Mutual Funds
AMC
DSP Regular Savings Fund - Direct (IDCW-M)

DSP Regular Savings Fund - Direct (IDCW-M)

Conservative Hybrid Fund

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NAV
14.44(0.10%)
Fund Size (CR)
₹179.58
Expense Ratio
0.48
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
8.53%

Absolute Return: 0.38%

Annualized Return: 0%

Basic Details

Scheme Manager

Abhishek Singh

Bench Mark

CRISIL Hybrid 85+15 - Conservative Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	4 November 2025	10028.50	0.29%	-	0.11%	12/116
1 Month	10 October 2025	10022.57	0.23%	-	0.58%	98/116
3 Month	11 August 2025	10134.82	1.35%	-	1.96%	98/116
6 Month	9 May 2025	10283.92	2.84%	-	3.80%	98/116
1 Year	11 November 2024	10700.98	7.01%	7.01%	6.31%	35/116
3 Year	11 November 2022	13496.47	34.96%	10.50%	9.23%	21/116
5 Year	11 November 2020	15567.22	55.67%	9.25%	9.21%	55/112
Since Inception	3 January 2013	28669.81	186.70%	8.53%	8.80%	68/116

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	280199.23	133.50%	133.50%
3 Year	1 December 2022	3,60,000	876846.11	143.57%	34.55%
5 Year	1 December 2020	6,00,000	1489108.88	148.18%	19.94%
10 Year	1 December 2015	12,00,000	3115254.28	159.60%	10.01%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.88%

Standard Deviation

0.24%

Beta

1.53%

Sharpe Ratio

0.03%

Treynor's Ratio

3.19%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	1.73%	31510	3.11	Equity	Banks
Canara HSBC	1.68%	259612	3.02	Equity	Insurance
Kotak Mah. Bank	1.17%	9998	2.10	Equity	Banks
ICICI Bank	1.15%	15327	2.06	Equity	Banks
ITC	1.11%	47375	1.99	Equity	Tobacco Products
Infosys	0.97%	11707	1.74	Equity	IT - Software
Axis Bank	0.95%	13784	1.70	Equity	Banks
M & M	0.74%	3835	1.34	Equity	Automobile
NTPC	0.70%	37229	1.25	Equity	Power Generation & Distribution
SBI Life Insuran	0.66%	6091	1.19	Equity	Insurance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Regular Savings Fund - Direct (IDCW-M)	179.58	0.23%	1.35%	2.84%	7.01%	10.50%
Bandhan Conservative Hybrid Fund - Direct (IDCW-M)	102.06	0.74%	7.22%	7.80%	11.42%	10.15%
Nippon India Conservative Hybrid Fund - Dir (IDCW-Q)	917.53	1.06%	2.89%	5.70%	10.07%	9.61%
Nippon India Conservative Hybrid Fund - Dir (G)	917.53	1.06%	2.89%	5.70%	10.07%	9.90%
Nippon India Conservative Hybrid Fund - Dir (IDCW-M)	917.53	1.07%	2.89%	5.68%	10.05%	9.88%
ICICI Pru Regular Savings Fund - Direct (G)	3375.92	0.63%	2.47%	5.60%	8.89%	11.02%

