Can I invest in SIP and Lumpsum in JM Overnight Fund - Regular (IDCW-D) RI Direct Growth?

Yes, you can invest both lumpsum and SIP in JM Overnight Fund - Regular (IDCW-D) RI. Minimum lumpsum investment JM Overnight Fund - Regular (IDCW-D) RI is ₹1,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of JM Overnight Fund - Regular (IDCW-D) RI Direct Growth?

The latest NAV ( Net Asset Value ) of JM Overnight Fund - Regular (IDCW-D) RI is JM Overnight Fund - Regular (IDCW-D) RI is ₹1000.00 as on 2025-05-19.

Which are the biggest stock holdings of JM Overnight Fund - Regular (IDCW-D) RI?

The 5 biggest stock holdings of JM Overnight Fund - Regular (IDCW-D) RI are: C C I (99.53%), Net CA & Others (0.47%),

What are the top sectors JM Overnight Fund - Regular (IDCW-D) RI invests in?

A majority of JM Overnight Fund - Regular (IDCW-D) RI 's AUM worth ₹98.82 (Cr) is invested in these 3 top sectors: There is no data for Top 3 sector holdings in the portfolio!

Mutual Funds
AMC
JM Overnight Fund - Regular (IDCW-D) RI

JM Overnight Fund - Regular (IDCW-D) RI

Overnight Fund

Invest Now

NAV
1000.00(0.00%)
Fund Size (CR)
₹98.82
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research
-

Min. investment
₹1,000
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹0
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
5.15%

Absolute Return: 0%

Annualized Return: 0%

Basic Details

Scheme Manager

Killol Pandya

Bench Mark

CRISIL Liquid Overnight Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	9 May 2025	10010.66	0.11%	-	0.09%	178/257
1 Month	16 April 2025	10045.83	0.46%	-	0.43%	181/256
3 Month	16 February 2025	10134.06	1.34%	-	1.33%	213/254
6 Month	14 November 2024	10266.96	2.67%	-	2.84%	222/253
1 Year	16 May 2024	10525.77	5.26%	5.26%	5.86%	228/252
3 Year	16 May 2022	11857.03	18.57%	5.84%	5.73%	186/217
5 Year	15 May 2020	12953.52	29.54%	5.31%	4.99%	17/170
Since Inception	3 December 2019	13153.00	31.53%	5.15%	5.89%	97/257

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 June 2024	1,20,000	157884.00	31.57%	31.57%
3 Year	1 June 2022	3,60,000	473652.00	31.57%	9.58%
5 Year	1 June 2020	6,00,000	789420.00	31.57%	5.64%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.09%

Standard Deviation

0.00%

Beta

-1.43%

Sharpe Ratio

-45.82%

Treynor's Ratio

-0.47%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
PGIM India Overnight Fund - Direct (IDCW-W)	55.81	0.94%	3.26%	5.93%	14.42%	9.29%
TRUSTMF Overnight Fund - Direct (IDCW-D) RI	113.60	0.64%	1.95%	3.99%	8.51%	7.14%
Bandhan Overnight Fund - Direct (IDCW-D) RI	866.69	0.59%	1.93%	4.19%	8.42%	8.13%
Bandhan Overnight Fund - Direct (IDCW-W) RI	866.69	0.37%	1.38%	3.03%	7.38%	6.68%
Helios Overnight Fund - Direct (IDCW-D) RI	155.12	0.51%	1.58%	3.39%	6.93%	-

List of Schemes under JM Financial Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
JM Arbitrage Fund	Hybrid	Low	7.31%	2	₹194.42
JM Medium to Long Duration Fund	Debt	Moderate	11.25%	2	₹22.85
JM Midcap Fund	Equity	Very High	4.77%	0	₹1,317.42
JM Corporate Bond Fund	Debt	Moderate	0%	0	₹0.00
JM Aggressive Hybrid Fund	Hybrid	Very High	3.27%	5	₹801.98
JM Large Cap Fund	Equity	Very High	1.54%	4	₹506.63
JM Small Cap Fund	Equity	Very High	0%	0	₹631.10
JM ELSS Tax Saver Fund	Equity	Very High	5.54%	4	₹189.03
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,680.18
JM Liquid Fund	Debt	Moderately Low	7.29%	2	₹2,680.18
JM Focused Fund	Equity	Very High	1.94%	4	₹259.69
JM Value Fund	Equity	Very High	2.97%	3	₹1,036.42
JM Flexicap Fund	Equity	Very High	3.43%	5	₹5,625.21
JM Liquid Fund	Debt	Moderately Low	0%	0	₹2,680.18
JM Overnight Fund	Debt	Low	0%	0	₹98.82
JM Overnight Fund	Debt	Low	6.49%	0	₹98.82
JM Overnight Fund	Debt	Low	0%	0	₹98.82
JM Overnight Fund	Debt	Low	6.74%	0	₹98.82
JM Low Duration Fund	Debt	Moderately Low	8.46%	3	₹227.14
JM Overnight Fund	Debt	Low	6.49%	2	₹98.82
JM Short Duration Fund	Debt	Moderate	9.76%	2	₹121.03
JM Dynamic Bond Fund	Debt	Moderate	11.63%	3	₹47.45

