SIP Calculator
- Investment type
- Scheme based
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Top Performing SIP Plans To Invest
m.Stock Sip Calculator – A Valuable Tool for Mutual Funds Investment
SIP (systematic investment plan) is a method of investing in mutual funds where you invest a small amount periodically in the funds of your choice. Through SIPs, you can invest weekly, monthly, or quarterly. And, whether you are a first-time investor or a seasoned professional, you would surely benefit from using an SIP calculator.
What is SIP calculator?
An SIP calculator is an easy-to-use online tool that allows you to determine the returns on your investments in mutual funds based on certain parameters. This tool is specifically designed to help you compute the approximate expected returns, wealth gain, and obtain a rough estimate of the maturity amount of your SIP based on the projected annual return rate.
How does an SIP calculator work?
The working of an SIP calculator is quite simple; it uses the following mathematical formula to help you calculate the expected returns:
In the above formula,
- FV = represent the maturity amount or the future value of the investment
- P = represent the amount you invest periodically in the funds
- N = represent the number of payments or SIPs you have made over a period
- R = represent the expected return rate (annual returns divided by 12)
Let us understand the working of the SIP calculator better with an example.
Suppose, Miss. Sneha Ahuja starts an SIP, and invests Rs. 25,000 every month in a certain mutual fund for 60 months that offers a periodic interest rate of 12%
Then, as per the above formula, Miss. Ahuja’s expected returns or the future value of her investment would be Rs. 20,62,159/- (approximately)
Please note: The interest rate on a SIP may vary based on different market conditions, and consequently, your expected returns may increase or decrease.
When using an SIP calculator to calculate the estimated or potential return on your investment, it is essential to consider market volatility. Market movements are highly unpredictable, and the actual returns you receive may be significantly lower or higher than the estimated amount. However, by using the SIP calculator, you can make an informed investment decision and plan your finances more efficiently.
As an investor in mutual funds, you can use m. Stock SIP calculator to compute the expected returns on your investments and explore different investment scenarios to suit your long-term wealth creation goals.
How to use m.Stock SIP calculator?
Using the m.Stock SIP calculator is very easy. It features a simple user interface, allowing anyone, regardless of technical expertise, to use it without any hassle. To use the calculator and calculate the expected returns, you must simply input certain details in the tool, i.e.,
- The amount you wish to invest every month
- The total tenure of the SIP, i.e., the investment period
- The expected annual rate of returns
Once you enter all the details in the appropriate sections on the tool, the SIP calculator will automatically apply the above format to compute the future value of your mutual fund SIP investment and give you the results within seconds.
Benefits of using m.Stock SIP Calculator
- Investment Planner : The m.Stock SIP calculator helps you plan your investments better by choosing the desired tenure and amount.
- User-Friendly Interface : A simple and easy-to-use tool that needs you to enter your values and recalculate as many times as needed.
- Instant Results : Generates results in seconds, saving time and effort by avoiding manual calculations.
- Return Insights : Gives a clear estimate of potential SIP returns at the end of your SIP tenure.