Mutual Fund Investing – Quick, Convenient, Direct

Earn 1% additional returns with direct plans and make your mutual fund investments stand out. Access entire universe of 5,000+ schemes on a single platform without paying a single rupee in commissions.

  • 1% extra returns
    With direct MFs
  • Zero commissions
    Direct investments
  • 5,000+ schemes
    40+AMCs

Invest in mutual funds online @ zero commission

+91
T&C and privacy policy
Mutual Funds Investment

Benefits of mutual funds

Diversification advantage

Invest across sectors, asset classes, and fund houses to safeguard against market volatility

Reduce risks

Invest in expert-curated diversified basket of stocks

Power of compounding

Start with just ₹500 via SIPs and experience the joys of compounding in the long term

Rupee-cost averaging

With SIPs, you don’t have to worry about timing the market well anymore

Access fixed income market

Invest in debt funds and get capital protection whilst enjoying interest income

Flexibility and convenience

Invest online as per your convenience and funds availability

m.Stock – Ideal partner for your mutual fund investments

  • Zero commission

    Direct mutual funds

    Invest in direct plans and save big on commissions and management fees

  • Variety of options

    2-click order placement

    Enjoy 100% online, hassle-free, paperless mutual fund investing

  • Easy comparison

    Choice of 5,000+ schemes

    Compare and choose from 5,000+ mutual fund schemes across various asset classes

  • Flexibility and convenience

    Move existing portfolio with ease

    Switch from regular plans and transfer your investments to m.Stock to earn higher returns

Types of mutual fund

  • Debt Funds

    Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

    Know More
  • Hybrid Funds

    Enjoy best of both the worlds – equity and debt. Ideal for beginners with medium-term investment horizon

    Know More
  • Equity Funds

    Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

    Know More
  • Money Market Funds

    Beat FD returns by investing in liquid instruments. Ideal for 1 day to 365 day investment horizon

    Know More

Discover Mutual Funds

  • Equity Funds
  • Top Rated Fund
  • Funds with Best Returns
  • Tax Saver Funds
  • Better than FDs
Earn 1% more in Mutual Funds
Open Equity Trading Account
+91
T&C and privacy policy
Quant Infrastructure Fund - Direct (G) - Growth
Equity
NAV
30.7937
Min. SIP Amt
₹ 1000
Value Research
1 Y Return
18.89 %
3 Y Return
41 %
5 Y Return
30.01 %
Kotak Infrastructure & Ecoc. Reform-SP-Dir(G) - Growth
Equity
NAV
55.489
Min. SIP Amt
₹ 100
Value Research
1 Y Return
28.25 %
3 Y Return
36.88 %
5 Y Return
22.5 %
ICICI Pru Infrastructure Fund - Direct (G) - Growth
Equity
NAV
144.14
Min. SIP Amt
₹ 100
Value Research
1 Y Return
33.61 %
3 Y Return
41.78 %
5 Y Return
23.93 %
DSP India T.I.G.E.R. Fund - Direct (G) - Growth
Equity
NAV
241.592
Min. SIP Amt
₹ 100
Value Research
1 Y Return
37.45 %
3 Y Return
37.4 %
5 Y Return
22.53 %
Nippon India Consumption Fund - Direct (G) - Growth
Equity
NAV
172.0251
Min. SIP Amt
₹ 100
Value Research
1 Y Return
19.8 %
3 Y Return
27.91 %
5 Y Return
21.49 %
Nippon India Pharma Fund - Direct (G) - Growth
Equity
NAV
415.7598
Min. SIP Amt
₹ 100
Value Research
1 Y Return
30.81 %
3 Y Return
17.3 %
5 Y Return
20.99 %
Mirae Asset Great Consumer Fund - Direct (G) - Growth
Equity
NAV
87.849
Min. SIP Amt
₹ 1000
Value Research
1 Y Return
25.84 %
3 Y Return
26.17 %
5 Y Return
19.59 %
Tata Banking & Financial Services Fund - Dir (G) - Growth
Equity
NAV
38.0003
Min. SIP Amt
₹ 150
Value Research
1 Y Return
17.84 %
3 Y Return
18.65 %
5 Y Return
16.58 %
Nippon India Banking&Financial Services-Dir(G) - Growth
Equity
NAV
522.5103
Min. SIP Amt
₹ 100
Value Research
1 Y Return
18.86 %
3 Y Return
25.53 %
5 Y Return
14.5 %
ICICI Pru Banking & Financial Services - Dir (G) - Growth
Equity
NAV
113.68
Min. SIP Amt
₹ 100
Value Research
1 Y Return
11.97 %
3 Y Return
18.65 %
5 Y Return
12.72 %

Mutual Funds Calculator

Evaluate future value of your SIP and Lumpsum investments.

