Mutual Funds
AMC
LIC MF ULIS - Direct (IDCW)

LIC MF ULIS - Direct (IDCW)

NAV
40.37(0.15%)
Fund Size (CR)
₹456.52
Expense Ratio
1.39
Scheme Type
Active Fund
Value Research
-

Min. investment
₹10,000
Minimum Additional Investment
₹500
Minimum SIP Investment
₹1,000
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
11.37%

Absolute Return: -2.07%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Dikshit Mittal

Bench Mark

CRISIL Hybrid 35+65 - Aggressive Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	27 January 2026	10256.34	2.56%	-	2.32%	58/199
1 Month	2 January 2026	9871.25	-1.29%	-	-1.94%	30/199
3 Month	3 November 2025	9778.62	-2.21%	-	-1.60%	145/199
6 Month	1 August 2025	9959.98	-0.40%	-	1.71%	150/199
1 Year	3 February 2025	10360.93	3.61%	3.61%	7.26%	168/199
3 Year	3 February 2023	13966.22	39.66%	11.77%	14.43%	155/199
5 Year	3 February 2021	17085.50	70.85%	11.30%	13.02%	129/199
Since Inception	1 March 2013	40288.82	302.89%	11.37%	12.24%	127/199

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	3 March 2025	1,20,000	121147.69	0.96%	0.96%
3 Year	1 March 2023	3,60,000	401150.34	11.43%	3.67%
5 Year	1 March 2021	6,00,000	749708.41	24.95%	4.56%
10 Year	1 March 2016	12,00,000	2122877.21	76.91%	5.87%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

2.77%

Standard Deviation

0.77%

Beta

0.57%

Sharpe Ratio

-0.00%

Treynor's Ratio

0.75%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
ICICI Bank	8.40%	273736	37.09	Equity	Banks
HDFC Bank	5.18%	246002	22.86	Equity	Banks
Infosys	4.08%	109856	18.03	Equity	IT - Software
Bharat Electron	3.15%	310152	13.93	Equity	Aerospace & Defence
Trent	2.96%	34507	13.06	Equity	Retail
Bajaj Finance	2.68%	127240	11.83	Equity	Finance
Axis Bank	2.66%	85769	11.75	Equity	Banks
Titan Company	2.64%	29351	11.67	Equity	Diamond, Gems and Jewellery
Divi's Lab.	2.54%	18519	11.21	Equity	Pharmaceuticals
TCS	2.32%	32724	10.22	Equity	IT - Software

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
LIC MF ULIS - Direct (IDCW)	456.52	-1.29%	-2.21%	-0.40%	3.61%	11.77%
Bandhan Aggressive Hybrid Fund - Direct (G)	1575.75	-1.29%	-0.29%	5.51%	15.24%	17.74%
Bandhan Aggressive Hybrid Fund - Direct (IDCW)	1575.75	-1.30%	-0.30%	5.48%	15.19%	17.69%
Mirae Asset Aggressive Hybrid Fund - Direct (G)	9537.61	-1.25%	0.70%	5.36%	13.66%	15.86%
ICICI Pru Equity & Debt Fund - Direct (IDCW-M)	49640.80	-1.55%	0.19%	5.74%	13.58%	19.94%
ICICI Pru Equity & Debt Fund - Direct (G)	49640.80	-1.55%	0.19%	5.72%	13.56%	19.82%

