Learn all about Mutual Funds
Importance of Investment Horizon in Mutual Funds
23 January 2026 | 15 mins read
While investing in mutual funds, most investors focus heavily on returns, past performance, or which fund is currently popular. However, one of the most critical factors that often gets overlooked is the investment horizon. Your investment horizon plays a decisive role in determining which mutual fund suits you, how much risk you should take, and what kind of returns you can realistically expect.
What Are Active Mutual Funds and How Do They Work?
23 January 2026 | 13 mins read
When you start exploring investment options, you’ll notice that not all mutual funds follow the same approach. Some simply mirror a market index, while others are managed more dynamically. This is where active funds come in. Unlike passive funds that replicate a benchmark, these funds rely on professional fund managers who make calculated decisions on buying, selling, or holding securities based on research, market insights, and future expectations.
What is the Role of AMFI in Mutual Funds?
23 January 2026 | 11 mins read
For those considering investing in mutual funds, understanding the ecosystem that governs and supports this investment category can help you make informed decisions. One of the central institutions in India’s mutual fund market is the Association of Mutual Funds in India (AMFI). You might have come across the name while researching mutual funds or while speaking to financial advisers. In this blog, you will gain understanding of AMFI meaning, its structure, its role in mutual fund investing and why it matters for Indian investors.
What are Debt Funds: All about Debt Funds
23 January 2026 | 8 mins read
If you’re looking for a market-linked investment option that’s not as risky as equity but has the potential to deliver moderate returns, debt instruments may just be the one for you. One of the best ways to invest in these instruments is through debt mutual funds. They’re easy to invest in, offer much stabler returns and reduce your portfolio risk through diversification. If you’re new to debt funds or are unaware of what they are, here’s a comprehensive guide on everything you need to know about these funds.
What are Liquid Mutual Funds
23 January 2026 | 9 mins read
When you think of mutual funds, you may typically think of a long-term investment horizon spanning several years. While it is true that many mutual funds may have the potential to deliver better returns over the long run, some funds are specifically created with short-term investment horizons as the defining feature. These funds offer one key advantage to investors — namely liquidity. Hence the name liquid funds. If you’re not sure what a liquid mutual fund is and how it works, this article can give you the clarity you need. Find out the meaning of liquid funds, their advantages and who should invest in them.
What Does Benchmark Mean In Mutual Fund Investing?
13 January 2026 | 8 mins read
A benchmark in mutual fund investing is simply a standard reference point (usually a market index) that reflects the performance of a specific segment of the market. It allows investors like you to judge whether the fund manager is delivering returns better, worse, or in line with the broader market. Tracking hundreds of individual stocks can be overwhelming for investors. Instead, benchmarks simplify the process by showing how a group of securities (like the Nifty 50 or Sensex) has performed. Your mutual fund’s success is meaningful only when you compare it against such a benchmark.
SIP vs SWP vs STP: How Do They Differ?
13 January 2026 | 11 mins read
When you start exploring mutual fund investments, you will often come across three strategies: SIP, SWP, and STP. Though they may sound similar, they serve very different purposes. With a SIP, you can invest a set amount at regular intervals, fostering a disciplined saving habit and taking advantage of compounding and rupee-cost averaging over time. On the other hand, an STP lets you systematically transfer funds between different schemes, typically shifting from a low-risk fund to a higher-return one, or the reverse. This helps you control market volatility and preserve your desired asset allocation. A SWP, on the contrary, is suitable for retirement or other perpetual requirements since it allows you to take a consistent income from your investments without using up the entire corpus all at once.
What Are Overnight Mutual Funds?
13 January 2026 | 10 mins read
When you begin exploring short-term investment options, you often come across overnight mutual funds. These funds have become extremely popular among conservative investors who want to park funds safely for a few days without exposing their capital to market fluctuations. Since overnight mutual funds invest in debt securities that mature within just one day, they aim to provide stability, liquidity and predictable returns.
How Do Value Funds Work?
13 January 2026 | 12 mins read
Investing often requires choosing between rapidly expanding companies and those that are currently undervalued yet fundamentally sound. Value investing centres on the latter, mainly those businesses whose market prices fall short of reflecting their true financial strength and long-term potential. When you invest through value funds, you participate in this philosophy without needing to individually analyse every company. These funds are managed by professionals who identify undervalued opportunities and hold them until the market recognises their potential. If you prefer stable, long-term wealth creation through disciplined investing, value funds provide a balanced, research-driven way to achieve this.
STP vs Lumpsum: What's The Smarter Way to Invest in Mutual Funds & Get Higher Returns?
13 January 2026 | 12 mins read
Investing in mutual funds is one of the most effective methods for wealth creation over the long term, as it allows your money to grow through market exposure and the power of compounding. However, the approach you adopt to deploy your capital, whether investing a large sum at once through lump sum investment in mutual funds or gradually through a Systematic Transfer Plan or STP in a mutual fund can significantly impact your overall investment outcomes.
Defence ETF Investment: Is It Smart Investing In 2025?
13 January 2026 | 11 mins read
Investing in defence ETFs has become increasingly relevant for Indian investors in 2025. With strong government support, rising defence budgets, and global geopolitical shifts, these funds are gaining attention. This blog looks into what defence ETFs are, why they matter now, their benefits and risks, and how you can use them effectively.
Liquid Funds vs Liquid ETFs: Understand the Difference
13 January 2026 | 8 mins read
When you need a place to park your money for a few days or weeks instead of letting it sit idle in a savings account, liquid funds and liquid ETFs are among the most popular options. Both are designed for short-term investments, preserve capital, and generate slightly better returns than traditional bank accounts; but they work differently.
Why SIPs Are a Smart Way to Invest in ETFs?
13 January 2026 | 12 mins read
Systematic Investment Plans, or SIPs, have long been associated with mutual funds. Increasingly, investors are applying the same disciplined approach to Exchange Traded Funds, creating what is commonly called an ETF SIP. A SIP in an ETF means you buy units of the ETF periodically (monthly or quarterly) rather than trying to time a single lump-sum purchase. This approach combines the diversification and low costs of ETFs with the rupee cost averaging benefit of regular investing.
What Is Importance And Role Of Mutual Fund Manager?
13 January 2026 | 11 mins read
When you invest in a mutual fund, you are essentially entrusting your hard-earned money to a professional who makes investment decisions on your behalf. This professional is the fund manager. While investors often focus on the fund’s returns, expense ratios, or star ratings, they sometimes overlook the single most critical factor driving performance: the person managing the fund.
What Do Annualised Returns Mean in Mutual Funds?
13 January 2026 | 10 mins read
When you invest in mutual funds or look at comparison charts, one of the first metrics you’ll notice is annualised returns. But what does this term actually mean, and why do fund houses present it so prominently? This figure helps you understand how much your money has grown over time, expressed on a per-year basis. Unlike raw returns, which only tell you how much your money grew in total, annualised returns allow you to compare investments on a like-for-like basis, regardless of whether you held them for two years, five years, or a decade. This concept is extremely useful when evaluating mutual funds, since you want to know not just the overall returns, but how consistently they have grown per year compared to peers, benchmarks, or other asset classes.