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ELSS Lock-in Period: Benefits & Tax Reductions
29 August 2025 | 7 mins read
Equity-linked Savings Schemes (ELSS) have become one of the most popular tax-saving investment options in India. With the dual benefit of market-linked returns and tax deductions under Section 80C, ELSS mutual funds are often recommended for young investors aiming to build long-term wealth.
ELSS vs NPS: Know The Difference, Features & Benefits
29 August 2025 | 8 mins read
The ELSS vs NPS debate doesn’t end with one being better than the other. It depends on gaining clarity regarding what suits you best. While ELSS offers short-term lock-in and higher returns through equity exposure, NPS is a structured, long-term retirement solution with added tax benefits.
ELSS or PPF: What's the Right Investment for You?
29 August 2025 | 7 mins read
If your investment goal is purely tax saving, both ELSS and PPF serve the purpose. But if your goal is wealth accumulation, ELSS offers better potential.
Is Equity the Better Investment Over FD, Gold, and Real Estate?
29 August 2025 | 8 mins read
Investing is not a one-size-fits-all approach. Every individual has different financial goals, risk appetites, and time horizons. While equity investments are often considered ideal for long-term wealth creation, other asset classes like fixed deposits (FDs), gold, and real estate continue to attract Indian investors.
Reimagining the Digital Function to Create a Truly Customer-Focused Business
31 July 2025 | 4 mins read
In today’s financial services industry, where product parity is high and price wars are frequent, customer experience is the true differentiator. And this isn’t just theory—it’s measurable, actionable, and transformative.
How Can APs Make Themselves Relevant to Clients?
31 July 2025 | 2 mins read
To remain indispensable, sub-brokers must evolve and add greater value to investors.
EPF Form 10C: Benefits, Eligibility and How to Apply?
10 July 2025 | 5 mins read
he Employees’ Provident Fund (EPF) is a retirement benefits scheme under the Employees Provident Fund Organisation (EPFO) designed for long-term savings. Its primary purpose is to serve as a retirement fund. When you become eligible for withdrawal or to claim a service certificate under the scheme’s provisions, you are required to fill out a specific form. This is known as the Form 10C. Let’s find out more about it in this article.
What are the Rules for EPF or PF Withdrawal in India?
10 July 2025 | 6 mins read
The Employees’ Provident Fund (EPF) is a long-term savings scheme designed for salaried individuals in India. Under this scheme, both the employer and employee contribute 12% of the employee’s basic salary each month. The contributions grow with a fixed rate of interest. While the EPF is designed to provide you with financial support after retirement, the scheme also permits partial withdrawals under specific conditions. Let’s explore when and how you can make an EPF withdrawal from your account.
Atal Pension Yojana Eligibility: Who Can Benefit and How to Enroll
23 June 2025 | 5 mins read
The Atal Pension Yojana (APY) is a government-backed pension scheme designed specifically for Indian citizens working in the unorganised sector. Launched in 2015 and regulated by the Pension Fund Regulatory and Development Authority (PFRDA), the APY aims to ensure a steady post-retirement income for individuals without formal pension support. However, salaried professionals and self-employed urban workers too can benefit from it, especially if they do not have access to other retirement schemes like EPF.
What is the best time to invest in Child investment plans?
23 June 2025 | 6 mins read
Planning for a child's future is not just a parental instinct - it's a financial responsibility. With rising education costs, inflation, and increasing aspirations, securing your child’s future through structured financial planning is crucial. Child investment plans offer a disciplined and goal-oriented approach to ensure your child has the financial backing they need for education, health, and personal milestones. But one important question persists: when is the best time to invest in a child savings plan?
How to Get a Personal Loan at Low Interest Rate - Smart Borrowing for India’s Aspiring Generation
23 June 2025 | 7 mins read
Personal loans have become a go-to financial solution for young Indians today - be it for funding higher education, managing wedding expenses, home renovation, or even starting a small venture. Unlike secured loans, personal loans are unsecured and don’t require collateral, making them easy and quick to obtain.
National Pension Scheme (NPS) Registration: A Step-by-Step Guide
30 May 2025 | 5 mins read
Retirement may feel like a distant dream, especially when you're just starting out in your career. But the sooner you begin saving for it, the better equipped you'll be to live comfortably in your golden years. The National Pension Scheme (NPS) is one of the most effective tools to secure your financial future. Whether you're a salaried professional, entrepreneur, or freelancer, understanding NPS registration and how to open an NPS account can be a powerful step in building long-term wealth.
How to Read and Analyse Your CIBIL Report Effectively
8 May 2025 | 6 mins read
If you wish to know more about your credit history and how you are doing in terms of your financial credibility, you need to read your CIBIL report. A CIBIL report can give you the lowdown on your credit score, personal details, and overall credit history. If you are unsure how to read the CIBIL report, this article will walk you through how to analyse it effectively.
Credit Score vs. Credit Rating: What's the Difference?
8 May 2025 | 5 mins read
Whether you're applying for a loan, seeking business financing, getting a credit card, or simply trying to understand your financial standing, you are likely to come across terms like credit score and credit rating. Before you start trying to make sense of your credit score or dive into your credit rating, it helps to understand what each one represents, what they involve, and why they matter. This article will explore both these terms in detail and highlight the differences between the two so you get a clearer picture of your overall financial health.
EPF Eligibility: Who Qualifies and How It Works
25 April 2025 | 5 mins read
In India, both government and non-government bodies offer various retirement schemes to help individuals build a secure retirement fund. One such government-backed scheme is the Employees’ Provident Fund, commonly known as EPF. Managed by the Employees’ Provident Fund Organisation (EPFO), EPF is a fixed-income savings scheme designed primarily for salaried individuals. This article will explore EPF, including its eligibility criteria and withdrawal process.