Can I invest in SIP and Lumpsum in UTI-India Consumer Fund (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in UTI-India Consumer Fund (G). Minimum lumpsum investment UTI-India Consumer Fund (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of UTI-India Consumer Fund (G) Direct Growth?

The latest NAV ( Net Asset Value ) of UTI-India Consumer Fund (G) is UTI-India Consumer Fund (G) is ₹56.83 as on 2025-08-04.

Which are the biggest stock holdings of UTI-India Consumer Fund (G)?

The 5 biggest stock holdings of UTI-India Consumer Fund (G) are: Bharti Airtel (8.40%), Maruti Suzuki (5.67%), M & M (5.06%), Avenue Super. (4.52%), Trent (4.24%)

What are the top sectors UTI-India Consumer Fund (G) invests in?

A majority of UTI-India Consumer Fund (G) 's AUM worth ₹710.83 (Cr) is invested in these 3 top sectors: Automobiles : 18.10% Retailing : 16.19% Consumer Durables : 12.57%

Mutual Funds
AMC
UTI-India Consumer Fund (G)

UTI-India Consumer Fund (G)

Sectoral / Thematic

Invest Now

NAV
56.83(0.71%)
Fund Size (CR)
₹710.83
Expense Ratio
2.45
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
10.08%

Absolute Return: 2.59%

Annualized Return: 0%

Basic Details

Scheme Manager

Vishal Chopda

Bench Mark

Nifty India Consumption TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	25 July 2025	9985.51	-0.14%	-	-1.44%	90/900
1 Month	1 July 2025	9789.57	-2.10%	-	-2.53%	345/880
3 Month	30 April 2025	10236.51	2.37%	-	5.32%	679/864
6 Month	31 January 2025	10310.24	3.10%	-	5.34%	624/828
1 Year	1 August 2024	9508.59	-4.91%	-4.91%	-1.52%	449/713
3 Year	1 August 2022	14367.09	43.67%	12.83%	19.68%	437/480
5 Year	31 July 2020	22095.92	120.96%	17.16%	23.51%	339/390
Since Inception	30 July 2007	56425.90	464.26%	10.08%	12.79%	649/904

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 September 2024	1,20,000	120250.46	0.21%	0.21%
3 Year	1 September 2022	3,60,000	432625.77	20.17%	6.32%
5 Year	1 September 2020	6,00,000	834633.92	39.11%	6.82%
10 Year	1 September 2015	12,00,000	2312861.79	92.74%	6.78%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.38%

Standard Deviation

0.93%

Beta

0.78%

Sharpe Ratio

-0.01%

Treynor's Ratio

-2.30%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Bharti Airtel	8.40%	297000	59.69	Equity	Telecomm-Service
Maruti Suzuki	5.67%	32500	40.30	Equity	Automobile
M & M	5.06%	113000	35.97	Equity	Automobile
Avenue Super.	4.52%	73500	32.14	Equity	Retail
Trent	4.24%	48500	30.15	Equity	Retail
ITC	4.04%	688767	28.68	Equity	Tobacco Products
Godrej Consumer	3.90%	235000	27.69	Equity	FMCG
Titan Company	3.89%	75000	27.68	Equity	Diamond, Gems and Jewellery
Nestle India	3.47%	100000	24.65	Equity	FMCG
Eternal Ltd	3.20%	861000	22.74	Equity	E-Commerce/App based Aggregator

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Nippon India Taiwan Equity Fund - Direct (G)	349.43	3.35%	41.97%	14.72%	30.38%	26.89%
Nippon India Taiwan Equity Fund - Direct (IDCW)	349.43	3.35%	41.97%	14.72%	30.38%	26.89%
Aditya Birla SL International Equity Fund - Direct (IDCW)	214.51	2.58%	13.31%	13.56%	25.82%	13.39%
Aditya Birla SL International Equity Fund - Direct (G)	214.51	2.58%	13.31%	13.56%	25.82%	13.39%
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	364.10	2.57%	8.22%	8.67%	22.09%	-

