Nippon India Banking & PSU Debt Fund - Dir (IDCW)


Banking and PSU Fund
  • NAV 20.38 (-0.01%)
  • Fund Size (Cr) ₹5437.91
  • Expense Ratio 0.38
  • Scheme Type Active Fund
  • Value Research Stars
  • Minimum investment ₹5000
  • Minimum Additional Investment ₹1000
  • Minimum SIP Investment ₹100
  • Minimum Withdrawal ₹100
  • Exit Load 0%
  • Return Since Launch 7.78%

Basic Details

Scheme Manager
Pranay Sinha
Bench Mark
CRISIL Banking and PSU Debt A-II Index
Type
OPEN

Lumpsum Returns

  • Period Invested For
  • ₹10000 Invested on
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • Category Avg
  • Rank within Category
  • 1 Week
  • 04-Nov-24
  • 10018.78
  • 0.19%
  • -
  • 0.16%
  • 29/166
  • 1 Month
  • 11-Oct-24
  • 10049.20
  • 0.49%
  • -
  • 0.45%
  • 48/166
  • 3 Month
  • 09-Aug-24
  • 10211.51
  • 2.12%
  • -
  • 2.04%
  • 53/166
  • 6 Month
  • 10-May-24
  • 10450.57
  • 4.51%
  • -
  • 4.29%
  • 43/166
  • 1 Year
  • 10-Nov-23
  • 10856.04
  • 8.56%
  • 8.56%
  • 8.12%
  • 33/160
  • 3 Year
  • 11-Nov-21
  • 11981.73
  • 19.82%
  • 6.21%
  • 5.96%
  • 36/156
  • 5 Year
  • 11-Nov-19
  • 13976.89
  • 39.77%
  • 6.93%
  • 6.40%
  • 25/129
  • Since Inception
  • 15-May-15
  • 20383.20
  • 103.83%
  • 7.78%
  • 7.02%
  • 47/166

Note: Lumpsum Returns since Inception Date.

SIP Returns

  • Period Invested For
  • ₹10000 Invested on
  • Investments
  • Latest Value
  • Absolute Returns
  • Annualised Returns
  • 1 Year
  • 01-Dec-23
  • 120000
  • 124919.04
  • 4.10%
  • 4.10%
  • 3 Year
  • 01-Dec-21
  • 360000
  • 401272.42
  • 11.46%
  • 3.68%
  • 5 Year
  • 02-Dec-19
  • 600000
  • 707616.33
  • 17.94%
  • 3.35%
  • 10 Year
  • -
  • -
  • -
  • -
  • -

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

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  • Estimated Returns

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Risk Ratios

  • Standard Deviation
    0.34%
  • Beta
    0.05%
  • Sharpe Ratio
    -0.72%
  • Treynor’s Ratio
    0.93%
  • Jension’s Alpha
    -1.12%

Asset Allocation

There is no Asset Allocation data.

Sector Allocation

There is no Sector Allocation data.

Top 10 stock holding in portfolio

  • Stock Invested in
  • % of Total Holdings
  • Quantity
  • Value (Cr)
  • Asset Type
  • Segment
  • N A B A R D
  • 4.06%
  • 22000
  • 220.86
  • NCD
  • Debt Others
  • I R F C
  • 3.24%
  • 17500
  • 176.02
  • NCD
  • Debt Others
  • REC Ltd
  • 2.32%
  • 12500
  • 126.36
  • NCD
  • Debt Others
  • S I D B I
  • 2.29%
  • 12500
  • 124.64
  • NCD
  • Debt Others
  • I R F C
  • 2.24%
  • 12000
  • 121.61
  • NCD
  • Debt Others
  • Power Grid Corpn
  • 2.06%
  • 12500
  • 111.81
  • NCD
  • Debt Others
  • SBI Gen. Insur.
  • 2.05%
  • 11000
  • 111.43
  • NCD
  • Debt Others
  • S I D B I
  • 1.93%
  • 10500
  • 105.17
  • NCD
  • Debt Others
  • Power Fin.Corpn.
  • 1.86%
  • 10000
  • 101.08
  • NCD
  • Debt Others
  • Nuclear Power Co
  • 1.86%
  • 10000
  • 101.35
  • NCD
  • Debt Others

Peer Comparison

  • Scheme Name
  • Value Research
  • Asset Size (Cr)
  • 1M
  • 3M
  • 6M
  • 1Y
  • 3Y
  • Nippon India Banking & PSU Debt Fund - Dir (IDCW)
  • Stars
  • 5437.91
  • 0.49%
  • 2.12%
  • 4.51%
  • 8.56%
  • 6.21%
  • TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI
  • Stars
  • 197.71
  • 0.64%
  • 2.67%
  • 5.45%
  • 10.47%
  • 8.19%
  • DSP Banking & Psu Debt Fund - Direct (G)
  • Stars
  • 3011.48
  • 0.48%
  • 2.54%
  • 5.02%
  • 9.42%
  • 6.34%
  • DSP Banking & Psu Debt Fund - Direct (IDCW-M)
  • Stars
  • 3011.48
  • 0.48%
  • 2.53%
  • 5.00%
  • 9.39%
  • 6.32%
  • DSP Banking & Psu Debt Fund - Direct (IDCW-D)
  • Stars
  • 3011.48
  • 0.46%
  • 2.51%
  • 5.02%
  • 9.39%
  • 6.31%
  • DSP Banking & Psu Debt Fund - Direct (IDCW-Q)
  • Stars
  • 3011.48
  • 0.48%
  • 2.54%
  • 5.02%
  • 9.37%
  • 6.32%

