Can I invest in SIP and Lumpsum in UTI-BSE Sensex Index Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-BSE Sensex Index Fund - Direct (G). Minimum lumpsum investment UTI-BSE Sensex Index Fund - Direct (G) is ₹1,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-BSE Sensex Index Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of UTI-BSE Sensex Index Fund - Direct (G) is UTI-BSE Sensex Index Fund - Direct (G) is ₹14.26 as on 2025-04-23.

Which are the biggest stock holdings of UTI-BSE Sensex Index Fund - Direct (G)?

The 5 biggest stock holdings of UTI-BSE Sensex Index Fund - Direct (G) are: HDFC Bank (15.43%), ICICI Bank (10.69%), Reliance Industr (9.61%), Infosys (6.25%), Bharti Airtel (5.17%)

What are the top sectors UTI-BSE Sensex Index Fund - Direct (G) invests in?

A majority of UTI-BSE Sensex Index Fund - Direct (G) 's AUM worth ₹194.04 (Cr) is invested in these 3 top sectors: Banks : 36.95% IT-Software : 13.21% Petroleum Products : 9.61%

Mutual Funds
AMC
UTI-BSE Sensex Index Fund - Direct (G)

UTI-BSE Sensex Index Fund - Direct (G)

Index Fund

Invest Now

NAV
14.26(0.65%)
Fund Size (CR)
₹194.04
Expense Ratio
0.2
Scheme Type
Passive Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
11.41%

Absolute Return: 4.76%

Annualized Return: 0%

Basic Details

Scheme Manager

Sharwan Kumar Goyal

Bench Mark

BSE Sensex TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	15 April 2025	10372.38	3.72%	-	2.49%	305/1092
1 Month	21 March 2025	10348.59	3.49%	-	2.77%	365/1079
3 Month	22 January 2025	10424.74	4.25%	-	2.34%	232/998
6 Month	22 October 2024	9939.87	-0.60%	-	-1.04%	408/888
1 Year	22 April 2024	10907.78	9.08%	9.08%	8.00%	322/736
3 Year	22 April 2022	14342.25	43.42%	12.76%	12.64%	190/326
5 Year	-	-	0%	-	22.61%	-/-
Since Inception	31 January 2022	14166.70	41.67%	11.41%	8.10%	357/1092

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 May 2024	1,20,000	122822.10	2.35%	2.35%
3 Year	2 May 2022	3,60,000	435883.26	21.08%	6.58%
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.73%

