Mutual Funds
AMC
UTI-Dividend Yield Fund - Direct (IDCW)

UTI-Dividend Yield Fund - Direct (IDCW)

NAV
41.02(0.44%)
Fund Size (CR)
₹3,904.04
Expense Ratio
1.46
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
14.10%

Absolute Return: -0.14%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Swati Kulkarni

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	3 December 2025	9940.15	-0.60%	-	-1.08%	2/42
1 Month	10 November 2025	10037.76	0.38%	-	-0.38%	5/42
3 Month	10 September 2025	10154.50	1.54%	-	2.20%	32/42
6 Month	10 June 2025	10253.84	2.54%	-	1.38%	9/42
1 Year	10 December 2024	10030.69	0.31%	0.31%	-0.43%	13/42
3 Year	9 December 2022	17462.08	74.62%	20.38%	18.51%	7/34
5 Year	10 December 2020	24470.02	144.70%	19.59%	20.28%	15/24
Since Inception	1 January 2013	55148.21	451.48%	14.10%	14.54%	33/42

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	234876.85	95.73%	95.73%
3 Year	2 January 2023	3,60,000	828410.13	130.11%	32.02%
5 Year	1 January 2021	6,00,000	1610330.82	168.39%	21.83%
10 Year	1 January 2016	12,00,000	4324605.03	260.38%	13.68%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.79%

Standard Deviation

0.94%

Beta

1.19%

Sharpe Ratio

-0.01%

Treynor's Ratio

4.94%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	9.09%	3550000	357.70	Equity	Banks
ICICI Bank	5.29%	1500000	208.32	Equity	Banks
Tech Mahindra	3.57%	925000	140.35	Equity	IT - Software
SBI	3.48%	1400000	137.06	Equity	Banks
Infosys	3.41%	860000	134.17	Equity	IT - Software
Kotak Mah. Bank	3.37%	625000	132.78	Equity	Banks
M & M	3.10%	325000	122.11	Equity	Automobile
Bharti Airtel	3.04%	570000	119.79	Equity	Telecom-Service
ITC	2.67%	2600000	105.11	Equity	Tobacco Products
TCS	2.19%	275000	86.28	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
UTI-Dividend Yield Fund - Direct (IDCW)	3904.04	0.38%	1.54%	2.54%	0.31%	20.38%
ICICI Pru Dividend Yield Equity Fund - Direct (G)	6232.17	-0.02%	3.15%	4.26%	7.35%	23.89%
ICICI Pru Dividend Yield Equity Fund - Direct (IDCW)	6232.17	0%	3.15%	4.27%	6.58%	23.60%
Baroda BNP Paribas Dividend Yield Fund - Dir (G)	870.30	-0.29%	2.76%	1.96%	2.16%	-
Baroda BNP Paribas Dividend Yield Fund - Dir (IDCW)	870.30	-0.29%	2.76%	1.96%	2.16%	-
Tata Dividend Yield Fund - Direct (G)	1015.62	-1.25%	3.59%	2.58%	1.66%	18.05%

