Learn all about Mutual Funds
How Can ELSS Funds Be Redeemed? Rules for ELSS Withdrawal
26 June 2025 | 9 mins read
Equity-linked Savings Schemes (ELSS) are a type of mutual fund in India that provide tax relief under Section 80C of the Income Tax Act. ELSS have a three-year lock-in period, during which the amount invested cannot be withdrawn. It is important for investors to know the ELSS redemption process, rules, and tax implications while making their financial plans. This article explores the intricacies of ELSS mutual fund redemption, shedding light on the procedures and considerations.
How Many Mutual Funds Should I Include In My Portfolio?
24 June 2025 | 7 mins read
When building a mutual fund portfolio, most investors are taught the value of diversification. Spread your money across various funds, and you reduce risk; right? While that’s true, many investors go overboard and end up owning too many funds that overlap or add little value. This is known as mutual fund over-diversification, which can hurt rather than help your returns. So, how many mutual funds should you really own? Is there a magic number? And how do you ensure your portfolio is truly diversified, not just cluttered? This guide will walk you through the pitfalls of over-diversification, the ideal number of mutual funds to include, and best practices for creating a well-structured mutual fund portfolio.
ETF Liquidity: Understanding Bid-Ask Spreads and Trading Volumes
18 June 2025 | 7 mins read
Exchange-Traded Funds (ETFs) have become a popular investment vehicle in India due to their low costs, flexibility, and transparency. However, when it comes to trading ETFs efficiently, many investors overlook a crucial factor — liquidity. If you’ve ever wondered why your ETF buy or sell order didn’t execute at your expected price, chanc
The Future of ETFs: Trends and Predictions
18 June 2025 | 7 mins read
Exchange-traded funds (ETFs) are investment funds traded on stock exchanges, offering diversified portfolios like mutual funds but with the flexibility of stock trading. In the recent few years, passive investing is surging worldwide and in India too, ETF investment has grown rapidly. AMFI data shows that passive fund AUM (largely ETFs and index funds) hit ₹11.13 lakh crore by March 2025, up 21% year-on-year.
SWP Investment for Retired Professionals
16 June 2025 | 8 mins read
Retirement marks a significant shift in your financial life. With the end of income from regular employment, the focus naturally turns toward sustaining your lifestyle through well-planned investments. One critical goal for retired professionals is to ensure a steady monthly income while keeping tax liability under control. This is where SWP investments can play a crucial role.
Does SIP Date Affect Returns? Here’s What You Need to Know
16 June 2025 | 9 mins read
Systematic Investment Plans (SIPs) have become one of the most popular ways for Indian investors to build wealth through mutual funds. By investing a fixed amount regularly, SIPs help you ride out market volatility while instilling financial discipline. But a common question that confuses many is whether the SIP date matters. In other words, does it make a difference if you start your SIP on the 1st, 7th, 15th, or 25th of the month?
Should You Invest in Equity Mutual Funds During a Stock Market Crash?
16 June 2025 | 7 mins read
A stock market crash can trigger panic among investors which can lead many to withdraw their money and stay away from equities. However, these turbulent periods can also present unique opportunities, especially for those looking to invest in equity mutual funds with a long-term perspective. In fact, historical evidence and expert opinion suggest it can be a strategic move for long-term wealth creation. If you're wondering whether it's wise to start or continue your equity fund investment during such times, this guide will help you make an informed decision.
Understanding the Role of Asset Management Companies (AMCs) in Mutual Funds
16 June 2025 | 8 mins read
When you invest in a mutual fund, your money doesn't just sit idle waiting for the market to rise. It is actively managed, analysed, and rebalanced by a dedicated team of professionals employed by an Asset Management Company (AMC). AMCs have fund managers that run the schemes of mutual funds, ensuring that your investment is aligned with its objectives while navigating the ups and downs of the market.
Exploring the Tax Implications of Switching Between Mutual Fund Schemes
16 June 2025 | 8 mins read
With changing financial goals or fluctuating market conditions, switching in mutual funds can be an efficient way to realign your portfolio. However, every switch is considered as redemption for tax purposes. Understanding the mechanics, charges and especially the mutual fund switch tax is important to protect your returns. This article explains switching between mutual fund schemes, outlines applicable switch charges, and explores the associated tax implications.
How to Assess the Liquidity of a Mutual Fund Scheme?
16 June 2025 | 10 mins read
Liquidity in mutual funds determines how quickly and easily an investor can convert their mutual fund holdings into cash without significantly impacting the fund's value. For investors in India, where financial goals often align with specific timelines, understanding the liquidity of mutual fund schemes is essential to ensure that investments can be accessed when needed.
The Impact of Expense Ratios on Mutual Fund Returns
12 June 2025 | 7 mins read
When choosing a mutual fund, you probably compare past performance, the fund house’s reputation, and maybe even star ratings. But one essential factor that often goes unnoticed by most new investors is the expense ratio. This small percentage has a surprisingly big impact on your total returns—especially over the long term.
The Impact of Global Economic Events on Mutual Fund Performance
12 June 2025 | 9 mins read
The performance of mutual funds is not just a result of local factors like government policies or domestic interest rates. In today's interconnected financial world, global economic events play a significant role in shaping mutual fund trends. Whether it’s a geopolitical conflict, a global recession, or a surge in oil prices, these occurrences cascade through the international markets and affect mutual fund performance in India.
The Role of Credit Ratings in Assessing Debt Mutual Funds
12 June 2025 | 10 mins read
When investing in debt mutual funds, one of the most critical aspects to understand is the creditworthiness of the securities held within the fund. This is where credit ratings come into play. These ratings help investors gauge the level of risk associated with various debt instruments, such as government securities, corporate bonds, and commercial papers.
Understanding the Impact of Interest Rate Changes on Debt Mutual Funds
12 June 2025 | 9 mins read
Debt mutual funds are a popular investment choice for those seeking relatively stable returns with lower risk compared to equities. However, these funds are not immune to market dynamics, particularly changes in interest rates. Interest rate fluctuations can significantly influence the performance of debt mutual funds, affecting their Net Asset Value (NAV) and overall returns.
ESG Investing : A Greener Path to Wealth
9 June 2025 | 7 mins read
Investing is no longer just about generating wealth; it has also become about making a positive impact. Investors today are looking for opportunities that align with their values while offering strong financial returns. This is where ESG investing comes into play. ESG, which stands for Environmental, Social, and Governance, is a framework that evaluates companies based on sustainability and ethical responsibility alongside financial performance. But what does it really mean to invest in ESG, and how can it contribute to both wealth creation and a better world? Let’s explore the concept in detail.