Can I invest in SIP and Lumpsum in HSBC Balanced Advantage Fund - Direct (G) Direct Growth?

Yes, you can invest both lumpsum and SIP in HSBC Balanced Advantage Fund - Direct (G). Minimum lumpsum investment HSBC Balanced Advantage Fund - Direct (G) is ₹5,000 and minimum SIP amount is ₹500 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of HSBC Balanced Advantage Fund - Direct (G) Direct Growth?

The latest NAV ( Net Asset Value ) of HSBC Balanced Advantage Fund - Direct (G) is HSBC Balanced Advantage Fund - Direct (G) is ₹49.86 as on 2025-06-16.

Which are the biggest stock holdings of HSBC Balanced Advantage Fund - Direct (G)?

The 5 biggest stock holdings of HSBC Balanced Advantage Fund - Direct (G) are: ICICI Bank (7.86%), HDFC Bank (7.05%), Axis Bank (4.52%), Infosys (4.51%), Aurobindo Pharma (2.67%)

What are the top sectors HSBC Balanced Advantage Fund - Direct (G) invests in?

A majority of HSBC Balanced Advantage Fund - Direct (G) 's AUM worth ₹1,526.26 (Cr) is invested in these 3 top sectors: Debt : 34.04% Banks : 20.31% Pharmaceuticals & Biotech : 6.93%

Mutual Funds
AMC
HSBC Balanced Advantage Fund - Direct (G)

HSBC Balanced Advantage Fund - Direct (G)

Dynamic Asset Allocation or Balanced Advantage

Invest Now

NAV
49.86(0.23%)
Fund Size (CR)
₹1,526.26
Expense Ratio
0.77
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹0
Minimum SIP Investment
₹500
Minimum Withdrawal
₹500
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
1%
Return Since Launch
12.04%

Absolute Return: 7.83%

Annualized Return: 0%

Basic Details

Scheme Manager

Neelotpal Sahai

Bench Mark

Nifty 50 Hybrid Composite Debt 50:50 Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	6 June 2025	9954.02	-0.46%	-	-0.67%	31/147
1 Month	13 May 2025	10156.84	1.57%	-	1.45%	49/147
3 Month	13 March 2025	10778.58	7.79%	-	7.75%	76/147
6 Month	13 December 2024	9921.48	-0.79%	-	-0.08%	114/145
1 Year	13 June 2024	10873.49	8.73%	8.73%	5.56%	31/141
3 Year	13 June 2022	15095.83	50.96%	14.70%	14.63%	51/107
5 Year	12 June 2020	18553.11	85.53%	13.14%	14.54%	55/87
Since Inception	2 January 2013	41172.14	311.72%	12.04%	11.04%	51/147

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 July 2024	1,20,000	123973.07	3.31%	3.31%
3 Year	1 July 2022	3,60,000	439300.38	22.03%	6.86%
5 Year	1 July 2020	6,00,000	814366.71	35.73%	6.30%
10 Year	1 July 2015	12,00,000	2105271.70	75.44%	5.78%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.01%

Standard Deviation

0.46%

Beta

1.02%

Sharpe Ratio

0.05%

Treynor's Ratio

3.63%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	7.86%	829700	119.96	Equity	Banks
HDFC Bank	7.05%	552950	107.54	Equity	Banks
Axis Bank	4.52%	578125	68.92	Equity	Banks
Infosys	4.51%	440000	68.76	Equity	IT - Software
Aurobindo Pharma	2.67%	354750	40.72	Equity	Pharmaceuticals
Tata Power Co.	2.66%	1035450	40.67	Equity	Power Generation & Distribution
Kotak Mah. Bank	2.23%	164000	34.03	Equity	Banks
DLF	2.03%	387750	30.94	Equity	Realty
Polycab India	2.03%	51625	30.93	Equity	Cables
Reliance Industr	1.86%	200000	28.42	Equity	Refineries

