22 March,2024
An essential component of contemporary investment, mutual funds are praised for their accessibility and capacity to increase wealth. However, knowing the ins and outs of investing as well as when and how to withdraw money from mutual funds is just as important. Although the ideal outcome for investing is long-term profits, there are situations when you may need to access...
22 March,2024
One of the most important choices you will make on your path to financial stability and prosperity is whether to invest in debt funds or recurrent deposits (RD). These two investment alternatives have different characteristics that might have a big influence on your route to wealth accumulation. You'll be in a better position to make decisions that support your financial objectives and aspirations if you investigate these investing opportunities.
12 March,2024
In the dynamic world of mutual funds, where diversity often takes centre stage, Focused Mutual Funds emerge as a distinctive avenue for generating long-term wealth. Their strategic approach narrows down the focus of investing while dipping into a select group of concentrated stocks with the potential for success. As we venture into the realm of focused funds, we unravel the intricacies, weighing the pros and cons, and examining the key considerations that can shape your investment journey. Are these funds a strategic gem in your portfolio...
12 March,2024
For many people, investments are not just a form of wealth creation. They also prefer the assurance of regular payouts that can provide a steady income stream. Whether planning for retirement, managing daily expenses, or aiming for financial stability, the method through which these payouts are obtained can significantly impact one's financial journey. For retirees, it forms the backbone of financial planning, ensuring a consistent cash flow during post-employment years.
12 March,2024
The digital age has made accessible a wide variety of investment avenues, making the choice for investors overwhelming at times. In the diverse financial landscape, Multi-Asset Allocation Funds are another investment option that can be quite suitable for you if you’re seeking a diversified and well-balanced portfolio. However, like any financial instrument, understanding their nuances is crucial before investing in them. In this insightful article, we delve into the depths of what multi-asset...
12 March,2024
Navigating the unpredictable terrain of equity markets can feel like riding a roller coaster with thrilling highs followed by sudden drops. Many events that can cause market volatility like geo-political tensions, government policies, or global pandemics are well beyond our individual control. In the face of market unpredictability, investors often invest in debt instruments to safeguard their portfolios. However, lately even debt securities have not been as lucrative as before due to RBI's rate cuts and change...
12 March,2024
The Indian economy is booming and the financial markets are often beating global competition. In such a positive trend, where investment opportunities are plentiful, investors are constantly looking for new avenues to capitalise on. New Fund Offers (NFOs) emerge as one such attractive option for Indian investors. Although NFOs offer a unique chance to explore untapped market potential, many people are not aware of them and their finer aspects Through this comprehensive article, we will dive into the depths of NFOs, unravel their intricacies...
12 March,2024
Ultra Short Term Mutual Funds are a unique category within the wide spectrum of mutual funds, They are strategically created to offer investors a middle ground between traditional savings and investment options. These funds primarily invest in debt instruments such as government bonds, certificates of deposits, treasury bills, and commercial papers with a short to ultra-short maturity period, typically ranging from a few days to a year The goal is to provide higher returns than regular savings...
12 March,2024
Mutual funds, while renowned for their simplicity and convenience, are a world of diverse options to choose from. Within this landscape, Thematic Funds stand out as a unique and strategic investment option. If you’ve asked yourself this question: “What are thematic funds?”, or are contemplating investing in them, then this guide is for you. We will help you understand what thematic mutual funds are and explore the intricacies of these funds, their investment strategy, benefits, operational mechanisms...
23 February,2024
Let us use a metaphor to understand the concept of Multi Cap Funds. Think of yourself as a chef creating a delicious pizza. Large cap stocks are like the sturdy pizza base that form the crust and provide a reliable foundation. Now, consider mid cap stocks as the flavorful toppings and assume small cap stocks are the delightful seasoning. Together, these bring a mix of exciting tastes and complete your flavourful pizza. This pizza summarises what a multi cap fund is made of...
23 February,2024
In the vast ocean of various types of mutual funds, Gilt mutual funds are a distinctive category that primarily invest in government securities, commonly known as "gilts." These funds provide investors with an avenue to participate in government debt instruments, offering a unique investment proposition.
07 February,2024
Mutual fund investments have gained widespread popularity in India. This has brought upon a wide range of funds and types to choose from. Liquid Funds and Debt Funds are two such types that have their own set of advantages and limitations. To make the right choice, you need to first understand and then compare between liquid funds vs debt funds. Let us help you in this exercise. Our guide will dive into the specifics of each and highlight key differences between liquid and debt funds to help you in making informed investment decisions.
