Can I invest in SIP and Lumpsum in UTI-Mid Cap Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-Mid Cap Fund (G). Minimum lumpsum investment UTI-Mid Cap Fund (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-Mid Cap Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of UTI-Mid Cap Fund (G) is UTI-Mid Cap Fund (G) is ₹296.49 as on 2025-08-07.

Which are the biggest stock holdings of UTI-Mid Cap Fund (G)?

The 5 biggest stock holdings of UTI-Mid Cap Fund (G) are: Polycab India (2.33%), Phoenix Mills (2.13%), J K Cements (2.12%), Coforge (2.07%), Persistent Sys (1.96%)

What are the top sectors UTI-Mid Cap Fund (G) invests in?

A majority of UTI-Mid Cap Fund (G) 's AUM worth ₹11,822.41 (Cr) is invested in these 3 top sectors: Auto Components : 9.31% Pharmaceuticals & Biotech : 7.62% Industrial Products : 7.54%

Mutual Funds
AMC
UTI-Mid Cap Fund (G)

UTI-Mid Cap Fund (G)

Mid Cap Fund

Invest Now

NAV
296.49(0.41%)
Fund Size (CR)
₹12,224.27
Expense Ratio
1.76
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
17.69%

Absolute Return: 8.40%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Chopda

Bench Mark

Nifty Midcap 150 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	30 July 2025	9808.25	-1.92%	-	-1.78%	74/123
1 Month	4 July 2025	9592.83	-4.07%	-	-3.00%	99/123
3 Month	6 May 2025	10797.94	7.98%	-	8.25%	64/123
6 Month	6 February 2025	10527.92	5.28%	-	6.92%	90/119
1 Year	6 August 2024	9863.82	-1.36%	-1.36%	3.65%	102/119
3 Year	5 August 2022	15898.58	58.99%	16.68%	21.79%	95/103
5 Year	6 August 2020	28976.93	189.77%	23.70%	27.15%	87/99
Since Inception	7 April 2004	323796.60	3137.97%	17.69%	19.75%	84/123

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	133385.36	11.15%	11.15%
3 Year	1 September 2022	3,60,000	489402.28	35.95%	10.78%
5 Year	1 September 2020	6,00,000	993010.36	65.50%	10.60%
10 Year	1 September 2015	12,00,000	3077036.70	156.42%	9.87%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.67%

