Can I invest in SIP and Lumpsum in DSP Business Cycle Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in DSP Business Cycle Fund - Direct (G). Minimum lumpsum investment DSP Business Cycle Fund - Direct (G) is ₹100 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of DSP Business Cycle Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of DSP Business Cycle Fund - Direct (G) is DSP Business Cycle Fund - Direct (G) is ₹10.00 as on 2025-06-16.

Which are the biggest stock holdings of DSP Business Cycle Fund - Direct (G)?

The 5 biggest stock holdings of DSP Business Cycle Fund - Direct (G) are: Power Grid Corpn (6.12%), St Bk of India (5.58%), NTPC (5.44%), Axis Bank (5.04%), M & M (4.14%)

What are the top sectors DSP Business Cycle Fund - Direct (G) invests in?

A majority of DSP Business Cycle Fund - Direct (G) 's AUM worth ₹1,082.24 (Cr) is invested in these 3 top sectors: Banks : 16.22% Debt : 15.82% Power : 9.04%

Mutual Funds
AMC
DSP Business Cycle Fund - Direct (G)

DSP Business Cycle Fund - Direct (G)

Sectoral / Thematic

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NAV
10.00(0.88%)
Fund Size (CR)
₹1,082.24
Expense Ratio
0.69
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.5%
Return Since Launch
-0.84%

Absolute Return: 12.55%

Annualized Return: 0%

Basic Details

Scheme Manager

Charanjit Singh

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 June 2025	9938.86	-0.61%	-	-0.72%	285/872
1 Month	13 May 2025	10305.55	3.06%	-	3.35%	462/868
3 Month	13 March 2025	11238.81	12.39%	-	13.65%	539/856
6 Month	-	-	-	-	-2.81%	-/-
1 Year	-	-	-	-	5.00%	-/-
3 Year	-	-	0%	-	23.52%	-/-
5 Year	-	-	0%	-	25.46%	-/-
Since Inception	17 December 2024	9916.00	-0.84%	-0.84%	13.74%	782/872

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	60,000	63661.55	6.10%	6.10%
3 Year	-	-	-	-	-
5 Year	-	-	-	-	-
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

7.02%

Standard Deviation

1.13%

Beta

-0.33%

Sharpe Ratio

-0.03%

Treynor's Ratio

-9.12%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Power Grid Corpn	6.12%	2286571	66.25	Equity	Power Generation & Distribution
St Bk of India	5.58%	742910	60.35	Equity	Banks
NTPC	5.44%	1763124	58.87	Equity	Power Generation & Distribution
Axis Bank	5.04%	457679	54.56	Equity	Banks
M & M	4.14%	150617	44.84	Equity	Automobile
Infosys	4.08%	282557	44.16	Equity	IT - Software
Multi Comm. Exc.	3.87%	63458	41.90	Equity	Financial Services
Apollo Hospitals	3.76%	59176	40.72	Equity	Healthcare
Kotak Mah. Bank	3.57%	186288	38.65	Equity	Banks
ICICI Bank	2.98%	222841	32.22	Equity	Banks

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
DSP Business Cycle Fund - Direct (G)	1082.24	3.06%	12.39%	-	-	-
WhiteOak Capital Pharma and Healthcare Fund-Dir (G)	331.66	5.01%	11.18%	1.70%	28.72%	-
HDFC Pharma and Healthcare Fund - Direct (G)	1704.87	4.38%	10.37%	2.51%	28.20%	-
HDFC Pharma and Healthcare Fund - Direct (IDCW)	1704.87	4.38%	10.37%	2.51%	28.20%	-
DSP Banking & Financial Services Fund - Dir (G)	1290.21	3.25%	15.87%	8.09%	24.19%	-
DSP Banking & Financial Services Fund - Dir (IDCW)	1290.21	3.24%	7.02%	7.54%	23.56%	-