07 February,2024
Mutual funds have emerged as the investment tool of choice for millions of Indians due to their simplicity and the convenience they offer. At its core, a mutual fund is a financial vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. Since each fund is managed by professional fund managers, the fund's structure allows individual investors to collectively benefit from a diversified portfolio without the need for significant capital.
25 January,2024
Market experts often consider a Systematic Investment Plan (SIP) in a mutual fund to be one of the ideal ways to invest in the Indian financial markets. A Systematic Investment Plan lets you invest a fixed sum of money in a mutual fund of your choice at your desired frequency for a predetermined tenure. Wondering what the benefits of SIP in a mutual fund are and what makes it the best way to invest? Here’s a quick overview of some of the key reasons.
25 January,2024
Mutual funds are a good investment option for creating wealth over the long term. However, despite being professionally managed, some funds may still not produce the returns you expect from them.
10 January,2024
You may be familiar with the SIP route of investing in mutual funds. An acronym for a Systematic Investment Plan, a SIP is ideal if you have small sums of money available for investment purposes regularly. However, that’s not the only way in which you can purchase mutual fund units. It’s also possible to make a lump sum investment in mutual funds.
10 January,2024
The Indian financial markets function smoothly due to the presence of various intermediaries and institutions that administer different segments and investment schemes. They include banks, stock brokers, regulatory bodies and more. Among these are asset management companies (AMCs), which play a pivotal role in the mutual fund segment of the Indian financial sector.
10 January,2024
Mutual funds are extremely versatile investment options because of the sheer variety of schemes available. Among the many categories of mutual fund schemes, two popular options based on the structure are open-ended and closed-ended funds. Many beginners may not be aware of the differences between open and closed-ended funds. This makes them prone to mistakes when choosing funds for their portfolio.
10 January,2024
In recent years, mutual funds have emerged as a popular choice of investments for retail investors. If you are a beginner to mutual funds, you may have several doubts or dilemmas about getting started on this investment journey. To help you understand this asset category better, this guide on mutual funds for beginners delves into various aspects like the jargon involved, the process of building a mutual fund portfolio and more.
28 December,2023
Mutual funds in India can be categorised into different groups based on the assets they invest in, how they are managed and even the investment horizon of the schemes. Furthermore, they can also be classified according to their structure — into open-ended or close-ended funds. While open-ended funds are quite common, you may not be familiar with what close-ended funds are.
28 December,2023
The mutual fund market in India is diverse and dynamic. Today, investors who wish to invest in mutual fund schemes have a variety of options to choose from. Mutual funds can be categorised into different groups based on several aspects like the type of assets they invest in, the duration of investments and the investment strategy followed.
28 December,2023
In India, there are many investment options that allow you to create wealth over the long term with minimal monthly contributions. Out of the plethora of choices available, SIPs and RDs are consistently among the most popular.
20 November,2023
To make the most of your investments, understanding the tax implications on mutual funds is a crucial aspect that every Indian investor should grasp. Knowing the intricacies of taxes associated with mutual funds, from returns to withdrawals, helps you stay on top of your personal finances. In this guide, we'll unravel the tax landscape in the Indian context, shedding light on key considerations that can impact your financial outcomes.
13 November,2023
Mutual funds are often touted to be one of the best market-linked investment options available in India. One of the major advantages of investing in mutual funds is that they’re diversified financial products offering exposure to a range of different assets. That said, mutual fund investments are more geared towards long-term wealth creation than short-term gains. This is precisely why many investors looking for quick gains often refrain from investing in such funds. Here’s where mutual fund churning comes into the picture. It is a technique that enables you to generate short-term gains. Read on to learn all about this practice.
13 November,2023
Mutual funds are unique financial instruments that pool funds from multiple investors and invest in a plethora of different assets. These assets can be stocks, bonds, debentures or a mix of both. Since mutual funds invest in market-linked securities, their performance is directly correlated with the market movements. That said, due to the differences in asset allocations, not all funds may perform equally over the same period. This makes mutual fund performance a crucial factor you need to consider before investing. Continue reading to find out more about how to evaluate a mutual fund.
13 November,2023
A Systematic Investment Plan (SIP) lets you invest a fixed sum of money regularly in a mutual fund scheme for a predetermined tenure. Advantages of SIP include potential for higher returns through compounding and lower overall cost of investment. As an investor, it is crucial to know how to calculate SIP returns to truly ascertain if your selected mutual fund scheme is working for you or not. In this article, we’re going to take a look at three different ways through which you can calculate the returns from a SIP and the importance of each of these methods.
