Mutual Funds
AMC
UTI-Banking & PSU Fund (G)

UTI-Banking & PSU Fund (G)

Banking and PSU Fund

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NAV
22.51(0.02%)
Fund Size (CR)
₹804.35
Expense Ratio
0.54
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
7.12%

Absolute Return: 1.56%

Annualized Return: 0%

Basic Details

Scheme Manager

Anurag Mittal

Bench Mark

Nifty Banking & PSU Debt Index A-II

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14 November 2025	10010.85	0.11%	-	0.06%	28/158
1 Month	20 October 2025	10044.12	0.44%	-	0.39%	40/158
3 Month	21 August 2025	10155.99	1.56%	-	1.62%	124/158
6 Month	21 May 2025	10278.92	2.79%	-	2.27%	19/158
1 Year	21 November 2024	10803.24	8.03%	8.03%	7.76%	64/158
3 Year	21 November 2022	12407.52	24.08%	7.45%	7.45%	96/152
5 Year	20 November 2020	14015.21	40.15%	6.98%	5.88%	9/136
Since Inception	3 February 2014	22513.20	125.13%	7.12%	7.25%	103/158

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	124551.51	3.79%	3.79%
3 Year	1 December 2022	3,60,000	403511.35	12.09%	3.88%
5 Year	1 December 2020	6,00,000	726621.16	21.10%	3.90%
10 Year	1 December 2015	12,00,000	1696999.70	41.42%	3.53%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.30%