List of Schemes under DSP Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
DSP Aggressive Hybrid Fund	Hybrid	Very High	13.38%	4	₹11,104.36
DSP Bond Fund	Debt	Moderate	10.17%	3	₹312.37
DSP Flexi Cap Fund	Equity	Very High	8.45%	3	₹11,836.70
DSP Focused Fund	Equity	Very High	9.06%	3	₹2,576.32
DSP Gilt Fund	Debt	Moderately High	8.97%	3	₹1,903.95
DSP Credit Risk Fund	Debt	Moderately High	24.02%	0	₹209.55
DSP India T.I.G.E.R. Fund	Equity	Very High	-4.12%	3	₹5,319.48
DSP Liquidity Fund	Debt	Moderate	7.36%	4	₹17,751.61
DSP Small Cap Fund	Equity	Very High	11.12%	2	₹16,304.77
DSP Regular Savings Fund	Hybrid	Moderately High	10.83%	3	₹173.25
DSP Ultra Short Fund	Debt	Moderately Low	8.16%	2	₹4,010.78
DSP Natural Resources & New Energy Fund	Equity	Very High	-3.51%	0	₹1,291.71
DSP Large & Mid Cap Fund	Equity	Very High	7.17%	4	₹15,012.64
DSP Short Term Fund	Debt	Moderately Low	9.72%	3	₹3,417.96
DSP Midcap Fund	Equity	Very High	4.02%	1	₹18,712.25
DSP Strategic Bond Fund	Debt	Moderately Low	8.94%	2	₹1,601.04
DSP ELSS Tax Saver Fund	Equity	Very High	8.95%	4	₹16,973.99
DSP Large Cap Fund	Equity	Very High	12.29%	5	₹6,036.43
DSP Savings Fund	Debt	Moderate	7.91%	3	₹4,517.13
DSP US Flexible Equity Fund of Fund	Other	Very High	13.27%	0	₹866.46
DSP Global Clean Energy Fund of Fund	Other	Very High	1.59%	0	₹84.88
DSP World Gold Fund of Fund	Other	Very High	73.62%	0	₹1,195.92
DSP World Mining Fund of Fund	Other	Very High	8.52%	0	₹126.67
DSP Banking & Psu Debt Fund	Debt	Moderately Low	9.54%	2	₹4,104.46
DSP Dynamic Asset Allocation Fund	Hybrid	Moderately High	9.93%	3	₹3,396.57
DSP Income Plus Arbitrage Fund of Fund	Other	Moderate	9.32%	0	₹683.95
DSP 10Y G-Sec	Debt	Moderate	10.59%	0	₹59.86
DSP Low Duration Fund	Debt	Moderately Low	8.32%	3	₹5,229.96
DSP Equity Savings Fund	Hybrid	Moderately High	10.53%	4	₹2,995.31
DSP Nifty 50 Equal Weight Index Fund	Other	Very High	4.39%	4	₹2,136.32
DSP Arbitrage Fund	Hybrid	Low	7.6%	3	₹6,473.70
DSP Corporate Bond Fund	Debt	Moderate	9.14%	1	₹2,647.14
DSP Healthcare Fund	Equity	Very High	17.98%	4	₹2,961.36
DSP Overnight Fund	Debt	Low	6.47%	3	₹1,441.79
DSP Nifty 50 Index Fund	Other	Very High	6.56%	3	₹739.23
DSP Nifty Next 50 Index Fund	Other	Very High	-5.16%	2	₹1,008.00
DSP Quant Fund	Equity	Very High	3.83%	0	₹904.46
DSP Value Fund	Equity	Very High	10.45%	3	₹1,001.23
DSP Floater Fund	Debt	Moderately Low	10.05%	2	₹580.00
DSP FMP - Series 264 - 60Mth - 17D	Debt	Moderate	9%	0	₹51.43
DSP Global Innovation Fund of Fund	Other	Very High	13.31%	0	₹953.32
DSP Nifty SDL Plus G-Sec Jun 2028 30:70 Index Fund	Other	Moderate	9.81%	0	₹2,172.74
DSP Nifty Midcap 150 Quality 50 Index Fund	Other	Very High	1.87%	0	₹442.08
DSP FMP - Series 267 - 1246Days	Debt	Moderate	8.38%	0	₹688.46
DSP FMP - Series 268 - 1281Days	Debt	Moderately Low	8.41%	0	₹126.99
DSP CRISIL-IBX 50:50 Gilt Plus SDL-April 2033 Index Fund	Other	Moderately High	11.3%	0	₹405.66
DSP Nifty SDL Plus G-Sec Sep 2027 50:50 Index Fund	Other	Moderate	9.48%	0	₹85.90
DSP FMP - Series 270 - 1144Days	Debt	Moderate	8.37%	0	₹186.94
DSP FMP - Series 271 - 1147Days	Debt	Moderate	0%	0	₹0.00
DSP Multi Asset Allocation Fund	Hybrid	Very High	15.28%	0	₹3,157.86
DSP Gold ETF Fund of Fund	Other	High	36.78%	2	₹91.70
DSP Banking & Financial Services Fund	Equity	Very High	24.19%	0	₹1,290.21
DSP Nifty Smallcap250 Quality 50 Index Fund	Other	Very High	2.81%	0	₹255.48
DSP Multicap Fund	Equity	Very High	4.98%	0	₹2,262.92
DSP US Treasury Fund of Fund	Other	Very High	7.14%	0	₹60.14
DSP Nifty Bank Index Fund	Other	Very High	11.64%	0	₹51.86
DSP Nifty Top 10 Equal Weight Index Fund	Other	Very High	0%	0	₹1,687.82
DSP Business Cycle Fund	Equity	Very High	0%	0	₹1,082.24
DSP BSE SENSEX Next 30 Index Fund	Other	Very High	0%	0	₹10.45
DSP Nifty Private Bank Index Fund	Other	Very High	0%	0	₹19.77
DSP Silver ETF Fund of Fund	Other	Very High	0%	0	₹40.51
DSP CRISIL-IBX Financial Services 3-6 Months Debt Index Fund	Other	Moderately Low	0%	0	₹0.00
DSP Nifty IT Index Fund	Other	Very High	0%	0	₹0.00
DSP Nifty Healthcare Index Fund	Other	Very High	0%	0	₹0.00

