Learn all about Mutual Funds
How Does the 8-4-3 Rule of SIP Work?
10 October 2025 | 8 mins read
Mutual fund SIPs (Systematic Investment Plans) simplify investing by letting you invest a fixed amount at regular intervals, typically monthly. Over time, your investment works harder, thanks to compounding, earning returns not just on your principal but also on the returns already accrued.
What is Rupee Cost Averaging and How Does It Work?
10 October 2025 | 6 mins read
When you start your investment journey, one of the biggest challenges is figuring out when to invest, especially in a volatile market. Prices rise and fall unpredictably, and trying to time the market often leads to stress, confusion, and poor decisions.
Impact of RBI’s Repo Rate Cut on Debt Mutual Fund Returns
10 October 2025 | 8 mins read
On 6 June 2025, the RBI cut its repo rate by 50 bps, lowering it from 6.0 % to 5.5 %. It also slashed the Cash Reserve Ratio (CRR) by 100 bps, from 4% to 3%. This move signals a shift towards easier monetary policy, aiming to stimulate credit growth and support the slowing economy.
Direct Equity vs. Mutual Fund Investments
7 October 2025 | 7 mins read
When you’re starting your investing journey, you’ll often face a choice: should you buy individual stocks (direct equity) or invest via mutual funds? This question is at the heart of building a robust investment strategy, especially for beginners.
Equity vs. Real Estate: Where to Invest?
7 October 2025 | 6 mins read
In India, the debate between equity and real estate investments often plays out across generations. Many still consider real estate to be a safe, tangible, and emotionally secure investment.
Why Should You Stay Invested in Equity?
7 October 2025 | 6 mins read
In the world of investing, equity often takes the spotlight. Whether it’s through direct stock ownership or mutual funds, equity investing has long been regarded as one of the most effective ways to build long-term wealth, and for the right reasons.
SIP vs SWP : Choosing the Right Option
7 October 2025 | 8 mins read
Life’s financial journey often shifts gears. One day you’re in wealth‑accumulation mode, diligently putting money aside, and in a few years, you’re seeking steady income to fund retirement or other goals.
What Exactly Are Business Cycle Funds?
7 October 2025 | 7 mins read
Navigating financial markets can feel like steering a ship through ever-changing weather. One moment, the sun is shining with booming stock prices. Soon after, dark clouds of recession loom overhead.
What is Mutual Fund Overlap?
7 October 2025 | 8 mins read
Mutual funds provide a simple approach to wealth building for many investors who seek diversification without having to pick individual stocks. Whether you are a first-time investor starting a small Systematic Investment Plan (SIP) or a seasoned market participant building a multi-fund portfolio, mutual funds offer a lucrative way to spread risk across sectors and asset classes.
How to Stop the SIP: Cancel SIP
7 October 2025 | 6 mins read
Systematic Investment Plans (SIPs) have revolutionised mutual fund investing by automating periodic investments, enforcing financial discipline and harnessing rupee-cost averaging. But life is seldom linear. Personal circumstances evolve, market conditions fluctuate and financial priorities shift.
Mutual Fund SIP vs Stock SIP: Which One to Choose?
22 September 2025 | 7 mins read
A Systematic Investment Plan (SIP) is a popular method to invest small amounts periodically rather than a lump sum.
What is Goal‑Based Investing in Mutual Funds?
22 September 2025 | 7 mins read
Financial goals like buying a home, funding higher education, retiring comfortably, or saving for a dream holiday, shape most of our financial decisions.
What is a Broad Market Index Fund?
10 September 2025 | 11 mins read
In the diverse landscape of investment vehicles, index funds occupy a distinct and often discussed position. Among these, the "broad market index fund" stands out as a particular type of investment designed to provide comprehensive exposure to a significant segment of the financial markets. These funds aim to replicate the performance of a wide-ranging market benchmark, offering investors a way to participate in the overall growth of an economy or a major market segment without the complexities of active stock picking.
What is No Load Mutual Funds?
10 September 2025 | 8 mins read
The terrain of mutual funds offers a range of structures and fee schemes each with its own implications for the investor. Of these, the term "no load mutual funds" is of specific concern to investors looking to gain the maximum on their investment by saving costs. These funds are meant to offer exposure to investments without charging certain fees while buying or redeeming. It is essential to understand this difference for any investor venturing into the mutual fund industry since these fee arrangements can have a real-world effect on the net worth an investor ultimately derives from their investments. This investigation looks at how no-load funds work, setting them apart from their load-carrying brethren, and addresses the possibilities that they provide for a varied array of investors.
Which are the Tax Free Mutual Funds?
10 September 2025 | 12 mins read
As one goes about understanding the universe of mutual funds in India, there are numerous choices before the investor, each with its unique characteristics. Some of them are unique in that they promise tax benefits. Although the description "tax-free" for mutual funds can be confusing at times, it would be better to qualify those schemes or funds that provide tax relief or are tax-optimal in design. These investment vehicles are designed not only to generate returns but also to provide pathways for investors to lower their taxable income or benefit from more favorable tax treatment on their earnings. Grasping these differences is helpful for individuals aiming to optimize their financial planning and investment approaches.