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Bank of India Consumption Fund - Direct (G)

Sectoral / Thematic
Invest Now

  • NAV

    10.24(1.09%)

  • Fund Size (CR)

    ₹388.42

  • Expense Ratio

    1.04

  • Scheme Type

    Active Fund

  • Value Research

  • Min. investment

    ₹5,000

  • Minimum Additional Investment

    ₹1,000

  • Minimum SIP Investment

    ₹1,000

  • Minimum Withdrawal

    ₹1,000

  • Exit Load If redeemed /switched-out within 12 months from the date of allotment: For 10% of investments-: Nil For remaining investments: 1% If redeemed/switched-out after 12 months from the date of allotment: Nil

    0%

  • Return Since Launch

    1.30%
  • 3M
  • 6M
  • 1Y
  • 3Y
  • All
Absolute Return: 3.85%
Annualized Return: 0% [object Object]

Basic Details

Scheme Manager

Nitin Gosar

Bench Mark

Nifty India Consumption TRI

Type

OPEN

Lumpsum Returns

Period Invested For₹10,000 Invested onLatest ValueAbsolute ReturnsAnnualised ReturnsCategory AvgRank within Category
1 Week 15 April 202510347.293.47%-3.38%369/860
1 Month21 March 202510508.305.08%-3.06%221/860
3 Month22 January 202510421.814.22%-0.89%171/822
6 Month-----4.90%-/-
1 Year----9.09%-/-
3 Year--0%-17.82%-/-
5 Year--0%-26.14%-/-
Since Inception20 December 202410130.001.30%1.30%12.28%713/858

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For₹10,000 Invested onInvestmentsLatest ValueAbsolute ReturnsAnnualised Returns
1 Year1 January 202540,00042546.076.37% 6.37%
3 Year-----
5 Year-----
10 Year-----

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

  • Investment type
  • Scheme based
  • SIP
  • Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

  • Invested Amount

    ₹25,000

  • Estimated Returns

    ₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

7.86%

Standard Deviation

1.12%

Beta

-0.80%

Sharpe Ratio

-0.09%

Treynor's Ratio

7.71%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in% of Total HoldingsQuantityValue (Cr)Asset TypeSegment
Bharti Airtel10.38%23250040.30EquityTelecomm-Service
ITC8.82%83581834.25EquityTobacco Products
Britannia Inds.6.36%5007324.72EquityFMCG
Apollo Hospitals4.06%2384715.78EquityHealthcare
Hero Motocorp4.03%4200015.64EquityAutomobile
FSN E-Commerce3.94%85404815.29EquityE-Commerce/App based Aggregator
M & M3.84%5594914.91EquityAutomobile
ICICI Lombard3.31%7162812.84EquityInsurance
PB Fintech.3.22%7856812.49EquityIT - Software
Oberoi Realty3.11%7380512.08EquityRealty

Peer Comparison

Scheme NameValue ResearchAsset Size (Cr)1M3M6M1Y3Y
Bank of India Consumption Fund - Direct (G)
388.425.08%4.22%---
HDFC Pharma and Healthcare Fund - Direct (G)
1634.08-0.04%0.47%2.21%31.93%-
HDFC Pharma and Healthcare Fund - Direct (IDCW)
1634.08-0.04%0.47%2.21%31.93%-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)
303.62-0.06%-0.14%2.44%31.71%-
DSP Banking & Financial Services Fund - Dir (G)
1135.526.07%12.70%9.85%27.89%-
DSP Banking & Financial Services Fund - Dir (IDCW)
1135.526.08%12.13%9.30%27.25%-

