Can I invest in SIP and Lumpsum in Tata Ethical Fund - (IDCW) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Ethical Fund - (IDCW). Minimum lumpsum investment Tata Ethical Fund - (IDCW) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata Ethical Fund - (IDCW) Direct Growth?

The latest NAV ( Net Asset Value ) of Tata Ethical Fund - (IDCW) is Tata Ethical Fund - (IDCW) is ₹150.04 as on 2025-05-07.

Which are the biggest stock holdings of Tata Ethical Fund - (IDCW)?

The 5 biggest stock holdings of Tata Ethical Fund - (IDCW) are: TCS (5.92%), Hind. Unilever (4.00%), HCL Technologies (3.62%), SRF (3.33%), B P C L (3.03%)

What are the top sectors Tata Ethical Fund - (IDCW) invests in?

A majority of Tata Ethical Fund - (IDCW) 's AUM worth ₹3,216.02 (Cr) is invested in these 3 top sectors: IT-Software : 15.81% Pharmaceuticals & Biotech : 12.46% Cash & Others : 7.38%

Mutual Funds
AMC
Tata Ethical Fund - (IDCW)

Tata Ethical Fund - (IDCW)

Sectoral / Thematic

Invest Now

NAV
150.04(0.58%)
Fund Size (CR)
₹3,216.02
Expense Ratio
1.94
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
16.45%

Absolute Return: -3.20%

Annualized Return: 0%

Basic Details

Scheme Manager

Abhinav Sharma

Bench Mark

Nifty 500 Shariah TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29 April 2025	9894.36	-1.06%	-	-0.77%	532/864
1 Month	4 April 2025	10407.00	4.07%	-	4.86%	594/860
3 Month	6 February 2025	9612.89	-3.87%	-	-0.85%	667/828
6 Month	6 November 2024	8872.30	-11.28%	-	-6.87%	622/766
1 Year	6 May 2024	9896.09	-1.04%	-1.04%	6.22%	553/664
3 Year	6 May 2022	13756.23	37.56%	11.21%	19.68%	444/480
5 Year	6 May 2020	25580.80	155.81%	20.65%	25.96%	326/390
Since Inception	6 November 2003	264939.88	2549.40%	16.45%	11.60%	306/864

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 June 2024	1,20,000	273608.84	128.01%	128.01%
3 Year	1 June 2022	3,60,000	989483.83	174.86%	40.08%
5 Year	1 June 2020	6,00,000	1967861.31	227.98%	26.81%
10 Year	1 June 2015	12,00,000	5284265.12	340.36%	15.98%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.11%