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
HSBC Balanced Advantage Fund - Direct (G)	1526.26	1.57%	7.79%	-0.79%	8.73%	14.70%
LIC MF Balanced Advantage Fund - Dir (G)	830.92	2.52%	10.43%	2.91%	11.91%	14.91%
LIC MF Balanced Advantage Fund - Dir (IDCW)	830.92	2.52%	10.43%	2.91%	11.90%	14.90%
WhiteOak Capital Balanced Advantage Fund - Dir (G)	1566.31	0.79%	8.81%	1.35%	11.06%	-
UTI-Unit Linked Insurance Plan - Direct	5467.51	0.57%	6.80%	2.19%	11.01%	11.78%
DSP Dynamic Asset Allocation Fund -Dir (G)	3396.57	1.29%	6.47%	3.34%	9.93%	15.05%

List of Schemes under HSBC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
HSBC Aggressive Hybrid Active FOF	Hybrid	Very High	5.82%	2	₹40.53
HSBC Brazil Fund	Other	Very High	14.42%	0	₹75.65
HSBC Asia Pacific (Ex Japan) DYF	Other	Very High	16%	0	₹12.54
HSBC Financial Services Fund	Equity	Very High	0%	0	₹621.82
HSBC Small Cap Fund	Equity	Very High	-0.26%	3	₹16,061.21
HSBC Income Plus Arbitrage Active FOF	Other	Moderately Low	7.73%	0	₹352.32
HSBC Overnight Fund	Debt	Low	6.47%	4	₹2,601.90
HSBC Arbitrage Fund	Hybrid	Low	7.48%	3	₹2,272.06
HSBC Global Emerging Markets Fund	Other	Very High	13.39%	0	₹54.37
HSBC Aggressive Hybrid Fund	Hybrid	Very High	4.35%	2	₹5,396.34
HSBC Large and Mid Cap Fund	Equity	Very High	2.44%	3	₹4,173.38
HSBC Consumption Fund	Equity	Very High	7.46%	0	₹1,517.05
HSBC CRISIL IBX Gilt June 2027 Index Fund	Other	Moderate	9.14%	0	₹198.54
HSBC Dynamic Bond Fund	Debt	Moderate	9.62%	3	₹185.12
HSBC Midcap Fund	Equity	Very High	5.85%	3	₹11,469.74
HSBC Balanced Advantage Fund	Hybrid	Moderately High	8.73%	3	₹1,526.26
HSBC Global Equity Climate Change FoF	Other	Very High	6.36%	0	₹57.26
HSBC Conservative Hybrid Fund	Hybrid	Moderately High	8%	2	₹160.05
HSBC Low Duration Fund	Debt	Moderately Low	9.9%	4	₹579.95
HSBC Large Cap Fund	Equity	Very High	3.72%	3	₹1,826.09
HSBC Multi Asset Allocation Fund	Hybrid	Very High	4.31%	0	₹2,104.90
HSBC Multi Asset Active FOF	Other	Very High	9.1%	2	₹59.09
HSBC Short Duration Fund	Debt	Moderately Low	9.7%	2	₹3,928.37
HSBC Gilt Fund	Debt	Moderate	8.59%	3	₹295.44
HSBC Equity Saving Fund	Hybrid	Moderate	4.67%	4	₹654.98
HSBC Credit Risk Fund	Debt	Moderately High	22.49%	3	₹657.46
HSBC Corporate Bond Fund	Debt	Moderate	9.85%	1	₹5,894.57
HSBC Banking and PSU Debt Fund	Debt	Moderate	9.16%	2	₹4,294.57
HSBC Medium to Long Duration Fund	Debt	Moderate	9.56%	2	₹50.69
HSBC Nifty 50 Index Fund	Other	Very High	6.51%	3	₹340.08
HSBC Business Cycles Fund	Equity	Very High	7.32%	0	₹1,077.95
HSBC Value Fund	Equity	Very High	4.64%	4	₹13,325.48
HSBC Money Market Fund	Debt	Moderately Low	8.21%	3	₹3,247.48
HSBC Ultra Short Duration Fund	Debt	Moderately Low	7.94%	3	₹2,735.55
HSBC Focused Fund	Equity	Very High	6.58%	2	₹1,666.27
HSBC Tax Saver Equity Fund	Equity	Very High	13.46%	0	₹244.42
HSBC India Export Opportunities Fund	Equity	Very High	0%	0	₹1,720.43
HSBC ELSS Tax Saver Fund	Equity	Very High	6.61%	3	₹4,129.03
HSBC Flexi Cap Fund	Equity	Very High	6.57%	4	₹4,940.27
HSBC Multi Cap Fund	Equity	Very High	4.07%	0	₹4,757.28
HSBC Nifty Next 50 Index Fund	Other	Very High	-5.44%	1	₹133.40
HSBC Infrastructure Fund	Equity	Very High	-5.47%	3	₹2,390.92
HSBC Liquid Fund	Debt	Moderately Low	7.34%	3	₹21,893.74
HSBC Medium Duration Fund	Debt	Moderate	10.17%	4	₹647.81
HSBC CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund	Other	Moderate	9.94%	0	₹1,926.12

