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How Can Beginners with Limited Funds Invest in Stocks?
4 November 2025 | 6 mins read
Many people believe that investing in the stock market requires a large amount of capital. However, in today's digital era, this is no longer true. With the rise of technology, accessible platforms, and simplified investing tools, even someone with ₹500 or ₹1,000 can begin their investment journey.
Can Low-Risk MF Investments Give High Returns?
27 October 2025 | 6 mins read
In India, there are different mutual funds to invest in, depending on your financial goals and risk appetite. When it comes to building wealth, most investors think of high-risk investments because of their high return potential.
Understanding GST compliances on stock broking service
15 October 2025 | 7 mins read
The Goods and Services Tax (GST) has been in effect in India since 2017. Introduced to simplify the tax structure, it applies to almost all goods and services in the country.
Understanding Risks Associated with Debt Instruments
15 October 2025 | 6 mins read
Governments, businesses, and other entities issue debt instruments to raise capital for their operations. These instruments involve two parties – the issuer (borrower) and the investor (lender).
What are Pension Plans and How They Work
15 October 2025 | 6 mins read
The dictionary defines a pension as a fixed sum paid regularly to a person. A pension plan or pension scheme is an investment product that allows individuals to systematically save for their retirement while they are still working.
SIP Vs NPS: Which Investment Plan Is Better?
15 October 2025 | 6 mins read
When it comes to choosing an investment for long-term goals, especially retirement, you have likely come across two popular abbreviations – SIP and NPS.
Understand the Difference between Callable and Non-Callable Fixed Deposit
13 October 2025 | 5 mins read
While most Indians are familiar with Fixed Deposits (FDs), not many are aware of their types. In India, there are two categories of FDs – callable and non-callable. While a callable FD offers greater liquidity, a non-callable deposit generally provides better returns.
Why Should You Choose VPF Over PF?
13 October 2025 | 7 mins read
India is home to several government and non-government retirement saving schemes. Among them, the Employees’ Provident Fund (EPF) is quite popular. It is a scheme in which both the employer and employee contribute a certain percentage of the employee’s salary every month.
How to Change Name in Your EPF Account?
13 October 2025 | 6 mins read
The Employees’ Provident Fund (EPF) is a government-backed retirement scheme for salaried individuals, where both the employee and employer contribute a fixed percentage of the employee’s salary to a fund.
What is NPS Vatsalya Scheme Work and How Does It Work?
13 October 2025 | 7 mins read
The Government of India offers a wide range of schemes for different groups of people – salaried individuals, senior citizens, and even children. The Pradhan Mantri Vatsalya Yojana, or NPS Vatsalya, is one such scheme designed for minors.
How does Pradhan Mantri Vaya Vandana Yojana work?
13 October 2025 | 6 mins read
Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-backed retirement-cum-pension scheme offered by Life Insurance Corporation of India (LIC), one of the country’s oldest insurance companies. The scheme is specifically designed for individuals aged 60 and above. It offers a guaranteed pension payout for 10 years at a fixed interest rate set annually by the government.
What is Liquidity Risk?
10 October 2025 | 6 mins read
Whether you are buying a house or investing in financial products, liquidity is one of the most important factors to consider. A lack of liquidity, also known as liquidity risk, can make any investment less attractive.
Credit Mix: Definition and How it Works?
10 October 2025 | 5 mins read
According to the Reserve Bank of India, India had over 100 million active credit cards in 2024. In the era of rising inflation and growing financial needs, credit has become a lifeline for many.
Section 80TTA & 80TTB: Tax Deduction on Savings & Fixed Deposit Interest
10 October 2025 | 5 mins read
Found in almost every Indian home, both savings accounts and Fixed Deposits (FDs) are common financial instruments. While savings accounts generally offer modest interest rates—typically around 4%—FDs offer comparatively higher returns.
Section 80DD & 80DDB Tax Benefits for Disabled Dependents & Critical Illness
10 October 2025 | 5 mins read
A medical situation is challenging for everyone—it is both emotionally taxing and financially draining. While health insurance offers much-needed financial support in such times, the Income Tax (IT) Act, 1961 also provides tax relief through specific provisions.