Can I invest in SIP and Lumpsum in LIC MF Dividend Yield Fund - Regular (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in LIC MF Dividend Yield Fund - Regular (G). Minimum lumpsum investment LIC MF Dividend Yield Fund - Regular (G) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of LIC MF Dividend Yield Fund - Regular (G) Direct Growth?

The latest NAV ( Net Asset Value ) of LIC MF Dividend Yield Fund - Regular (G) is LIC MF Dividend Yield Fund - Regular (G) is ₹28.62 as on 2025-05-07.

Which are the biggest stock holdings of LIC MF Dividend Yield Fund - Regular (G)?

The 5 biggest stock holdings of LIC MF Dividend Yield Fund - Regular (G) are: HDFC Bank (5.31%), Kotak Mah. Bank (4.20%), TCS (3.71%), ICICI Bank (3.03%), Garware Hi Tech (2.90%)

What are the top sectors LIC MF Dividend Yield Fund - Regular (G) invests in?

A majority of LIC MF Dividend Yield Fund - Regular (G) 's AUM worth ₹509.45 (Cr) is invested in these 3 top sectors: Banks : 17.53% Industrial Products : 8.81% Finance : 7.23%

Mutual Funds
AMC
LIC MF Dividend Yield Fund - Regular (G)

LIC MF Dividend Yield Fund - Regular (G)

Dividend Yield Fund

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NAV
28.62(1.30%)
Fund Size (CR)
₹490.38
Expense Ratio
2.38
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
17.68%

Absolute Return: 0.53%

Annualized Return: 0%

Basic Details

Scheme Manager

Dikshit Mittal

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29 April 2025	9807.21	-1.93%	-	-0.77%	41/42
1 Month	4 April 2025	10385.07	3.85%	-	4.54%	36/42
3 Month	6 February 2025	9882.51	-1.17%	-	-0.04%	33/42
6 Month	6 November 2024	9097.67	-9.02%	-	-6.80%	37/42
1 Year	6 May 2024	10644.24	6.44%	6.44%	4.69%	11/38
3 Year	6 May 2022	17333.13	73.33%	20.10%	19.61%	12/34
5 Year	6 May 2020	30346.94	203.47%	24.84%	27.55%	19/24
Since Inception	21 December 2018	28253.00	182.53%	17.68%	14.19%	13/42

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 June 2024	1,20,000	116273.64	-3.11%	-3.11%
3 Year	1 June 2022	3,60,000	479208.96	33.11%	10.00%
5 Year	1 June 2020	6,00,000	970650.64	61.78%	10.10%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

4.67%

Standard Deviation

1.05%

Beta

0.80%

Sharpe Ratio

0.02%

Treynor's Ratio

3.15%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	5.31%	140434	27.03	Equity	Banks
Kotak Mah. Bank	4.20%	96903	21.40	Equity	Banks
TCS	3.71%	54772	18.92	Equity	IT - Software
ICICI Bank	3.03%	108030	15.42	Equity	Banks
Garware Hi Tech	2.90%	46363	14.78	Equity	Packaging
Axis Bank	2.49%	106937	12.67	Equity	Banks
Power Fin.Corpn.	2.25%	281461	11.47	Equity	Finance
Godfrey Phillips	2.20%	13792	11.19	Equity	Tobacco Products
Bank of Baroda	2.16%	440631	11.01	Equity	Banks
LTIMindtree	2.16%	23981	11.00	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Dividend Yield Fund - Direct (IDCW)	3855.37	4.71%	-0.55%	-7.09%	11.13%	19.24%
UTI-Dividend Yield Fund - Direct (G)	3855.37	4.71%	-0.55%	-7.09%	11.13%	19.24%
ICICI Pru Dividend Yield Equity Fund - Direct (G)	4995.41	4.69%	3.13%	-1.70%	10.09%	26.03%
ICICI Pru Dividend Yield Equity Fund-Direct (IDCW)	4995.41	4.69%	2.36%	-2.41%	9.30%	25.70%
LIC MF Dividend Yield Fund - Direct (G)	490.38	4.00%	-0.77%	-8.29%	7.88%	21.47%