List of Schemes under Bank of India Mutual Fund

Fund NameCategoryRisk1Y ReturnsRatingsFund Size (Cr)
Bank of India Midcap Tax Fund - Series 2EquityVery High1.82%0₹29.90
Bank of India Business Cycle FundEquityVery High0%0₹514.97
Bank of India Arbitrage FundHybridLow7.47%1₹43.72
Bank of India Small Cap FundEquityVery High10.07%4₹1,574.18
Bank of India Midcap Tax Fund - Series 1EquityVery High0.87%0₹56.79
Bank of India Consumption FundEquityVery High0%0₹388.42
Bank of India Bluechip FundEquityVery High1.53%3₹184.13
Bank of India ELSS Tax SaverEquityVery High0.16%4₹1,319.59
Bank of India Large & Mid Cap Equity FundEquityVery High5.76%2₹362.39
Bank of India Flexi Cap FundEquityVery High4.16%4₹1,962.03
Bank of India Money Market FundDebtModerately Low0%0₹134.49
Bank of India Short Term Income FundDebtModerately Low11.04%0₹120.49
Bank of India Overnight FundDebtLow6.69%5₹50.36
Bank of India Mid & Small Cap Equity & Debt FundHybridVery High7.18%4₹1,067.62
Bank of India Manufacturing & Infrastructure FundEquityVery High4.95%4₹513.93
Bank of India Liquid FundDebtModerately Low7.39%4₹1,810.18
Bank of India Conservative Hybrid FundHybridModerate5.35%3₹67.72
Bank of India Ultra Short Duration FundDebtModerate7.47%1₹197.34
Bank of India Multi Cap FundEquityVery High8.42%0₹778.03
Bank of India Multi Asset Allocation FundHybridVery High8.69%0₹334.40
Bank of India Credit Risk FundDebtModerately High5.9%2₹109.50
Bank of India Balanced Advantage FundHybridVery High3.34%2₹132.04

News

  • Bank of India Mutual Fund announces change in Key Personnel

    Bank of India Mutual Fund has announced that Mr. Subrat Kumar has been appointed as an Associate Director on the Board of the Trustee Company with effect from April 01, 2025.

    Details of Mr. Subrat Kumar,

    Age: 54 years

    Designation: Associate Director

    Qualification:' B.Sc, MBA in Finance, CAIIB

    Powered by Capital Market - Live News

Fund House Details & Investment Objective

Date of Incorporation

29 November 2024

Total AUM (Cr)

₹388.42

Bank of India Consumption Fund - Direct (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, Bank of India Mutual Fund. Launched in 29 November 2024, this fund is managed by Nitin Gosar. With assets under management (AUM) worth ₹388.42 (Cr), as of 23 April 2025, Bank of India Consumption Fund - Direct (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 1.30% since its launch.
The current NAV of Bank of India Consumption Fund - Direct (G) is ₹10.24, as on 23 April 2025. The fund's benchmark index is Nifty India Consumption TRI. You can invest in Bank of India Consumption Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If redeemed /switched-out within 12 months from the date of allotment: For 10% of investments-: Nil For remaining investments: 1% If redeemed/switched-out after 12 months from the date of allotment: Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.75% in Equity, 0.03% in Debt and 2.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 11.28% in Automobiles, 10.80% in Diversified FMCG, 10.38% in Telecom-Services, 10.04% in Retailing, 9.33% in Food Products

FAQs

How to Invest in Bank of India Consumption Fund - Direct (G) Direct Growth?

Bank of India Consumption Fund - Direct (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 1.30% since inception. Looking to invest in Bank of India Consumption Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in Bank of India Consumption Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

  • Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
  • In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
  • In the search bar, enter the fund name, in this case, Bank of India Consumption Fund - Direct (G)
  • On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
  • If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
  • If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Bank of India Consumption Fund - Direct (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has Bank of India Consumption Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, Bank of India Consumption Fund - Direct (G) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated 1.30% returns.

What is the expense ratio of Bank of India Consumption Fund - Direct (G) Direct Growth?

The expense ratio of Bank of India Consumption Fund - Direct (G) Direct Growth is 1.04%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Bank of India Consumption Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of Bank of India Consumption Fund - Direct (G) is ₹388.42 (Cr) as of 2025-04-23 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Bank of India Consumption Fund - Direct (G) Direct Growth?

Redeeming or selling units of Bank of India Consumption Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.


To redeem from Bank of India Consumption Fund - Direct (G):
  • Login to your m.Stock account
  • In portfolio, your mutual fund investments will be visible under ‘MF’
  • Select the fund you wish to redeem from (in this case Bank of India Consumption Fund - Direct (G)).
  • Click on ‘Redeem’ button
  • You have 2 options – redeem by units and redeem by value (you can only redeem free units)
  • Select units to be redeemed and click on submit.
  • Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).
Note : Securities shown above are only for illustrative purposes and not recommendatory in nature. The data represents best/cumulative figures till date.