Shriram Balanced Advantage Fund - Direct (IDCW)
Dynamic Asset Allocation or Balanced AdvantageNAV
18.66(0.55%)Fund Size (CR)
₹60.8Expense Ratio
0.7Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹1,000Minimum Withdrawal
₹1,000Exit Load
1%Return Since Launch
11.22%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Deepak Ramaraju
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 9 May 2025 | 10297.53 | 2.98% | - | 2.98% | 65/147 |
| 1 Month | 16 April 2025 | 10332.08 | 3.32% | - | 3.91% | 110/147 |
| 3 Month | 14 February 2025 | 10558.50 | 5.59% | - | 6.54% | 115/145 |
| 6 Month | 14 November 2024 | 10189.99 | 1.90% | - | 3.17% | 122/145 |
| 1 Year | 16 May 2024 | 10002.36 | 0.02% | 0.02% | 8.57% | 132/141 |
| 3 Year | 16 May 2022 | 14080.95 | 40.81% | 12.07% | 14.42% | 96/107 |
| 5 Year | 15 May 2020 | 18958.48 | 89.58% | 13.63% | 15.76% | 66/87 |
| Since Inception | 5 July 2019 | 18665.00 | 86.65% | 11.22% | 11.16% | 68/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 June 2024 | 1,20,000 | 119035.75 | -0.80% | -0.80% |
| 3 Year | 1 June 2022 | 3,60,000 | 416195.42 | 15.61% | 4.95% |
| 5 Year | 1 June 2020 | 6,00,000 | 779674.08 | 29.95% | 5.38% |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.89%
Standard Deviation
0.63%
Beta
0.45%
Sharpe Ratio
-0.03%
Treynor's Ratio
0.68%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| ICICI Bank | 5.95% | 25357 | 3.62 | Equity | Banks |
| HDFC Bank | 5.92% | 18700 | 3.60 | Equity | Banks |
| Bharti Airtel | 5.84% | 19029 | 3.55 | Equity | Telecomm-Service |
| Reliance Industr | 4.39% | 19000 | 2.67 | Equity | Refineries |
| Grasim Inds | 3.24% | 7200 | 1.97 | Equity | Textiles |
| ITC | 3.05% | 43500 | 1.85 | Equity | Tobacco Products |
| Shree Cement | 2.93% | 600 | 1.78 | Equity | Cement |
| Marico | 2.79% | 23900 | 1.70 | Equity | Edible Oil |
| Federal Bank | 2.46% | 75900 | 1.49 | Equity | Banks |
| Interglobe Aviat | 2.42% | 2800 | 1.47 | Equity | Air Transport Service |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Shriram Balanced Advantage Fund - Direct (IDCW) | 60.80 | 3.32% | 5.59% | 1.90% | 0.02% | 12.07% | |
| AXIS Balanced Advantage Fund - Direct (IDCW) | 2935.36 | 3.77% | 6.26% | 5.26% | 15.46% | 17.42% | |
| AXIS Balanced Advantage Fund - Direct (G) | 2935.36 | 3.75% | 6.26% | 5.21% | 15.45% | 17.42% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1478.18 | 4.48% | 8.11% | 6.39% | 15.32% | - | |
| LIC MF Balanced Advantage Fund - Dir (G) | 760.60 | 5.13% | 8.45% | 6.89% | 14.59% | 14.59% | |
| LIC MF Balanced Advantage Fund - Dir (IDCW) | 760.60 | 5.13% | 8.45% | 6.88% | 14.58% | 14.58% |
List of Schemes under Shriram Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| Shriram Multi Sector Rotation Fund | Equity | Very High | 0% | 0 | ₹194.63 |
| Shriram ELSS Tax Saver Fund | Equity | Very High | -2.23% | 1 | ₹48.14 |
| Shriram Overnight Fund | Debt | Low | 6.4% | 2 | ₹197.93 |
| Shriram Liquid Fund | Debt | Moderately Low | 0% | 0 | ₹193.69 |
| SHRIRAM Aggressive Hybrid Fund | Hybrid | Very High | 3.06% | 2 | ₹47.18 |
| Shriram Balanced Advantage Fund | Hybrid | Very High | 0.14% | 2 | ₹60.80 |
| Shriram Multi Asset Allocation Fund | Hybrid | Very High | -0.72% | 0 | ₹146.58 |
| Shriram Flexi Cap Fund | Equity | Very High | -4.65% | 2 | ₹134.04 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
14 June 2019
Total AUM (Cr)
₹60.80
Shriram Balanced Advantage Fund - Direct (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Shriram Mutual Fund. Launched in 14 June 2019, this fund is managed by Deepak Ramaraju. With assets under management (AUM) worth ₹60.8 (Cr), as of 16 May 2025, Shriram Balanced Advantage Fund - Direct (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 11.22% since its launch.
The current NAV of Shriram Balanced Advantage Fund - Direct (IDCW) is ₹18.67, as on 16 May 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Shriram Balanced Advantage Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed / switched-out within 90 days from the date of allotment:- Upto 12% of units : Nil More than 12% of units: 1% of applicable Net Asst Value (NAV) If redeemed / switched out after 90 days from the date of allotment: Nil The fund has generated 12.07% and 13.63% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 67.69% in Equity, 28.46% in Debt and 3.85% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 29.16% in Debt, 14.88% in Banks, 12.80% in Cash & Others, 7.75% in IT-Software, 6.17% in Cement & Cement Products
FAQs
How to Invest in Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
Shriram Balanced Advantage Fund - Direct (IDCW) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 11.22% since inception. Looking to invest in Shriram Balanced Advantage Fund - Direct (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in Shriram Balanced Advantage Fund - Direct (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, Shriram Balanced Advantage Fund - Direct (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in Shriram Balanced Advantage Fund - Direct (IDCW) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!
How much returns has Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth generated?
What is the expense ratio of Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
What is the AUM of Shriram Balanced Advantage Fund - Direct (IDCW) Fund Direct Growth?
How to redeem or withdraw money from Shriram Balanced Advantage Fund - Direct (IDCW) Direct Growth?
Redeeming or selling units of Shriram Balanced Advantage Fund - Direct (IDCW) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from Shriram Balanced Advantage Fund - Direct (IDCW):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case Shriram Balanced Advantage Fund - Direct (IDCW)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).