Mutual Funds
AMC
Bandhan Retirement Fund - Regular (G)

Bandhan Retirement Fund - Regular (G)

Retirement Fund

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NAV
12.42(-0.38%)
Fund Size (CR)
₹181.4
Expense Ratio
2.34
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
12.60%

Absolute Return: -0.48%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Biraia

Bench Mark

CRISIL Hybrid 50+50 - Moderate Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	19 August 2025	9943.37	-0.57%	-	-0.81%	30/106
1 Month	25 July 2025	9973.60	-0.26%	-	-0.75%	16/106
3 Month	26 May 2025	10000.00	0%	-	0.33%	59/106
6 Month	25 February 2025	10769.70	7.70%	-	9.10%	61/106
1 Year	26 August 2024	10091.47	0.91%	0.91%	2.02%	73/106
3 Year	-	-	0%	-	12.66%	-/-
5 Year	-	-	0%	-	13.29%	-/-
Since Inception	18 October 2023	12467.00	24.67%	12.60%	11.88%	42/106

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	122596.25	2.16%	2.16%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.33%

Standard Deviation

0.59%

Beta

1.06%

Sharpe Ratio

-0.01%

Treynor's Ratio

3.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel	5.77%	54683	10.47	Equity	Telecomm-Service
Reliance Industr	5.54%	72306	10.05	Equity	Refineries
ICICI Bank	5.49%	67258	9.96	Equity	Banks
HDFC Bank	3.45%	31044	6.27	Equity	Banks
Larsen & Toubro	3.43%	17134	6.23	Equity	Infrastructure Developers & Operators
Titan Company	2.57%	13920	4.66	Equity	Diamond, Gems and Jewellery
Eternal Ltd	2.03%	119787	3.69	Equity	E-Commerce/App based Aggregator
Axis Bank	1.99%	33850	3.62	Equity	Banks
Kotak Mah. Bank	1.92%	17600	3.48	Equity	Banks
Info Edg.(India)	1.80%	23390	3.26	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Retirement Fund - Pure Debt - Dir (IDCW)	101.88	-0.51%	-0.04%	3.45%	7.06%	7.27%
ICICI Pru Retirement Fund - Pure Debt - Dir (G)	101.88	-0.51%	-0.04%	3.45%	7.06%	7.27%
ICICI Pru Retirement Fund - Hybrid CP - Dir (G)	82.49	-0.06%	1.68%	7.38%	7.06%	11.67%
ICICI Pru Retirement Fund - Hybrid CP - Dir (IDCW)	82.49	-0.06%	1.68%	7.38%	7.06%	11.67%
Aditya Birla SL Retirement-The50sPlus-Debt-D(IDCW)	17.43	-0.41%	-0.02%	2.94%	6.21%	6.41%