List of Schemes under LIC Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
LIC MF Equity Hybrid Fund	Hybrid	Very High	9.58%	2	₹515.46
LIC MF Medium to Long Duration Fund	Debt	Moderate	6.18%	4	₹200.91
LIC MF Flexi Cap Fund	Equity	Very High	7.79%	2	₹1,010.08
LIC MF Large Cap Fund	Equity	Very High	8.82%	2	₹1,433.80
LIC MF Gilt Fund	Debt	Moderately Low	2.21%	2	₹56.96
LIC MF Banking & PSU Fund	Debt	Moderate	7.22%	3	₹1,866.75
LIC MF Nifty 50 Index Fund	Other	Very High	10.88%	2	₹358.74
LIC MF Infrastructure Fund	Equity	Very High	14.91%	4	₹946.24
LIC MF Liquid Fund	Debt	Moderately Low	6.44%	3	₹12,352.47
LIC MF Low Duration Fund	Debt	Moderately Low	7.28%	5	₹1,866.64
LIC MF ELSS Tax Saver	Equity	Very High	4.41%	2	₹1,053.61
LIC MF BSE Sensex Index Fund	Other	Very High	9.05%	2	₹90.87
LIC MF Equity Savings Fund	Hybrid	Moderately High	8.99%	1	₹35.61
LIC MF Nifty Next 50 Index Fund	Other	Very High	10.48%	1	₹98.00
LIC MF Gold Fund	Other	High	77.8%	3	₹808.61
LIC MF Conservative Hybrid Fund	Hybrid	Moderately High	5.97%	1	₹48.69
LIC MF Children's Fund	Solution Oriented	Very High	-1.75%	1	₹14.76
LIC MF Large & Mid Cap Fund	Equity	Very High	8.89%	2	₹2,992.97
LIC MF Banking & Fina Serv Fund	Equity	Very High	24.12%	1	₹278.17
LIC MF Midcap Fund	Equity	Very High	5.05%	2	₹330.68
LIC MF Small Cap Fund	Equity	Very High	-2.93%	2	₹587.16
LIC MF Focused Fund	Equity	Very High	4.38%	0	₹161.98
LIC MF Long Term Value Fund	Equity	Very High	5.31%	1	₹191.63
LIC MF Dividend Yield Fund	Equity	Very High	10.45%	0	₹649.64
LIC MF Arbitrage Fund	Hybrid	Low	6.75%	2	₹281.47
LIC MF Short Duration Fund	Debt	Moderate	7.48%	3	₹260.41
LIC MF Healthcare Fund	Equity	Very High	-1.5%	2	₹78.65
LIC MF Overnight Fund	Debt	Moderately Low	5.7%	4	₹712.15
LIC MF Ultra Short Term Fund	Debt	Low	6.89%	5	₹246.32
LIC MF Balanced Advantage Fund	Hybrid	Very High	7.04%	2	₹718.70
LIC MF Money Market Fund	Debt	Moderately Low	6.97%	1	₹4,227.22
LIC MF Multi Cap Fund	Equity	Very High	10.25%	0	₹1,765.96
LIC MF Manufacturing Fund	Equity	Very High	14.42%	0	₹709.03
LIC MF Multi Asset Allocation Fund	Hybrid	Very High	0%	0	₹953.98
LIC MF Consumption Fund	Equity	Very High	0%	0	₹498.63

News

LIC Mutual Fund announces change in Key Personnel
LIC Mutual Fund has announced that Notice is hereby given to the investors/unitholders that Mr. Sat Pal Bhanoo (Associate Director) has resigned from the Board of LIC Mutual Fund Trustee Private Limited with effect from close of business hours of 31(st) December 2025 on account of his superannuation from Life Insurance Corporation of India.
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 26 December 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.12
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LIC Mutual Fund announces Income Distribution cum Capital Withdrawal (IDCW) under its scheme
LIC Mutual Fund has announced 25 November 2025 as the record date for the declaration of Income Distribution cum Capital Withdrawal (IDCW) on the face value of Rs 10 per unit under the following scheme. The amount of IDCW (Rs per unit) will be:
LIC MF Aggressive Hybrid Fund ' Regular Plan - IDCW Option: 0.10
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Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹441.53

LIC MF ULIS - Direct (IDCW) is an Aggressive Hybrid Fund-oriented fund from the renowned AMC, LIC Mutual Fund. Launched in 1 January 2013, this fund is managed by Dikshit Mittal. With assets under management (AUM) worth ₹441.53 (Cr), as of 4 February 2026, LIC MF ULIS - Direct (IDCW) is categorized as a Aggressive Hybrid Fund within its segment. The fund has generated a return of 11.37% since its launch.
The current NAV of LIC MF ULIS - Direct (IDCW) is ₹40.37, as on 4 February 2026. The fund's benchmark index is CRISIL Hybrid 35+65 - Aggressive Index. You can invest in LIC MF ULIS - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹1,000 while the minimum lumpsum investment is ₹10,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 11.77% and 11.30% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 77.18% in Equity, 22.72% in Debt and 0.07% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.45% in Debt, 19.41% in Banks, 7.15% in IT-Software, 6.56% in Chemicals & Petrochemical, 6.21% in Finance