NAV
8.57(-1.27%)Fund Size (CR)
₹514.97Expense Ratio
1.12Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹0Exit Load
0%Return Since Launch
-13.20%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Alok Singh
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 30 April 2025 | 9988.49 | -0.12% | - | 0.24% | 578/864 |
| 1 Month | 7 April 2025 | 10742.57 | 7.43% | - | 8.89% | 709/860 |
| 3 Month | 7 February 2025 | 9785.79 | -2.14% | - | -0.10% | 614/828 |
| 6 Month | 7 November 2024 | 8577.08 | -14.23% | - | -5.66% | 736/766 |
| 1 Year | - | - | - | - | 7.93% | -/- |
| 3 Year | - | - | 0% | - | 19.87% | -/- |
| 5 Year | - | - | 0% | - | 26.28% | -/- |
| Since Inception | 30 August 2024 | 8680.00 | -13.20% | -13.20% | 11.90% | 848/864 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 2 September 2024 | 90,000 | 83519.52 | -7.20% | -7.20% |
| 3 Year | - | - | - | - | - |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
6.57%
Standard Deviation
1.09%
Beta
-1.08%
Sharpe Ratio
-0.10%
Treynor's Ratio
-7.89%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 6.75% | 190000 | 34.74 | Equity | Banks |
| St Bk of India | 6.08% | 406000 | 31.32 | Equity | Banks |
| REC Ltd | 4.27% | 512000 | 21.98 | Equity | Finance |
| NTPC | 3.92% | 564000 | 20.17 | Equity | Power Generation & Distribution |
| ICICI Bank | 3.85% | 147000 | 19.82 | Equity | Banks |
| NTPC Green | 3.22% | 1650000 | 16.60 | Equity | Power Generation & Distribution |
| Bharti Airtel | 2.79% | 83000 | 14.39 | Equity | Telecomm-Service |
| Power Grid Corpn | 2.67% | 472919 | 13.73 | Equity | Power Generation & Distribution |
| Siemens | 2.36% | 23000 | 12.13 | Equity | Capital Goods - Electrical Equipment |
| PB Fintech. | 2.35% | 76000 | 12.08 | Equity | IT - Software |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Bank of India Business Cycle Fund - Direct (G) | 514.97 | 7.43% | -2.14% | -14.23% | - | - | |
| WhiteOak Capital Pharma and Healthcare Fund-Dir (G) | 303.62 | 7.50% | -3.29% | -2.00% | 30.06% | - | |
| HDFC Pharma and Healthcare Fund - Direct (G) | 1634.08 | 7.30% | -2.97% | -1.86% | 29.32% | - | |
| HDFC Pharma and Healthcare Fund - Direct (IDCW) | 1634.08 | 7.30% | -2.97% | -1.86% | 29.32% | - | |
| DSP Banking & Financial Services Fund - Dir (G) | 1135.52 | 7.87% | 8.30% | 6.82% | 23.73% | - | |
| ICICI Pru P.H.D Fund - Direct (G) | 4914.64 | 7.87% | -1.85% | -4.09% | 23.13% | 26.59% |
List of Schemes under Bank of India Mutual Fund
News
Bank of India Mutual Fund announces change in Exit Load Structure
Bank of India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 02 May 2025Change in Exit Load:
Name of the Scheme Existing Exit Load Structure Revised Exit Load Structure Bank of India Arbitrage Fund : ' For Redemption/switch out - of up to 10% of the initial units allotted within 30 days from the date of allotment - NIL
' Any Redemption/Switch out - in excess of the above mentioned limit would be subject to an exit load of 0.50%, if the units are switched out within 30 days from the date of allotment of units
' If the units are redeemed/switched out after 30 days from the date of allotment of units - NIL' Any Redemption/Switch out - would be subject to an exit load of 0.50%, if the units are redeemed/switched out within 15 days from the date of allotment of units.
' If the units are redeemed/switched out after 15 days from the date of allotment of units - NILPowered by Capital Market - Live News
Bank of India Mutual Fund announces change in Key Personnel
Bank of India Mutual Fund has announced that Mr. Subrat Kumar has been appointed as an Associate Director on the Board of the Trustee Company with effect from April 01, 2025.Details of Mr. Subrat Kumar,
Age: 54 years
Designation: Associate Director
Qualification:' B.Sc, MBA in Finance, CAIIB
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
9 August 2024
Total AUM (Cr)
₹514.97
Bank of India Business Cycle Fund - Direct (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 9 August 2024, this fund is managed by Alok Singh. With assets under management (AUM) worth ₹514.97 (Cr), as of 8 May 2025, Bank of India Business Cycle Fund - Direct (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -13.20% since its launch.
The current NAV of Bank of India Business Cycle Fund - Direct (G) is ₹8.57, as on 8 May 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Bank of India Business Cycle Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
NIL - There will be no exit load within 3 months from the date of allotment for redemption/switch out upto 10% of the units allotted. 1% - Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 3 months from the date of allotment of units. NIL - There will be no exit load on any redemption/switch out after 3 months from the date of allotment of units. The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.22% in Equity, 1.64% in Debt and 1.14% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.68% in Banks, 12.58% in Power, 8.49% in Capital Markets, 7.01% in Retailing, 6.17% in Consumer Durables
FAQs
How to Invest in Bank of India Business Cycle Fund - Direct (G) Direct Growth?
Bank of India Business Cycle Fund - Direct (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -13.20% since inception. Looking to invest in Bank of India Business Cycle Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Business Cycle Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Bank of India Business Cycle Fund - Direct (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Bank of India Business Cycle Fund - Direct (G) today and reap the benefits of this Sectoral / Thematic fund!
How much returns has Bank of India Business Cycle Fund - Direct (G) Direct Growth generated?
What is the expense ratio of Bank of India Business Cycle Fund - Direct (G) Direct Growth?
What is the AUM of Bank of India Business Cycle Fund - Direct (G) Fund Direct Growth?
How to redeem or withdraw money from Bank of India Business Cycle Fund - Direct (G) Direct Growth?
Redeeming or selling units of Bank of India Business Cycle Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Bank of India Business Cycle Fund - Direct (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Bank of India Business Cycle Fund - Direct (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).