Standard Deviation

0.04%

Beta

1.59%

Sharpe Ratio

0.96%

Treynor's Ratio

1.45%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Banking and PSU Debt Fund - Direct (IDCW-D)	4424.78	2.17%	3.44%	4.01%	9.47%	8.15%
TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI	129.45	0.44%	1.91%	3.21%	9.46%	9.83%
ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q)	9764.38	0.57%	2.66%	3.58%	9.18%	8.28%
Invesco India Banking & PSU Fund - Direct (IDCW-M)	176.57	0.92%	1.65%	2.10%	8.61%	7.92%
LIC MF Banking & PSU Fund - Direct (IDCW-W)	1884.15	0.41%	1.74%	2.40%	8.55%	8.07%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Arbitrage Fund	Hybrid	Low	7.1%	3	₹10,105.83
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	8.01%	0	₹140.29
UTI-Nifty Private Bank Index Fund	Other	Very High	14.39%	0	₹225.33
UTI-Banking and Financial Services Fund	Equity	Very High	18.86%	3	₹1,346.79
UTI-Mid Cap Fund	Equity	Very High	4.56%	2	₹12,101.13
UTI-Healthcare Fund	Equity	Very High	4.24%	4	₹1,124.88
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	7.43%	3	₹1,709.80
UTI-Large Cap Fund	Equity	Very High	10.48%	3	₹13,241.33
UTI-Silver ETF Fund of Fund	Other	Very High	62.87%	0	₹241.26
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.07%	0	₹21.42
UTI-Large & Mid Cap Fund	Equity	Very High	9.69%	4	₹5,291.10
UTI-Gold ETF Fund of Fund	Other	High	58.61%	5	₹608.97
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	7.87%	0	₹5,323.30
UTI-India Consumer Fund	Equity	Very High	8.21%	1	₹734.67
UTI-BSE Low Volatility Index Fund	Other	Very High	10.2%	3	₹568.60
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	2.62%	1	₹258.98
UTI-Low Duration Fund	Debt	Moderately Low	7.83%	2	₹2,813.98
UTI-MNC Fund	Equity	Very High	6.38%	0	₹2,904.35
UTI-Small Cap Fund	Equity	Very High	3.1%	3	₹4,917.65
UTI-BSE Sensex Index Fund	Other	Very High	11.55%	2	₹210.05
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹89.98
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	10.9%	0	₹543.25
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	14.46%	0	₹115.90
UTI-Long Duration Fund	Debt	Moderate	2.84%	0	₹97.90
UTI-Overnight Fund	Debt	Low	5.97%	3	₹5,069.38
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹60.02
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8%	0	₹72.19
UTI-Banking & PSU Fund	Debt	Moderate	8.27%	3	₹804.35
UTI-Aggressive Hybrid Fund	Hybrid	Very High	8.4%	4	₹6,595.50
UTI-Children's Hybrid Fund	Solution Oriented	High	6.7%	0	₹4,555.19
UTI-Retirement Fund	Solution Oriented	High	7.75%	0	₹4,745.25
UTI-Balanced Advantage Fund	Hybrid	Very High	10.72%	0	₹3,160.92
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	8.45%	0	₹34.13
UTI-Gilt Fund	Debt	Moderate	6.18%	3	₹564.69
UTI Multi Asset Allocation Fund	Hybrid	Very High	13.12%	3	₹6,375.80
UTI-Transportation & Logistics Fund	Equity	Very High	19.98%	0	₹4,008.33
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	4.67%	0	₹657.32
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	6.98%	0	₹328.50
UTI-Equity Savings Fund	Hybrid	Moderate	9.28%	4	₹746.37
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹297.45
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-1.72%	1	₹8,707.44
UTI-BSE Housing Index Fund	Other	Very High	1.32%	0	₹25.78
UTI-Credit Risk Fund	Debt	Moderately High	8.27%	3	₹257.92
UTI-Corporate Bond Fund	Debt	Moderate	8.62%	3	₹5,707.97
UTI-Medium to Long Duration Fund	Debt	Moderate	6.89%	3	₹315.50
UTI-Money Market Fund	Debt	Moderate	7.71%	3	₹20,351.52
UTI-Ultra Short Duration Fund	Debt	Moderate	7.44%	3	₹4,096.81
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.31%	0	₹170.99
UTI-Nifty 50 Index Fund	Other	Very High	12.81%	3	₹25,747.56
UTI-Innovation Fund	Equity	Very High	2.4%	0	₹863.36
UTI-Value Fund	Equity	Very High	7.92%	3	₹10,057.81
UTI-Children's Equity Fund	Solution Oriented	Very High	6.98%	0	₹1,170.56
UTI-Children's Equity Fund	Solution Oriented	Very High	6.98%	0	₹1,170.56
UTI-Flexi Cap Fund	Equity	Very High	6.72%	1	₹25,757.27
UTI-ELSS Tax Saver Fund	Equity	Very High	7.24%	2	₹3,778.10
UTI Dividend Yield Fund	Equity	Very High	5.61%	0	₹3,904.04
UTI-Focused Fund	Equity	Very High	8.73%	3	₹2,637.93
UTI-Floater Fund	Debt	Moderately Low	7.71%	3	₹1,504.39
UTI-Short Duration Fund	Debt	Moderate	8.25%	3	₹3,381.01
UTI-Quant Fund	Equity	Very High	0%	0	₹1,834.04
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,714.30
UTI-Infrastructure Fund	Equity	Very High	9.28%	2	₹2,220.98
UTI-Liquid Fund	Debt	Moderate	6.73%	3	₹28,884.74
UTI-Medium Duration Fund	Debt	Moderate	7.77%	2	₹40.68
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹81.56
UTI-Nifty Next 50 Index Fund	Other	Very High	3.59%	2	₹5,941.07
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹24.58
UTI-Dynamic Bond Fund	Debt	Moderately Low	7.64%	3	₹455.69

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 13 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 10 November 2025.

Change in Fund Manager:

Scheme Name	Existing Fund Manager	New Fund Manager
UTI Ultra Short Duration Fund	Mr. Anurag Mittal	Mr. Abhishek Sonthalia
UTI Short Duration Fund	Mr. Anurag Mittal	Mr. Abhishek Sonthalia
UTI Medium Duration Fund	Mr. Sunil Patil	Mr. Abhishek Sonthalia
UTI Credit Risk Fund	Mr. Sunil Patil	Mr. Abhishek Sonthalia

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Fund House Details & Investment Objective

Date of Incorporation

27 January 2014

Total AUM (Cr)

₹805.26

UTI-Banking & PSU Fund (G) is an Banking and PSU Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 27 January 2014, this fund is managed by Anurag Mittal. With assets under management (AUM) worth ₹805.26 (Cr), as of 21 November 2025, UTI-Banking & PSU Fund (G) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.12% since its launch.
The current NAV of UTI-Banking & PSU Fund (G) is ₹22.51, as on 21 November 2025. The fund's benchmark index is Nifty Banking & PSU Debt Index A-II. You can invest in UTI-Banking & PSU Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 7.45% and 6.98% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.22% in Debt and 5.80% in cash and cash equivalents.