Union Flexi Cap Fund (IDCW)

Flexi Cap Fund

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NAV
30.99(1.54%)
Fund Size (CR)
₹2,320.45
Expense Ratio
2.02
Scheme Type
Active Fund
Value Research

Min. investment
₹1,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1%
Return Since Launch
11.20%

Absolute Return: -3.97%

Annualized Return: 0%

Basic Details

Scheme Manager

Sanjay Bembalkar

Bench Mark

BSE 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	2 March 2026	9618.66	-3.81%	-	-3.46%	140/179
1 Month	9 February 2026	9327.63	-6.72%	-	-6.66%	115/179
3 Month	9 December 2025	9405.23	-5.95%	-	-6.38%	77/175
6 Month	9 September 2025	9490.06	-5.10%	-	-5.06%	94/168
1 Year	7 March 2025	10803.53	8.04%	8.04%	7.71%	86/164
3 Year	9 March 2023	14729.73	47.30%	13.77%	15.15%	96/144
5 Year	9 March 2021	17672.29	76.72%	12.06%	12.79%	56/104
Since Inception	10 June 2011	47885.90	378.86%	11.20%	11.77%	130/183

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 April 2025	1,20,000	183357.53	52.80%	52.80%
3 Year	3 April 2023	3,60,000	614157.00	70.60%	19.49%
5 Year	1 April 2021	6,00,000	1191088.77	98.51%	14.70%
10 Year	1 April 2016	12,00,000	3432067.53	186.01%	11.08%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.54%

Standard Deviation

0.99%

Beta

0.77%

Sharpe Ratio

0.02%

Treynor's Ratio

3.32%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	6.24%	1557000	144.68	Equity	Banks
Reliance Industr	4.09%	680000	94.89	Equity	Refineries
Larsen & Toubro	3.93%	232000	91.23	Equity	Infrastructure Developers & Operators
ICICI Bank	3.91%	670000	90.78	Equity	Banks
Bharti Airtel	3.73%	440000	86.62	Equity	Telecom-Service
SBI	3.44%	741000	79.82	Equity	Banks
Infosys	3.22%	455000	74.67	Equity	IT - Software
Maruti Suzuki	3.19%	50700	74.02	Equity	Automobile
Shriram Finance	2.42%	550000	56.10	Equity	Finance
Kotak Mah. Bank	2.07%	1180000	48.14	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ITI Flexi Cap Fund - Direct (G)	1247.29	-6.09%	-4.10%	-2.49%	13.66%	21.48%
ITI Flexi Cap Fund - Direct (IDCW)	1247.29	-6.09%	-4.10%	-2.49%	13.66%	21.48%
Kotak Flexi Cap Fund - Direct (IDCW)	56478.65	-6.62%	-3.11%	-0.65%	13.52%	16.83%
Kotak Flexi Cap Fund - Direct (G)	56478.65	-6.62%	-3.11%	-0.65%	13.52%	16.83%
Helios Flexi Cap Fund - Direct (G)	5939.87	-7.39%	-7.39%	-5.80%	13.51%	-

List of Schemes under Union Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Union Multicap Fund	Equity	Very High	12.69%	0	₹1,289.64
Union Largecap Fund	Equity	Very High	7.91%	3	₹457.60
Union Large & Midcap Fund	Equity	Very High	12.46%	2	₹913.94
Union Midcap Fund	Equity	Very High	16.62%	3	₹1,598.18
Union Small Cap Fund	Equity	Very High	16%	2	₹1,697.19
Union Value Fund	Equity	Very High	11.83%	2	₹367.23
Union Focused Fund	Equity	Very High	11.9%	2	₹408.60
Union Innovation & Opportunities Fund	Equity	Very High	6.46%	0	₹1,048.95
Union Business Cycle Fund	Equity	Very High	11.77%	0	₹519.33
Union Active Momentum Fund	Equity	Very High	4.18%	0	₹436.13
Union Consumption Fund	Equity	Very High	0%	0	₹321.74
Union ELSS Tax Saver Fund	Equity	Very High	9.16%	3	₹869.66
Union Overnight Fund	Debt	Low	5.54%	4	₹296.51
Union Liquid Fund	Debt	Moderately Low	6.4%	3	₹7,923.43
Union Low Duration Fund	Debt	Moderately Low	0%	0	₹1,066.78
Union Money Market Fund	Debt	Moderately Low	7.03%	1	₹399.30
Union Short Duration Fund	Debt	Moderate	7.25%	0	₹137.17
Union Dynamic Bond Fund	Debt	Moderate	2.63%	1	₹100.31
Union Corporate Bond Fund	Debt	Moderate	7.2%	2	₹587.23
Union Gilt Fund	Debt	Moderate	1.6%	2	₹101.55
Union Aggressive Hybrid Fund	Hybrid	Very High	10.2%	2	₹683.35
Union Balanced Advantage Fund	Hybrid	High	7.39%	3	₹1,301.37
Union Multi Asset Allocation Fund	Hybrid	Very High	25.83%	0	₹908.54
Union Arbitrage Fund	Hybrid	Low	6.46%	2	₹289.52
Union Equity Savings Fund	Hybrid	Moderate	5.84%	1	₹142.72
Union Retirement Fund	Solution Oriented	Very High	13.37%	3	₹190.10
Union Children's Fund	Solution Oriented	Very High	9.62%	0	₹79.70
Union Gold ETF Fund of Fund	Other	High	77.93%	0	₹163.31
Union Income Plus Arbitrage Active FOF	Other	Moderate	0%	0	₹100.86
Union Diversified Equity All Cap Active FOF	Other	Very High	0%	0	₹189.82
Union Flexi Cap Fund	Equity	Very High	9.21%	3	₹2,320.45

News

Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 February 2026 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Union MF announces change in benchmark under its scheme

Union Mutual Fund has announced change in the benchmark of Union Multi Asset Allocation Fund. with effect from, January 20, 2026

Change in name of Benchmark of Union Multi Asset Allocation Fund

Scheme Name	Existing Benchmark	Revised Benchmark
Union Multi Asset Allocation Fund	65% NIFTY 50 TRI + 20% NIFTY Composite Debt Index + 15% Domestic prices of Gold	65% Nifty 50 TRI + 20% Nifty Composite Debt Index + 10% Domestic Prices of Gold + 5% Domestic Prices of Silver

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Union Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
Union Mutual Fund has announced 26 November 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
Union Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.17
Union Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.17
Union Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.15
Union Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.15
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Fund House Details & Investment Objective

Date of Incorporation

20 May 2011

Total AUM (Cr)

₹2320.45

Union Flexi Cap Fund (IDCW) is an Flexi Cap Fund-oriented fund from the renowned AMC, Union Mutual Fund. Launched in 20 May 2011, this fund is managed by Sanjay Bembalkar. With assets under management (AUM) worth ₹2,320.45 (Cr), as of 10 March 2026, Union Flexi Cap Fund (IDCW) is categorized as a Flexi Cap Fund within its segment. The fund has generated a return of 11.20% since its launch.
The current NAV of Union Flexi Cap Fund (IDCW) is ₹30.99, as on 10 March 2026. The fund's benchmark index is BSE 500 TRI. You can invest in Union Flexi Cap Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹1,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.77% and 12.06% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 96.12% in Equity, 4.15% in Debt and -0.27% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.19% in Banks, 7.21% in Finance, 7.09% in IT-Software, 5.20% in Automobiles, 4.79% in Construction

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