eMargin - MTF Calculator

Enter your current MTF details and discover how you can save with m.Stock’s eMargin
  • Expected MTF Turnover
  • Current MTF Interest Rate
    %

  • Subscription Amount Paid for MTF
  • No. of Orders Placed for MTF
  • Brokerage Type

  • Brokerage per MTF Order

  • Brokerage % on MTF Transaction
    %

As per your Inputs
  • MTF Traded Value

    0

    Across Orders
  • ^Funding Value

    0

    Calculated assuming 80% of the turnover
m,Stock
  • Effective Interest Rate

    0%
  • Annual Interest Amount

    0
  • Brokerage Charged

    0
  • Subscription Amount

    0
Total Expense 0

(Annual Interest Amount + Brokerage + Subscription)

Your Broker
  • Effective Interest Rate

    0%
  • Annual Interest Amount

    0
  • Brokerage Charged

    0
  • Subscription Amount

    0
Total Expense 0

(Annual Interest Amount + Brokerage + Subscription)

Overall saving with m.Stock

0

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What is Margin Trading Facility (eMargin)?

Margin Trading Facility (eMargin) is an exchange approved product facilitating delivery trading with up to 80% funding in more than 700 stocks at interest rates as low as 7.99% p.a. The eMargin facility is available to m.Stock clients at no additional subscription fees or hidden charges.

An Example to Understand MTF Better

₹2,408.70
Qty

2,500

Traded Value

₹60.22 Lakhs

Say you want to buy 2,500 shares of Reliance Industries Ltd. at a current market price of ₹2,408.70. Your total transaction value comes to ₹60.22 Lakhs. But you only have ₹12.04 Lakhs in your trading account. So, you use m.Stock’s Margin Trading Facility (eMargin) to fund the balance ₹48.17 Lakhs.


In the above case, since the funding amount is above ₹25 Lakhs, the applicable interest rate would be 7.99% p.a. Now suppose you hold your position for a period of one year and the stock gains 20% and moves to ₹2,890.44. The market value of your position now would be ₹72.26 Lakhs (₹2,890.44 x 2,500 shares = ₹72,26,100) and the profit would be ₹12.04 Lakhs.

With MTF from m.Stock, you can take a leveraged position of up to 80%* of your total trade value


  • Available Margin

    ₹12 Lakhs

  • +

  • m.Stock Pays

    ₹48.17 Lakhs

  • =

  • You can buy stocks worth

    ₹60.22 Lakhs

  • Interest rate applicable

    7.99%

  • The amount of interest charged at 7.99% p.a. for one year, would be ₹3,84,910 (₹48,17,400 x 7.99% x 365/ 365) and your net profit would be ₹8,19,440 (₹12,04,350 - ₹3,84,910).
  • If you had not used MTF and bought only 500 shares, then after a 20% gain, the market value of the position would have been ₹14,45,220 while the profit would have been ₹2,40,870. By opting for MTF, you would have made an additional profit of ₹5.78 Lakhs!
  • *The mentioned % is only for reference. Actual value may vary based on the stock selection.
With MTF
  • Actual profit
  • Brokerage
  • Subscription
  • Interest cost (@7.99%)
  • ₹ 12,04,350
  • ₹ 0
  • ₹ 0
  • ₹ (31,637)
Net profit
₹ 11,72,714
Without MTF
  • Actual profit
  • Brokerage
  • Subscription
  • Interest cost (@7.99%)
  • ₹ 2,40,870
  • ₹ 0
  • ₹ 0
  • ₹ 0
Net profit
₹ 2,40,870

Benefits of Margin Trading Facility (eMargin)

Here are some of the advantages of using the Margin Trading Facility

Enhanced Buying Capability

You can buy up to 80% more than the available fund balance in your trading account using the Margin Trading Facility.

Low Cost

You can take the advantage of margin funding to trade in larger quantities by merely paying the interest cost.

Higher Net Returns

As you pay only 20% of the total trade value while the broker funds the balance 80%, it results in higher net Return on Investment (ROI).

Fills Liquidity Gap

Traders often lose out on great short-term buying opportunities due to lack of funds. This gap can be filled with Margin Trading Facility.

How is m.Stock’s MTF Unique?

%

Lowest interest Rate

Now you can do MTF trading at one of the lowest interest rate in the industry

Funding Value ^m.Stock’s Effective Interest Rate
Up to ₹10 Lakhs 9.49%
₹10 Lakhs - ₹25 Lakhs 8.99%
Above ₹25 Lakhs 7.99%

MTF interest rate will be charged on the total funding amount availed from m.Stock irrespective of the number of positions taken.

Features m.Stock Industry
1. Lowest interest Rate 7.99% - 9.49% Upto 18%
2. Pledging Pre-pledge Post Pledge
3. Pledge Charges ₹12 Upto ₹29
4. Holding Period Unlimited 365 Days
5. Number of Scrips 700+ 200 - 900
6. % Funding Upto 80% 50% - 70%
7. Subscription Charges ₹0 Upto ₹10,000
8. Hidden Charges No Hidden Charges Low interest rate against subscription charges, holding period & interest period
  • 9. ZERO Brokerage

    While using Margin Trading Facility (MTF) via m.Stock, continue to pay zero brokerage on all your trades

  • 10. 3-Click Process

    With the quick & intuitive platform interface, you can trade in eMargin in just 3 simple clicks

  • 11. Clear Tracking

    You can track all our MTF positions in 1 click under the positions tab in your app & web

  • 12. Interest on Net Debit

    MTF interest rate will be charged on the total funding amount availed on your net of broking and MTF debit

Open ₹0 Brokerage Account for Life @ One-time Fee of ₹999 alongwith MTF Benefits

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T&C and privacy policy

Here's all you need to know about Margin Trading Facility

With the margin trading facility, you can generate short-term profits by pledging the same shares. You can maximize your gains with the leveraged positions. While MTF trading can be advantageous in more than one way, you must gauge your risk appetite and follow risk management.

The Required Margin in MTF trading is the minimum amount of margin that you need to pay for entering into the trade. For example, if the broker offers an 80% margin of the total trade value, then the balance of 20% that you pay is termed the ‘Required Margin’. The required margin must be maintained at all times to avoid auto square-off of your position.

With m.Stock's eMargin, interest will be charged for the funded amount for the number of days that you hold the position.

In MTF, interest will be calculated on the funded amount for the number of days you hold the position open. So, if your funding amount is Rs 25 lakhs and you hold the position for 2 months, then the applicable 7.99% interest rate will be charged for 2 months on a pro-rata basis.

m.Stock charges flat 9.49% interest on a debit value of up to ₹10 Lakhs. There are no fixed minimum charges involved. Moreover, if the debit value exceeds ₹25 Lakhs, the interest rate goes down to 7.99%, the lowest in the industry.

The interest rate on margin trading reduces as the accumulated debit amount goes up. For Total MTF Debit of up to ₹10 Lakhs, a 9.49% interest rate is applicable. If your Total MTF Debit is between ₹10 Lakhs and ₹25 Lakhs, then a 8.99% interest rate will be applicable. However, if the Total MTF Debit goes above ₹25 Lakhs, the lowest interest rate of 7.99% is applicable.



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