List of Schemes under UTI Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
UTI-Small Cap Fund	Equity	Very High	-7.82%	3	₹4,833.23
UTI-Children's Hybrid Fund	Solution Oriented	High	2.97%	0	₹4,559.29
UTI-Retirement Fund	Solution Oriented	High	4.03%	0	₹4,791.43
UTI-Conservative Hybrid Fund	Hybrid	Moderately High	4.95%	3	₹1,701.31
UTI-Banking and Financial Services Fund	Equity	Very High	10.22%	3	₹1,385.87
UTI-BSE Sensex Index Fund	Other	Very High	4.57%	2	₹214.40
UTI-Gilt Fund with 10yr Constant Duration	Debt	Moderate	6.55%	0	₹140.60
UTI-Healthcare Fund	Equity	Very High	-0.58%	4	₹1,126.13
UTI-MNC Fund	Equity	Very High	-0.76%	0	₹2,872.30
UTI-Mid Cap Fund	Equity	Very High	-4.71%	2	₹12,050.11
UTI-Large & Mid Cap Fund	Equity	Very High	2.16%	4	₹5,498.45
UTI-Gilt Fund	Debt	Moderate	4.9%	3	₹560.78
UTI-Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund	Other	Moderate	7.97%	0	₹34.29
UTI-BSE Low Volatility Index Fund	Other	Very High	3.9%	3	₹573.20
UTI-Nifty200 Momentum 30 Index Fund	Other	Very High	-11.59%	1	₹8,942.61
UTI-Large Cap Fund	Equity	Very High	4.24%	3	₹13,398.93
UTI-Gold ETF Fund of Fund	Other	High	64.92%	5	₹680.31
UTI Multi Asset Allocation Fund	Hybrid	Very High	9.09%	3	₹6,551.14
UTI-Arbitrage Fund	Hybrid	Low	7.12%	3	₹10,719.99
UTI-Equity Savings Fund	Hybrid	Moderate	7.64%	4	₹794.23
UTI-Nifty 500 Value 50 Index Fund	Other	Very High	0.86%	0	₹539.39
UTI-Nifty50 Equal Weight Index Fund	Other	Very High	7.7%	0	₹118.79
UTI-Annual Interval Fund - I	Debt	Moderately Low	6%	0	₹21.51
UTI-Nifty Midcap 150 Index Fund	Other	Very High	-0.44%	0	₹62.04
UTI-Low Duration Fund	Debt	Moderately Low	7.68%	2	₹3,184.08
UTI-Silver ETF Fund of Fund	Other	Very High	92.87%	0	₹294.52
UTI-Long Duration Fund	Debt	Moderate	0.79%	0	₹99.00
UTI-Banking & PSU Fund	Debt	Moderate	7.98%	3	₹811.55
UTI-CRISIL SDL Maturity June 2027 Index Fund	Other	Moderate	7.82%	0	₹72.34
UTI-Nifty Private Bank Index Fund	Other	Very High	9.85%	0	₹228.32
UTI-Overnight Fund	Debt	Low	5.9%	3	₹5,369.32
UTI-Corporate Bond Fund	Debt	Moderate	7.99%	3	₹5,746.75
UTI-Nifty Midsmallcap 400 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹95.04
UTI-Transportation & Logistics Fund	Equity	Very High	14.13%	0	₹4,067.49
UTI-Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-5.89%	1	₹259.07
UTI-CRISIL SDL Maturity April 2033 Index Fund	Other	Moderate	6.29%	0	₹330.60
UTI-Credit Risk Fund	Debt	Moderately High	7.98%	3	₹261.16
UTI-BSE Housing Index Fund	Other	Very High	-11.49%	0	₹24.74
UTI-Aggressive Hybrid Fund	Hybrid	Very High	2.61%	4	₹6,717.89
UTI-Balanced Advantage Fund	Hybrid	Very High	6.94%	0	₹3,190.94
UTI-Unit Linked Insurance Plan	Hybrid	Moderately High	3.44%	0	₹5,300.39
UTI-Income Plus Arbitrage Active Fund of Fund	Other	Moderate	0%	0	₹264.86
UTI-Nifty200 Quality 30 Index Fund	Other	Very High	-1.24%	0	₹658.51
UTI-Medium to Long Duration Fund	Debt	Moderate	5.63%	3	₹312.61
UTI-Ultra Short Duration Fund	Debt	Moderate	7.34%	3	₹4,787.82
UTI-Money Market Fund	Debt	Moderate	7.61%	3	₹22,197.93
UTI-Nifty 50 Index Fund	Other	Very High	5.77%	3	₹26,491.93
UTI-Flexi Cap Fund	Equity	Very High	-2.03%	1	₹25,575.00
UTI-ELSS Tax Saver Fund	Equity	Very High	0.3%	2	₹3,784.72
UTI-Nifty SDL Plus AAA PSU Bond Apr 2026 75:25 Index Fund	Other	Moderate	7.18%	0	₹171.34
UTI-Children's Equity Fund	Solution Oriented	Very High	-0.25%	0	₹1,179.90
UTI-Focused Fund	Equity	Very High	1.89%	3	₹2,638.30
UTI-Innovation Fund	Equity	Very High	-10.67%	0	₹843.47
UTI Dividend Yield Fund	Equity	Very High	0.31%	0	₹3,936.48
UTI-Value Fund	Equity	Very High	1.48%	3	₹10,135.00
UTI-Children's Equity Fund	Solution Oriented	Very High	-0.25%	0	₹1,179.90
UTI-Quant Fund	Equity	Very High	0%	0	₹1,863.27
UTI Multi Cap Fund	Equity	Very High	0%	0	₹1,788.81
UTI-Floater Fund	Debt	Moderately Low	7.54%	3	₹1,461.56
UTI-Short Duration Fund	Debt	Moderate	7.76%	3	₹3,374.49
UTI-Nifty Next 50 Index Fund	Other	Very High	-6.89%	2	₹5,952.86
UTI-Nifty India Manufacturing Index Fund	Other	Very High	0%	0	₹25.16
UTI-Dynamic Bond Fund	Debt	Moderately Low	6.76%	3	₹456.79
UTI-Infrastructure Fund	Equity	Very High	-1.84%	2	₹2,200.11
UTI-Liquid Fund	Debt	Moderate	6.66%	3	₹24,570.02
UTI-Medium Duration Fund	Debt	Moderate	7.07%	2	₹40.35
UTI-Nifty Alpha Low-Volatility 30 Index Fund	Other	Very High	-4.31%	0	₹81.24
UTI-India Consumer Fund	Equity	Very High	0.74%	1	₹738.06