News

DSP MF announces change in benchmark index under its scheme

DSP Mutual Fund has announced change in the benchmark of DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund with immediate effect

Change in name of Benchmark of DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund

Scheme Name	Existing Benchmark	Revised Benchmark
DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund	CRISIL SDL Plus G-Sec Apr 2033 50:50 Index	CRISIL-IBX 50:50 Gilt Plus SDL Index ' April 2033

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DSP Mutual Fund announces change in scheme name
DSP Mutual Fund has announced change in scheme name under the following scheme, with immediate effect
Change in the name of the Scheme:

Existing Scheme Name Revised Scheme Name

DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund

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Existing Scheme Name	Revised Scheme Name
DSP CRISIL SDL Plus G-Sec Apr 2033 50:50 Index Fund	DSP CRISIL-IBX 50:50 Gilt Plus SDL ' April 2033 Index Fund

DSP MF announces Income Distribution cum Capital Withdrawal (IDCW) under one scheme
DSP Mutual Fund has announced 28 May 2025 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The amount of IDCW (Rs. per unit) on the face value of Rs 10 per unit will be:
DSP Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.200
DSP Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
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Fund House Details & Investment Objective

Date of Incorporation

27 November 2024

Total AUM (Cr)

₹1082.24

DSP Business Cycle Fund - Direct (G) is an Sectoral / Thematic-oriented fund from the renowned AMC, DSP Mutual Fund. Launched in 27 November 2024, this fund is managed by Charanjit Singh. With assets under management (AUM) worth ₹1,082.24 (Cr), as of 16 June 2025, DSP Business Cycle Fund - Direct (G) is categorized as a Sectoral / Thematic within its segment. The fund has generated a return of -0.84% since its launch.
The current NAV of DSP Business Cycle Fund - Direct (G) is ₹10, as on 16 June 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in DSP Business Cycle Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
0.5% - If the units redeemed or switched out on or before 1 month from the date of allotment Nil - If units are redeemed or switched out after 1 month from the date of allotment The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 94.62% in Equity, 5.39% in Debt and -0.01% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 16.22% in Banks, 15.82% in Debt, 9.04% in Power, 7.45% in Consumer Durables, 7.02% in Automobiles

FAQs

How to Invest in DSP Business Cycle Fund - Direct (G) Direct Growth?

DSP Business Cycle Fund - Direct (G) is a popular fund in the Sectoral / Thematic segment. The fund has generated a return of -0.84% since inception. Looking to invest in DSP Business Cycle Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in DSP Business Cycle Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, DSP Business Cycle Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in DSP Business Cycle Fund - Direct (G) today and reap the benefits of this Sectoral / Thematic fund!

How much returns has DSP Business Cycle Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, DSP Business Cycle Fund - Direct (G) has generated annualised return of undefined%. In the long-term, the fund has generated undefined% and - in 3 and 5 years respectively. Since its inception, the fund has generated -0.84% returns.

What is the expense ratio of DSP Business Cycle Fund - Direct (G) Direct Growth?

The expense ratio of DSP Business Cycle Fund - Direct (G) Direct Growth is 0.69%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of DSP Business Cycle Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of DSP Business Cycle Fund - Direct (G) is ₹1,082.24 (Cr) as of 2025-06-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from DSP Business Cycle Fund - Direct (G) Direct Growth?

Redeeming or selling units of DSP Business Cycle Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from DSP Business Cycle Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case DSP Business Cycle Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).