Learn all about Mutual Funds
SIP vs SWP vs STP: How Do They Differ?
15 December 2025 | 11 mins read
can shape your investment journey is helpful. Whether you want to grow wealth gradually, safeguard a lump sum from market swings, or set up a dependable income stream, mutual funds offer three structured paths: the Systematic Investment Plan (SIP), the Systematic Transfer Plan (STP), and the Systematic Withdrawal Plan (SWP). Each one answers a distinct financial need, yet investors often confuse them or use them interchangeably. By exploring SIP vs SWP vs STP in depth, you can match the right plan to your goals, optimise tax efficiency, and gain better control over your cash flow.
STP vs Lumpsum: What's The Smarter Way to Invest in Mutual Funds & Get Higher Returns?
15 December 2025 | 12 mins read
Investing in mutual funds is one of the most effective methods for wealth creation over the long term, as it allows your money to grow through market exposure and the power of compounding. However, the approach you adopt to deploy your capital, whether investing a large sum at once through lump sum investment in mutual funds or gradually through a Systematic Transfer Plan or STP in a mutual fund can significantly impact your overall investment outcomes.
Defence ETF Investment: Is It Smart Investing In 2025?
12 December 2025 | 11 mins read
Investing in defence ETFs has become increasingly relevant for Indian investors in 2025. With strong government support, rising defence budgets, and global geopolitical shifts, these funds are gaining attention. This blog looks into what defence ETFs are, why they matter now, their benefits and risks, and how you can use them effectively.
Why SIPs Are a Smart Way to Invest in ETFs?
12 December 2025 | 12 mins read
Systematic Investment Plans, or SIPs, have long been associated with mutual funds. Increasingly, investors are applying the same disciplined approach to Exchange Traded Funds, creating what is commonly called an ETF SIP. A SIP in an ETF means you buy units of the ETF periodically (monthly or quarterly) rather than trying to time a single lump-sum purchase. This approach combines the diversification and low costs of ETFs with the rupee cost averaging benefit of regular investing.
What Is Importance And Role Of Mutual Fund Manager?
12 December 2025 | 11 mins read
When you invest in a mutual fund, you are essentially entrusting your hard-earned money to a professional who makes investment decisions on your behalf. This professional is the fund manager. While investors often focus on the fund’s returns, expense ratios, or star ratings, they sometimes overlook the single most critical factor driving performance: the person managing the fund.
Liquid Funds vs Liquid ETFs: Understand the Difference
12 December 2025 | 8 mins read
When you need a place to park your money for a few days or weeks instead of letting it sit idle in a savings account, liquid funds and liquid ETFs are among the most popular options. Both are designed for short-term investments, preserve capital, and generate slightly better returns than traditional bank accounts; but they work differently.
What Does Benchmark Mean In Mutual Fund Investing?
12 December 2025 | 9 mins read
A benchmark in mutual fund investing is simply a standard reference point (usually a market index) that reflects the performance of a specific segment of the market. It allows investors like you to judge whether the fund manager is delivering returns better, worse, or in line with the broader market. Tracking hundreds of individual stocks can be overwhelming for investors. Instead, benchmarks simplify the process by showing how a group of securities (like the Nifty 50 or Sensex) has performed. Your mutual fund’s success is meaningful only when you compare it against such a benchmark.
What Do Annualised Returns Mean in Mutual Funds?
12 December 2025 | 10 mins read
When you invest in mutual funds or look at comparison charts, one of the first metrics you’ll notice is annualised returns. But what does this term actually mean, and why do fund houses present it so prominently? This figure helps you understand how much your money has grown over time, expressed on a per-year basis. Unlike raw returns, which only tell you how much your money grew in total, annualised returns allow you to compare investments on a like-for-like basis, regardless of whether you held them for two years, five years, or a decade. This concept is extremely useful when evaluating mutual funds, since you want to know not just the overall returns, but how consistently they have grown per year compared to peers, benchmarks, or other asset classes.
What Are Value Mutual Funds And How Can They Transform Your Portfolio?
12 December 2025 | 10 mins read
When it comes to investing, most people are naturally drawn to companies that are growing fast and making headlines. However, this approach often comes at the cost of paying a premium for those stocks. Value mutual funds offer a different path. Instead of chasing short-term growth stories, these funds focus on companies that are fundamentally strong but currently undervalued by the market. The idea is simple yet powerful: buy quality businesses at a discount and wait for their true worth to be recognised over time.
Commodity ETFs Explained: What They Are & Why They Matter?
12 November 2025 | 8 mins read
When inflation bites, markets wobble, and economies run between shocks, investors start looking for something that doesn’t move in lockstep with everything else. That’s where commodities come into the picture. Think gold, oil, silver, natural gas, and even agricultural goods.
What are Aggressive Funds?
12 November 2025 | 8 mins read
In the ever-expanding universe of mutual funds, aggressive mutual funds occupy a unique space. Designed to balance growth potential with an element of safety, these funds combine equity and debt in a single portfolio, making them an appealing choice for investors who want to grow their wealth without committing fully to high-risk strategies.
Learn Everything About Specialised Investment Funds (SIFs)
12 November 2025 | 8 mins read
Specialised Investment Funds, or SIFs are shaping up to be one of India’s most forward‑looking investment vehicles. Designed for seasoned and high‑net‑worth investors, these funds bridge the gap between relatively accessible and familiar mutual funds and Portfolio Management Services (PMS) which are accessible only to investors with high net-worth.
What Are Dynamic Bond Funds?
12 November 2025 | 8 mins read
Debt mutual funds are very popular among Indian investors because of their stability and the predictable returns they have historically offered. But within this category, is yet another flexible and actively managed option, known as a dynamic bond fund.
Repo Rates: Meaning, How it Works & Current Repo Rates
4 November 2025 | 7 mins read
Understanding how the Reserve Bank of India (RBI) controls inflation and maintains financial stability is important for anyone managing their personal or business finances.
What does Enterprise Value (EV) Mean?
27 October 2025 | 8 mins read
When you look at a company’s stock price or market capitalisation, you might assume that it reflects the full value of the business. However, this isn’t always true. Imagine you want to buy a company; you wouldn’t just pay for its shares, but you’d also have to take responsibility for its debts while gaining access to its cash reserves.