  • Investment Type

  • Monthly Investment

  • Expected Returns Rate

    %
  • Time Period

    yrs

Future value of your investment

0

70%
Returns
  • Invested Amount

    0
  • Estimated Returns

    0
Why Wait? Start Investing
  • Select Scheme

  • Investment Type

  • Monthly Investment

  • Time Period

Total of your Investment will be

0

70%
Returns
  • Invested Amount

    0
  • Estimated Returns

    0
Why Wait? Start Investing
Customer Testimonials

Here's what the world has to say

We bring simplicity and ease to investing, along with exceptional customer expereince that our user admire

All you need to know about Mutual Funds

There are two types of mutual fund plans in India – Regular and Direct. Regular plans are ones which are done through an investment advisor or mutual fund distributor. Since the investor goes through an agent, the fees or commission payable to the agent are adjusted in the fund’s Net Asset Value (NAV). On the contrary, Direct mutual funds are purchased directly from the asset management company and thus eliminates costs related to third party agents or distributors. This ‘cost-saving’ has a direct impact on the fund’s expense ratio. Regular plans have higher expense ratio compared to direct plans and hence the ‘in-hand’ returns generated by direct mutual funds are higher than regular funds. By investing in direct plans, you can earn up to 1% additional returns on your investments.

Yes, there is a special type of mutual fund called Equity Linked Savings Scheme (ELSS) that can help investors save tax under Section 80C of the Income Tax Act, 1961. Investors can claim a deduction of up to Rs. 1.5 Lakh per annum. ELSS usually comes with a lock-in period of 3 years. While it may seem like a long period, ELSS have one of the lowest lock-in periods compared to other tax saving options like PPF (15 years), NPS (till retirement) etc. While a tax saving instrument, investors should remember that ELSS funds are equity-oriented in nature and can be large, mid, or small cap biased.

Mutual funds are a great way to diversify your portfolio. While there are endless subsets of mutual funds, the three core asset classes in mutual funds are equity, debt, and hybrid. Equity funds invest in equity stocks of companies listed on the stock exchange. They carry medium to high risk and range from relatively safer investments like large cap funds to risky investments (mid and small cap funds). Debt funds are comparatively safer as they invest in fixed interest generating investments like fixed deposits, commercial papers, certificates of deposits, treasury bills etc. They are ideal for conservative investors looking to beat inflation without exposing their capital to equity markets. Hybrid funds are a mix of both equity and debt. There are six types of hybrid funds each with a unique mix of equity and debt. These are ideal for beginners to test the waters, before going all in with equities.

Mutual funds are managed by a fund manager and a team of analysts and researchers who track market movements and control fund reallocation to maximise the fund’s performance and returns. To pay for their services, and the agent’s commission, fund houses factor in an expense ratio that is shared by all investors proportionately. When you invest in direct mutual funds, commissions are eliminated, thereby reducing the overall expense ratio, and giving you higher real returns.

Mutual funds are avenues for long term wealth creation. And to discourage investors from constantly churning their portfolio in the short term, mutual funds have the concept of ‘exit load’. Typically, for equity mutual funds, exit load is levied if you withdraw or sell investments within one year of purchase. In case of debt funds, the exit load period is reduced to 3 months. Liquid funds carry a 15-day or a 30-day exit load period.

Yes, there are mutual funds that carry lock-in period or a fixed maturity date. These can range from ELSS (lock-in period of 3 years) to close-ended funds like Fixed Maturity Plans (FMPs) and capital protection fund that are available for selling after a specific period. Since these funds are not open to regular buying and selling, fund manager and his investment bets play a critical role in fund performance.

Hybrid funds are a popular type of mutual funds that provide exposure to both equity and debt. While equity exposure aims to maximise capital appreciation, the debt portion provides stability as it invests in fixed interest generating debt instruments. There are 6 types of hybrid funds, ranging from aggressive hybrid funds (up to 80% allocation to equities) to conservative hybrid funds (up to 30%-40% exposure to equities).

Earn LAKHS in referral rewards!
Unlimited referrals | Unlimited rewards.

Power your investments with our smart trading platforms

  • app_download_icon_img
    5 million+
    App downloads
  • 1_Click_icon_img
    1-Click
    Order Placement
  • higherreturns_icon_img
    1,316 Crore+
    Average Daily Turnover