Mutual Funds
AMC
Bajaj Finserv Balanced Advantage Fund - Reg (IDCW)

Bajaj Finserv Balanced Advantage Fund - Reg (IDCW)

Dynamic Asset Allocation or Balanced Advantage

NAV
11.49(0.35%)
Fund Size (CR)
₹1,314.66
Expense Ratio
2.07
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹100
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
6.65%

Absolute Return: -1.25%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Nimesh Chandan

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	14 January 2026	9863.05	-1.37%	-	-1.52%	70/147
1 Month	19 December 2025	9763.81	-2.36%	-	-2.18%	112/147
3 Month	20 October 2025	9854.56	-1.45%	-	-2.11%	54/147
6 Month	21 July 2025	10013.99	0.14%	-	-0.59%	61/147
1 Year	21 January 2025	10786.55	7.87%	7.87%	5.82%	39/145
3 Year	-	-	-	-	-	-/-
5 Year	-	-	-	-	-	-/-
Since Inception	15 December 2023	11451.00	14.51%	6.65%	9.93%	133/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 February 2025	1,20,000	123656.08	3.05%	3.05%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.56%

Standard Deviation

0.79%

Beta

0.25%

Sharpe Ratio

0.02%

Treynor's Ratio

-0.31%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	8.08%	1071965	106.25	Equity	Banks
Infosys	5.73%	466259	75.32	Equity	IT - Software
Reliance Industr	5.62%	470649	73.91	Equity	Refineries
SBI	4.59%	614765	60.38	Equity	Banks
Larsen & Toubro	4.30%	138410	56.52	Equity	Infrastructure Developers & Operators
Divi's Lab.	3.52%	72303	46.22	Equity	Pharmaceuticals
Bajaj Finance	3.20%	426329	42.07	Equity	Finance
ICICI Bank	2.88%	282312	37.91	Equity	Banks
Sun Pharma.Inds.	2.84%	216955	37.31	Equity	Pharmaceuticals
Asian Paints	2.58%	122500	33.93	Equity	Paints/Varnish

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Pru Balanced Advantage Fund - Dir (IDCW-M)	70534.59	-1.35%	-0.19%	3.60%	12.28%	13.90%
ICICI Pru Balanced Advantage Fund - Dir (G)	70534.59	-1.35%	-0.16%	3.59%	12.26%	13.78%
ICICI Pru Balanced Advantage Fund - Dir (IDCW)	70534.59	-1.36%	-0.17%	3.58%	12.24%	13.78%
Bank of India Balanced Advantage Fund - Direct (G)	146.37	-1.41%	-0.28%	2.51%	10.19%	11.37%
Aditya Birla SL Balanced Advantage Fund-Dir (G)	8944.34	-1.96%	-0.56%	0.95%	10.18%	13.63%

List of Schemes under Bajaj Finserv Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Bajaj Finserv Multi Cap Fund	Equity	Very High	0%	0	₹1,110.41
Bajaj Finserv Large Cap Fund	Equity	Very High	11.59%	0	₹1,559.04
Bajaj Finserv Large and Mid Cap Fund	Equity	Very High	7.27%	0	₹2,339.60
Bajaj Finserv Small Cap Fund	Equity	Very High	0%	0	₹1,574.79
Bajaj Finserv Consumption Fund	Equity	Very High	-3.53%	0	₹655.20
Bajaj Finserv Healthcare Fund	Equity	Very High	-2.83%	0	₹326.75
Bajaj Finserv Banking and Financial Services Fund	Equity	Very High	0%	0	₹362.09
Bajaj Finserv ELSS Tax Saver Fund	Equity	Very High	0%	0	₹74.40
Bajaj Finserv Overnight Fund	Debt	Low	5.79%	3	₹965.36
Bajaj Finserv Liquid Fund	Debt	Moderately Low	6.44%	3	₹5,581.33
Bajaj Finserv Money Market Fund	Debt	Moderately Low	7.36%	3	₹4,196.35
Bajaj Finserv Banking and PSU Fund	Debt	Moderate	7.2%	2	₹390.12
Bajaj Finserv Gilt Fund	Debt	Moderate	3.11%	0	₹20.76
Bajaj Finserv Balanced Advantage Fund	Hybrid	High	9.52%	0	₹1,314.66
Bajaj Finserv Multi Asset Allocation Fund	Hybrid	Very High	26.17%	0	₹1,434.73
Bajaj Finserv Arbitrage Fund	Hybrid	Low	6.71%	0	₹1,205.08
Bajaj Finserv Equity Savings Fund	Hybrid	Moderate	0%	0	₹29.86
Bajaj Finserv Nifty Next 50 Index Fund	Other	Very High	0%	0	₹16.83
Bajaj Finserv Nifty 50 Index Fund	Other	Very High	0%	0	₹27.61
Bajaj Finserv Flexi Cap Fund	Equity	Very High	8.84%	0	₹6,342.27

News

Bajaj Finserv Mutual Fund announces change in Key Personnel
Bajaj Finserv Mutual Fund has announced the Ms. Lakshmi Iyer have been appointed as an (Associate, non-executive, non-independent and additional Director) on the board of Bajaj Finserv Mutual Fund Trustee Limited, with effect from November 04, 2025.
Details of Ms. Lakshmi Iyer
Age: 48 years
Designation: (Associate, non-executive, non-independent and additional Director)
Qualification: B. Com from R.A Podar College, Diploma in Business Management, Narsee Monjee Institute of Management Studies (NMIMS)
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Fund House Details & Investment Objective

Date of Incorporation

24 November 2023

Total AUM (Cr)

₹1314.66

Bajaj Finserv Balanced Advantage Fund - Reg (IDCW) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, Bajaj Finserv Mutual Fund. Launched in 24 November 2023, this fund is managed by Nimesh Chandan. With assets under management (AUM) worth ₹1,314.66 (Cr), as of 22 January 2026, Bajaj Finserv Balanced Advantage Fund - Reg (IDCW) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 6.65% since its launch.
The current NAV of Bajaj Finserv Balanced Advantage Fund - Reg (IDCW) is ₹11.49, as on 22 January 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in Bajaj Finserv Balanced Advantage Fund - Reg (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 85.63% in Equity, 2.51% in Debt and 11.86% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.14% in Banks, 12.53% in Pharmaceuticals & Biotech, 9.48% in Debt, 7.60% in IT-Software, 5.45% in Petroleum Products