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	5.96%	4	₹11,417.61
DSP Bond Fund	Debt	Moderate	9.64%	3	₹317.25
DSP Flexi Cap Fund	Equity	Very High	-1.19%	3	₹12,187.76
DSP Focused Fund	Equity	Very High	1.57%	3	₹2,627.60
DSP Gilt Fund	Debt	Moderately High	8.35%	3	₹1,904.15
DSP Credit Risk Fund	Debt	Moderately High	23.52%	0	₹208.59
DSP India T.I.G.E.R. Fund	Equity	Very High	-9.23%	3	₹5,516.90
DSP Liquidity Fund	Debt	Moderate	7.17%	4	₹20,502.17
DSP Small Cap Fund	Equity	Very High	1.06%	2	₹17,125.76
DSP Regular Savings Fund	Hybrid	Moderately High	7.64%	3	₹178.12
DSP Ultra Short Fund	Debt	Moderately Low	8.02%	3	₹3,780.01
DSP Natural Resources & New Energy Fund	Equity	Very High	-8.83%	0	₹1,315.70
DSP Large & Mid Cap Fund	Equity	Very High	-2.32%	4	₹15,663.38
DSP Short Term Fund	Debt	Moderately Low	9.26%	3	₹4,039.94
DSP Midcap Fund	Equity	Very High	-1.98%	1	₹19,559.23
DSP Strategic Bond Fund	Debt	Moderately Low	8.22%	2	₹1,541.59
DSP ELSS Tax Saver Fund	Equity	Very High	-1.05%	4	₹17,427.57
DSP Large Cap Fund	Equity	Very High	1.51%	5	₹6,323.27
DSP Savings Fund	Debt	Moderate	7.77%	2	₹5,629.48
DSP US Flexible Equity Fund of Fund	Other	Very High	19.74%	0	₹935.23
DSP Global Clean Energy Fund of Fund	Other	Very High	9.54%	0	₹88.38
DSP World Gold Fund of Fund	Other	Very High	49.6%	0	₹1,201.56
DSP World Mining Fund of Fund	Other	Very High	9.6%	0	₹129.77
DSP Banking & Psu Debt Fund	Debt	Moderately Low	9.04%	2	₹4,304.31
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	6.79%	3	₹3,453.72
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	8.88%	0	₹1,349.74
DSP 10Y G-Sec	Debt	Moderate	9.35%	0	₹57.42
DSP Low Duration Fund	Debt	Moderately Low	8.16%	3	₹5,824.75
DSP Equity Savings Fund	Hybrid	Moderately High	6.97%	5	₹3,191.95
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	-3.64%	4	₹2,226.58
DSP Arbitrage Fund	Hybrid	Low	7.47%	3	₹6,433.70
DSP Corporate Bond Fund	Debt	Moderate	8.84%	2	₹2,717.38
DSP Healthcare Fund	Equity	Very High	6.76%	4	₹3,056.90
DSP Overnight Fund	Debt	Low	6.29%	3	₹1,776.97
DSP Nifty 50 Index Fund	Other	Very High	-0.7%	3	₹809.64
DSP Nifty Next 50 Index Fund	Other	Very High	-10.52%	1	₹1,057.35
DSP Quant Fund	Equity	Very High	-2.34%	0	₹938.64
DSP Value Fund	Equity	Very High	3.92%	4	₹1,041.67
DSP Floater Fund	Debt	Moderately Low	9.26%	2	₹557.77
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	8.33%	0	₹51.83
DSP Global Innovation Fund of Fund	Other	Very High	23.94%	0	₹1,017.68
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.17%	0	₹2,130.29
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	-4.22%	0	₹463.53
DSP FMP - Series 267 - 1246Days	Debt	Moderate	7.82%	0	₹693.63
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	7.81%	0	₹127.96
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	9.97%	0	₹403.12
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	8.93%	0	₹86.25
DSP FMP - Series 270 - 1144Days	Debt	Moderate	7.8%	0	₹188.35
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Multi Asset Allocation Fund	Hybrid	Very High	11.29%	0	₹3,377.03
DSP Gold ETF Fund of Fund	Other	High	38.38%	2	₹98.90
DSP Banking & Financial Services Fund	Equity	Very High	15.67%	0	₹1,353.88
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	-7.98%	0	₹280.69
DSP Multicap Fund	Equity	Very High	-1.96%	0	₹2,388.03
DSP US Treasury Fund of Fund	Other	Very High	7.8%	0	₹60.33
DSP Nifty Bank Index Fund	Other	Very High	8.41%	0	₹53.64
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,745.84
DSP Business Cycle Fund	Equity	Very High	0%	0	₹1,147.64
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹10.91
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹24.39
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹93.78
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹0.00
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹6.96
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹8.31
DSP Nifty500 Flexicap Quality 30 Index Fund	Other	Very High	0%	0	₹0.00

News

DSP MSCI India ETF Announces Extension of NFO period
DSP Mutual Fund has announced that New Fund Offer (NFO) Period of the Scheme has been modified as follows:

Name of the Scheme Existing closing date of NFO Revised closing date of NFO

DSP MSCI India ETF 17 November 2025 19 November 2025

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Name of the Scheme	Existing closing date of NFO	Revised closing date of NFO
DSP MSCI India ETF	17 November 2025	19 November 2025

DSP Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW)
DSP Mutual Fund has announced 13 November 2025 as the record date for declaration of IDCW under the following scheme. The proposed IDCW on the face value of Rs 10 per unit will be:
DSP ELSS Tax Saver Fund - Regular Plan ' IDCW Option: 0.600
DSP ELSS Tax Saver Fund - Direct Plan ' IDCW Option: 0.600
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DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 29 October 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following scheme. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹179.57

DSP Regular Savings Fund - Direct (IDCW-M) is an Conservative Hybrid Fund-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 1 January 2013, this fund is managed by Abhishek Singh. With assets under management (AUM) worth ₹179.58 (Cr), as of 12 November 2025, DSP Regular Savings Fund - Direct (IDCW-M) is categorized as a Conservative Hybrid Fund within its segment. The fund has generated a return of 8.53% since its launch.
The current NAV of DSP Regular Savings Fund - Direct (IDCW-M) is ₹14.44, as on 12 November 2025. The fund's benchmark index is CRISIL Hybrid 85+15 - Conservative Index. You can invest in DSP Regular Savings Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated 10.50% and 9.25% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 19.33% in Equity, 80.04% in Debt and 0.63% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 83.55% in Debt, 5.25% in Banks, 2.11% in Pharmaceuticals & Biotech, 1.02% in IT-Software, 0.99% in Insurance