Standard Deviation

1.00%

Beta

0.39%

Sharpe Ratio

0.01%

Treynor's Ratio

-0.25%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	15.43%	163771	29.95	Equity	Banks
ICICI Bank	10.69%	153895	20.75	Equity	Banks
Reliance Industr	9.61%	146301	18.65	Equity	Refineries
Infosys	6.25%	77212	12.13	Equity	IT - Software
Bharti Airtel	5.17%	57947	10.03	Equity	Telecomm-Service
Larsen & Toubro	4.55%	25274	8.82	Equity	Infrastructure Developers & Operators
ITC	4.23%	200206	8.20	Equity	Tobacco Products
TCS	4.07%	21905	7.90	Equity	IT - Software
Kotak Mah. Bank	3.56%	31812	6.91	Equity	Banks
Axis Bank	3.50%	61593	6.79	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-BSE Sensex Index Fund - Direct (G)	194.04	3.49%	4.25%	-0.60%	9.08%	12.76%
Kotak Nifty Financial Services Ex-Bank Index Fund-Dir (G)	43.56	6.97%	13.00%	8.89%	19.90%	-
Kotak Nifty Financial Services Ex-Bank Index Fund-Dir (IDCW)	43.56	6.97%	13.00%	8.88%	19.90%	-
Motilal Oswal BSE Financials ex Bank 30 Index Fund-Dir (G)	19.54	5.88%	12.28%	6.97%	17.25%	-
Navi Nifty Bank Index Fund - Direct (G)	585.06	9.97%	14.15%	8.45%	16.90%	16.15%
Motilal Oswal Nifty Bank Index Fund - Direct (G)	593.54	9.96%	14.13%	8.48%	16.85%	16.26%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	13.73%	4	₹5,910.13
UTI-Banking and Financial Services Fund	Equity	Very High	20.21%	3	₹1,211.18
UTI-Medium to Long Duration Fund	Debt	Moderate	11.41%	4	₹325.69
UTI-Children's Equity Fund	Solution Oriented	Very High	10.32%	0	₹1,058.37
UTI-Credit Risk Fund	Debt	Moderately High	9.56%	3	₹287.65
UTI-Dynamic Bond Fund	Debt	Moderately Low	11.35%	3	₹464.94
UTI-Flexi Cap Fund	Equity	Very High	16.06%	1	₹24,531.52
UTI-ELSS Tax Saver Fund	Equity	Very High	10.63%	2	₹3,592.53
UTI-Ultra Short Duration Fund	Debt	Moderate	7.92%	4	₹3,768.46
UTI-Gilt Fund	Debt	Moderate	11.87%	3	₹740.19
UTI-Infrastructure Fund	Equity	Very High	5.55%	1	₹2,096.67
UTI-Liquid Fund	Debt	Moderate	7.39%	3	₹30,806.17
UTI-Large Cap Fund	Equity	Very High	10.4%	3	₹12,180.00
UTI-Mid Cap Fund	Equity	Very High	9.2%	2	₹10,649.44
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	12.61%	3	₹1,647.97
UTI-MNC Fund	Equity	Very High	3.51%	0	₹2,639.71
UTI-Money Market Fund	Debt	Moderate	8.12%	4	₹18,275.75
UTI-Nifty 50 Index Fund	Other	Very High	9.84%	3	₹21,356.16
UTI-Value Fund	Equity	Very High	16.29%	2	₹9,455.20
UTI-Healthcare Fund	Equity	Very High	25.32%	3	₹1,042.04
UTI-Short Duration Fund	Debt	Moderate	9.42%	4	₹2,891.17
UTI-Large & Mid Cap Fund	Equity	Very High	15.48%	4	₹4,100.83
UTI-Transportation & Logistics Fund	Equity	Very High	3.06%	0	₹3,163.31
UTI-Low Duration Fund	Debt	Moderately Low	8.25%	3	₹2,937.41
UTI Multi Asset Allocation Fund	Hybrid	Very High	11.63%	4	₹5,284.99
UTI Dividend Yield Fund	Equity	Very High	15.02%	0	₹3,855.37
UTI-Retirement Fund	Solution Oriented	High	12.76%	0	₹4,564.30
UTI-Overnight Fund	Debt	Low	6.6%	3	₹4,159.23
UTI-India Consumer Fund	Equity	Very High	9.63%	1	₹651.45
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	14.59%	0	₹5,352.11
UTI-Arbitrage Fund	Hybrid	Low	7.89%	3	₹6,614.10
UTI-Quarterly Interval Fund - II	Debt	NA	6.35%	0	₹2.23
UTI-Quarterly Interval Fund - III	Debt	Low	6.84%	0	₹8.40
UTI-Quarterly Interval Fund - I	Debt	NA	6.54%	0	₹9.41
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.85%	0	₹23.26
UTI-Annual Interval Fund - II	Debt	Moderately Low	6.96%	0	₹10.11
UTI-Banking & PSU Fund	Debt	Moderate	9.14%	2	₹791.60
UTI-Medium Duration Fund	Debt	Moderate	10.07%	2	₹39.71
UTI-Nifty Next 50 Index Fund	Other	Very High	5.51%	3	₹4,831.80
UTI-Corporate Bond Fund	Debt	Moderate	10.05%	3	₹5,237.63
UTI-Equity Savings Fund	Hybrid	Moderate	9.51%	4	₹668.12
UTI-Floater Fund	Debt	Moderately Low	8.13%	4	₹1,389.39
UTI-Children's Equity Fund	Solution Oriented	Very High	10.32%	0	₹1,058.37
UTI-Children's Hybrid Fund	Solution Oriented	High	10.94%	0	₹4,457.19
UTI-Small Cap Fund	Equity	Very High	12.77%	3	₹4,146.53
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-5.14%	1	₹7,352.90
UTI-Focused Fund	Equity	Very High	9.9%	3	₹2,497.47
UTI-BSE Sensex Index Fund	Other	Very High	9.66%	3	₹194.04
UTI-BSE Low Volatility Index Fund	Other	Very High	4.26%	3	₹534.42
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	12.11%	0	₹240.16
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	12.52%	0	₹170.87
UTI-Gold ETF Fund of Fund	Other	High	33.63%	5	₹224.64
UTI-FTI - Series XXXV-I(1260Days)	Debt	Moderately Low	8.31%	0	₹324.57
UTI-FTI - Series XXXV-II(1223Days)	Debt	Moderately Low	8.32%	0	₹180.93
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	12.43%	0	₹365.19
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	9.36%	0	₹75.60
UTI-FTI - Series XXXV-III(1176Days)	Debt	Moderate	8.12%	0	₹43.80
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	8.31%	0	₹177.01
UTI-FTI - Series XXXVI-I(1574Days)	Debt	Moderate	9.62%	0	₹59.63
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	10%	0	₹42.34
UTI-Long Duration Fund	Debt	Moderate	12.67%	0	₹319.82
UTI-Silver ETF Fund of Fund	Other	Very High	18.49%	0	₹50.94
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	2.71%	0	₹512.30
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	8.57%	0	₹94.21
UTI-BSE Housing Index Fund	Other	Very High	4.98%	0	₹23.83
UTI-Balanced Advantage Fund	Hybrid	Very High	12.85%	0	₹2,874.36
UTI-Innovation Fund	Equity	Very High	3.9%	0	₹737.59
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹524.78
UTI-Nifty Private Bank Index Fund	Other	Very High	0%	0	₹206.45
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹78.36
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹45.60
UTI-Quant Fund	Equity	Very High	0%	0	₹1,461.56
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹19.03
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹40.15
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹0.00

