Can I invest in SIP and Lumpsum in Bandhan Focused Fund - Direct (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Bandhan Focused Fund - Direct (IDCW). Minimum lumpsum investment Bandhan Focused Fund - Direct (IDCW) is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Bandhan Focused Fund - Direct (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of Bandhan Focused Fund - Direct (IDCW) is Bandhan Focused Fund - Direct (IDCW) is ₹34.74 as on 2025-06-16.

Which are the biggest stock holdings of Bandhan Focused Fund - Direct (IDCW)?

The 5 biggest stock holdings of Bandhan Focused Fund - Direct (IDCW) are: HDFC Bank (7.21%), Power Fin.Corpn. (6.75%), Prestige Estates (6.59%), ICICI Bank (5.82%), Reliance Industr (4.38%)

What are the top sectors Bandhan Focused Fund - Direct (IDCW) invests in?

A majority of Bandhan Focused Fund - Direct (IDCW) 's AUM worth ₹1,838.84 (Cr) is invested in these 3 top sectors: Banks : 15.89% Debt : 11.01% Realty : 7.75%

Mutual Funds
AMC
Bandhan Focused Fund - Direct (IDCW)

Bandhan Focused Fund - Direct (IDCW)

Focused Fund

Invest Now

NAV
34.74(0.51%)
Fund Size (CR)
₹1,838.84
Expense Ratio
0.82
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.83%

Absolute Return: 6.90%

Annualized Return: 0%

Basic Details

Scheme Manager

Manish Gunwani

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 June 2025	9848.71	-1.51%	-	-1.07%	92/114
1 Month	13 May 2025	10381.45	3.81%	-	2.68%	18/114
3 Month	13 March 2025	11454.82	14.55%	-	13.23%	32/114
6 Month	13 December 2024	9464.08	-5.36%	-	-2.62%	83/114
1 Year	13 June 2024	11295.67	12.96%	12.96%	5.50%	2/114
3 Year	13 June 2022	19067.19	90.67%	23.98%	20.80%	20/102
5 Year	12 June 2020	28017.02	180.17%	22.85%	22.66%	31/82
Since Inception	2 January 2013	50170.84	401.71%	13.83%	16.30%	87/114

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,20,000	226961.87	89.13%	89.13%
3 Year	1 July 2022	3,60,000	815971.14	126.66%	31.36%
5 Year	1 July 2020	6,00,000	1491471.07	148.58%	19.98%
10 Year	1 July 2015	12,00,000	3909348.97	225.78%	12.54%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.30%

Standard Deviation

0.97%

Beta

0.96%

Sharpe Ratio

0.05%

Treynor's Ratio

7.07%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.21%	681364	132.52	Equity	Banks
Power Fin.Corpn.	6.75%	3059428	124.20	Equity	Finance
Prestige Estates	6.59%	825916	121.13	Equity	Realty
ICICI Bank	5.82%	740586	107.07	Equity	Banks
Reliance Industr	4.38%	566848	80.54	Equity	Refineries
One 97	4.17%	860384	76.61	Equity	E-Commerce/App based Aggregator
Bharti Airtel	3.84%	380000	70.54	Equity	Telecomm-Service
Larsen & Toubro	3.82%	191166	70.26	Equity	Infrastructure Developers & Operators
Infosys	3.74%	440306	68.81	Equity	IT - Software
Angel One	3.55%	215022	65.27	Equity	Stock/ Commodity Brokers

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Bandhan Focused Fund - Direct (IDCW)	1838.84	3.81%	14.55%	-5.36%	12.96%	23.98%
Bandhan Focused Fund - Direct (G)	1838.84	3.82%	14.56%	-5.33%	13.02%	24.06%
Bandhan Focused Fund - Direct (IDCW)	1838.84	3.81%	14.55%	-5.36%	12.96%	23.98%
Canara Robeco Focused Equity Fund - Direct (IDCW)	2615.41	3.42%	13.21%	-1.51%	12.36%	23.92%
Canara Robeco Focused Equity Fund - Direct (G)	2615.41	3.37%	13.19%	-1.56%	12.34%	23.92%
ICICI Pru Focused Equity Fund - Direct (IDCW)	11666.69	2.45%	15.06%	2.77%	12.18%	27.66%

