of the Scheme	Existing Exit Load	Revised Exit Load
SBI Arbitrage Opportunities Fund	For exit within 1 month from the date of allotment - 0.25% For exit after 1 month from the date of allotment - Nil	For exit within 15 days from the date of allotment - 0.25% For exit after 15 days from the date of allotment - Nil

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SBI Mutual Fund announces change in fund manager under its scheme
SBI Mutual Fund has announced change in fund manager under the following scheme, With effect from June 01, 2026.
Change in Fund Manager:

Scheme Name Existing Fund Manager(s) New Fund Manager

SBI Multicap Fund Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant Mr. Ruchit Mehta

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Scheme Name	Existing Fund Manager(s)	New Fund Manager
SBI Multicap Fund	Mr. Rama Iyer Srinivasan and Mr. Saurabh Pant	Mr. Ruchit Mehta

SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund Announces Extension of NFO period

SBI Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
SBI CRISIL-IBX 10:90 Gilt + SDL Index - Dec 2029 Index Fund & SBI Nifty G-sec Jul 2031 Index Fund	May 19, 2026	May 25, 2026

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Fund House Details & Investment Objective

Date of Incorporation

July 5, 2004

Total AUM (Cr)

₹35684.65

SBI Savings Fund (IDCW) is an Money Market Fund-oriented fund from the renowned AMC, SBI Mutual Fund. Launched in July 5, 2004, this fund is managed by Rajeev Radhakrishnan. With assets under management (AUM) worth ₹35,684.65 (Cr), as of June 4, 2026, SBI Savings Fund (IDCW) is categorized as a Money Market Fund within its segment. The fund has generated a return of 7.13% since its launch.
The current NAV of SBI Savings Fund (IDCW) is ₹17.18, as on June 4, 2026. The fund's benchmark index is CRISIL Money Market Fund A-I Index. You can invest in SBI Savings Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.69% and 5.86% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.15% in Debt and -0.15% in cash and cash equivalents.

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