News

UTI MF announces change in Fund Manager of the following schemes

UTI Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 08 April 2025

Change in Fund Manager of the Scheme:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
UTI Flexi Cap Fund	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager	Mr. Ajay Tyagi - Fund Manager Mr. Ravi Gupta - Assistant Fund Manager Mr. Kamal Gada - Assistant Fund Manager
UTI Unit Linked Insurance Plan	Mr. Sunil Patil ' Fund Manager (Debt Portion) Mr. Ajay Tyagi ' Fund Manager (Equity Portion) Mr. Ravi Gupta ' Assistant Fund Manager (Equity Portion)	Mr. Sunil Patil - Fund Manager (Debt Portion) Mr. Ajay Tyagi - Fund Manager (Equity Portion) Mr. Ravi Gupta - Assistant Fund Manager (Equity Portion) Mr. Kamal Gada - Assistant Fund Manager (Equity Portion)
UTI Gilt Fund	Mr. Sudhir Agrawal	Mr. Pankaj Pathak
UTI Dynamic Bond Fund	Mr. Sudhir Agrawal	Mr. Pankaj Pathak
UTI Floater Fund	Mr. Sudhir Agrawal	Mr. Pankaj Pathak
UTI Short Duration Fund	Mr. Sudhir Agrawal	Mr. Anurag Mittal

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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 02 April 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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UTI Conservative Hybrid Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 03 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Conservative Hybrid Fund. The quantum of IDCW will be Rs 0.0800 per unit or 0.80% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

19 January 2022

Total AUM (Cr)

₹194.04

UTI-BSE Sensex Index Fund - Direct (G) is an Index Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 19 January 2022, this fund is managed by Sharwan Kumar Goyal. With assets under management (AUM) worth ₹194.04 (Cr), as of 23 April 2025, UTI-BSE Sensex Index Fund - Direct (G) is categorized as a Index Fund within its segment. The fund has generated a return of 11.41% since its launch.
The current NAV of UTI-BSE Sensex Index Fund - Direct (G) is ₹14.26, as on 23 April 2025. The fund's benchmark index is BSE Sensex TRI. You can invest in UTI-BSE Sensex Index Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 12.76% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 100.00% in Equity, .
The top 5 sectors the fund invests in are: 36.95% in Banks, 13.21% in IT-Software, 9.61% in Petroleum Products, 6.48% in Diversified FMCG, 5.90% in Automobiles

FAQs

How to Invest in UTI-BSE Sensex Index Fund - Direct (G) Direct Growth?

UTI-BSE Sensex Index Fund - Direct (G) is a popular fund in the Index Fund segment. The fund has generated a return of 11.41% since inception. Looking to invest in UTI-BSE Sensex Index Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-BSE Sensex Index Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-BSE Sensex Index Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-BSE Sensex Index Fund - Direct (G) today and reap the benefits of this Index Fund fund!

How much returns has UTI-BSE Sensex Index Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-BSE Sensex Index Fund - Direct (G) has generated annualised return of 9.08%. In the long-term, the fund has generated 12.76% and - in 3 and 5 years respectively. Since its inception, the fund has generated 11.41% returns.

What is the expense ratio of UTI-BSE Sensex Index Fund - Direct (G) Direct Growth?

The expense ratio of UTI-BSE Sensex Index Fund - Direct (G) Direct Growth is 0.20%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-BSE Sensex Index Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-BSE Sensex Index Fund - Direct (G) is ₹194.04 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-BSE Sensex Index Fund - Direct (G) Direct Growth?

Redeeming or selling units of UTI-BSE Sensex Index Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-BSE Sensex Index Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-BSE Sensex Index Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).