13 November,2023
In the intricate landscape of mutual funds, investors often have to choose between direct plan vs regular plan, each bearing distinct characteristics that can significantly impact their financial outcomes. In this blog, we embark on a detailed exploration of the direct vs regular mutual fund conundrum, unravelling the finer points and implications to equip you with the insights needed to make a well-informed decision.
26 October,2023
When it comes to growing your hard-earned money, the world of investments offers a variety of choices. Two such options that often find themselves under the spotlight are Mutual Funds and Chit Funds. These financial instruments have gained popularity across India, enticing individuals with promises of financial growth. But, what are the differences between these two, and which one suits your financial goals better?
26 October,2023
In the constantly changing landscape of Indian finance, seeking the best way to invest your money is both necessary and prudent. Systematic Investment Plans, or SIPs, are renowned for their simplicity and potential to give good returns. SIP is a smart way to invest that lets you put in a small or large amount, depending on what you want and your financial goals.
26 October,2023
Investing in mutual funds is a strategy that can potentially help your money grow over time. However, it's crucial to comprehend the different facets that can influence your investment journey. One such crucial aspect is the concept of "exit load." While the term might initially seem unfamiliar, gaining a clear understanding of its meaning and implications is particularly important, especially for individuals dealing with mutual funds in the context of India's financial landscape.
16 October,2023
When you think of mutual funds, you may typically think of a long-term investment horizon spanning several years. While it is true that many mutual funds may have the potential to deliver better returns over the long run, some funds are specifically created with short-term investment horizons as the defining feature.
16 October,2023
When it comes to liquidating mutual funds, most investors tend to either redeem all the units or simply just a part of their holdings. However, there’s another redemption method that many investors are not aware of - SWP or Systematic Withdrawal Plan. Wondering what the meaning of the Systematic Withdrawal Plan is? Here’s a comprehensive guide explaining the concept, how it works and the various advantages it offers.
16 October,2023
Out of the many different types of mutual funds available in the Indian financial markets, ELSS is consistently among the most popular. Investing in such a fund is a good way to gain diversified exposure to the Indian equity market. Wondering what ELSS is? Here’s a comprehensive guide explaining the meaning of ELSS, how it works and the various benefits you get by investing in it.
06 October,2023
When it comes to investing your hard-earned money, there are several options available to you. The variety of options makes it highly important to do your research and make informed decisions regarding investments that are aligned to your financial objectives. Fixed Deposits (FDs) and Mutual Funds are two prominent investment instruments, each with their characteristics. Let us walk you through the key differences between mutual funds and fixed deposits, and highlight their prominent attributes to help you make a knowledge-based choice to achieve your financial goals.
26 September,2023
Investing in funds is a vital part of financial planning, and mutual funds along with Systematic Investment Plans (SIPs) are widely chosen as investment options. While both aim to grow your wealth, they vary in their structures and investment approaches.
26 September,2023
Investing in the financial markets can be a daunting task, especially with the vast array of investment options available. One popular approach to managing risk and optimising returns is through Asset Allocation Funds. In this guide, we'll explore the concept of asset allocation and how multi-asset allocation funds work. We'll delve into the different types of asset-allocation strategies and factors to consider when choosing the right strategy for your investment objectives.
26 September,2023
When it comes to investing in the Indian stock market, you might find yourself caught between the stability of large-cap funds and the allure of high-growth potential in small-cap funds. If you seek a sweet spot that offers a balance of risk and returns, then mid cap mutual funds might just be the ideal choice for you.
26 September,2023
When it comes to investing in the financial market, people are often left confused between the two popular options: mutual funds vs shares. While both offer opportunities for wealth creation across various time horizons, they differ significantly in their structure, risk profile, and investment approach. Let us explore the fundamental differences between mutual funds and shares, so that you can make well-informed decisions that align with your financial goals.
22 September,2023
If you’re seeking long-term capital appreciation and potential growth, then equity funds are probably the right investment option for you. These funds mainly invest in stocks or equities of companies across various sectors and market capitalisations. There is a large array of various types of equity funds that can fit different kinds of investment objectives and risk tolerance levels. In this blog, we will explore the different types of equity funds available in mutual funds, highlighting their characteristics and benefits. So, let’s get right to it.