News

HSBC Mutual Fund announces change in fund manager under its schemes

HSBC Mutual Fund has announced change in fund manager under the following schemes, with effect from 01 June 2025.

Change in Fund Manager:

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HSBC Mutual Fund announces Income Distribution cum capital withdrawal (IDCW)
HSBC Mutual Fund has announced 26 May 2025 as the record date for declaration of IDCW Income Distribution cum Capital Withdrawal (IDCW) under the following schemes. The quantum of dividend (Rs per unit) on the face value of Rs 10 per unit will be:
HSBC Aggressive Hybrid Fund ' Regular Plan ' IDCW Option: 0.170
HSBC Aggressive Hybrid Fund ' Direct Plan ' IDCW Option: 0.200
HSBC Balanced Advantage Fund ' Regular Plan ' IDCW Option: 0.120
HSBC Balanced Advantage Fund ' Direct Plan ' IDCW Option: 0.140
HSBC Small Cap Fund - Regular Plan - IDCW Option: 3.500
HSBC Small Cap Fund ' Direct Plan ' IDCW Option: 3.800
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HSBC MF announces change in Fund Manager of the following schemes

HSBC Mutual Fund has announced change in Fund Manager of the following scheme with effect from: 01 April 2025

Change in Fund Manager of the Scheme:

Name of the Scheme(s)	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Financial Services Fund	' Mr. Gautam Bhupal	' Mr. Gautam Bhupal ' Mr. Harsh Shah ' Mr. Sonal Gupta (Overseas Investments)
HSBC Overnight Fund	' Mahesh Chhabria	' Abhishek Iyer ' Mahesh Chhabria
HSBC Liquid Fund	' Mahesh Chhabria ' Shriram Ramanathan	' Abhishek Iyer ' Mahesh Chhabria
HSBC Money Market Fund	' Mahesh Chhabria? ' Shriram Ramanathan	' Mahesh Chhabria ' Abhishek Iyer
HSBC Ultra Short Duration	' Mahesh Chhabria	' Mahesh Chhabria ' Abhishek Iyer

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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹1526.26

HSBC Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, HSBC Mutual Fund. Launched in 1 January 2013, this fund is managed by Neelotpal Sahai. With assets under management (AUM) worth ₹1,526.26 (Cr), as of 16 June 2025, HSBC Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 12.04% since its launch.
The current NAV of HSBC Balanced Advantage Fund - Direct (G) is ₹49.86, as on 16 June 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in HSBC Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
If the units redeemed or switched-out are upto 10% of units purchased or switched in (the limit) within 1 year from the date of allotment. 1.00% - For Redemption within 1 year from the date of allotment or Purchase applying First in First Out basis. Nil - For Redemption above 1 year from the date of allotment. The fund has generated 14.70% and 13.14% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.76% in Equity, 33.11% in Debt and 0.13% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 34.04% in Debt, 20.31% in Banks, 6.93% in Pharmaceuticals & Biotech, 5.87% in IT-Software, 3.86% in Power

FAQs

How to Invest in HSBC Balanced Advantage Fund - Direct (G) Direct Growth?

