Learn all about Demat Account
Can a Demat Account Be Opened Without a Trading Account?
18 July 2025 | 5 mins read
Demat and trading accounts are two of the most common terms new investors encounter when entering the financial markets. It is a common misconception that these accounts always coexist. However, opening a Demat account does not require a trading account. Knowing when and why you might decide to do this can help you make informed financial and investment decisions.
Why Observability Is the Backbone of m.Stock’s Trading Infrastructure
30 July 2025 | 4 mins read
As one of India’s fastest-growing trading platforms, m.Stock powers millions of equity, F&O, mutual fund, and IPO transactions every single day. At this scale, delivering a seamless and trustworthy customer experience isn’t just about having a great UI or robust APIs. It hinges on something far deeper—Observability.
What is Power of Attorney (PoA) in Demat Accounts?
18 July 2025 | 8 mins read
When you open a demat account to invest in shares and other securities, you may come across a document called the Power of Attorney (PoA). This document is often presented to you by your stockbroker or Depository Participant (DP) during the account opening process. While it may appear as just another formality, the PoA plays a critical role in the efficient management and execution of transactions in your demat account.
Demat Debit and Pledge Instruction: What is It?
18 July 2025 | 7 mins read
Managing securities effectively is a vital part of personal financial planning. With the stock market becoming digitised and more retail investors participating in trading, there is a growing demand for systems that ensure both efficiency and security. One such mechanism is the Demat Debit and Pledge Instruction, commonly referred to as DDPI.
How to Link Your Demat Account with Your Trading Account?
18 June 2025 | 8 mins read
India’s financial markets have witnessed a significant rise in investor participation over the past decade. As economic growth accelerates and financial literacy increases, more individuals are seeking direct exposure to equities, bonds and other securities. To invest in this market, you must maintain two separate yet interdependent accounts: a demat account to hold securities in electronic form and a trading account to place buy or sell orders on the stock exchanges. SEBI regulations make it mandatory to link the demat and trading accounts so that every transaction, from purchasing shares to selling them, flows smoothly through a secure, regulated channel.
How to Freeze and Unfreeze Your Demat Account in India?
23 May 2025 | 10 mins read
A Demat account is an essential tool for holding and trading securities in electronic form. While it is typically used for buying, selling, and transferring stocks, bonds, and other financial instruments, there may come a time when you need to freeze or unfreeze your Demat account.
SEBI's New Security Rules & Its Impact on Your Demat Account
23 May 2025 | 7 mins read
The Securities and Exchange Board of India (SEBI) has introduced new security rules for Demat accounts to enhance investor protection and prevent fraud. These SEBI guidelines mandate direct payout mechanisms, stricter KYC norms, revised nomination rules, and enhanced monitoring of suspicious transactions.
How to Close Your Demat Account Online
13 February 2025 | 6 mins read
In today’s digital era, managing your financial investments is easier than ever. One key component of the investment process is the Demat account, in which you hold your shares and securities in an electronic format. However, there may come a time when you need to close your Demat account. Whether you’re switching providers, consolidating your holdings, or simply no longer need the account, knowing how to close your Demat account online is essential.
Demat vs Statement of Accounts: How Do You Store Your Mutual Funds?
13 February 2025 | 6 mins read
The mutual fund industry in India has witnessed remarkable growth in recent years, emerging as a preferred investment vehicle for millions of investors. This surge in popularity is a testament to the growing trust and awareness of mutual funds as an investment option. As more Indians turn to mutual funds to build their financial portfolios, one crucial decision investors face is how to store their mutual fund units. Two primary methods are available: through a Statement of Account (SOA) or a Demat account. Understanding the differences between these two options can help you make an informed choice. This blog aims to explain these storage methods in detail and examine their advantages and disadvantages.
What is Demat Account Holding Statement
28 January 2025 | 4 mins read
Just like a bank account holds cash deposits, FDs, etc., a Demat account is required to hold and trade shares and securities electronically. When money is credited or debited in your bank account, you can cross-verify it by checking your bank statements. Similarly, when you buy or sell shares and securities, you can check your Demat account holding statement for a detailed summary. A Demat account holding statement provides a summary of all the shares and securities held in your account. It also contains details such as the current value of securities and date of purchase and is important for tax-filing purposes.
What type of brokerage account is right for you?
28 January 2025 | 5 mins read
After the pandemic, there has been a sudden rise in the number of demat accounts (also known as brokerage accounts) in India. More and more people are looking to invest and trade in stocks as they learn about the stock markets and their potential to create long-term wealth. But as a beginner, you may wonder where to start your investment journey. The answer is by opening a brokerage account. But you also need to decide which type of brokerage account is right for you. Should you opt for a traditional full service brokerage account or a discount brokerage account? And what about zero brokerage accounts? With so many options, it is easy to get confused. But don't worry, this article will answer all your questions.
What is a Ledger Balance in a Demat Account?
24 December 2024 | 6 mins read
When you open a Demat account, you are likely thinking of investing in securities, maybe in the stock market. Whatever securities you wish to invest in, be it bonds, stocks, mutual funds, or ETFs, you need a Demat account with a linked trading account and a bank account to transact your trades seamlessly. For those untrained in the financial markets, a Demat account is an electronic or digital account that stores all your securities in an electronic format. This eliminates the requirement for physical holding certificates and Demat accounts prove to be safe storehouses to keep your assets.
What is an NSDL Demat Account? Benefits, Usage, and How to Open One
24 December 2024 | 6 mins read
Transactions undertaken by traders and investors on the stock market are carried out through the facilitation of two depositories in India, the National Securities Depository Limited and the Central Depository Services Limited. The acronyms commonly used for both depositories are NSDL, and CDSL, respectively. The NSDL, considered a major Indian depository, is a centralised securities depository situated in Mumbai. It was launched in August 1996 and stands out as the first electronic securities depository having a large national reach. For investors, the NSDL is an important entity to know about as you can open a Demat account to trade in the stock market only through any of two depositories.
What is BO ID and How to Find Your BO ID
24 December 2024 | 6 mins read
If you have opened a Demat account, or are planning on opening one, then it is quite likely you must have come across the term BO ID. But what does BO ID mean, and why is it essential for investors in the share market? Let us understand what BO ID is, its significance, and how you can find it easily.
How to reactivate your trading account ?
24 December 2024 | 7 mins read
If you haven't used your trading account in a while and want to start trading again, you've come to the right place. We will walk you through the steps to reactivate your dormant trading account. We have you covered, from knowing the dormancy period to paying any dues and dealing with reactivation expenses. Following these instructions will allow you to quickly reactivate your inactive account.