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Aggressive Hybrid Fund	Hybrid	Very High	1.54%	4	₹6,467.69
UTI-Banking and Financial Services Fund	Equity	Very High	10.04%	3	₹1,355.60
UTI-Medium to Long Duration Fund	Debt	Moderate	8.56%	4	₹329.40
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Credit Risk Fund	Debt	Moderately High	9.32%	3	₹277.65
UTI-Dynamic Bond Fund	Debt	Moderately Low	9.34%	4	₹471.49
UTI-Flexi Cap Fund	Equity	Very High	3.05%	1	₹26,324.59
UTI-ELSS Tax Saver Fund	Equity	Very High	-3.67%	2	₹3,882.29
UTI-Ultra Short Duration Fund	Debt	Moderate	7.9%	4	₹4,625.45
UTI-Gilt Fund	Debt	Moderate	7.98%	3	₹658.51
UTI-Infrastructure Fund	Equity	Very High	-8.23%	2	₹2,271.83
UTI-Liquid Fund	Debt	Moderate	7.13%	3	₹31,136.80
UTI-Large Cap Fund	Equity	Very High	-1.32%	3	₹13,074.26
UTI-Mid Cap Fund	Equity	Very High	-4.79%	2	₹12,224.27
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	6.72%	4	₹1,705.81
UTI-MNC Fund	Equity	Very High	-6.46%	0	₹2,867.46
UTI-Money Market Fund	Debt	Moderate	8.17%	3	₹20,742.71
UTI-Nifty 50 Index Fund	Other	Very High	-0.71%	3	₹24,115.50
UTI-Value Fund	Equity	Very High	-0.23%	3	₹10,117.32
UTI-Healthcare Fund	Equity	Very High	12.07%	4	₹1,098.70
UTI-Short Duration Fund	Debt	Moderate	9.14%	4	₹3,397.47
UTI-Large & Mid Cap Fund	Equity	Very High	-0.78%	5	₹4,866.11
UTI-Transportation & Logistics Fund	Equity	Very High	-6.11%	0	₹3,588.60
UTI-Low Duration Fund	Debt	Moderately Low	8.31%	2	₹3,153.60
UTI Multi Asset Allocation Fund	Hybrid	Very High	3.96%	4	₹5,890.21
UTI Dividend Yield Fund	Equity	Very High	-4.19%	0	₹4,127.09
UTI-Retirement Fund	Solution Oriented	High	4.84%	0	₹4,765.94
UTI-Overnight Fund	Debt	Low	6.3%	3	₹4,825.18
UTI-India Consumer Fund	Equity	Very High	-4.04%	1	₹710.83
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	7.65%	0	₹5,489.23
UTI-Arbitrage Fund	Hybrid	Low	7.59%	3	₹7,863.14
UTI-Annual Interval Fund - I	Debt	Moderately Low	6.48%	0	₹23.59
UTI-Banking & PSU Fund	Debt	Moderate	8.88%	3	₹810.39
UTI-Medium Duration Fund	Debt	Moderate	8.89%	2	₹40.08
UTI-Nifty Next 50 Index Fund	Other	Very High	-10.37%	2	₹5,551.43
UTI-Corporate Bond Fund	Debt	Moderate	9.39%	3	₹5,611.87
UTI-Equity Savings Fund	Hybrid	Moderate	4.64%	4	₹706.73
UTI-Floater Fund	Debt	Moderately Low	8.14%	4	₹1,376.56
UTI-Children's Equity Fund	Solution Oriented	Very High	-3.4%	0	₹1,169.01
UTI-Children's Hybrid Fund	Solution Oriented	High	3.55%	0	₹4,626.71
UTI-Small Cap Fund	Equity	Very High	0.84%	3	₹4,844.38
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-18.25%	1	₹8,542.91
UTI-Focused Fund	Equity	Very High	-3.48%	3	₹2,672.76
UTI-BSE Sensex Index Fund	Other	Very High	-0.55%	2	₹206.37
UTI-BSE Low Volatility Index Fund	Other	Very High	-5.13%	2	₹579.37
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.31%	1	₹277.05
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	9.76%	0	₹174.00
UTI-Gold ETF Fund of Fund	Other	High	39.08%	5	₹289.36
UTI-FTI - Series XXXV-I(1260Days)	Debt	Moderately Low	7.8%	0	₹330.49
UTI-FTI - Series XXXV-II(1223Days)	Debt	Moderately Low	7.81%	0	₹184.23
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	9.52%	0	₹347.43
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	8.71%	0	₹76.51
UTI-FTI - Series XXXV-III(1176Days)	Debt	Moderate	7.63%	0	₹44.58
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.87%	0	₹175.36
UTI-FTI - Series XXXVI-I(1574Days)	Debt	Moderate	8.96%	0	₹61.00
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	9.4%	0	₹33.67
UTI-Long Duration Fund	Debt	Moderate	6.33%	0	₹153.12
UTI-Silver ETF Fund of Fund	Other	Very High	26.85%	0	₹79.00
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	-12.04%	0	₹545.56
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	-3.86%	0	₹107.00
UTI-BSE Housing Index Fund	Other	Very High	-6.67%	0	₹25.35
UTI-Balanced Advantage Fund	Hybrid	Very High	5.69%	0	₹3,035.69
UTI-Innovation Fund	Equity	Very High	-4.89%	0	₹835.86
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	0%	0	₹648.20
UTI-Nifty Private Bank Index Fund	Other	Very High	0%	0	₹231.10
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	0%	0	₹82.83
UTI-Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹54.93
UTI-Quant Fund	Equity	Very High	0%	0	₹1,727.34
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹21.20
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹71.44
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹219.65
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,254.51