List of Schemes under Bandhan Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bandhan Asset Allocation FoF - Aggressive	Other	High	3.77%	3	₹20.04
Bandhan Liquid Fund	Debt	Moderately Low	7.09%	3	₹15,043.54
Bandhan Large & Mid Cap Fund	Equity	Very High	0.34%	5	₹9,735.36
Bandhan Dynamic Bond Fund	Debt	Moderate	6.73%	1	₹2,874.92
Bandhan Large Cap Fund	Equity	Very High	1.78%	4	₹1,928.38
Bandhan G Sec Fund - Invst Plan	Debt	Moderate	6.97%	1	₹3,352.89
Bandhan GSF Constant Maturity Plan	Debt	Moderate	10.09%	0	₹353.41
Bandhan Focused Fund	Equity	Very High	10.07%	4	₹1,946.70
Bandhan Infrastructure Fund	Equity	Very High	-12.32%	3	₹1,749.09
Bandhan Money Market Fund	Debt	Moderately Low	8.19%	3	₹13,433.65
Bandhan Conservative Hybrid Fund	Hybrid	Moderate	5.22%	2	₹109.58
Bandhan Nifty 50 Index Fund	Other	Very High	-0.74%	3	₹1,967.29
Bandhan Flexi Cap Fund	Equity	Very High	0.18%	3	₹7,606.99
Bandhan Value Fund	Equity	Very High	-5.08%	4	₹10,229.09
Bandhan Bond Fund - Income Plan	Debt	Moderate	6.75%	1	₹495.42
Bandhan Bond Fund - MTP	Debt	Moderate	9.1%	2	₹1,478.20
Bandhan Bond Fund - STP	Debt	Moderate	9.45%	1	₹11,007.57
Bandhan ELSS Tax Saver Fund	Equity	Very High	-4.13%	4	₹7,151.15
Bandhan Low Duration Fund	Debt	Moderately Low	8.14%	2	₹6,471.30
Bandhan Arbitrage	Hybrid	Low	7.66%	4	₹8,985.53
Bandhan Banking and PSU Fund	Debt	Moderately Low	8.68%	4	₹13,435.73
Bandhan Income Plus Arbitrage FoF	Other	Moderately Low	8.69%	0	₹892.33
Bandhan Asset Allocation FoF - Moderate	Other	High	5.53%	0	₹19.48
Bandhan Asset Allocation FoF - Conservative	Other	Moderately High	6.55%	3	₹6.24
Bandhan Equity Savings Fund	Hybrid	Moderately Low	6.05%	4	₹346.75
Bandhan Balanced Advantage Fund	Hybrid	Very High	4.48%	2	₹2,301.63
Bandhan Corporate Bond Fund	Debt	Moderately Low	9.25%	4	₹15,762.97
Bandhan Aggressive Hybrid Fund	Hybrid	Very High	7.62%	3	₹988.65
Bandhan Credit Risk Fund	Debt	Moderate	8.53%	3	₹271.92
Bandhan Ultra Short Duration Fund - Reg	Debt	Moderately Low	7.71%	2	₹4,164.41
Bandhan Overnight Fund	Debt	Low	6.3%	3	₹912.05
Bandhan FTP - Sr.179	Debt	Moderate	10.15%	0	₹354.04
Bandhan Small Cap Fund	Equity	Very High	5.73%	5	₹12,981.57
Bandhan Floater Fund	Debt	Moderately Low	9.45%	3	₹429.53
Bandhan CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	8.66%	0	₹6,593.44
Bandhan CRISIL IBX Gilt April 2028 Index Fund	Other	Moderate	8.92%	0	₹4,519.07
Bandhan Interval Fund - Series 17	Debt	Moderate	0%	0	₹0.00
Bandhan US Equity Fund Of Fund	Other	Very High	20.39%	0	₹330.96
Bandhan Multi Cap Fund	Equity	Very High	-1.93%	3	₹2,725.12
Bandhan Nifty 100 Index Fund	Other	Very High	-2.47%	2	₹191.61
Bandhan Midcap Fund	Equity	Very High	0.27%	0	₹1,794.49
Bandhan Nifty200 Momentum 30 Index Fund	Other	Very High	-18.7%	0	₹137.87
Bandhan Nifty100 Low Volatility 30 Index Fund	Other	Very High	-1.29%	0	₹1,583.66
Bandhan Transportation and Logistics Fund	Equity	Moderately High	-6.35%	0	₹565.52
Bandhan Crisil IBX Gilt April 2026 Index Fund	Other	Moderately Low	7.49%	0	₹432.23
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Nov 2026 Index Fund	Other	Moderately Low	8.38%	0	₹102.95
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Apr 2032 Index Fund	Other	Moderately High	10.4%	0	₹541.00
Bandhan CRISIL IBX 90:10 SDL Plus Gilt-Sep 2027 Index Fund	Other	Moderate	9.1%	0	₹152.04
Bandhan CRISIL IBX Gilt April 2032 Index Fund	Other	Moderately High	10.29%	0	₹465.59
Bandhan Nifty IT Index Fund	Other	Very High	-13.27%	0	₹26.74
Bandhan FTP - Sr.199	Debt	Moderate	0%	0	₹0.00
Bandhan US Treasury Bond 0-1 year Fund of Fund	Other	Very High	8.89%	0	₹130.43
Bandhan Financial Services Fund	Equity	Very High	10.36%	0	₹1,085.82
Bandhan Retirement Fund	Solution Oriented	Very High	2.87%	0	₹184.53
Bandhan Nifty Alpha 50 Index Fund	Other	Very High	-13.81%	0	₹502.08
Bandhan Nifty Smallcap 250 Index Fund	Other	Very High	-5.54%	0	₹60.38
Bandhan Multi Asset Allocation Fund	Hybrid	High	8.7%	0	₹2,019.96
Bandhan US Treasury Bond 3-7 year Fund of Fund	Other	Very High	0%	0	₹0.00
Bandhan Long Duration Fund	Debt	Moderate	7.06%	0	₹145.15
Bandhan Innovation Fund	Equity	Very High	9.32%	0	₹1,610.89
Bandhan Nifty Total Market Index Fund	Other	Very High	-3.03%	0	₹40.97
Bandhan Nifty Bank Index Fund	Other	Very High	0%	0	₹18.27
Bandhan BSE Healthcare Index Fund	Other	Very High	0%	0	₹19.26
Bandhan Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹26.71
Bandhan Business Cycle Fund	Equity	Very High	0%	0	₹1,732.35
Bandhan Nifty 500 Momentum 50 Index Fund	Other	Very High	0%	0	₹25.84
Bandhan Nifty 500 Value 50 Index Fund	Other	Very High	0%	0	₹13.51
Bandhan Nifty 200 Quality 30 Index Fund	Other	Very High	0%	0	₹12.24
Bandhan Nifty Alpha Low Volatility 30 Index Fund	Other	Very High	0%	0	₹10.21
Bandhan Nifty Next 50 Index Fund	Other	Very High	0%	0	₹19.10
Bandhan CRISIL-IBX 10:90 Gilt + SDL Index-Dec 2029 Fund	Other	Moderate	0%	0	₹7.43
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹312.32
Bandhan Multi-Factor Fund	Equity	Very High	0%	0	₹0.00