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	7.54%	2	₹506.43
LIC MF Medium to Long Duration Fund	Debt	Moderate	11.73%	3	₹198.05
LIC MF Flexi Cap Fund	Equity	Very High	-0.87%	2	₹927.32
LIC MF Large Cap Fund	Equity	Very High	9.21%	1	₹1,436.91
LIC MF Gilt Fund	Debt	Moderately Low	11.44%	2	₹92.41
LIC MF Banking & PSU Fund	Debt	Moderate	9.85%	3	₹1,828.81
LIC MF Nifty 50 Index Fund	Other	Very High	9.67%	3	₹326.68
LIC MF Infrastructure Fund	Equity	Very High	4.9%	4	₹886.70
LIC MF Liquid Fund	Debt	Moderately Low	7.32%	3	₹11,040.80
LIC MF Low Duration Fund	Debt	Moderately Low	8.3%	4	₹1,975.56
LIC MF ELSS Tax Saver	Equity	Very High	11.83%	2	₹1,088.04
LIC MF BSE Sensex Index Fund	Other	Very High	9.95%	2	₹87.51
LIC MF Equity Savings Fund	Hybrid	Moderately High	8.64%	2	₹19.34
LIC MF Nifty Next 50 Index Fund	Other	Very High	-1.44%	2	₹93.73
LIC MF Gold Fund	Other	High	35.25%	5	₹125.45
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	9.23%	1	₹50.62
LIC MF Children's Fund	Solution Oriented	Very High	0.51%	2	₹14.71
LIC MF Large & Mid Cap Fund	Equity	Very High	9.2%	3	₹2,894.28
LIC MF Banking & Fina Serv Fund	Equity	Very High	5.33%	1	₹263.97
LIC MF Midcap Fund	Equity	Very High	6.35%	2	₹306.30
LIC MF Small Cap Fund	Equity	Very High	2.14%	3	₹517.66
LIC MF Focused Fund	Equity	Very High	6.01%	0	₹132.12
LIC MF Long Term Value Fund	Equity	Very High	1.57%	1	₹152.58
LIC MF Dividend Yield Fund	Equity	Very High	7.88%	0	₹509.45
LIC MF Arbitrage Fund	Hybrid	Low	7.72%	2	₹216.51
LIC MF Short Duration Fund	Debt	Moderate	9.78%	3	₹209.15
LIC MF Healthcare Fund	Equity	Very High	15.17%	2	₹84.18
LIC MF Overnight Fund	Debt	Moderately Low	6.58%	3	₹1,032.42
LIC MF Ultra Short Term Fund	Debt	Low	7.81%	2	₹263.71
LIC MF Balanced Advantage Fund	Hybrid	Very High	10.35%	3	₹760.60
LIC MF Money Market Fund	Debt	Moderately Low	6.72%	1	₹436.85
LIC MF Multi Cap Fund	Equity	Very High	11.01%	0	₹1,433.33
LIC MF Manufacturing Fund	Equity	Very High	0%	0	₹784.02
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹537.34

News

LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its schemes
LIC Mutual Fund has announced 25 March 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
LIC MF Conservative Hybrid Fund ' Regular Plan ' Yearly IDCW Option & Direct Plan - Yearly IDCW Option: 0.72 each.
LIC MF Balanced Advantage Fund ' Regular Plan ' IDCW Option & Direct Plan - IDCW Option: 0.50 each.
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 25 February 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 27 January 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following schemes. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

3 December 2018

Total AUM (Cr)

₹509.45

LIC MF Dividend Yield Fund - Regular (G) is an Dividend Yield Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 3 December 2018, this fund is managed by Dikshit Mittal. With assets under management (AUM) worth ₹509.45 (Cr), as of 7 May 2025, LIC MF Dividend Yield Fund - Regular (G) is categorized as a Dividend Yield Fund within its segment. The fund has generated a return of 17.68% since its launch.
The current NAV of LIC MF Dividend Yield Fund - Regular (G) is ₹28.62, as on 7 May 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in LIC MF Dividend Yield Fund - Regular (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil - If units of the Scheme are redeemed or switched out up to 12% of the units within 12 months from the date of allotment. 1.00% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment. The fund has generated 20.10% and 24.84% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.74% in Equity, 2.97% in Debt and -0.72% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.53% in Banks, 8.81% in Industrial Products, 7.23% in Finance, 5.64% in IT-Software, 4.83% in Automobiles

FAQs

How to Invest in LIC MF Dividend Yield Fund - Regular (G) Direct Growth?

LIC MF Dividend Yield Fund - Regular (G) is a popular fund in the Dividend Yield Fund segment. The fund has generated a return of 17.68% since inception. Looking to invest in LIC MF Dividend Yield Fund - Regular (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in LIC MF Dividend Yield Fund - Regular (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, LIC MF Dividend Yield Fund - Regular (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in LIC MF Dividend Yield Fund - Regular (G) today and reap the benefits of this Dividend Yield Fund fund!

How much returns has LIC MF Dividend Yield Fund - Regular (G) Direct Growth generated?

In the short term, i.e., 1 year, LIC MF Dividend Yield Fund - Regular (G) has generated annualised return of 6.44%. In the long-term, the fund has generated 20.10% and 24.84% in 3 and 5 years respectively. Since its inception, the fund has generated 17.68% returns.

What is the expense ratio of LIC MF Dividend Yield Fund - Regular (G) Direct Growth?

The expense ratio of LIC MF Dividend Yield Fund - Regular (G) Direct Growth is 2.38%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of LIC MF Dividend Yield Fund - Regular (G) Fund Direct Growth?

The Assets Under Management (AUM) of LIC MF Dividend Yield Fund - Regular (G) is ₹509.45 (Cr) as of 2025-05-07 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from LIC MF Dividend Yield Fund - Regular (G) Direct Growth?

Redeeming or selling units of LIC MF Dividend Yield Fund - Regular (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from LIC MF Dividend Yield Fund - Regular (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case LIC MF Dividend Yield Fund - Regular (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).