Experience easy investing in Mutual Funds
Simple monthly SIP
Systematic Investment Plans (SIP) from Mirae Asset, offer a convenient way to pursue your financial goals. Calculate your investment's future value with our SIP calculator.
Higher Returns
Earn up to 1% extra on all mutual fund investments. With our commitment to ZERO commissions, the benefit is immediately passed on to your investments.
Paperless Onboarding
Enjoy fast, hassle-free & paperless onboarding in just 5 minutes**. With just 1 Click, you can start investing in a mutual fund scheme of your choice.
No Hidden Charges
Wave goodbye to hidden costs and experience a completely transparent process with Mirae Asset.
Discover Mutual Funds
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Funds with Best Returns
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Better than FDs



Benefits of investing in Mutual Funds
Investing in mutual funds was never this easy
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Professional management
Fund managers do the all research, pick the right investments, and monitor fund performance so that you don't need to.
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Diversification
Mutual Funds invest your money across a wide range of securities and industries. This level of diversification protects your investments to a degree from market-related volatility.
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Flexibility
Mutual Funds offer great flexibility through dividend reinvestment, systematic investment plans and systematic withdrawal plans.
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Choice
Mutual Funds are available for nearly any type of investment, market strategy, or financial goal.
Here's what the world has to say
The use of high quality tech is visible right from the account opening process itself. Barely took a few minutes to apply online and complete the KYC. The app is fast, intuitive and easy to navigate. Orders can be placed in 1 tap from different screens including charts. Well done m.Stock team
With m.Stock, I can make all investments in a single place and don’t have to go through hassles of memorising multiple account passwords. m.Stock is ideal for investments like equities which is the prevalent one in my portfolio. The dashboard is easy to read and I can access it easily to check my portfolio. Now, I don’t have to pay extra charges for maintaining multiple platforms.

“The messages and initiation that I got at every step, is the best without any jargons. There were samples and screens that helped a lot to complete the journey with ease. There is simplicity and its unique that gives you a premium feel. Try it... strongly recommend!”
Mirae Asset’s m.Stock is one of the easiest apps I have used to invest and trade. Account opening was seamless and the user experience is better than all the other trading portals I have tried in the past. Mujhe m.Stock app demat trading ke liye use karne mei bohot accha lagta hai. Mei ye app sabko recommend karta hu aur future mei bhi karunga!
m.Stock itna simple he har aspect me ki koi bhi usko use kar sakta hai. Unke live market updates right moves lene me help karta he. ₹999 opening charges,transparent pricing, zero brokerage charges, ache offers, great customer care aur free Demat account, what else does an investor need?
Mujhe online trading platform use karne mei bohut pareshani hoti thi, lekin with the new m.Stock app from Mirae, mera onboarding and account opening sirf 5 minute mei ho gaya. m.Stock main apne dost ko bhi recommend kiya hu and even they are now happy traders! The best part is that I dont have to pay any brokerage or demat charges for Life. Thank you m.Stock!
Opening an account with m.Stock has been an absolute bliss as it took less than 5 minutes!
Till date, my experience with m.Stock has been phenomenal. Their features, tools, and customer service is top-notch
My experience till date has been good. Its easy, quick, and has interesting tools and features
All you need to know about Mutual Funds
A mutual fund is a system of pooling money from various investors with common investment goals. This money is then invested across different asset classes, including equities, bonds, money market instruments, etc.
Such a distribution makes an investor portfolio risk averse as it becomes impervious to sector-specific market shocks. Should there be underperformance by the pharmaceutical sector, the metals sector would remain unaffected by the development and protect investors from making losses.
Each investor is in possession of the units based on the quantum of investment made.
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What is a unit of Mutual Fund?
New mutual funds are launched through a New Fund Offer (NFO). Based on the amount you invest; you are allotted a certain number of units of mutual fund. Your investment is divided such that at least one unit of each security comes together to make one unit of mutual fund. The number of units of each security is decided based on the distribution of your investment money.
E.g., Let us say you invested INR 1,00,000 in mutual funds with INR 10,000 in Security A, INR 20,000 in Security B, INR 30,000 in Security C, and INR 40,000 in Security D.
1 unit of your mutual fund portfolio will consist of 1 unit of Security A, 2 units of Security B, 3 units of Security C and 4 units of Security D. -
How are Mutual Fund gains calculated?
The gains generated from this pool of mutual fund investments are distributed uniformly amongst the investors minus the expenses by calculating a scheme's Net Asset Value (NAV). NAV is the per share value of your mutual fund portfolio.
NAV = (Total Asset Value - Total Liability Value) / Total number of unitholders, where,
Total Asset Value is the total market value of all securities comprising the mutual fund inclusive of profits. This value is calculated at the end of each trading session as the closing price of each security fluctuates every day. The Total Asset Value can also include liquid assets such as cash, dividends, etc.
Total Liability Value includes all borrowings for investment, other fees & charges, etc.
Broadly, there are three main kinds of mutual funds to invest in - equity, debt, and hybrid. This classification is based on their underlying assets.
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Equity mutual funds, as the name suggests, invest in stock markets. These funds can be further classified to invest in shares of large-cap, mid-cap, or small-cap companies. There are equity mutual funds that invest in specific sectors like IT, pharma, auto etc. There are three kinds of equity funds:
- Thematic or sectoral mutual funds: These funds focus on sector-specific investments, which means that it is a less diverse portfolio. Such an investment comes with an elevated risk as well since it is prone to sector-specific shocks.
- Focused funds: This fund lays emphasis on investment in organizations having a certain market capitalization (m-cap). The m-cap is specified when the investment scheme is announced. A maximum of 30 stocks can be invested in through focused equity funds.
- Contra funds: These funds deploy a strategy wherein fund managers purchase underperforming stocks with a positive outlook. The objective is to create maximum value in the long term by purchasing securities when they are cheap and not performing.
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Debt mutual funds
usually invest in debt instruments with a maturity period of one to three years. These are investments made in fixed income securities such as government bonds, treasury bills, corporate bonds, commercial papers, etc. Debt funds that focus on investments in government securities are called Gilt Mutual Funds.
Debt-based securities are assigned a rating which allows investors to identify the risk of default by the issuer of the securities. Fund managers typically choose securities with a higher rating which indicates minimum risk of default by the issuer.
However, mutual fund investments need not remain focused only on high-quality securities. Low quality securities are high-risk investments but offer commensurately high rewards too. A good mix could strike the right balance. -
Hybrid mutual funds are a combination of both the above types of mutual funds i.e., equity as well as debt. The quantum of investment in equity and debt varies depending on the proportion of investment. A hybrid fund can either be debt-oriented or an equity-oriented fund depending upon the risk appetite of the investor.
The objective a hybrid mutual fund investment is to strike a balance between regular income and wealth expansion. Depending upon the market performance, fund managers may choose to make buy or sell decisions to ensure value creation.
Mutual Funds are designed for both - the short-term and the long-term, depending upon your investment horizon and goals. There are various schemes to invest in for a few days to a few weeks to a few years. Ideally, equity funds are most suited for the long-term, while debt mutual funds cater to investors with a short-term investment horizon.
There is no 'right' mutual fund to invest in. It depends on how much wealth you are targeting within the investment horizon on your mind.