Learn all about Margin Trading Facility
What is the difference between Delivery and Pay Later (MTF) on m.Stock?
26 December 2025 | 9 mins read
Ready to begin your trading journey with m.Stock? The simplest, most direct way is delivery trading, in which you buy shares using available funds. But what do you do when you have limited funds but spot good market opportunities? That is where Pay Later (MTF) comes in.

What Is Haircut And How Does It Work In MTF?
15 December 2025 | 9 mins read
Before you step into the world of margin trading, it is important to understand how collateral is valued and why brokers apply certain reductions to it. One such crucial concept is the haircut in share market, which safeguards brokers and investors against unexpected price fluctuations. This guide explains every aspect of haircut in detail, from its meaning to how it functions in a Margin Trading Facility (MTF), ensuring you are better equipped to manage risks and make informed decisions.

What is Debt-To-Asset Ratio in Margin Trading Facility?
15 December 2025 | 10 mins read
Debt-to-Asset Ratio (often written as debt-asset ratio) is a financial metric that indicates how much of your assets are financed through debt. In simpler terms, it tells you the proportion of total assets that is not owned outright, but is borrowed. When you are using a margin trading facility (MTF), some of your investment assets are financed by funds from your broker rather than fully from your own capital. The debt to asset ratio helps you measure that dependency.

Key Differences Between Margin Account and Cash Account
19 November 2025 | 10 mins read
When you begin your trading journey, one of the first decisions you must take is choosing between a cash account and a margin account. Each account type is designed for different kinds of investors, offering unique benefits and risks.

What does Margin Shortfall mean in MTF?
13 November 2025 | 7 mins read
In equity markets today, Margin Trading Facility (MTF) has gained rapid popularity as it empowers you to amplify your purchasing power and potentially enhance your returns. By allowing you to purchase shares worth more than the actual funds you have in your trading account, MTF introduces opportunities and risks in equal measure.

What is LTV (Loan-to-Value) in Margin Trading?
16 June 2025 | 9 mins read
Loan-to-Value (LTV) ratio is the measure of the ratio of a loan to the asset value bought. Within margin trading, it describes the borrowed amount in comparison with the value of the securities used as collateral.

How to Manage Risks in Margin Trading & Avoid Costly Mistakes
23 May 2025 | 6 mins read
Margin trading allows investors to borrow funds from their broker to trade larger positions than their capital allows. While it can amplify profits, it also comes with significant risks that can lead to substantial losses if not managed properly.

Maintenance Margin vs. Margin Accounts: Key Differences Explained
20 February 2025 | 6 mins read
Margin trading allows investors to borrow funds from brokers to increase their purchasing power, offering potential for higher returns but also greater risks. Two crucial aspects of margin trading are maintenance margin and margin accounts. If you’re considering margin trading, then understanding their differences and nuances is essential for making informed trading decisions.

What is the Charge on Pledging?
13 February 2025 | 4 mins read
Margin Trading Facility (MTF) is a popular trading strategy through which you can borrow money from your broker to buy shares that you could not have afforded using your own capital. In MTF, pledging shares is a common practice used by investors to secure loans or obtain a margin in trading. By pledging shares, you offer your existing stock holdings as collateral for borrowing. While it is a convenient way to access funds or margin, it comes with some costs. Understanding these pledge charges, also known as margin pledge charges, or stock pledge charges, is vital for managing your investment portfolio effectively.

Pledge Shares vs Pay Later (MTF)
24 December 2024 | 5 mins read
When opportunities arise in the stock market, limited cash or capital can hold you back from taking full advantage. Leverage products like Pay Later (MTF) and services like Pledge Shares offer solutions to this challenge by helping you access additional funds to expand your trading position. Both options provide distinct ways to gain funding, allowing you to amplify your orders even when you’re short on immediate capital. This guide explains each in detail, helping you decide which option aligns best with your trading goals.

Know more about Margin Funding & its Benefits
24 December 2024 | 4 mins read
Investing in the stock market can be a profitable strategy for increasing your wealth, but it sometimes needs a significant sum of funds. For many investors, the problem is raising the finances required to capitalise on attractive opportunities. This is where the Pay Later (MTF) facility comes into play. The Pay Later (MTF) facility allows you to borrow money from your broker to invest in securities, giving you more purchasing power. Let's explore the facility, its benefits, how it works, who is eligible, and answer common concerns regarding this investment approach.

What are the charges for buying/selling using MTF on m.Stock?
5 May 2025 | 3 mins read
Have you heard of Marginal Trading Facility (MTF) and wondered how it can enhance your purchasing power? MTFs are designed to increase investors' purchasing power by having a minimum amount in the account. However, it's important to understand how they work and the brokerage charges. Keep reading to find out more about MTFs and how they could benefit your trading strategy.

Features & Benefits of Pay Later (MTF)
29 July 2024 | 6 mins read
Margin Trading Facility (MTF) is an investment facility that enables investors to buy shares by paying a fraction of the total value upfront. This fractional value is called margin, which is provided against clear credit balance in the investor’s trading account. The remaining funding is provided by the broker, for which they charge interest depending on the tenure of the borrowing.

Learn how MTF benefits your trades
5 May 2025 | 9 mins read
The stock market is full of lucrative trading and investment opportunities. But the capital available with an investor is limited. So, investors, especially retail investors, might miss out on potential money-making opportunities. But not anymore. With m.Stock’s Margin Trading Facility (Pay Later) all your funding woes will go away. What is m.Stock’s Margin Trading Facility and how does it benefit your trades? Let's find out.

What are mstock's MTF charges
11 April 2025 | 5 mins read
There are times when certain stocks are in an uptrend due to some favourabe news about a sector or company. In such cases, investors may want to buy large quantities of such stocks. However, lack of funds (capital) may restrict or limit them from being able to take the position. In such situations, investors can use Margin Trading Facility (MTF) instead of missing out on the opportunity.
