- Investment Products
- Margin Trading Facility
- MTF Calculator
Enter your current MTF details and discover how you can save with m.Stock’s eMargin
- Expected MTF Turnover
- Current MTF Interest Rate
- Subscription Amount Paid for MTF
- No. of Orders Placed for MTF
- Brokerage Type
- Brokerage per MTF Order
- Brokerage % on MTF Transaction
As per your Inputs
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MTF Traded Value
₹ 0
Across Orders -
Funding Value
₹ 0
Calculated assuming 80% of the turnover
What is Margin Trading Facility (eMargin)?
Margin Trading Facility (eMargin) is an exchange approved product facilitating delivery trading with up to 80% funding from more than 700 mtf stocks list at interest rates as low as 6.99% p.a. The eMargin facility is available to m.Stock clients at no additional subscription fees or hidden charges.
An Example to Understand MTF Better
With MTF from m.Stock, you can take a leveraged position of up to 80% of your total trade value
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Available Margin₹1.75 crore
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m.Stock Pays₹5.26 crore
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You can buy stocks worth₹7.02 crore
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Interest rate applicable
6.99%
- Interest charged during this 1 year @ 6.99% would be ₹36,80,235 (₹5,26,50,000 x 6.99% x 365/ 365) and your net profit would be ₹1,03,59,765 (₹1,40,40,000 - ₹36,80,235).
- If you had not used MTF, you could have bought only 7,500 shares. In this case, even after a 20% gain, the market value of the position would be ₹2,10,60,000, generating a profit of ₹35,10,000. By opting for MTF, you would have made an additional profit of ₹68.49 lakhs!
- *The mentioned % is only for reference. Actual value may vary based on the stock selection.
- Actual profit
- Brokerage
- Subscription
- Interest cost (from 6.99%)
- ₹ 1,40,40,000
- ₹ 0
- ₹ 0
- ₹ (36,80,235)
- Actual profit
- Brokerage
- Subscription
- Interest cost (from 6.99%)
- ₹ 35,10,000
- ₹ 0
- ₹ 0
- ₹ 0
Benefits of Margin Trading Facility (eMargin)
Here are some of the advantages of using the Margin Trading Facility
Enhanced Buying Capability
You can buy up to 80% more than the available fund balance in your trading account using the Margin Trading Facility.
Low Cost
You can take the advantage of margin funding to trade in larger quantities by merely paying the interest cost.
Higher Net Returns
As you pay only 20% of the total trade value while the broker funds the balance 80%, it results in higher net Return on Investment (ROI).
Fills Liquidity Gap
Traders often lose out on great short-term buying opportunities due to lack of funds. This gap can be filled with Margin Trading Facility.
How is m.Stock’s MTF Unique?
Lowest interest Rate
Now you can do MTF trading at one of the lowest interest rate in the industry
| Funding Value | m.Stock’s Effective Interest Rate |
|---|---|
| Up to ₹25 Lakhs | 9.49% |
| Above ₹25 Lakhs to ₹5 Crore | 7.99% |
| Above ₹5 Crore | 6.99% |
MTF interest rate will be charged on the gross total funding amount availed from m.Stock irrespective of the number of positions taken.
| Features | m.Stock | Industry |
|---|---|---|
| 1. Lowest interest Rate | 6.99% - 9.49% | Upto 18% |
| 2. Pledging | Pre-pledge | Post Pledge |
| 3. Pledge Charges | ₹25^^ | Upto ₹29 |
| 4. Holding Period | Unlimited | 365 Days |
| 5. Number of Scrips | 700+ | 200 - 900 |
| 6. % Funding | Upto 80% | 50% - 70% |
| 7. Subscription Charges | ₹0 | Upto ₹10,000 |
| 8. Hidden Charges | No Hidden Charges | Low interest rate against subscription charges, holding period & interest period |
Open ₹0 Brokerage Account for Life @ One-time Fee of ₹999 alongwith MTF Benefits
Here's all you need to know about Margin Trading Facility
With the margin trading facility, you can generate short-term profits by pledging the same shares. You can maximize your gains with the leveraged positions. While MTF trading can be advantageous in more than one way, you must gauge your risk appetite and follow risk management.
The Required Margin in MTF trading is the minimum amount of margin that you need to pay for entering into the trade. For example, if the broker offers an 80% margin of the total trade value, then the balance of 20% that you pay is termed the ‘Required Margin’. The required margin must be maintained at all times to avoid auto square-off of your position.
With m.Stock's eMargin, interest will be charged for the gross funded amount for the number of days that you hold the position.
In MTF, interest will be calculated on the gross funded amount for the number of days you hold the position open. So, if your funding amount is Rs 25 lakhs and you hold the position for 2 months, then the applicable 6.99% interest rate will be charged for 2 months on a pro-rata basis.
m.Stock’s Margin Trading Facility (eMargin) has one of the lowest interest rates starting at 6.99% p.a. for funding above ₹5 crore. For funding above ₹25 lakhs and up to ₹5 crore, 7.99% p.a. interest is applicable whereas for funding below ₹25 lakhs, 9.49% p.a. MTF interest is charged. There are no subscription fees or brokerage on eMargin trades conducted at m.Stock.
Interest charged on MTF (eMargin) trades reduces as the accumulated funding amount goes up. For total eMargin funding of up to ₹25 Lakhs, a 9.49% p.a. interest rate is applicable. If the total eMargin funding goes above ₹25 Lakhs, 7.99% p.a. interest is charged. However, if the funding amount goes above ₹5 crore, interest rate drops to 6.99% p.a., which is one of the lowest MTF interest rates in the industry.
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