News

Bandhan MF announces change in benchmark index under its scheme
Bandhan Mutual Fund has announced change in the benchmark of Tata India Pharma and Healthcare Fund with effect from, 23 September 2025
Change in name of Benchmark of Bandhan Floater Fund

Scheme Name Existing Benchmark Revised Benchmark

Bandhan Floater Fund NIFTY Short Duration Debt Index A-II NIFTY Medium Duration Debt Index A-III

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Scheme Name	Existing Benchmark	Revised Benchmark
Bandhan Floater Fund	NIFTY Short Duration Debt Index A-II	NIFTY Medium Duration Debt Index A-III

Bandhan Mutual Fund announces change in Key Personnel
Bandhan Mutual Fund has announced the Mr. Mayuresh Nagvekar has been appointed as a Dealer - Equity and Key Personnel of Bandhan Asset Management Private Limited With effect from 18 August 2025
Details of Mr. Mayuresh Nagvekar
Age: 27 years
Designation: Dealer - Equity
Qualification: B.Com in Financial Management
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Bandhan MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
Bandhan Mutual Fund has announced 30 July 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
Bandhan Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.114
Bandhan Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.129
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Fund House Details & Investment Objective

Date of Incorporation

28 September 2023

Total AUM (Cr)

₹181.40

Bandhan Retirement Fund - Regular (G) is an Retirement Fund-oriented fund from the renowned AMC, Bandhan Mutual Fund. Launched in 28 September 2023, this fund is managed by Vishal Biraia. With assets under management (AUM) worth ₹181.4 (Cr), as of 28 August 2025, Bandhan Retirement Fund - Regular (G) is categorized as a Retirement Fund within its segment. The fund has generated a return of 12.60% since its launch.
The current NAV of Bandhan Retirement Fund - Regular (G) is ₹12.42, as on 28 August 2025. The fund's benchmark index is CRISIL Hybrid 50+50 - Moderate Index. You can invest in Bandhan Retirement Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 71.00% in Equity, 27.66% in Debt and 1.34% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.66% in Debt, 13.73% in Banks, 5.87% in IT-Software, 5.77% in Telecom-Services, 5.54% in Petroleum Products