Standard Deviation

0.95%

Beta

1.00%

Sharpe Ratio

0.00%

Treynor's Ratio

-4.92%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Polycab India	2.33%	403783	275.42	Equity	Cables
Phoenix Mills	2.13%	1700000	252.28	Equity	Realty
J K Cements	2.12%	375943	250.34	Equity	Cement
Coforge	2.07%	1400000	244.75	Equity	IT - Software
Persistent Sys	1.96%	450000	232.22	Equity	IT - Software
Max Financial	1.92%	1512968	227.16	Equity	Finance
Indian Bank	1.92%	3656918	227.35	Equity	Banks
Ajanta Pharma	1.89%	810000	222.86	Equity	Pharmaceuticals
Dixon Technolog.	1.85%	130000	218.93	Equity	Consumer Durables
Schaeffler India	1.84%	527300	217.34	Equity	Bearings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Invesco India Midcap Fund - Direct (G)	7405.92	-0.95%	13.93%	14.20%	18.63%	29.33%
Invesco India Midcap Fund - Direct (IDCW)	7405.92	-0.94%	13.94%	14.16%	18.56%	29.30%
WhiteOak Capital Mid Cap Fund - Direct (G)	3454.23	-2.86%	9.37%	8.25%	10.77%	-
WhiteOak Capital Mid Cap Fund - Direct (IDCW)	3454.23	-2.86%	9.37%	8.25%	10.77%	-
Edelweiss Mid Cap Fund - Direct (IDCW)	10988.16	-4.18%	7.50%	7.88%	10.27%	26.69%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	1.54%	4	₹6,467.69
UTI-Banking and Financial Services Fund	Equity	Very High	10.04%	3	₹1,355.60
UTI-Medium to Long Duration Fund	Debt	Moderate	8.56%	4	₹329.40
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Credit Risk Fund	Debt	Moderately High	9.32%	3	₹277.65
UTI-Dynamic Bond Fund	Debt	Moderately Low	9.34%	4	₹471.49
UTI-Flexi Cap Fund	Equity	Very High	3.05%	1	₹26,324.59
UTI-ELSS Tax Saver Fund	Equity	Very High	-3.67%	2	₹3,882.29
UTI-Ultra Short Duration Fund	Debt	Moderate	7.9%	4	₹4,625.45
UTI-Gilt Fund	Debt	Moderate	7.98%	3	₹658.51
UTI-Infrastructure Fund	Equity	Very High	-8.23%	2	₹2,271.83
UTI-Liquid Fund	Debt	Moderate	7.13%	3	₹31,136.80
UTI-Large Cap Fund	Equity	Very High	-1.32%	3	₹13,074.26
UTI-Mid Cap Fund	Equity	Very High	-4.79%	2	₹12,224.27
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.72%	4	₹1,705.81
UTI-MNC Fund	Equity	Very High	-6.46%	0	₹2,867.46
UTI-Money Market Fund	Debt	Moderate	8.17%	3	₹20,742.71
UTI-Nifty 50 Index Fund	Other	Very High	-0.71%	3	₹24,115.50
UTI-Value Fund	Equity	Very High	-0.23%	3	₹10,117.32
UTI-Healthcare Fund	Equity	Very High	12.07%	4	₹1,098.70
UTI-Short Duration Fund	Debt	Moderate	9.14%	4	₹3,397.47
UTI-Large & Mid Cap Fund	Equity	Very High	-0.78%	5	₹4,866.11
UTI-Transportation & Logistics Fund	Equity	Very High	-6.11%	0	₹3,588.60
UTI-Low Duration Fund	Debt	Moderately Low	8.31%	2	₹3,153.60
UTI Multi Asset Allocation Fund	Hybrid	Very High	3.96%	4	₹5,890.21
UTI Dividend Yield Fund	Equity	Very High	-4.19%	0	₹4,127.09
UTI-Retirement Fund	Solution Oriented	High	4.84%	0	₹4,765.94
UTI-Overnight Fund	Debt	Low	6.3%	3	₹4,825.18
UTI-India Consumer Fund	Equity	Very High	-4.04%	1	₹710.83
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	7.65%	0	₹5,489.23
UTI-Arbitrage Fund	Hybrid	Low	7.59%	3	₹7,863.14
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.48%	0	₹23.59
UTI-Banking & PSU Fund	Debt	Moderate	8.88%	3	₹810.39
UTI-Medium Duration Fund	Debt	Moderate	8.89%	2	₹40.08
UTI-Nifty Next 50 Index Fund	Other	Very High	-10.37%	2	₹5,551.43
UTI-Corporate Bond Fund	Debt	Moderate	9.39%	3	₹5,611.87
UTI-Equity Savings Fund	Hybrid	Moderate	4.64%	4	₹706.73
UTI-Floater Fund	Debt	Moderately Low	8.14%	4	₹1,376.56
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Children's Hybrid Fund	Solution Oriented	High	3.55%	0	₹4,626.71
UTI-Small Cap Fund	Equity	Very High	0.84%	3	₹4,844.38
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-18.25%	1	₹8,542.91
UTI-Focused Fund	Equity	Very High	-3.48%	3	₹2,672.76
UTI-BSE Sensex Index Fund	Other	Very High	-0.55%	2	₹206.37
UTI-BSE Low Volatility Index Fund	Other	Very High	-5.13%	2	₹579.37
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.31%	1	₹277.05
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	9.76%	0	₹174.00
UTI-Gold ETF Fund of Fund	Other	High	39.08%	5	₹289.36
UTI-FTI - Series XXXV-I(1260Days)	Debt	Moderately Low	7.8%	0	₹330.49
UTI-FTI - Series XXXV-II(1223Days)	Debt	Moderately Low	7.81%	0	₹184.23
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	9.52%	0	₹347.43
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8.71%	0	₹76.51
UTI-FTI - Series XXXV-III(1176Days)	Debt	Moderate	7.63%	0	₹44.58
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.87%	0	₹175.36
UTI-FTI - Series XXXVI-I(1574Days)	Debt	Moderate	8.96%	0	₹61.00
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	9.4%	0	₹33.67
UTI-Long Duration Fund	Debt	Moderate	6.33%	0	₹153.12
UTI-Silver ETF Fund of Fund	Other	Very High	26.85%	0	₹79.00
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	-12.04%	0	₹545.56
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	-3.86%	0	₹107.00
UTI-BSE Housing Index Fund	Other	Very High	-6.67%	0	₹25.35
UTI-Balanced Advantage Fund	Hybrid	Very High	5.69%	0	₹3,035.69
UTI-Innovation Fund	Equity	Very High	-4.89%	0	₹835.86
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹648.20
UTI-Nifty Private Bank Index Fund	Other	Very High	0%	0	₹231.10
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹82.83
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹54.93
UTI-Quant Fund	Equity	Very High	0%	0	₹1,727.34
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹21.20
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹71.44
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹219.65
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,254.51