22 September,2023
Debt funds are a popular investment choice among individuals seeking stability and income generation. These funds primarily invest in fixed income securities such as government bonds, corporate bonds, and money market instruments. There are various types of debt funds available to invest in, each with its own characteristics and risk profiles. Let us take a look at the different types of debt mutual funds, highlighting their key features and benefits.
22 September,2023
Hybrid mutual funds, also referred to as balanced funds, are investment tools that provide a combination of asset classes, often blending equity (stocks) and debt (bonds). These funds aim to strike a balance between generating capital appreciation through equity investments and providing stability through fixed income securities. In this blog post, we will explore the concept of hybrid funds, how they work, the types of hybrid funds available, and considerations for potential investors.
22 September,2023
If you’re looking for a market-linked investment option that’s not as risky as equity but has the potential to deliver moderate returns, debt instruments may just be the one for you. One of the best ways to invest in these instruments is through debt mutual funds. They’re easy to invest in, offer much stabler returns and reduce your portfolio risk through diversification.
23 June,2023
Investing in mutual funds not only provides the opportunity for wealth creation and portfolio diversification but can also offer significant tax benefits. There are various tax-saving mutual fund schemes in India designed specifically to help individuals reduce their tax liability while simultaneously growing their investments. In this article, we will explore the 7 key benefits of mutual funds in India, with a special focus on the tax advantages they provide.
12 June,2023
Money market mutual funds are among the many types of investment options available in India. These funds are ideal for investors looking for low-risk investment options. However, even if you’re a risk-aggressive investor, you may still choose to add money market mutual funds to your portfolio for diversification. That said, here’s everything you need to know about this unique investment option.
12 June,2023
As a part of your investment journey, you have to make a number of choices and decisions to optimise your returns. One such crucial choice is between SIPs and lumpsum investments. The SIP vs Lumpsum investment dilemma may be an old one, but it continues to concern new investors even today.
12 June,2023
Mutual funds have gained immense popularity among investors as a preferred investment option. They offer numerous advantages and benefits that make them a compelling choice for both beginners and seasoned investors. In this blog, we will delve into the advantages of mutual funds, how the economies of scale influence their potential for wealth creation and the impact of diversification, divisibility, and professional management. Understanding the benefits of investing in mutual funds will help you make informed decisions and maximise the potential returns from your investment portfolio.
24 May,2023
The financial acumen of the modern Indian is higher than ever before. People are understanding the differences between saving and investing and flocking to invest in various products to generate long-term wealth. When you talk about building a fund or corpus for your latter years, the term equity is bound to come up multiple times. So, what are equities? In this article, we discuss the meaning of equity, its different types, and how you can benefit by investing in them.
24 May,2023
The diverse world of investments can be broadly divided into two major categories: Equity and Debt. While equity refers to self-owned capital of a company, debt is a company's borrowed capital. As asset classes, equity and debt are different in all aspects - structure, objectives, risk and returns etc. Hence it's important to understand the difference between equity and debt before investing your hard-earned money. In this article, we will explore the equity vs debt debate.
11 May,2023
The market capitalisation of a company is the total value of its outstanding shares that are publicly traded. Stocks of companies listed on the exchanges can be classified based on their market capitalisation into three different types, namely, large cap, mid cap, and small cap stocks.
Among these three categories, large cap stocks are in high demand because they generate stable returns...
25 April,2023
The Indian financial market offers investors and traders a wide range of assets, securities and funds. Among these options are exchange-traded funds or ETFs…
25 April,2023
Mutual funds are widely regarded as one of the best stock market investment options. However, many investors may be apprehensive about investing in them…
13 January,2023
Retail investors often shy away from the world of investing because they believe that you need a lot of money to start investing in the stock market…
13 January,2023
With inflation on the rise, the cost of living is reaching unprecedented levels. Therefore, it is pivotal to invest your money in instruments…
14 November,2022
While part of the same universe, large cap and small cap funds cater to different audiences. So, as lucrative as small cap funds…
09 November,2022
Capital markets have long been considered an excellent avenue for creating wealth. And one of the most popular investment instruments is equity shares. Investors can buy equity stocks…
02 November,2022
The Indian mutual fund industry has grown leaps and bounds since 1963 when the first mutual fund, Unit Trust of India, was launched. In the last six decades, the industry…
14 June,2022
NAV is the acronym for Net Asset Value, and it represents the net value of an entity. In the case of mutual funds, NAV means the market value…
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