Mutual Fund Investing – Quick, Convenient, Direct

Earn 1% additional returns with direct plans and make your mutual fund investments stand out. Access entire universe of 5,000+ schemes on a single platform without paying a single rupee in commissions.

  • 1% extra returns
    With direct MFs
  • Zero commissions
    Direct investments
  • 5,000+ schemes
    40+AMCs

Invest in mutual funds online @ zero commission

+91

T&C and privacy policy
Mutual Funds Investment

Benefits of mutual funds

Diversification advantage

Invest across sectors, asset classes, and fund houses to safeguard against market volatility

Reduce risks

Invest in expert-curated diversified basket of stocks

Power of compounding

Start with just ₹500 via SIPs and experience the joys of compounding in the long term

Rupee-cost averaging

With SIPs, you don’t have to worry about timing the market well anymore

Access fixed income market

Invest in debt funds and get capital protection whilst enjoying interest income

Flexibility and convenience

Invest online as per your convenience and funds availability

m.Stock – Ideal partner for your mutual fund investments

  • Zero commission

    Direct mutual funds

    Invest in direct plans and save big on commissions and management fees

  • Variety of options

    2-click order placement

    Enjoy 100% online, hassle-free, paperless mutual fund investing

  • Easy comparison

    Choice of 5,000+ schemes

    Compare and choose from 5,000+ mutual fund schemes across various asset classes

  • Flexibility and convenience

    Move existing portfolio with ease

    Switch from regular plans and transfer your investments to m.Stock to earn higher returns

Types of mutual fund

  • Debt Funds

    Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors

    Know More
  • Hybrid Funds

    Enjoy best of both the worlds – equity and debt. Ideal for beginners with medium-term investment horizon

    Know More
  • Equity Funds

    Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors

    Know More
  • Money Market Funds

    Beat FD returns by investing in liquid instruments. Ideal for 1 day to 365 day investment horizon

    Know More

Discover Mutual Funds

  • Equity Funds
  • Top Rated Fund
  • Funds with Best Returns
  • Tax Saver Funds
  • Better than FDs
Earn 1% more in Mutual Funds
Open Equity Trading Account
+91
T&C and privacy policy
Quant Infrastructure Fund - Direct (G) - Growth
Equity
NAV
46.404
Min. SIP Amt
₹ 1000
Value Research
Stars
1 Y Return
83.57 %
3 Y Return
38.4 %
5 Y Return
39.08 %
Bank of India Manufacturing & Infrastr Fund-Dir (G) - Growth
Equity
NAV
64.07
Min. SIP Amt
₹ 1000
Value Research
Stars
1 Y Return
63.4 %
3 Y Return
32.34 %
5 Y Return
31 %
ICICI Pru P.H.D Fund - Direct (G) - Growth
Equity
NAV
34.19
Min. SIP Amt
₹ 100
Value Research
Stars
1 Y Return
51.82 %
3 Y Return
17.81 %
5 Y Return
29 %
SBI Infrastructure Fund - Direct (G) - Growth
Equity
NAV
55.4798
Min. SIP Amt
₹ 500
Value Research
Stars
1 Y Return
66.07 %
3 Y Return
34.77 %
5 Y Return
27.54 %
Nippon India Banking&Financial Services-Dir(G) - Growth
Equity
NAV
601.8076
Min. SIP Amt
₹ 100
Value Research
Stars
1 Y Return
28.12 %
3 Y Return
20.05 %
5 Y Return
14.59 %
Franklin Build India Fund - Direct (G) - Growth
Equity
NAV
160.7011
Min. SIP Amt
₹ 500
Value Research
Stars
1 Y Return
79.07 %
3 Y Return
36.85 %
5 Y Return
28.31 %
UTI-Healthcare Fund - Direct (G) - Growth
Equity
NAV
262.1568
Min. SIP Amt
₹ 500
Value Research
Stars
1 Y Return
47.49 %
3 Y Return
14.86 %
5 Y Return
25.99 %
UTI-Banking and Financial Services Fund - Dir (G) - Growth
Equity
NAV
190.0072
Min. SIP Amt
₹ 500
Value Research
Stars
1 Y Return
27.72 %
3 Y Return
16.67 %
5 Y Return
12.04 %
ICICI Pru Manufacturing Fund - Direct (G) - Growth
Equity
NAV
37.39
Min. SIP Amt
₹ 100
Value Research
Stars
1 Y Return
70.19 %
3 Y Return
33.18 %
5 Y Return
28.97 %
Tata Resources & Energy Fund - Direct (G) - Growth
Equity
NAV
50.5234
Min. SIP Amt
₹ 100
Value Research
Stars
1 Y Return
44.87 %
3 Y Return
21.45 %
5 Y Return
27.44 %

Mutual Funds Calculator

Evaluate future value of your SIP and Lumpsum investments.

