Learn all about Mutual Funds
Understanding the Role of Asset Allocation in Mutual Fund Performance
April 24, 2026 | 6 mins read
When investing in mutual funds, selecting the right fund is just one part of the equation. A crucial yet often overlooked factor is asset allocation, which plays a significant role in determining the performance and risk profile of your investment. Asset allocation refers to the strategy of distributing your investment across various asset classes, such as equity, debt, gold, and real estate, to achieve the desired balance of risk and return.
How to Optimize Mutual Fund Returns
April 24, 2026 | 5 mins read
Mutual funds are a good investment option for creating wealth over the long term. However, despite being professionally managed, some funds may still not produce the returns you expect from them. Here’s where mutual fund return optimization can help. With just a few strategies, you can increase the chances of getting optimal returns on your investment. Wondering how to optimize mutual fund returns? Here’s a quick look at some simple techniques you can use.
What is the Role of AMFI in Mutual Funds?
March 30, 2026 | 11 mins read
For those considering investing in mutual funds, understanding the ecosystem that governs and supports this investment category can help you make informed decisions. One of the central institutions in India’s mutual fund market is the Association of Mutual Funds in India (AMFI). You might have come across the name while researching mutual funds or while speaking to financial advisers. In this blog, you will gain understanding of AMFI meaning, its structure, its role in mutual fund investing and why it matters for Indian investors.
How Contingent Deferred Sales Charges (CDSC) Work in Mutual Funds?
March 20, 2026 | 12 mins read
For many people investing in mutual funds, the focus is usually on returns, asset allocation, and risk levels. However, the cost structure of a mutual fund plays an equally important role in determining your final gains. Charges such as expense ratios, exit loads, and sales charges directly reduce the value of your investment. One such cost, which many investors are unfamiliar with, is the contingent deferred sales charge, commonly referred to as CDSC.
What Is a Discount to NAV?
March 12, 2026 | 11 mins read
When you invest in mutual funds or exchange traded funds, the Net Asset Value (or NAV) plays a central role in determining whether you are buying at a fair price. However, in many market situations, especially with ETFs and closed-ended funds, the market price does not always match the NAV. This gap between the NAV and the market price is known as a discount to NAV or, in some cases, a premium to NAV.
The Future of ETFs: Trends and Predictions
February 27, 2026 | 7 mins read
Exchange-traded funds (ETFs) are investment funds traded on stock exchanges, offering diversified portfolios like mutual funds but with the flexibility of stock trading. In the recent few years, passive investing is surging worldwide and in India too, ETF investment has grown rapidly. AMFI data shows that passive fund AUM (largely ETFs and index funds) hit ₹11.13 lakh crore by March 2025, up 21% year-on-year.
What is Mark to Market (MTM)?
February 27, 2026 | 7 mins read
MTM, full form Mark to Market, is a valuation approach that ensures an investor’s holdings are adjusted to mirror the asset's fair market value, based on prevailing market conditions. MTM is crucial in areas like stock trading, mutual funds, and accounting, as it helps track gains or losses daily, providing a more accurate representation of an entity’s financial position. Let’s find out more about it.
How to invest in Mutual Funds online?
February 27, 2026 | 7 mins read
Mutual funds have emerged as the investment tool of choice for millions of Indians due to their simplicity and the convenience they offer. At its core, a mutual fund is a financial vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. Since each fund is managed by professional fund managers, the fund's structure allows individual investors to collectively benefit from a diversified portfolio without the need for significant capital. The fund's structure is divided into units, and the value of each unit is calculated based on the net asset value (NAV). The NAV is the total value of the underlying assets of the fund after deducting all its liabilities. This structure ensures that investors share the gains or losses proportionally, providing a transparent and accessible way for individuals to participate in the financial markets.
What Are Overnight Mutual Funds?
February 12, 2026 | 10 mins read
When you begin exploring short-term investment options, you often come across overnight mutual funds. These funds have become extremely popular among conservative investors who want to park funds safely for a few days without exposing their capital to market fluctuations. Since overnight mutual funds invest in debt securities that mature within just one day, they aim to provide stability, liquidity and predictable returns.
What Are Asset Classes in Mutual Funds?
February 4, 2026 | 14 mins read
When you start your investing journey, you often hear phrases like asset class, asset allocation, equity exposure, debt mix, or diversification. These terms can sound technical at first, but once you understand what an asset class is and how it works within mutual funds, you gain much more control over how your money grows. Asset classes determine your portfolio's risk, expected returns, stability, and long term wealth creation potential.
What Are Smart Beta ETFs?
February 4, 2026 | 12 mins read
If you have been exploring different ways to invest in the equity market efficiently, you may have come across the idea of smart beta. Over the past few years, smart beta ETFs have become popular across global markets, and Indian investors are gradually adopting them as well. These funds offer a blend of the systematic nature of passive investing with the targeted exposure of factor-based strategies. This combination appeals to investors who want more control over the characteristics they hold in their portfolio without relying on fully active management.
Importance of Investment Horizon in Mutual Funds
January 23, 2026 | 15 mins read
While investing in mutual funds, most investors focus heavily on returns, past performance, or which fund is currently popular. However, one of the most critical factors that often gets overlooked is the investment horizon. Your investment horizon plays a decisive role in determining which mutual fund suits you, how much risk you should take, and what kind of returns you can realistically expect.
What Are Active Mutual Funds and How Do They Work?
January 23, 2026 | 13 mins read
When you start exploring investment options, you’ll notice that not all mutual funds follow the same approach. Some simply mirror a market index, while others are managed more dynamically. This is where active funds come in. Unlike passive funds that replicate a benchmark, these funds rely on professional fund managers who make calculated decisions on buying, selling, or holding securities based on research, market insights, and future expectations.
What are Debt Funds: All about Debt Funds
January 23, 2026 | 8 mins read
If you’re looking for a market-linked investment option that’s not as risky as equity but has the potential to deliver moderate returns, debt instruments may just be the one for you. One of the best ways to invest in these instruments is through debt mutual funds. They’re easy to invest in, offer much stabler returns and reduce your portfolio risk through diversification. If you’re new to debt funds or are unaware of what they are, here’s a comprehensive guide on everything you need to know about these funds.
What are Liquid Mutual Funds
January 23, 2026 | 9 mins read
When you think of mutual funds, you may typically think of a long-term investment horizon spanning several years. While it is true that many mutual funds may have the potential to deliver better returns over the long run, some funds are specifically created with short-term investment horizons as the defining feature. These funds offer one key advantage to investors — namely liquidity. Hence the name liquid funds. If you’re not sure what a liquid mutual fund is and how it works, this article can give you the clarity you need. Find out the meaning of liquid funds, their advantages and who should invest in them.