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced the appointment of Ms. Gayatri Kannan as Vice President & Compliance Officer on the Board of the Trustee Company with effect from August 01, 2025:
Details of Ms. Gayatri Kannan
Age: 34 years
Designation: Vice President & Compliance Officer
Qualification: Chartered Accountant, Company Secretary, FRM (GARP US), B. Com
Experience: 8 years
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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 29 July 2025

Change in Fund Manager:

Scheme Name	Existing Fund Manager(s)	New Fund Manager
UTI Small Cap Fund	Mr. Ankit Agarwal Mr. Nitin Jain	Mr. Nitin Jain
UTI Innovation fund	Mr. Ankit Agarwal Mr. Nitin Jain	Mr. Nitin Jain
UTI Mid Cap Fund	Mr. Ankit Agarwal Mr. Vishal Chopda	Mr. Vishal Chopda

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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following scheme, With effect from 16 June 2025

Change in Fund Manager:

Scheme Name	Existing Fund Manager	New Fund Manager
UTI Small Cap Fund	Mr. Ankit Agarwal - Fund Manager Mr. Nitin Jain- Assistant Fund Manager	Mr. Ankit Agarwal - Fund Manager Mr. Nitin Jain - Fund Manager
UTI Innovation fund	Mr. Ankit Agarwal - Fund Manager Mr. Nitin Jain - Assistant Fund Manager	Mr. Ankit Agarwal - Fund Manager Mr. Nitin Jain - Fund Manager
UTI Mid Cap Fund	Mr. Ankit Agarwal - Fund Manager	Mr. Ankit Agarwal - Fund Manager Mr. Vishal Chopda - Fund Manager
UTI ELSS Tax Saver Fund	Mr. Vishal Chopda - Fund Manager	Mr. Amit Premchandani - Fund Manager
UTI Banking and Financial Services	Ms. Preethi R S - Fund Manager	Ms. Preethi R S - Fund Manager Mr. Amit Premchandani - Fund Manager
UTI Children's Equity Fund	Mr. Vishal Chopda - Fund Manager	Mr. Sachin Trivedi - Fund Manager
UTI Children's Hybrid Fund	Mr. Vishal Chopda - Fund Manager (Equity Portion) Mr. Sunil Patil - Fund Manager (Debt Portion)	Mr. Sachin Trivedi - Fund Manager (Equity Portion) Mr. Sunil M Patil - Fund Manager (Debt Portion)
UTI India Consumer Fund	Mr. Vishal Chopda - Fund Manager	Mr. Vishal Chopda - Fund Manager Mr. Vicky Punjabi - Fund Manager
UTI Infrastructure Fund	Mr. Sachin Trivedi - Fund Manager	Mr. Sachin Trivedi - Fund Manager Mr. Deepesh Agarwal - Fund Manager

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Fund House Details & Investment Objective

Date of Incorporation

2 July 2007

Total AUM (Cr)

₹710.83

UTI-India Consumer Fund (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 2 July 2007, this fund is managed by Vishal Chopda. With assets under management (AUM) worth ₹710.83 (Cr), as of 4 August 2025, UTI-India Consumer Fund (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of 10.08% since its launch.
The current NAV of UTI-India Consumer Fund (G) is ₹56.83, as on 4 August 2025. The fund's benchmark index is Nifty India Consumption TRI. You can invest in UTI-India Consumer Fund (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
1.00% - If redeemed / switched out less than one year from the date of allotment. Nil - If redeemed / switched out greater than or equal to one year from the date of allotment. The fund has generated 12.83% and 17.16% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.98% in Equity, 2.04% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.10% in Automobiles, 16.19% in Retailing, 12.57% in Consumer Durables, 7.94% in Diversified FMCG, 7.90% in Telecom-Services

FAQs

How to Invest in UTI-India Consumer Fund (G) Direct Growth?

UTI-India Consumer Fund (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of 10.08% since inception. Looking to invest in UTI-India Consumer Fund (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in UTI-India Consumer Fund (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, UTI-India Consumer Fund (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in UTI-India Consumer Fund (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has UTI-India Consumer Fund (G) Direct Growth generated?

In the short term, i.e., 1 year, UTI-India Consumer Fund (G) has generated annualised return of -4.91%. In the long-term, the fund has generated 12.83% and 17.16% in 3 and 5 years respectively. Since its inception, the fund has generated 10.08% returns.

What is the expense ratio of UTI-India Consumer Fund (G) Direct Growth?

The expense ratio of UTI-India Consumer Fund (G) Direct Growth is 2.45%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of UTI-India Consumer Fund (G) Fund Direct Growth?

The Assets Under Management (AUM) of UTI-India Consumer Fund (G) is ₹710.83 (Cr) as of 2025-08-04 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from UTI-India Consumer Fund (G) Direct Growth?

Redeeming or selling units of UTI-India Consumer Fund (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from UTI-India Consumer Fund (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case UTI-India Consumer Fund (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).