  • Investment Type

  • Monthly Investment

  • Expected Returns Rate

    %
  • Time Period

    yrs

Future value of your investment

0

70%
Returns
  • Invested Amount

    0
  • Estimated Returns

    0
Why Wait? Start Investing
  • Select Scheme

  • Investment Type

  • Monthly Investment

  • Time Period


Total of your Investment will be

0

70%
Returns
  • Invested Amount

    0
  • Estimated Returns

    0
* The calculator shows annualized returns.
Why Wait? Start Investing
Customer Testimonials

Here's what the world has to say

We bring simplicity and ease to investing, along with exceptional customer expereince that our user admire

All you need to know about Mutual Funds

There are two types of mutual fund plans in India – Regular and Direct. Regular plans are ones which are done through an investment advisor or mutual fund distributor. Since the investor goes through an agent, the fees or commission payable to the agent are adjusted in the fund’s Net Asset Value (NAV). On the contrary, Direct mutual funds are purchased directly from the asset management company and thus eliminates costs related to third party agents or distributors. This ‘cost-saving’ has a direct impact on the fund’s expense ratio. Regular plans have higher expense ratio compared to direct plans and hence the ‘in-hand’ returns generated by direct mutual funds are higher than regular funds. By investing in direct plans, you can earn up to 1% additional returns on your investments.

Yes, there is a special type of mutual fund called Equity Linked Savings Scheme (ELSS) that can help investors save tax under Section 80C of the Income Tax Act, 1961. Investors can claim a deduction of up to Rs. 1.5 Lakh per annum. ELSS usually comes with a lock-in period of 3 years. While it may seem like a long period, ELSS have one of the lowest lock-in periods compared to other tax saving options like PPF (15 years), NPS (till retirement) etc. While a tax saving instrument, investors should remember that ELSS funds are equity-oriented in nature and can be large, mid, or small cap biased.

Mutual funds are a great way to diversify your portfolio. While there are endless subsets of mutual funds, the three core asset classes in mutual funds are equity, debt, and hybrid. Equity funds invest in equity stocks of companies listed on the stock exchange. They carry medium to high risk and range from relatively safer investments like large cap funds to risky investments (mid and small cap funds). Debt funds are comparatively safer as they invest in fixed interest generating investments like fixed deposits, commercial papers, certificates of deposits, treasury bills etc. They are ideal for conservative investors looking to beat inflation without exposing their capital to equity markets. Hybrid funds are a mix of both equity and debt. There are six types of hybrid funds each with a unique mix of equity and debt. These are ideal for beginners to test the waters, before going all in with equities.

Mutual funds are managed by a fund manager and a team of analysts and researchers who track market movements and control fund reallocation to maximise the fund’s performance and returns. To pay for their services, and the agent’s commission, fund houses factor in an expense ratio that is shared by all investors proportionately. When you invest in direct mutual funds, commissions are eliminated, thereby reducing the overall expense ratio, and giving you higher real returns.

Mutual funds are avenues for long term wealth creation. And to discourage investors from constantly churning their portfolio in the short term, mutual funds have the concept of ‘exit load’. Typically, for equity mutual funds, exit load is levied if you withdraw or sell investments within one year of purchase. In case of debt funds, the exit load period is reduced to 3 months. Liquid funds carry a 15-day or a 30-day exit load period.

Yes, there are mutual funds that carry lock-in period or a fixed maturity date. These can range from ELSS (lock-in period of 3 years) to close-ended funds like Fixed Maturity Plans (FMPs) and capital protection fund that are available for selling after a specific period. Since these funds are not open to regular buying and selling, fund manager and his investment bets play a critical role in fund performance.

Hybrid funds are a popular type of mutual funds that provide exposure to both equity and debt. While equity exposure aims to maximise capital appreciation, the debt portion provides stability as it invests in fixed interest generating debt instruments. There are 6 types of hybrid funds, ranging from aggressive hybrid funds (up to 80% allocation to equities) to conservative hybrid funds (up to 30%-40% exposure to equities).

small_banner_img_left_home_des_24_img
Unlimited Referrals = Unlimited Rewards. Get ₹555 on every successful referral!

Power your investments with our smart trading platforms

mobilefooterimg
  • app_download_icon_img
    5 million+
    App downloads
  • 1_Click_icon_img
    1-Click
    Order Placement
  • higherreturns_icon_img
    2,361 Crore+
    Average Daily Turnover