Navi ELSS Tax Saver Fund - Direct (IDCW)

ELSS

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NAV
31.15(-2.86%)
Fund Size (CR)
₹49.68
Expense Ratio
0.39
Scheme Type
Active Fund
Value Research
-

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
0%
Return Since Launch
12.07%

Absolute Return: -10.44%

Annualized Return: 0%

Basic Details

Scheme Manager

Ashutosh Shirwaikar

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	March 11, 2026	9914.54	-0.85%	-	-0.50%	179/213
1 Month	February 18, 2026	9264.14	-7.36%	-	-7.01%	112/213
3 Month	December 18, 2025	9306.97	-6.93%	-	-6.52%	125/213
6 Month	September 18, 2025	9449.48	-5.51%	-	-7.81%	47/213
1 Year	March 18, 2025	10605.14	6.05%	6.05%	6.37%	114/213
3 Year	March 17, 2023	14549.44	45.49%	13.29%	16.28%	179/205
5 Year	March 18, 2021	17554.65	75.55%	11.91%	14.88%	166/199
Since Inception	December 30, 2015	32065.50	220.66%	12.07%	13.81%	163/213

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	April 1, 2025	1,20,000	111803.80	-6.83%	-6.83%
3 Year	April 3, 2023	3,60,000	369990.72	2.78%	0.92%
5 Year	April 1, 2021	6,00,000	716655.25	19.44%	3.62%
10 Year	April 1, 2016	12,00,000	2089409.40	74.12%	5.70%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

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Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

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Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.66%

Standard Deviation

0.94%

Beta

0.74%

Sharpe Ratio

0.02%

Treynor's Ratio

-0.69%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Axis Bank	5.43%	19500	2.70	Equity	Banks
Reliance Industr	5.20%	18536	2.58	Equity	Refineries
Ashok Leyland	4.90%	115372	2.44	Equity	Automobile
UPL	3.90%	30375	1.94	Equity	Agro Chemicals
SBI	3.87%	16000	1.92	Equity	Banks
Bharti Airtel	3.78%	10000	1.88	Equity	Telecom-Service
ICICI Bank	3.78%	13609	1.88	Equity	Banks
Sun Pharma.Inds.	3.67%	10500	1.82	Equity	Pharmaceuticals
Federal Bank	3.56%	59000	1.77	Equity	Banks
CreditAcc. Gram.	3.06%	12000	1.52	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi ELSS Tax Saver Fund - Direct (IDCW)	49.68	-7.36%	-6.93%	-5.51%	6.05%	13.29%
Motilal Oswal ELSS Tax Saver Fund-Dir (IDCW)	4174.50	-1.61%	-0.43%	-8.66%	12.73%	23.87%
Motilal Oswal ELSS Tax Saver Fund-Dir (G)	4174.50	-1.61%	-0.43%	-8.66%	12.73%	23.87%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (IDCW)	21.52	-6.97%	-5.42%	-8.54%	12.58%	18.61%
Sundaram LT Tax Advantage Fund-Sr.IV-Dir (G)	21.52	-6.97%	-5.42%	-8.54%	12.58%	18.61%
Sundaram LT Tax Advantage Fund-Sr.III-Dir (IDCW)	31.88	-6.88%	-5.14%	-8.25%	12.57%	18.28%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	6.87%	1	₹306.87
Navi ELSS Tax Saver Fund	Equity	Very High	6.06%	0	₹49.68
Navi Liquid Fund	Debt	Moderate	5.83%	1	₹73.52
Navi Aggressive Hybrid Fund	Hybrid	Very High	8.12%	3	₹0.00
Navi Nifty 50 Index Fund	Other	Very High	5.16%	3	₹3,872.53
Navi Nifty Next 50 Index Fund	Other	Very High	8.21%	2	₹1,113.57
Navi Nifty Bank Index Fund	Other	Very High	12.77%	1	₹669.51
Navi Nifty Midcap 150 Index Fund	Other	Very High	12.73%	3	₹354.25
Navi Nifty IT Index Fund	Other	Very High	-17.59%	0	₹22.62
Navi Nifty India Manufacturing Index Fund	Other	Very High	15.63%	0	₹71.04
Navi BSE Sensex Index Fund	Other	Very High	2.75%	0	₹20.96
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	7.03%	0	₹26.09
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	-1.37%	0	₹24.70
Navi Nifty MidSmallcap 400 Index Fund	Other	Very High	0%	0	₹10.11
Navi Total Stock Market US Specific Equity Passive Fund of Fund	Other	Very High	26.74%	0	₹954.86
Navi Nasdaq 100 US Specific Equity Passive FOF	Other	Very High	33.04%	0	₹1,038.03
Navi Flexi Cap Fund	Equity	Very High	11.08%	2	₹261.10
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	5.06%	0	₹111.85

News

Navi ELSS Tax Saver Fund merger into Navi ELSS Tax Saver Nifty 50 Index Fund
Navi Mutual Fund has approved the merger of Navi ELSS Tax Saver Fund of Fund Merger into Navi ELSS Tax Saver Nifty 50 Index Fund, with effect from 10 April 2026.
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Navi Mutual Fund announces change in scheme name

Navi Mutual Fund has announced change in scheme name under the following schemes, with immediate effect:

Change in the name of the Scheme:

Existing Scheme Name	Revised Scheme Name
Navi US Nasdaq 100 FoF	Navi Nasdaq100 US Specific Equity Passive FOF
Navi US Total Stock Market FoF	Navi Total Stock Market US Specific Equity Passive FoF

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Fund House Details & Investment Objective

Date of Incorporation

November 9, 2015

Total AUM (Cr)

₹49.68

Navi ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in November 9, 2015, this fund is managed by Ashutosh Shirwaikar. With assets under management (AUM) worth ₹49.68 (Cr), as of March 19, 2026, Navi ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 12.07% since its launch.
The current NAV of Navi ELSS Tax Saver Fund - Direct (IDCW) is ₹31.15, as on March 19, 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Navi ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 13.29% and 11.91% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.14% in Equity, 0.86% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 23.45% in Banks, 9.74% in IT-Software, 6.91% in Pharmaceuticals & Biotech, 6.56% in Finance, 5.07% in Petroleum Products

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