List of Schemes under Bandhan Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bandhan Asset Allocation FoF - Aggressive	Other	High	7.45%	3	₹19.21
Bandhan Liquid Fund	Debt	Moderately Low	7.28%	3	₹13,625.91
Bandhan Large & Mid Cap Fund	Equity	Very High	8.96%	5	₹9,106.59
Bandhan Dynamic Bond Fund	Debt	Moderate	7.5%	1	₹2,938.61
Bandhan Large Cap Fund	Equity	Very High	7.21%	4	₹1,862.19
Bandhan G Sec Fund - Invst Plan	Debt	Moderate	7.76%	1	₹3,431.61
Bandhan GSF Constant Maturity Plan	Debt	Moderate	10.95%	0	₹371.62
Bandhan Focused Fund	Equity	Very High	13.02%	4	₹1,838.84
Bandhan Infrastructure Fund	Equity	Very High	-3.13%	3	₹1,700.65
Bandhan Money Manager Fund	Debt	Moderately Low	8.32%	3	₹10,885.31
Bandhan Conservative Hybrid Fund	Hybrid	Moderate	7.47%	2	₹116.61
Bandhan Nifty 50 Index Fund	Other	Very High	6.53%	3	₹1,886.21
Bandhan Flexi Cap Fund	Equity	Very High	6.43%	3	₹7,356.66
Bandhan Value Fund	Equity	Very High	2.15%	4	₹9,961.03
Bandhan Bond Fund - Income Plan	Debt	Moderate	7.29%	1	₹493.96
Bandhan Bond Fund - MTP	Debt	Moderate	9.84%	2	₹1,487.56
Bandhan Bond Fund - STP	Debt	Moderate	9.84%	1	₹10,116.37
Bandhan ELSS Tax Saver Fund	Equity	Very High	2.93%	4	₹6,954.94
Bandhan Low Duration Fund	Debt	Moderately Low	8.26%	2	₹6,506.28
Bandhan Arbitrage	Hybrid	Low	7.78%	4	₹9,042.14
Bandhan Banking & PSU Debt Fund	Debt	Moderately Low	9.1%	4	₹13,579.65
Bandhan Income Plus Arbitrage FoF	Other	Moderately Low	9.1%	0	₹462.54
Bandhan Asset Allocation FoF - Moderate	Other	High	8.12%	0	₹19.33
Bandhan Asset Allocation FoF - Conservative	Other	Moderately High	8.01%	3	₹6.25
Bandhan Equity Savings Fund	Hybrid	Moderately Low	7.48%	4	₹303.48
Bandhan Balanced Advantage Fund	Hybrid	Very High	7.76%	2	₹2,263.27
Bandhan Corporate Bond Fund	Debt	Moderately Low	9.64%	3	₹15,303.64
Bandhan Aggressive Hybrid Fund	Hybrid	Very High	14.17%	3	₹903.65
Bandhan Credit Risk Fund	Debt	Moderate	8.95%	2	₹282.69
Bandhan Ultra Short Term Fund - Reg	Debt	Moderately Low	7.83%	2	₹4,561.87
Bandhan Overnight Fund	Debt	Low	6.47%	4	₹800.62
Bandhan FTP - Sr.179	Debt	Moderate	10.85%	0	₹353.66
Bandhan Small Cap Fund	Equity	Very High	17.79%	5	₹11,743.70
Bandhan Floating Rate Fund	Debt	Moderately Low	9.89%	3	₹311.97
Bandhan CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	9.12%	0	₹6,671.36
Bandhan CRISIL IBX Gilt April 2028 Index Fund	Other	Moderate	9.5%	0	₹4,681.50
Bandhan Interval Fund - Series 17	Debt	Moderate	0%	0	₹0.00
Bandhan US Equity Fund Of Fund	Other	Very High	12.39%	0	₹315.53
Bandhan Multi Cap Fund	Equity	Very High	5.4%	3	₹2,617.20
Bandhan Nifty 100 Index Fund	Other	Very High	4.49%	2	₹181.99
Bandhan Midcap Fund	Equity	Very High	6.03%	0	₹1,679.78
Bandhan Nifty200 Momentum 30 Index Fund	Other	Very High	-13.32%	0	₹132.27
Bandhan Nifty100 Low Volatility 30 Index Fund	Other	Very High	4.89%	0	₹1,499.21
Bandhan Transportation and Logistics Fund	Equity	Moderately High	-5.25%	0	₹547.88
Bandhan Crisil IBX Gilt April 2026 Index Fund	Other	Moderately Low	7.92%	0	₹439.97
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Nov 2026 Index Fund	Other	Moderately Low	9.02%	0	₹105.78
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Apr 2032 Index Fund	Other	Moderately High	11.3%	0	₹544.17
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Sep 2027 Index Fund	Other	Moderate	9.68%	0	₹152.67
Bandhan CRISIL IBX Gilt April 2032 Index Fund	Other	Moderately High	11.28%	0	₹467.14
Bandhan Nifty IT Index Fund	Other	Very High	12.2%	0	₹25.54
Bandhan FTP - Sr.199	Debt	Moderate	0%	0	₹0.00
Bandhan US Treasury Bond 0-1 year Fund of Fund	Other	Very High	7.77%	0	₹132.79
Bandhan Financial Services Fund	Equity	Very High	16.27%	0	₹1,039.30
Bandhan Retirement Fund	Solution Oriented	Very High	6.37%	0	₹180.46
Bandhan Nifty Alpha 50 Index Fund	Other	Very High	-7.69%	0	₹448.36
Bandhan Nifty Smallcap 250 Index Fund	Other	Very High	2.87%	0	₹54.86
Bandhan Multi Asset Allocation Fund	Hybrid	High	11.13%	0	₹1,928.26
Bandhan US Treasury Bond 3-7 year Fund of Fund	Other	Very High	0%	0	₹0.00
Bandhan Long Duration Fund	Debt	Moderate	7.89%	0	₹173.80
Bandhan Innovation Fund	Equity	Very High	18.85%	0	₹1,512.00
Bandhan Nifty Total Market Index Fund	Other	Very High	0%	0	₹40.00
Bandhan Nifty Bank Index Fund	Other	Very High	0%	0	₹17.68
Bandhan BSE Healthcare Index Fund	Other	Very High	0%	0	₹18.17
Bandhan Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹24.98
Bandhan Business Cycle Fund	Equity	Very High	0%	0	₹1,683.25
Bandhan Nifty 500 Momentum 50 Index Fund	Other	Very High	0%	0	₹23.65
Bandhan Nifty 500 Value 50 Index Fund	Other	Very High	0%	0	₹13.03
Bandhan Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹11.78
Bandhan Nifty Alpha Low Volatility 30 Index Fund	Other	Very High	0%	0	₹8.46
Bandhan Nifty Next 50 Index Fund	Other	Very High	0%	0	₹17.24
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index-Dec 2029 Fund	Other	Moderate	0%	0	₹10.57
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹407.21