News

UTI Mutual Fund announces change in Key Personnel
UTI Mutual Fund has announced All investors are hereby notified that, with effect from November 14, 2025, the Board of Directors of UTI Trustee Company Private Limited (Trustee to UTI Mutual Fund) has been reconstituted with the appointment of Mr. Chandra Bhan Singh as an Additional Director (Independent Category) and Mr. Srinivasan Sridhar as an Additional Director (Associate Category).
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UTI Aggressive Hybrid Fund announces Income Distribution cum Capital Withdrawal (IDCW)
UTI Mutual Fund has announced 13 November 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under IDCW-Regular Plan and IDCW-Direct Plan of UTI Aggressive Hybrid Fund. The quantum of dividend will be Rs 0.9000 per unit or 9.00% on the face value of Rs 10 per unit.
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UTI Mutual Fund announces change in fund manager under its schemes

UTI Mutual Fund has announced change in fund manager under the following schemes, With effect from 10 November 2025.

Change in Fund Manager:

Scheme Name	Existing Fund Manager	New Fund Manager
UTI Ultra Short Duration Fund	Mr. Anurag Mittal	Mr. Abhishek Sonthalia
UTI Short Duration Fund	Mr. Anurag Mittal	Mr. Abhishek Sonthalia
UTI Medium Duration Fund	Mr. Sunil Patil	Mr. Abhishek Sonthalia
UTI Credit Risk Fund	Mr. Sunil Patil	Mr. Abhishek Sonthalia

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹3936.48

UTI-Dividend Yield Fund - Direct (IDCW) is an Dividend Yield Fund-oriented fund from the renowned AMC, UTI Mutual Fund. Launched in 1 January 2013, this fund is managed by Swati Kulkarni. With assets under management (AUM) worth ₹3,936.48 (Cr), as of 11 December 2025, UTI-Dividend Yield Fund - Direct (IDCW) is categorized as a Dividend Yield Fund within its segment. The fund has generated a return of 14.10% since its launch.
The current NAV of UTI-Dividend Yield Fund - Direct (IDCW) is ₹41.02, as on 11 December 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in UTI-Dividend Yield Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 20.38% and 19.59% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.02% in Equity, 0.52% in Debt and 0.44% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 20.72% in Banks, 11.56% in IT-Software, 9.24% in Automobiles, 7.10% in Pharmaceuticals & Biotech, 4.44% in Power