HSBC Balanced Advantage Fund (IDCW)
Dynamic Asset Allocation Fund or Balanced Advantage FundNAV
18.06(1.48%)Fund Size (CR)
₹1,474.15Expense Ratio
2.47Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹0Minimum SIP Investment
₹500Minimum Withdrawal
₹500Exit Load
1%Return Since Launch
9.69%
Basic Details
Scheme Manager
Neelotpal Sahai
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | October 28, 2026 | 10228.65 | 2.29% | - | 3.22% | 151/157 |
| 1 Month | October 1, 2026 | 10137.35 | 1.37% | - | 2.63% | 139/154 |
| 3 Month | August 4, 2026 | 9818.45 | -1.82% | - | -1.64% | 79/151 |
| 6 Month | May 4, 2026 | 10164.45 | 1.64% | - | 1.83% | 85/151 |
| 1 Year | November 4, 2025 | 9882.95 | -1.17% | -1.17% | -0.16% | 87/147 |
| 3 Year | November 3, 2023 | 12648.35 | 26.48% | 8.13% | 9.03% | 90/125 |
| 5 Year | November 3, 2021 | 13954.31 | 39.54% | 6.88% | 8.02% | 74/99 |
| Since Inception | February 7, 2011 | 42919.00 | 329.19% | 9.69% | 8.46% | 56/157 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | December 1, 2025 | 1,20,000 | 285381.33 | 137.82% | 137.82% |
| 3 Year | December 1, 2023 | 3,60,000 | 820596.30 | 127.94% | 31.61% |
| 5 Year | December 1, 2021 | 6,00,000 | 1416767.60 | 136.13% | 18.75% |
| 10 Year | December 1, 2016 | 12,00,000 | 2915168.78 | 142.93% | 9.28% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Risk Ratios
2.33%
Standard Deviation
0.52%
Beta
0.32%
Sharpe Ratio
-0.04%
Treynor's Ratio
3.05%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| HDFC Bank | 5.61% | 1167050 | 82.71 | Equity | Banks |
| ICICI Bank | 4.75% | 530000 | 70.05 | Equity | Banks |
| Axis Bank | 4.16% | 500625 | 61.38 | Equity | Banks |
| Aurobindo Pharma | 4.14% | 365200 | 61.06 | Equity | Pharmaceuticals |
| Reliance Industr | 4.03% | 500000 | 59.35 | Equity | Refineries |
| Kotak Mah. Bank | 2.59% | 914000 | 38.11 | Equity | Banks |
| Larsen & Toubro | 2.55% | 100000 | 37.60 | Equity | Infrastructure Developers & Operators |
| DLF | 2.43% | 531050 | 35.79 | Equity | Realty |
| Eternal | 2.05% | 944000 | 30.21 | Equity | E-Commerce/App based Aggregator |
| Shriram Finance | 2.00% | 300000 | 29.48 | Equity | Finance |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Unifi Dynamic Asset Allocation Fund - Direct (G) | 1477.60 | 0.71% | 1.98% | 4.65% | 8.57% | - | |
| Aditya Birla SL Balanced Advantage Fund-Dir (G) | 9836.35 | 3.18% | -1.13% | 4.26% | 5.14% | 12.32% | |
| Aditya Birla SL Balanced Advantage Fund-Dir (IDCW) | 9836.35 | 3.18% | -1.21% | 4.16% | 5.05% | 12.29% | |
| Edelweiss Balanced Advantage Fund - Dir (IDCW-M) | 12880.20 | 3.53% | -0.64% | 3.76% | 3.70% | 11.26% | |
| Edelweiss Balanced Advantage Fund - Dir (G) | 12880.20 | 3.52% | -0.63% | 3.75% | 3.64% | 11.23% |
List of Schemes under HSBC Mutual Fund
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
January 17, 2011
Total AUM (Cr)
₹1474.15
HSBC Balanced Advantage Fund (IDCW) is an Dynamic Asset Allocation Fund or Balanced Advantage Fund-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in January 17, 2011, this fund is managed by Neelotpal Sahai. With assets under management (AUM) worth ₹1,474.15 (Cr), as of November 5, 2026, HSBC Balanced Advantage Fund (IDCW) is categorized as a Dynamic Asset Allocation Fund or Balanced Advantage Fund within its segment. The fund has generated a return of 9.69% since its launch.
The current NAV of HSBC Balanced Advantage Fund (IDCW) is ₹18.06, as on November 5, 2026. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in HSBC Balanced Advantage Fund (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 8.13% and 6.88% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 72.67% in Equity, 27.43% in Debt and -0.10% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 27.43% in Debt, 19.75% in Banks, 5.98% in Pharmaceuticals & Biotech, 5.45% in Retailing, 4.03% in Petroleum Products
Mutual Fund Categories
Types of Mutual Funds
Debt Funds
Access debt markets and enjoy interest income from bonds and debentures. Ideal for conservative short-term investors
Hybrid Funds
Enjoy best of both the worlds - equity and debt. Ideal for beginners with medium-term investment horizon
Equity Funds
Invest in large, mid, and small cap sector stocks to enjoy capital appreciation. Ideal for aggressive, long-term investors
FAQs
HSBC Balanced Advantage Fund (IDCW) is a popular fund in the Dynamic Asset Allocation Fund or Balanced Advantage Fund segment. The fund has generated a return of 9.69% since inception. Looking to invest in HSBC Balanced Advantage Fund (IDCW) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Balanced Advantage Fund (IDCW) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, HSBC Balanced Advantage Fund (IDCW)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in HSBC Balanced Advantage Fund (IDCW) today and reap the benefits of this Dynamic Asset Allocation Fund or Balanced Advantage Fund fund!