Learn all about Mutual Funds
Benefits of investing in equity funds
25 April 2025 | 5 mins read
Mutual funds can be broadly classified into three types – equity, debt, and hybrid. Each asset class comes with its own risk and return profile. While equity mutual funds invest in shares and stocks of different companies, debt mutual funds focus on fixed-income securities. Hybrid funds, on the other hand, invest in a mix of equity and debt.
Why Systematic Withdrawal Plans are best for your Retirement Planning?
24 April 2025 | 6 mins read
You may spend several years of your life saving for retirement. Now, imagine you have reached that stage, and your life savings and investments are at your disposal. This can be a substantial sum, and managing it wisely is important to ensure financial security throughout your retirement years. You will likely have two challenges here. You need to cover your expenses for life while also ensuring your money continues to grow to keep up with inflation. A Systematic Withdrawal Plan (SWP) in mutual funds (MFs) can help you here. It allows you to withdraw a fixed amount periodically while potentially keeping the rest of your investment growing. Let’s find out more about it.
5 Tips to Protect Your Mutual Fund Investments in Volatile Markets
24 April 2025 | 6 mins read
Market fluctuations are an inevitable part of investing. However, market volatility does not mean losses — it only means price movements that can go both up and down. Investors who react emotionally to volatility often end up selling at a loss or missing out on future gains. To successfully navigate a volatile market, follow these five risk management strategies to protect your mutual fund investments while ensuring long-term wealth creation.
What Are Low Risk Mutual Funds and Who Should Invest In Them?
8 April 2025 | 6 mins read
Investing can feel like a complicated activity, especially for people who are risk-averse or looking to safeguard their capital. For such investors, low-risk mutual funds present an appealing option. These funds focus on generating steady and predictable returns while minimising exposure to market volatility. In this guide, we will explore what low risk mutual funds are, their features, types, and benefits, along with tips on how to invest wisely.
Gold ETF vs Gold Funds: Key Differences in 2025
7 April 2025 | 8 mins read
Gold has always been a preferred investment asset, especially during economic uncertainties. With the rise of financial products, you now have multiple ways to invest in gold without physically holding it. Two of the most common investment options are Gold ETFs (Exchange-Traded Funds) and Gold Mutual Funds. While both help you gain exposure to gold, they have distinct characteristics that impact your investment returns.
ELSS vs Mutual Funds - Key Differences and Which is Better
7 April 2025 | 7 mins read
Mutual funds offer a wide range of investment options to cater to different financial goals, risk appetites, and investment horizons. Among them, ELSS (Equity Linked Savings Scheme) stands out due to its tax-saving benefits under Section 80C of the Income Tax Act. However, investors often struggle to decide between ELSS and other mutual funds when planning their investments.
Best Mutual Fund SIP Plans for Senior Citizens
7 April 2025 | 6 mins read
For senior citizens, financial stability and consistent returns are key investment priorities. Mutual Fund Systematic Investment Plans (SIPs) provide an excellent opportunity to generate steady income while ensuring capital preservation. But with numerous options available, how do you select the best SIP plan for senior citizens?
5 Smart Ways to Reduce Mutual Fund Risk & Invest Wisely | m.Stock
4 April 2025 | 7 mins read
Mutual funds offer a great way to invest in the stock market with professional management, but they also come with risks. Market fluctuations, interest rate changes, and sectoral downturns can impact returns. However, you can minimise risk without compromising growth potential by adopting smart investment strategies. Here are five effective ways to reduce mutual fund risk, whether you're a new investor or looking to fine-tune your portfolio.
What is a Factsheet in Mutual Funds?
4 April 2025 | 7 mins read
With so many mutual fund types and schemes to choose from, making well-informed decisions is crucial for investors. A mutual fund fact sheet serves as a vital document that provides a snapshot of a fund’s performance, risk levels, asset allocation, and other key metrics. Understanding how to read and analyse a fact sheet can help investors select the right funds based on their financial goals and risk appetite.
How are ETFs Taxed in India - Taxation of Income from ETFs
4 April 2025 | 8 mins read
Exchange-traded Funds (ETFs) have become a popular investment option in India, offering diversification, liquidity, and cost-effectiveness. However, understanding their taxation is crucial to maximising returns and making informed investment decisions. The tax treatment of ETFs depends on the type of ETF (equity, debt, or international), the holding period, and whether income is earned as capital gains or dividends.
What is the Difference Between Active & Passive Funds?
4 April 2025 | 7 mins read
Investors often face the choice between active and passive mutual funds, each with distinct investment strategies, costs, and risks. While active funds aim to outperform the market through expert management, passive funds track a market index, offering lower costs and more stable returns.
How to Invest in Mutual Funds for Minors?
4 April 2025 | 8 mins read
Investing in mutual funds for minors is a great way to build a corpus for their future, whether for education, marriage, or long-term financial security. Mutual funds offer a disciplined way to invest, ensuring capital appreciation over time. But can minors invest in mutual funds? What are the legalities and risks? In this guide, we will cover everything you need to know about mutual funds for minors, including the investment process, documentation, tax implications, and more.
Mutual Funds vs Bonds - Key Differences and Which is Better?
4 April 2025 | 8 mins read
Investors often face a choice between mutual funds and bonds when constructing a portfolio. While both investment options can generate returns, they differ in structure, risk, and potential gains. So, mutual funds vs bonds – which is better? The answer depends on factors like risk appetite, financial goals, and investment horizon. This article explores the key differences between bonds and mutual funds to help you make an informed decision.
What Are High Risk Mutual Funds and Who Should Invest In Them?
4 April 2025 | 5 mins read
High risk mutual funds are an attractive option for investors willing to take on greater risks while seeking potentially higher returns. These funds invest in volatile instruments such as equities, small-cap stocks, or sector themes that carry significantly higher risk. Although they offer promising returns, they also demand careful consideration of one’s risk tolerance, financial goals, and investment horizon. Here is more on high risk mutual funds and things you should be aware of before investing in them.
How To Invest In Tax-Saving ELSS Mutual Funds Online?
8 April 2025 | 7 mins read
Equity-linked Savings Scheme (ELSS) mutual funds are one of the most popular tax-saving investment options in India. They offer tax benefits under Section 80C of the Income Tax Act while providing the potential for long-term capital appreciation. This guide explains how to invest in ELSS online, its benefits, tax implications, and factors to consider before investing.