Learn all about Mutual Funds
Sinking Funds : Types, Benefits & How to Start One
9 May 2025 | 7 mins read
Imagine you are planning a big vacation, a home renovation, or even an unexpected but necessary car repair. How do you ensure you have enough funds for these costs without scrambling for money at the last minute or relying on credit cards? The answer lies in a sinking fund. A sinking fund is a strategy where you save a little bit of money over time for specific, anticipated expenses. Rather than waiting for the expense to arise and dealing with the pressure of funding it all at once, a sinking fund allows you to plan ahead and contribute steadily. This not only reduces financial strain but also helps you stay in control of your budget. Let’s find out more about sinking funds, how to create one, and how it can benefit your personal finance strategy.
Mutual Funds vs Post Office Schemes: Which Investment Option Suits You Best?
9 May 2025 | 10 mins read
Selecting the right investment option is a crucial step in achieving financial security and long-term growth. With so many options available, two of the popular choices in India are mutual funds and post office schemes. While mutual funds provide market-linked returns with professional management, post office schemes offer government-backed security with fixed returns. For investors, the decision between these two depends on factors like risk appetite, return expectations, liquidity needs, and tax benefits. This guide will help you understand both investment options in depth, highlighting their features, differences, and suitability for different financial goals.
Smallcase vs Mutual Funds: Key Differences & Investment Benefits
9 May 2025 | 8 mins read
When it comes to investing in the stock market, mutual funds and smallcases have emerged as popular choices. Both options provide diversification and professional management, but they cater to different investment preferences. While mutual funds pool money from multiple investors and are managed by fund managers, smallcases allow direct ownership of stocks in a curated portfolio. Understanding their features and differences can help you make an informed investment decision.
Flexi-Cap Funds: All You Need to Know!
8 May 2025 | 9 mins read
When it comes to mutual funds, choosing the right investment option can be overwhelming for many. With several types of funds available, it’s important to understand the different strategies and structures each one offers. One such fund is the Flexi Cap Fund, an increasingly popular choice among investors for its flexibility in investing across market segments.
How to Calculate SIP CAGR & Measure Your Investment Growth
8 May 2025 | 8 mins read
Systematic Investment Plans (SIPs) are a popular way to invest in mutual funds, offering disciplined investment and the power of compounding. But how do you measure the actual growth of your SIP investments? This is where the Compound Annual Growth Rate (CAGR) comes in. Understanding CAGR in SIPs helps you evaluate performance and compare different investments. However, calculating CAGR for SIPs is not as straightforward as it is for lump sum investments due to multiple cash flows at different times. In this guide, we will explore how to calculate CAGR for SIP, different methods to measure investment growth, and alternative ways to assess your returns accurately.
Benefits of investing in equity funds
25 April 2025 | 5 mins read
Mutual funds can be broadly classified into three types – equity, debt, and hybrid. Each asset class comes with its own risk and return profile. While equity mutual funds invest in shares and stocks of different companies, debt mutual funds focus on fixed-income securities. Hybrid funds, on the other hand, invest in a mix of equity and debt.
Why Systematic Withdrawal Plans are best for your Retirement Planning?
24 April 2025 | 6 mins read
You may spend several years of your life saving for retirement. Now, imagine you have reached that stage, and your life savings and investments are at your disposal. This can be a substantial sum, and managing it wisely is important to ensure financial security throughout your retirement years. You will likely have two challenges here. You need to cover your expenses for life while also ensuring your money continues to grow to keep up with inflation. A Systematic Withdrawal Plan (SWP) in mutual funds (MFs) can help you here. It allows you to withdraw a fixed amount periodically while potentially keeping the rest of your investment growing. Let’s find out more about it.
5 Tips to Protect Your Mutual Fund Investments in Volatile Markets
24 April 2025 | 6 mins read
Market fluctuations are an inevitable part of investing. However, market volatility does not mean losses — it only means price movements that can go both up and down. Investors who react emotionally to volatility often end up selling at a loss or missing out on future gains. To successfully navigate a volatile market, follow these five risk management strategies to protect your mutual fund investments while ensuring long-term wealth creation.
What Are Low Risk Mutual Funds and Who Should Invest In Them?
8 April 2025 | 6 mins read
Investing can feel like a complicated activity, especially for people who are risk-averse or looking to safeguard their capital. For such investors, low-risk mutual funds present an appealing option. These funds focus on generating steady and predictable returns while minimising exposure to market volatility. In this guide, we will explore what low risk mutual funds are, their features, types, and benefits, along with tips on how to invest wisely.
Gold ETF vs Gold Funds: Key Differences in 2025
7 April 2025 | 8 mins read
Gold has always been a preferred investment asset, especially during economic uncertainties. With the rise of financial products, you now have multiple ways to invest in gold without physically holding it. Two of the most common investment options are Gold ETFs (Exchange-Traded Funds) and Gold Mutual Funds. While both help you gain exposure to gold, they have distinct characteristics that impact your investment returns.
ELSS vs Mutual Funds - Key Differences and Which is Better
7 April 2025 | 7 mins read
Mutual funds offer a wide range of investment options to cater to different financial goals, risk appetites, and investment horizons. Among them, ELSS (Equity Linked Savings Scheme) stands out due to its tax-saving benefits under Section 80C of the Income Tax Act. However, investors often struggle to decide between ELSS and other mutual funds when planning their investments.
Best Mutual Fund SIP Plans for Senior Citizens
7 April 2025 | 6 mins read
For senior citizens, financial stability and consistent returns are key investment priorities. Mutual Fund Systematic Investment Plans (SIPs) provide an excellent opportunity to generate steady income while ensuring capital preservation. But with numerous options available, how do you select the best SIP plan for senior citizens?
5 Smart Ways to Reduce Mutual Fund Risk & Invest Wisely | m.Stock
4 April 2025 | 7 mins read
Mutual funds offer a great way to invest in the stock market with professional management, but they also come with risks. Market fluctuations, interest rate changes, and sectoral downturns can impact returns. However, you can minimise risk without compromising growth potential by adopting smart investment strategies. Here are five effective ways to reduce mutual fund risk, whether you're a new investor or looking to fine-tune your portfolio.
What is a Factsheet in Mutual Funds?
4 April 2025 | 7 mins read
With so many mutual fund types and schemes to choose from, making well-informed decisions is crucial for investors. A mutual fund fact sheet serves as a vital document that provides a snapshot of a fund’s performance, risk levels, asset allocation, and other key metrics. Understanding how to read and analyse a fact sheet can help investors select the right funds based on their financial goals and risk appetite.
How are ETFs Taxed in India - Taxation of Income from ETFs
4 April 2025 | 8 mins read
Exchange-traded Funds (ETFs) have become a popular investment option in India, offering diversification, liquidity, and cost-effectiveness. However, understanding their taxation is crucial to maximising returns and making informed investment decisions. The tax treatment of ETFs depends on the type of ETF (equity, debt, or international), the holding period, and whether income is earned as capital gains or dividends.