Learn all about Mutual Funds
Understanding the Role of Asset Allocation in Mutual Fund Performance
19 May 2025 | 6 mins read
When investing in mutual funds, selecting the right fund is just one part of the equation. A crucial yet often overlooked factor is asset allocation, which plays a significant role in determining the performance and risk profile of your investment. Asset allocation refers to the strategy of distributing your investment across various asset classes, such as equity, debt, gold, and real estate, to achieve the desired balance of risk and return.
How to Invest in Mutual Funds Based on Your Financial Goals?
19 May 2025 | 6 mins read
Investing in mutual funds is one of the most effective ways to grow your wealth over time. However, investing blindly without a clear plan can lead to financial inefficiencies and missed opportunities. Goal-based financial planning ensures that your mutual fund investments are aligned with your specific financial objectives, whether short-term or long-term. In this guide, we will explore how to set financial goals, align mutual funds with those goals, track progress, and maintain investment discipline for long-term financial success.
CAGR vs Absolute Returns: Which is Better for Mutual Funds?
19 May 2025 | 7 mins read
Evaluating mutual fund returns is crucial for investors aiming to achieve their financial goals. Two commonly used metrics in this evaluation are the Compound Annual Growth Rate (CAGR) and Absolute Returns. Understanding these metrics, their calculations, and their appropriate applications can provide deeper insights into investment performance and aid in making informed decisions.
MITRA by SEBI: Making It Easier to Recover Your Inactive Mutual Fund Investments
19 May 2025 | 6 mins read
Many investors lose track of their mutual fund investments due to outdated contact details, unlinked PANs, or reliance on physical documents. As a result, several folios become inactive or unclaimed, leaving investors unaware of their holdings. To address this, SEBI (Securities and Exchange Board of India) launched MITRA (Mutual Fund Investment Tracing and Retrieval Assistant) — a centralized digital platform designed to help investors track and recover their forgotten or inactive mutual fund investments. Let us find out what MITRA is, how it works, what its benefits are, and how you can use it to recover your unclaimed investments.
Mutual Fund SIPs on the Decline in 2025: What’s Driving Investors Away?
16 May 2025 | 7 mins read
Systematic Investment Plans (SIPs) have been one of the most preferred investment strategies in India for years. The concept of investing a fixed amount at regular intervals has made it easier for retail investors to participate in the stock market without worrying about market timing.
Sinking Funds : Types, Benefits & How to Start One
9 May 2025 | 7 mins read
Imagine you are planning a big vacation, a home renovation, or even an unexpected but necessary car repair. How do you ensure you have enough funds for these costs without scrambling for money at the last minute or relying on credit cards? The answer lies in a sinking fund. A sinking fund is a strategy where you save a little bit of money over time for specific, anticipated expenses. Rather than waiting for the expense to arise and dealing with the pressure of funding it all at once, a sinking fund allows you to plan ahead and contribute steadily. This not only reduces financial strain but also helps you stay in control of your budget. Let’s find out more about sinking funds, how to create one, and how it can benefit your personal finance strategy.
Mutual Funds vs Post Office Schemes: Which Investment Option Suits You Best?
9 May 2025 | 10 mins read
Selecting the right investment option is a crucial step in achieving financial security and long-term growth. With so many options available, two of the popular choices in India are mutual funds and post office schemes. While mutual funds provide market-linked returns with professional management, post office schemes offer government-backed security with fixed returns. For investors, the decision between these two depends on factors like risk appetite, return expectations, liquidity needs, and tax benefits. This guide will help you understand both investment options in depth, highlighting their features, differences, and suitability for different financial goals.
Smallcase vs Mutual Funds: Key Differences & Investment Benefits
9 May 2025 | 8 mins read
When it comes to investing in the stock market, mutual funds and smallcases have emerged as popular choices. Both options provide diversification and professional management, but they cater to different investment preferences. While mutual funds pool money from multiple investors and are managed by fund managers, smallcases allow direct ownership of stocks in a curated portfolio. Understanding their features and differences can help you make an informed investment decision.
Flexi-Cap Funds: All You Need to Know!
8 May 2025 | 9 mins read
When it comes to mutual funds, choosing the right investment option can be overwhelming for many. With several types of funds available, it’s important to understand the different strategies and structures each one offers. One such fund is the Flexi Cap Fund, an increasingly popular choice among investors for its flexibility in investing across market segments.
How to Calculate SIP CAGR & Measure Your Investment Growth
8 May 2025 | 8 mins read
Systematic Investment Plans (SIPs) are a popular way to invest in mutual funds, offering disciplined investment and the power of compounding. But how do you measure the actual growth of your SIP investments? This is where the Compound Annual Growth Rate (CAGR) comes in. Understanding CAGR in SIPs helps you evaluate performance and compare different investments. However, calculating CAGR for SIPs is not as straightforward as it is for lump sum investments due to multiple cash flows at different times. In this guide, we will explore how to calculate CAGR for SIP, different methods to measure investment growth, and alternative ways to assess your returns accurately.
Benefits of investing in equity funds
25 April 2025 | 5 mins read
Mutual funds can be broadly classified into three types – equity, debt, and hybrid. Each asset class comes with its own risk and return profile. While equity mutual funds invest in shares and stocks of different companies, debt mutual funds focus on fixed-income securities. Hybrid funds, on the other hand, invest in a mix of equity and debt.
Why Systematic Withdrawal Plans are best for your Retirement Planning?
24 April 2025 | 6 mins read
You may spend several years of your life saving for retirement. Now, imagine you have reached that stage, and your life savings and investments are at your disposal. This can be a substantial sum, and managing it wisely is important to ensure financial security throughout your retirement years. You will likely have two challenges here. You need to cover your expenses for life while also ensuring your money continues to grow to keep up with inflation. A Systematic Withdrawal Plan (SWP) in mutual funds (MFs) can help you here. It allows you to withdraw a fixed amount periodically while potentially keeping the rest of your investment growing. Let’s find out more about it.
5 Tips to Protect Your Mutual Fund Investments in Volatile Markets
24 April 2025 | 6 mins read
Market fluctuations are an inevitable part of investing. However, market volatility does not mean losses — it only means price movements that can go both up and down. Investors who react emotionally to volatility often end up selling at a loss or missing out on future gains. To successfully navigate a volatile market, follow these five risk management strategies to protect your mutual fund investments while ensuring long-term wealth creation.
What Are Low Risk Mutual Funds and Who Should Invest In Them?
8 April 2025 | 6 mins read
Investing can feel like a complicated activity, especially for people who are risk-averse or looking to safeguard their capital. For such investors, low-risk mutual funds present an appealing option. These funds focus on generating steady and predictable returns while minimising exposure to market volatility. In this guide, we will explore what low risk mutual funds are, their features, types, and benefits, along with tips on how to invest wisely.
Gold ETF vs Gold Funds: Key Differences in 2025
7 April 2025 | 8 mins read
Gold has always been a preferred investment asset, especially during economic uncertainties. With the rise of financial products, you now have multiple ways to invest in gold without physically holding it. Two of the most common investment options are Gold ETFs (Exchange-Traded Funds) and Gold Mutual Funds. While both help you gain exposure to gold, they have distinct characteristics that impact your investment returns.