News

JM Financial MF announces change in Fund Management responsibilities of the following schemes

JM Financial Mutual Fund has announced change in Fund Management responsibilities of the following schemes with effect from: 11 April 2025

Change in Fund Manager Management responsibilities:

Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	Fund Managers & Co-Fund Manager(s)
JM Flexicap Fund	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Large Cap Fund	Fund Managers: Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)	Fund Manager: Mr. Deepak Gupta Co-Fund Managers: Mr. Asit Bhandarkar Mr. Satish Ramanathan Ms. Ruchi Fozdar (Debt Portion)
JM Value Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Focused Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM ELSS Tax Saver Fund	Fund Manager : Mr. Chaitanya Choksi Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Deepak Gupta Co-Fund Managers: Mr. Satish Ramanathan Mr. Asit Bhandarkar Ms. Ruchi Fozdar (Debt Portion)
JM Aggressive Hybrid Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Arbitrage Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Midcap Fund	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)
JM Small Cap Fund	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Chaitanya Choksi Ms. Ruchi Fozdar (Debt Portion)	Fund Manager : Mr. Asit Bhandarkar Co-Fund Managers: Mr. Satish Ramanathan Mr. Deepak Gupta Ms. Ruchi Fozdar (Debt Portion)

Powered by Capital Market - Live News

JM Financial MF announces change in Fund Manager of the following scheme

JM Financial Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 27 January 2025

Change in Fund Manager of the Scheme:

Scheme Name	Existing Fund Manager	New Fund Manager
JM Large Cap Fund	Mr. Satish Ramanathan Co-Fund Managers: Mr. Chaitanya Choksi, Mr. Asit Bhandarkar & & Ms. Ruchi Fozdar (Debt Portion)	Mr. Satish Ramanathan Co-Fund Managers: Mr. Asit Bhandarkar , Mr. Deepak Gupta & Ms. Ruchi Fozdar (Debt Portion)

Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

3 December 2019

Total AUM (Cr)

₹98.82

JM Overnight Fund - Regular (IDCW-D) RI is an Overnight Fund-oriented fund from the renowned AMC, JM Financial Mutual Fund. Launched in 3 December 2019, this fund is managed by Killol Pandya. With assets under management (AUM) worth ₹98.82 (Cr), as of 19 May 2025, JM Overnight Fund - Regular (IDCW-D) RI is categorized as a Overnight Fund within its segment. The fund has generated a return of 5.15% since its launch.
The current NAV of JM Overnight Fund - Regular (IDCW-D) RI is ₹1,000, as on 19 May 2025. The fund's benchmark index is CRISIL Liquid Overnight Index. You can invest in JM Overnight Fund - Regular (IDCW-D) RI via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 5.84% and 5.31% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.53% in Debt and 0.47% in cash and cash equivalents.

FAQs

How to Invest in JM Overnight Fund - Regular (IDCW-D) RI Direct Growth?

JM Overnight Fund - Regular (IDCW-D) RI is a popular fund in the Overnight Fund segment. The fund has generated a return of 5.15% since inception. Looking to invest in JM Overnight Fund - Regular (IDCW-D) RI How about earning 1% extra return? All this is possible with m.Stock! Investing in JM Overnight Fund - Regular (IDCW-D) RI is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, JM Overnight Fund - Regular (IDCW-D) RI
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in JM Overnight Fund - Regular (IDCW-D) RI today and reap the benefits of this Overnight Fund fund!

How much returns has JM Overnight Fund - Regular (IDCW-D) RI Direct Growth generated?

In the short term, i.e., 1 year, JM Overnight Fund - Regular (IDCW-D) RI has generated annualised return of 5.26%. In the long-term, the fund has generated 5.84% and 5.31% in 3 and 5 years respectively. Since its inception, the fund has generated 5.15% returns.

What is the expense ratio of JM Overnight Fund - Regular (IDCW-D) RI Direct Growth?

The expense ratio of JM Overnight Fund - Regular (IDCW-D) RI Direct Growth is 0.15%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of JM Overnight Fund - Regular (IDCW-D) RI Fund Direct Growth?

The Assets Under Management (AUM) of JM Overnight Fund - Regular (IDCW-D) RI is ₹98.82 (Cr) as of 2025-05-19 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from JM Overnight Fund - Regular (IDCW-D) RI Direct Growth?

Redeeming or selling units of JM Overnight Fund - Regular (IDCW-D) RI is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from JM Overnight Fund - Regular (IDCW-D) RI:

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case JM Overnight Fund - Regular (IDCW-D) RI).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).