UTI-Ultra Short Term Fund - Direct (IDCW-F)

Ultra Short Term Fund

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NAV
1359.20(0.00%)
Fund Size (CR)
₹3,347.94
Expense Ratio
0.4
Scheme Type
Active Fund
Value Research
-

Min. investment
₹20,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
0%
Return Since Launch
6.39%

Absolute Return: 1.64%

Annualized Return: 0%

Basic Details

Scheme Manager

Anurag Mittal

Bench Mark

NIFTY Ultra Short Duration Debt Index A-I

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	September 21, 2026	10008.69	0.09%	-	0.03%	25/222
1 Month	August 28, 2026	10053.95	0.54%	-	0.40%	23/221
3 Month	June 25, 2026	10175.34	1.75%	-	1.54%	39/212
6 Month	March 27, 2026	10365.48	3.65%	-	3.35%	56/211
1 Year	September 26, 2025	10667.27	6.67%	6.67%	6.02%	35/211
3 Year	September 27, 2023	12357.95	23.58%	7.30%	6.68%	45/206
5 Year	September 28, 2021	13987.64	39.88%	6.94%	6.11%	12/203
Since Inception	March 24, 2017	18036.04	80.36%	6.39%	5.89%	109/222

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	October 1, 2025	1,20,000	199943.46	66.62%	66.62%
3 Year	October 3, 2023	3,60,000	601328.52	67.04%	18.65%
5 Year	October 1, 2021	6,00,000	1002642.65	67.11%	10.82%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Risk Ratios

0.12%

Standard Deviation

0.01%

Beta

4.48%

Sharpe Ratio

0.48%

Treynor's Ratio

1.83%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Ultra Short Term Fund - Direct (IDCW-F)	3347.94	0.54%	1.75%	3.65%	6.67%	7.30%
Canara Robeco Ultra Short Term Fund - Dir (IDCW-M)	581.71	0.52%	20.08%	21.83%	24.86%	12.84%
Invesco India Ultra Short Term Fund-Dir (IDCW-D)	1496.63	0.53%	1.78%	4.91%	7.95%	7.72%
Tata Ultra Short Term Fund - Direct (IDCW-M)	6494.54	0.58%	1.84%	3.89%	7.08%	7.32%
Tata Ultra Short Term Fund - Direct (IDCW-M) RI	6494.54	0.58%	1.84%	3.89%	7.08%	7.32%
Nippon India Ultra Short Term Fund - Direct (IDCW-W)	12447.28	0.46%	1.67%	3.76%	7.04%	7.68%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-MNC Fund	Equity	Very High	-1.04%	0	₹2,790.21
UTI-Nifty 50 Index Fund	Other	Very High	-6.77%	3	₹29,485.43
UTI-Ultra Short to Short Term Fund	Debt	Moderately Low	6.2%	2	₹2,698.29
UTI-Medium to Long Term Fund	Debt	Moderate	3.37%	3	₹303.90
UTI-Children's Equity Fund	Solution Oriented	Very High	-6.75%	0	₹1,132.84
UTI-ELSS Tax Saver Fund	Equity	Very High	-4.24%	2	₹3,482.37
UTI-Large Cap Fund	Equity	Very High	-5.96%	3	₹12,189.10
UTI-Mid Cap Fund	Equity	Very High	3.77%	2	₹12,795.44
UTI-Credit Risk Fund	Debt	Moderately High	6.39%	3	₹248.95
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	1.33%	3	₹1,646.10
UTI Multi Asset Allocation Fund	Hybrid	Very High	3.61%	3	₹7,062.53
UTI Dividend Yield Fund	Equity	Very High	-2.18%	0	₹3,772.44
UTI-Banking & PSU Debt Fund	Debt	Moderate	6.11%	3	₹1,450.05
UTI-Flexi Cap Fund	Equity	Very High	-1.16%	1	₹24,163.23
UTI-Transportation & Logistics Fund	Equity	Very High	0.01%	0	₹4,341.42
UTI-Overnight Fund	Debt	Low	5.26%	3	₹7,972.19
UTI-Medium Term Fund	Debt	Moderate	4.4%	2	₹36.17
UTI-Equity Savings Fund	Hybrid	Moderate	2.93%	4	₹816.21
UTI-Banking and Financial Services Fund	Equity	Very High	2.19%	3	₹1,451.73
UTI-Ultra Short Term Fund	Debt	Moderate	6.69%	3	₹3,684.90
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	1.76%	0	₹5,107.67
UTI-Nifty Next 50 Index Fund	Other	Very High	5.36%	2	₹7,546.56
UTI-Children's Equity Fund	Solution Oriented	Very High	-6.75%	0	₹1,132.84
UTI-Children's Hybrid Fund	Solution Oriented	High	-1.24%	0	₹4,390.72
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	5.48%	0	₹166.08
UTI Multi Cap Fund	Equity	Very High	3.43%	0	₹2,177.65
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-1.5%	1	₹270.42
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	9.12%	0	₹846.22
UTI-Innovation Fund	Equity	Very High	-2.55%	0	₹837.37
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	-1.04%	0	₹69.89
UTI-Nifty India Manufacturing Index Fund	Other	Very High	6.25%	0	₹31.58
UTI-India Consumer Fund	Equity	Very High	-4.62%	1	₹733.44
UTI-Small Cap Fund	Equity	Very High	6.8%	3	₹5,447.65
UTI-Focused Fund	Equity	Very High	-2.52%	3	₹2,487.33
UTI-Long Term Fund	Debt	Moderate	1.32%	0	₹89.68
UTI-Balanced Advantage Fund	Hybrid	Very High	-2.09%	0	₹3,022.50
UTI-Money Market Fund	Debt	Moderate	6.57%	3	₹17,276.34
UTI-Short Term Fund	Debt	Moderate	5.1%	3	₹1,794.19
UTI-Retirement Fund	Solution Oriented	High	1.24%	0	₹4,699.44
UTI-Corporate Bond Fund	Debt	Moderate	5%	3	₹4,688.73
UTI-BSE Low Volatility Index Fund	Other	Very High	-7.03%	3	₹452.64
UTI-Nifty Private Bank Index Fund	Other	Very High	-0.06%	0	₹238.52
UTI-Nifty Midcap 150 Index Fund	Other	Very High	5.37%	0	₹79.27
UTI-Aggressive Hybrid Fund	Hybrid	Very High	-0.26%	4	₹6,740.42
UTI-Dynamic Term Fund	Debt	Moderately Low	4.95%	3	₹398.38
UTI-Infrastructure Fund	Equity	Very High	-0.11%	2	₹2,117.61
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	4.1%	0	₹267.24
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	6.11%	0	₹65.58
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	5.54%	0	₹32.40
UTI-Nifty 500 Index Fund	Other	Very High	0%	0	₹110.25
UTI-Value Fund	Equity	Very High	-4.11%	3	₹9,572.60
UTI-Floating Interest Rates Fund	Debt	Moderately Low	6.16%	3	₹1,519.41
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-0.64%	1	₹8,513.34
UTI-10 year Constant Maturity Gilt Fund	Debt	Moderate	2.65%	0	₹110.61
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	-0.36%	0	₹153.50
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	6.73%	0	₹133.75
UTI-Gilt Fund	Debt	Moderate	4.56%	3	₹415.33
UTI-Healthcare Fund	Equity	Very High	20.09%	4	₹1,443.57
UTI-Arbitrage Fund	Hybrid	Low	6.59%	3	₹11,131.60
UTI-Annual Interval Fund - I	Debt	Moderately Low	5.2%	0	₹20.10
UTI-BSE Sensex Index Fund	Other	Very High	-8.76%	2	₹194.53
UTI-Silver ETF Fund of Fund	Other	Very High	55.74%	0	₹654.52
UTI-BSE Housing Index Fund	Other	Very High	-7.48%	0	₹23.97
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	-4.33%	0	₹552.55
UTI-Nifty500 Shariah Index Fund	Other	Very High	0%	0	₹88.46
UTI-Liquid Fund	Debt	Moderate	6.53%	3	₹31,556.43
UTI-Large & Mid Cap Fund	Equity	Very High	2.88%	4	₹6,514.49
UTI-Gold ETF Fund of Fund	Other	High	28.99%	5	₹1,516.99
UTI-Quant Fund	Equity	Very High	-2.2%	0	₹1,489.16