News

Bandhan Mutual Fund announces change in Key Personnel
Bandhan Mutual Fund has announced that Mr. Rishi Sharma has been appointed as a Vice President Equities on the Board of the Trustee Company with effect from June 12, 2025.
Details of Mr. Rishi Sharma
Age: 47
Designation: Vice President Equities
Qualification : B Com - MS University ' Vadodara, PGDBA in Finance
Powered by Capital Market - Live News

Bandhan Mutual Fund announces change in scheme name

Bandhan Mutual Fund has announced change in scheme name under the following scheme, With effect from 13 June 2025.

Change in the name of the Scheme:

Existing Scheme Name	Revised Scheme Name
Bandhan Core Equity Fund	Bandhan Large & Mid Cap Fund
Bandhan Sterling Value Fund	Bandhan Value Fund
Bandhan Focused Equity Fund	Bandhan Focused Fund

Powered by Capital Market - Live News

Bandhan MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
Bandhan Mutual Fund has announced 29 May 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
Bandhan Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.111
Bandhan Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.125
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1838.84

Bandhan Focused Fund - Direct (IDCW) is an Focused Fund-oriented fund from the renowned AMC, Bandhan Mutual Fund. Launched in 1 January 2013, this fund is managed by Manish Gunwani. With assets under management (AUM) worth ₹1,838.84 (Cr), as of 16 June 2025, Bandhan Focused Fund - Direct (IDCW) is categorized as a Focused Fund within its segment. The fund has generated a return of 13.83% since its launch.
The current NAV of Bandhan Focused Fund - Direct (IDCW) is ₹34.74, as on 16 June 2025. The fund's benchmark index is BSE 500 TRI. You can invest in Bandhan Focused Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed/switched out within 365 days from the date of allotment: Upto 10% of investment: Nil, For remaining investment: 1% of applicable NAV. If redeemed / switched out after 365 days from date of allotment: Nil. The fund has generated 23.98% and 22.85% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 87.43% in Equity, 12.85% in Debt and -0.28% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.89% in Banks, 11.01% in Debt, 7.75% in Realty, 7.20% in Pharmaceuticals & Biotech, 7.02% in IT-Software

FAQs

How to Invest in Bandhan Focused Fund - Direct (IDCW) Direct Growth?

Bandhan Focused Fund - Direct (IDCW) is a popular fund in the Focused Fund segment. The fund has generated a return of 13.83% since inception. Looking to invest in Bandhan Focused Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bandhan Focused Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Bandhan Focused Fund - Direct (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bandhan Focused Fund - Direct (IDCW) today and reap the benefits of this Focused Fund fund!

How much returns has Bandhan Focused Fund - Direct (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Bandhan Focused Fund - Direct (IDCW) has generated annualised return of 12.96%. In the long-term, the fund has generated 23.98% and 22.85% in 3 and 5 years respectively. Since its inception, the fund has generated 13.83% returns.

What is the expense ratio of Bandhan Focused Fund - Direct (IDCW) Direct Growth?

The expense ratio of Bandhan Focused Fund - Direct (IDCW) Direct Growth is 0.82%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bandhan Focused Fund - Direct (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Bandhan Focused Fund - Direct (IDCW) is ₹1,838.84 (Cr) as of 2025-06-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bandhan Focused Fund - Direct (IDCW) Direct Growth?

Redeeming or selling units of Bandhan Focused Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Bandhan Focused Fund - Direct (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Bandhan Focused Fund - Direct (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).