News

UTI Mutual Fund announces change in Exit Load Structure

UTI Mutual Fund has announced change in exit load structure under following scheme stands revised with effect from 06 August 2025

Change in Exit Load:

Name of the Scheme	Existing exit load (as % of NAV)	Revised exit load (as % of NAV)
UTI Balanced Advantage Fund	(A)Redemption / Switch out within 12 months from the date of allotment ' (i) upto 10% of the allotted Units ' NIL (ii) beyond 10% of the allotted Units - 1.00 % (B) Redemption / Switch out after 12 months from the date of allotment ' NIL	(A) Redemption / Switch out within 90 days from the date of allotment' 1.00% (B) Redemption / Switch out after 90 days from the date of allotment ' NIL

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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 07 August 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the appointment of Ms. Gayatri Kannan as Vice President & Compliance Officer on the Board of the Trustee Company with effect from August 01, 2025:
Details of Ms. Gayatri Kannan
Age: 34 years
Designation: Vice President & Compliance Officer
Qualification: Chartered Accountant, Company Secretary, FRM (GARP US), B. Com
Experience: 8 years
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Fund House Details & Investment Objective

Date of Incorporation

9 March 2004

Total AUM (Cr)

₹11822.41

UTI-Mid Cap Fund (G) is an Mid Cap Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 9 March 2004, this fund is managed by Vishal Chopda. With assets under management (AUM) worth ₹11,822.41 (Cr), as of 7 August 2025, UTI-Mid Cap Fund (G) is categorized as a Mid Cap Fund within its segment. The fund has generated a return of 17.69% since its launch.
The current NAV of UTI-Mid Cap Fund (G) is ₹296.49, as on 7 August 2025. The fund's benchmark index is Nifty Midcap 150 TRI. You can invest in UTI-Mid Cap Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 16.68% and 23.70% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 98.36% in Equity, 1.65% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 9.31% in Auto Components, 7.62% in Pharmaceuticals & Biotech, 7.54% in Industrial Products, 7.41% in Finance, 7.33% in Consumer Durables

FAQs

How to Invest in UTI-Mid Cap Fund (G) Direct Growth?

UTI-Mid Cap Fund (G) is a popular fund in the Mid Cap Fund segment. The fund has generated a return of 17.69% since inception. Looking to invest in UTI-Mid Cap Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-Mid Cap Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-Mid Cap Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-Mid Cap Fund (G) today and reap the benefits of this Mid Cap Fund fund!

How much returns has UTI-Mid Cap Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-Mid Cap Fund (G) has generated annualised return of -1.36%. In the long-term, the fund has generated 16.68% and 23.70% in 3 and 5 years respectively. Since its inception, the fund has generated 17.69% returns.

What is the expense ratio of UTI-Mid Cap Fund (G) Direct Growth?

The expense ratio of UTI-Mid Cap Fund (G) Direct Growth is 1.76%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-Mid Cap Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-Mid Cap Fund (G) is ₹11,822.41 (Cr) as of 2025-08-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-Mid Cap Fund (G) Direct Growth?

Redeeming or selling units of UTI-Mid Cap Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-Mid Cap Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-Mid Cap Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).