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What is a Voluntary Retirement Scheme?
19 November 2025 | 3 mins read
Retirement is no longer about advancing age or declining health; it is increasingly about choice. While the traditional retirement age in India is 60, many individuals today prefer to retire much earlier, sometimes even by 40.

What is a PAN Card?
19 November 2025 | 5 mins read
Identification documents play a crucial role in a person’s life. The Permanent Account Number (PAN) Card is one such identification document. However, it is more than just a proof of identity. It is a vital tool for various financial purposes. Let’s explore why the PAN Card is so significant.

What is an Umang App and How to Download it?
19 November 2025 | 4 mins read
Short for Unified Mobile Application for New-age Governance, the UMANG app is a key initiative supporting the Prime Minister’s vision of Digital India. The app aims to drive mobile governance in India by providing citizens with a single platform to access a wide range of central, state, and local government services.

Gen Z vs. Millennials: How Different Generations in India Manage Personal Finance
19 November 2025 | 6 mins read
Generational differences have always been around. And they are not just about fashion, food choices, or lifestyle. They also influence how people think about money. Personal finance may seem like a straightforward concept, but how each generation approaches saving, spending, and investing can be surprisingly different.

What is State Goods and Service Tax (SGST)?
19 November 2025 | 4 mins read
The Goods and Services Tax (GST), introduced in 2017, replaced all existing indirect taxes in India and simplified compliance. The State Goods and Services Tax (SGST) is an integral part of the GST framework. It is levied by individual state governments on the supply of goods and services within their state boundaries.

What is TAN and What Does it Mean?
19 November 2025 | 3 mins read
Permanent Account Number or PAN is a popular identity number in India. Alongside it, there is another important identifier – TAN. This article explains what TAN is, its importance, and how to make a TAN application.

Which are the Types of Fixed Deposits You Can Invest In?
19 November 2025 | 4 mins read
When it comes to traditional investments, FDs often top the list. Whether it is saving for your child’s marriage or securing your own retirement, these financial products can help meet a wide range of goals.

Why Is My EPF Deducted but Not Showing in Account?
19 November 2025 | 4 mins read
The Employees’ Provident Fund (EPF) is a secure retirement corpus that employees build over their working years. Since it is the fruit of their hard work, ensuring that EPF deductions reflect correctly in the account is crucial.

How to Maximise Savings Through the Credit Linked Subsidy Scheme?
19 November 2025 | 5 mins read
The Government of India launched the Pradhan Mantri Awas Yojana (PMAY) in June 2015 with the vision of ‘Housing for All’. A core component of PMAY, CLSS is designed to make home ownership more affordable for families by offering interest subsidies on home loans. This article breaks down how CLSS works, its key features, and how it can help reduce borrowing costs.

Everything You Should Know About the Saksham Yuva Yojana
19 November 2025 | 5 mins read
According to the 2025 Periodic Labour Force Survey (PLFS) report, India’s unemployment rose to 5.6% in May from 5.1% in April. While these figures represent the present scenario, unemployment has been a long-standing challenge in the country.

How Can Beginners with Limited Funds Invest in Stocks?
4 November 2025 | 6 mins read
Many people believe that investing in the stock market requires a large amount of capital. However, in today's digital era, this is no longer true. With the rise of technology, accessible platforms, and simplified investing tools, even someone with ₹500 or ₹1,000 can begin their investment journey.

Can Low-Risk MF Investments Give High Returns?
27 October 2025 | 6 mins read
In India, there are different mutual funds to invest in, depending on your financial goals and risk appetite. When it comes to building wealth, most investors think of high-risk investments because of their high return potential.

Understanding GST compliances on stock broking service
15 October 2025 | 7 mins read
The Goods and Services Tax (GST) has been in effect in India since 2017. Introduced to simplify the tax structure, it applies to almost all goods and services in the country.

Understanding Risks Associated with Debt Instruments
15 October 2025 | 6 mins read
Governments, businesses, and other entities issue debt instruments to raise capital for their operations. These instruments involve two parties – the issuer (borrower) and the investor (lender).

What are Pension Plans and How They Work
15 October 2025 | 6 mins read
The dictionary defines a pension as a fixed sum paid regularly to a person. A pension plan or pension scheme is an investment product that allows individuals to systematically save for their retirement while they are still working.