News

  • Nippon India Balanced Advantage Fund announces Income Distribution cum Capital Withdrawal (IDCW) Nippon India Mutual Fund has announced 14 November 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan ' IDCW payout and direct plan ' IDCW payout of Nippon India Balanced Advantage Fund. The quantum of distribution will be Rs 0.2000 per unit under each plan / option as on the record date.

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  • Nippon India Mutual Fund announces change in Exit Load Structure Nippon India Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 15 October 2024

    Change in Exit Load:

    Name of the Scheme Existing Load Structure Revised Load Structure
    Nippon India Index Fund ' Nifty 50 Plan 0.25% if redeemed or switched out on or before completion of 7 days from the date of allotment of units. Nil if redeemed or switched out after completion of 7 days from the date of allotment of units. Nil
    Nippon India Index Fund - BSE Sensex Plan 0.25% of the applicable NAV if redeemed or switched out on or before completion of 7 days from the date of allotment of units. There shall be no exit load after completion of 7 days from the date of allotment of units. Nil

    Powered by Capital Market - Live News

  • Nippon India Balanced Advantage Fund announces Income Distribution cum Capital Withdrawal (IDCW) Nippon India Mutual Fund has announced 15 October 2024 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the regular plan ' IDCW payout and direct plan ' IDCW payout of Nippon India Balanced Advantage Fund. The quantum of distribution will be Rs 0.2000 per unit under each plan / option as on the record date.

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

  • Date of Incorporation 05-May-2015
  • Total AUM (Cr) ₹5437.91

Nippon India Banking & PSU Debt Fund - Dir (IDCW) is an Banking and PSU Fund-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in May 2015, this fund is managed by Pranay Sinha. With assets under management (AUM) worth ₹5437.91 (Cr), as of 12-Nov-2024, Nippon India Banking & PSU Debt Fund - Dir (IDCW) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.78% since its launch.
The current NAV of Nippon India Banking & PSU Debt Fund - Dir (IDCW) is ₹20.38, as on 12-Nov-2024. The fund’s benchmark index is CRISIL Banking and PSU Debt A-II Index. You can invest in Nippon India Banking & PSU Debt Fund - Dir (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Exit load is not applicable
The fund has generated 6.21% and 6.93% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments , 97.28% in Debt and 2.73% in cash and cash equivalents

FAQs on Nippon India Banking & PSU Debt Fund - Dir (IDCW)

Nippon India Banking & PSU Debt Fund - Dir (IDCW) is a popular fund in the Banking and PSU Fund segment. The fund has generated a return of 7.78% since inception. Looking to invest in Nippon India Banking & PSU Debt Fund - Dir (IDCW)? How about earning 1% extra return? All this is possible with m.Stock! Investing in Nippon India Banking & PSU Debt Fund - Dir (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage across products for life.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Nippon India Banking & PSU Debt Fund - Dir (IDCW)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Enter amount, select payment mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route, then enter SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Nippon India Banking & PSU Debt Fund - Dir (IDCW) today and reap the benefits of this Banking and PSU Fund fund!

In the short term, i.e., 1 year, Nippon India Banking & PSU Debt Fund - Dir (IDCW) has generated annualised return of 8.56%. In the long-term, the fund has generated 6.21% and 6.93% in 3 and 5 years respectively. Since its inception, the fund has generated 7.78% returns.

The expense ratio of Nippon India Banking & PSU Debt Fund - Dir (IDCW) Direct Growth is 0.38%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

The Assets Under Management (AUM) of Nippon India Banking & PSU Debt Fund - Dir (IDCW) is ₹5437.91 (Cr) as of 12 November 2024. AUM shows the fund’s popularity and is often indicative of fund strength.

Redeeming or selling units of Nippon India Banking & PSU Debt Fund - Dir (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Nippon India Banking & PSU Debt Fund - Dir (IDCW):

  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Nippon India Banking & PSU Debt Fund - Dir (IDCW)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Yes, you can invest both lumpsum and SIP in Nippon India Banking & PSU Debt Fund - Dir (IDCW). Minimum lumpsum investment Nippon India Banking & PSU Debt Fund - Dir (IDCW) is ₹5000 and minimum SIP amount is ₹100. Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

The latest NAV (Net Asset Value) of Nippon India Banking & PSU Debt Fund - Dir (IDCW) is ₹20.38 as on 12 November 2024.

The 5 biggest stock holdings of Nippon India Banking & PSU Debt Fund - Dir (IDCW) are:
N A B A R D (4.06%), I R F C (3.24%), REC Ltd (2.32%), S I D B I (2.29%), I R F C (2.24%)

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