HSBC Balanced Advantage Fund - Direct (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 12.04% since inception. Looking to invest in HSBC Balanced Advantage Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in HSBC Balanced Advantage Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, HSBC Balanced Advantage Fund - Direct (G)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in HSBC Balanced Advantage Fund - Direct (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!

How much returns has HSBC Balanced Advantage Fund - Direct (G) Direct Growth generated?

In the short term, i.e., 1 year, HSBC Balanced Advantage Fund - Direct (G) has generated annualised return of 8.73%. In the long-term, the fund has generated 14.70% and 13.14% in 3 and 5 years respectively. Since its inception, the fund has generated 12.04% returns.

What is the expense ratio of HSBC Balanced Advantage Fund - Direct (G) Direct Growth?

The expense ratio of HSBC Balanced Advantage Fund - Direct (G) Direct Growth is 0.77%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of HSBC Balanced Advantage Fund - Direct (G) Fund Direct Growth?

The Assets Under Management (AUM) of HSBC Balanced Advantage Fund - Direct (G) is ₹1,526.26 (Cr) as of 2025-06-16 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from HSBC Balanced Advantage Fund - Direct (G) Direct Growth?

Redeeming or selling units of HSBC Balanced Advantage Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from HSBC Balanced Advantage Fund - Direct (G):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case HSBC Balanced Advantage Fund - Direct (G)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).

Name of the Scheme(s)	Existing Fund Manager(s)	Revised Fund Manager(s)
HSBC Large Cap Fund	' Mr. Neelotpal Sahai ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Neelotpal Sahai ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Large & Mid Cap Fund	' Ms. Cheenu Gupta ' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Midcap Fund	' Ms. Cheenu Gupta ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Flexi Cap Fund	' Mr. Abhishek Gupta ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Multi Cap Fund	' Mr. Venugopal Manghat (For Equity) ' Mr. Gautam Bhupal (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat (For Equity) ' Mr. Mahesh Chhabria (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Small Cap Fund	' Mr. Venugopal Manghat ' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Focused Fund	' Mr. Neelotpal Sahai ' Ms. Cheenu Gupta ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Neelotpal Sahai ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Value Fund	' Mr. Venugopal Manghat ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Business Cycles Fund	' Mr. Gautam Bhupal ' Mr. Venugopal Manghat ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Consumption Fund	' Mr. Gautam Bhupal ' Mr. Anish Goenka ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Anish Goenka ' Mr. Sonal Gupta (For Overseas Investment)
HSBC ELSS Tax saver Fund	' Mr. Abhishek Gupta ' Mr. Gautam Bhupal ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Abhishek Gupta ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Aggressive Hybrid Fund	' Ms. Cheenu Gupta (For Equity) ' Mr. Gautam Bhupal (For Equity) ' Mr. Shriram Ramanathan (For Fixed Income) ' Mr. Mohd Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Mr. Gautam Bhupal (For Equity) ' Mr. Shriram Ramanathan (For Fixed Income) ' Mr. Mohd Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Balanced Advantage Fund	' Mr. Neelotpal Sahai & Mr. Gautam Bhupal (For Equity ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)	' Mr. Neelotpal Sahai (For Equity) ' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investments)
HSBC Equity Savings Fund	' Ms. Cheenu Gupta & Mr. Abhishek Gupta (For Equity) ' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)	' Ms. Cheenu Gupta (For Equity) ' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income) ' Mr. Sonal Gupta (For Overseas Investment)
HSBC Arbitrage Fund	' Mr. Praveen Ayathan & Mr. Hitesh Gondhia (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)	' Mr. Praveen Ayathan (For Arbitrage portion) ' Mr. Mahesh Chhabria & Mr. Mohd. Asif Rizwi (For Fixed Income)