Standard Deviation

0.86%

Beta

0.33%

Sharpe Ratio

-0.02%

Treynor's Ratio

-0.29%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
TCS	5.92%	527620	190.27	Equity	IT - Software
Hind. Unilever	4.00%	569000	128.53	Equity	FMCG
HCL Technologies	3.62%	732000	116.57	Equity	IT - Software
SRF	3.33%	364174	107.04	Equity	Chemicals
B P C L	3.03%	3500000	97.46	Equity	Refineries
UltraTech Cem.	2.94%	82132	94.53	Equity	Cement
Shree Cement	2.76%	29131	88.86	Equity	Cement
Cummins India	2.49%	262000	79.96	Equity	Capital Goods-Non Electrical Equipment
Alkem Lab	2.28%	150146	73.30	Equity	Pharmaceuticals
Tech Mahindra	2.14%	485000	68.79	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	303.62	4.12%	-3.18%	-2.77%	27.33%	-
HDFC Pharma and Healthcare Fund - Direct (G)	1634.08	3.44%	-3.16%	-3.18%	27.27%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1634.08	3.44%	-3.16%	-3.18%	27.27%	-
SBI Healthcare Opportunities Fund - Direct (G)	3610.51	5.24%	-1.25%	-1.42%	21.31%	27.81%
SBI Healthcare Opportunities Fund - Direct (IDCW)	3610.51	5.24%	-1.25%	-1.42%	21.31%	27.81%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Hybrid Equity Fund	Hybrid	Very High	6.93%	2	₹3,936.16
Tata Large & Mid Cap Fund	Equity	Very High	5.31%	3	₹8,057.61
Tata Equity P/E Fund	Equity	Very High	3.31%	3	₹8,003.86
Tata Ethical Fund	Equity	Very High	0.2%	0	₹3,216.02
Tata Treasury Advantage Fund	Debt	Moderately Low	8.21%	3	₹2,921.29
Tata Infrastructure Fund	Equity	Very High	-9.98%	2	₹2,033.08
Tata Money Market Fund	Debt	Moderately Low	8.27%	5	₹30,065.14
Tata Mid Cap Growth Fund	Equity	Very High	2.68%	3	₹4,333.24
Tata Liquid Fund - Rgular	Debt	Moderately Low	7.38%	3	₹21,425.35
Tata Large Cap Fund	Equity	Very High	7.08%	4	₹2,452.63
Tata Short Term Bond Fund	Debt	Moderately Low	9.62%	3	₹3,094.97
Tata Young Citizens Fund (After 7 Years)	Solution Oriented	Very High	6.37%	2	₹340.23
Tata Nifty 50 Index Fund	Other	Very High	9.57%	3	₹1,140.47
Tata BSE Sensex Index Fund	Other	Very High	10.05%	2	₹370.31
Tata Gilt Securities Fund	Debt	Moderately Low	11.68%	4	₹1,147.30
Tata Equity Savings Fund	Hybrid	Moderately High	9.71%	3	₹264.77
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	8.52%	2	₹172.08
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	10.52%	3	₹2,008.47
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	9.08%	3	₹1,914.17
Tata ELSS Tax Saver Fund	Equity	Very High	8.66%	2	₹4,335.40
Tata Banking & Financial Services Fund	Equity	Very High	16.78%	3	₹2,548.47
Tata Digital India Fund	Equity	Very High	8.57%	0	₹10,995.99
Tata Resources & Energy Fund	Equity	Very High	4.65%	0	₹1,048.33
Tata India Consumer Fund	Equity	Very High	11.02%	3	₹2,208.32
Tata India Pharma & Healthcare Fund	Equity	Very High	15.28%	4	₹1,183.65
Tata Flexi Cap Fund	Equity	Very High	11.8%	3	₹2,967.36
Tata Small Cap Fund	Equity	Very High	1.67%	5	₹9,203.23
Tata Arbitrage Fund	Hybrid	Low	8.13%	5	₹12,792.08
Tata Balanced Advantage Fund	Hybrid	Moderately High	6.59%	4	₹10,075.20
Tata Ultra Short Term Fund	Debt	Moderately Low	8.03%	4	₹4,817.35
Tata Overnight Fund	Debt	Low	6.61%	4	₹3,256.45
Tata Focused Equity Fund	Equity	Very High	5.46%	3	₹1,709.29
Tata Multi Asset Opportunities Fund	Hybrid	Very High	9.11%	3	₹3,554.05
Tata Dividend Yield	Equity	Very High	2.45%	0	₹905.36
Tata Floating Rate Fund	Debt	Moderately Low	9.46%	3	₹123.18
Tata Business Cycle Fund	Equity	Very High	2.39%	0	₹2,734.92
Tata Corporate Bond Fund	Debt	Moderately Low	10.21%	3	₹3,267.15
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	9.48%	0	₹860.44
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	9.13%	0	₹105.37
Tata Housing Opportunities Fund	Equity	Very High	-3.27%	0	₹507.68
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	8.02%	0	₹957.98
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	-2.13%	0	₹752.70
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	10.87%	0	₹183.69
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	8.61%	0	₹92.60
Tata Multicap Fund	Equity	Very High	0.83%	0	₹2,863.12
Tata Gold ETF Fund of Fund	Other	High	33.72%	0	₹212.83
Tata Silver ETF Fund of Fund	Other	Very High	16.36%	0	₹96.87
Tata Nifty Auto Index Fund	Other	Very High	1.18%	0	₹72.20
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	18.43%	0	₹133.47
Tata Nifty Realty Index Fund	Other	Very High	-13.97%	0	₹48.52
Tata Nifty Financial Services Index Fund	Other	Very High	19.43%	0	₹90.02
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	5.11%	0	₹114.55
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	2.25%	0	₹75.24
Tata FMP - Series 61 Scheme C (91 Days)	Debt	Moderately Low	0%	0	₹0.00
Tata Nifty India Tourism Index Fund	Other	Very High	0%	0	₹279.53
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	0%	0	₹185.76
Tata Nifty Capital Markets Index Fund	Other	Very High	0%	0	₹148.31
Tata India Innovation Fund	Equity	Very High	0%	0	₹1,620.54
Tata BSE Select Business Groups Index Fund	Other	Very High	0%	0	₹154.06
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹0.00
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹0.00

News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 07 May 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.058 each.
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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 02 April 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.35 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.058 each.
Powered by Capital Market - Live News

Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 05 March 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.34 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.057 each.
Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

6 November 2003

Total AUM (Cr)

₹3216.02

Tata Ethical Fund - (IDCW) is an Sectoral / Thematic-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 6 November 2003, this fund is managed by Abhinav Sharma. With assets under management (AUM) worth ₹3,216.02 (Cr), as of 7 May 2025, Tata Ethical Fund - (IDCW) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 16.45% since its launch.
The current NAV of Tata Ethical Fund - (IDCW) is ₹150.04, as on 7 May 2025. The fund's benchmark index is Nifty 500 Shariah TRI. You can invest in Tata Ethical Fund - (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.50% if redeemed/switched out on or before 90 days from the date of allotment. The fund has generated 11.21% and 20.65% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 92.62% in Equity, 7.38% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.81% in IT-Software, 12.46% in Pharmaceuticals & Biotech, 7.38% in Cash & Others, 6.36% in Auto Components, 6.11% in Consumer Durables

FAQs

How to Invest in Tata Ethical Fund - (IDCW) Direct Growth?

Tata Ethical Fund - (IDCW) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 16.45% since inception. Looking to invest in Tata Ethical Fund - (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Ethical Fund - (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Ethical Fund - (IDCW)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Ethical Fund - (IDCW) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Tata Ethical Fund - (IDCW) Direct Growth generated?

In the short term, i.e., 1 year, Tata Ethical Fund - (IDCW) has generated annualised return of -1.04%. In the long-term, the fund has generated 11.21% and 20.65% in 3 and 5 years respectively. Since its inception, the fund has generated 16.45% returns.

What is the expense ratio of Tata Ethical Fund - (IDCW) Direct Growth?

The expense ratio of Tata Ethical Fund - (IDCW) Direct Growth is 1.94%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Ethical Fund - (IDCW) Fund Direct Growth?

The Assets Under Management (AUM) of Tata Ethical Fund - (IDCW) is ₹3,216.02 (Cr) as of 2025-05-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Ethical Fund - (IDCW) Direct Growth?

Redeeming or selling units of Tata Ethical Fund - (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Ethical Fund - (IDCW):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Ethical Fund - (IDCW)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).