News

UTI Mutual Fund announces Ceasation of Key Personnel
UTI Mutual Fund announces that, Mr. Deepak Kumar Chatterjee, Chairman and Non - Executive Independent Director on the Board of UTI Asset Management Company Ltd. (UTI AMC) has ceased to be Director upon completion of his term with effect from the closure of business hours on July 28, 2026.
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UTI Mutual Fund announces IDCW Income Distribution cum Capital Withdrawal (IDCW) under its scheme
UTI Mutual Fund has announced 03 August 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) in the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
UTI-Conservative Hybrid Fund ' Regular Plan ' IDCW Option: Rs 0.80 per unit.
UTI-Conservative Hybrid Fund ' Direct Plan ' IDCW Option: Rs 0.80 per unit
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UTI Multi Asset Allocation Fund announces Income Distribution cum capital withdrawal (IDCW)
UTI Mutual Fund has announced IDCW is 23 July 2026 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under Regular Plan-Monthly IDCW Option and Direct Plan-Monthly IDCW Option of UTI Multi Asset Allocation Fund. The quantum of IDCW will be Rs 0.2550 per unit or 2.55% on the face value of Rs 10 per unit.
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Fund House Details & Investment Objective

Date of Incorporation

September 15, 2014

Total AUM (Cr)

₹3684.90

UTI-Ultra Short Term Fund - Direct (IDCW-F) is an Ultra Short Term Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in September 15, 2014, this fund is managed by Anurag Mittal. With assets under management (AUM) worth ₹3,684.9 (Cr), as of September 29, 2026, UTI-Ultra Short Term Fund - Direct (IDCW-F) is categorized as a Ultra Short Term Fund within its segment. The fund has generated a return of 6.39% since its launch.
The current NAV of UTI-Ultra Short Term Fund - Direct (IDCW-F) is ₹1,359.2, as on September 29, 2026. The fund's benchmark index is NIFTY Ultra Short Duration Debt Index A-I. You can invest in UTI-Ultra Short Term Fund - Direct (IDCW-F) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹20,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.30% and 6.94% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 87.85% in Debt and 12.17% in cash and cash equivalents.

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