Navi ELSS Tax Saver Fund - Direct (IDCW)
ELSSNAV
34.11(-0.38%)Fund Size (CR)
₹51.01Expense Ratio
0.4Scheme Type
Active FundValue Research
-
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹500Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
12.89%
Basic Details
Scheme Manager
Ashutosh Shirwaikar
Bench Mark
Nifty 500 TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 13 February 2026 | 10045.74 | 0.46% | - | -0.03% | 36/217 |
| 1 Month | 20 January 2026 | 10149.75 | 1.50% | - | 1.68% | 128/217 |
| 3 Month | 20 November 2025 | 9759.26 | -2.41% | - | -3.08% | 93/217 |
| 6 Month | 20 August 2025 | 10257.74 | 2.58% | - | -0.44% | 31/217 |
| 1 Year | 20 February 2025 | 11119.68 | 11.20% | 11.20% | 11.61% | 143/217 |
| 3 Year | 20 February 2023 | 15067.37 | 50.67% | 14.63% | 17.46% | 183/209 |
| 5 Year | 19 February 2021 | 18037.41 | 80.37% | 12.51% | 15.89% | 179/203 |
| Since Inception | 30 December 2015 | 34242.40 | 242.42% | 12.89% | 14.70% | 165/217 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 March 2025 | 1,20,000 | 123852.89 | 3.21% | 3.21% |
| 3 Year | 1 March 2023 | 3,60,000 | 410122.09 | 13.92% | 4.44% |
| 5 Year | 1 March 2021 | 6,00,000 | 792862.71 | 32.14% | 5.73% |
| 10 Year | 1 March 2016 | 12,00,000 | 2314025.32 | 92.84% | 6.79% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
3.66%
Standard Deviation
0.94%
Beta
0.74%
Sharpe Ratio
0.02%
Treynor's Ratio
-0.69%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Axis Bank | 5.24% | 19500 | 2.67 | Equity | Banks |
| Reliance Industr | 5.07% | 18536 | 2.59 | Equity | Refineries |
| Ashok Leyland | 4.45% | 115372 | 2.27 | Equity | Automobile |
| SBI | 4.43% | 21000 | 2.26 | Equity | Banks |
| Federal Bank | 4.34% | 77000 | 2.22 | Equity | Banks |
| UPL | 4.19% | 30375 | 2.14 | Equity | Agro Chemicals |
| Bharti Airtel | 3.86% | 10000 | 1.97 | Equity | Telecom-Service |
| ICICI Bank | 3.61% | 13609 | 1.84 | Equity | Banks |
| Persistent Systems | 3.43% | 2900 | 1.75 | Equity | IT - Software |
| Sun Pharma.Inds. | 3.28% | 10500 | 1.68 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Navi ELSS Tax Saver Fund - Direct (IDCW) | 51.01 | 1.50% | -2.41% | 2.58% | 11.20% | 14.63% | |
| SBI Long Term Advantage Fund-Series V -Dir (IDCW) | 368.70 | 0.78% | -3.26% | -2.08% | 19.76% | 23.66% | |
| SBI Long Term Advantage Fund - Series V -Dir (G) | 368.70 | 0.78% | -3.26% | -2.08% | 19.76% | 23.66% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (G) | 26111.95 | 2.34% | -1.71% | 3.01% | 17.16% | 18.72% | |
| Mirae Asset ELSS Tax Saver Fund - Direct (IDCW) | 26111.95 | 2.34% | -1.71% | 3.01% | 17.16% | 18.70% | |
| Sundaram LT Tax Advantage Fund - Sr.II-Dir (IDCW) | 13.10 | 2.07% | 0.29% | 6.11% | 16.91% | 15.74% |
List of Schemes under Navi Mutual Fund
News
Navi Mutual Fund announces change in scheme name
Navi Mutual Fund has announced change in scheme name under the following schemes, with immediate effect:Change in the name of the Scheme:
Existing Scheme Name Revised Scheme Name Navi US Nasdaq 100 FoF Navi Nasdaq100 US Specific Equity Passive FOF Navi US Total Stock Market FoF Navi Total Stock Market US Specific Equity Passive FoF Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
9 November 2015
Total AUM (Cr)
₹51.01
Navi ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 9 November 2015, this fund is managed by Ashutosh Shirwaikar. With assets under management (AUM) worth ₹51.01 (Cr), as of 23 February 2026, Navi ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 12.89% since its launch.
The current NAV of Navi ELSS Tax Saver Fund - Direct (IDCW) is ₹34.11, as on 23 February 2026. The fund's benchmark index is Nifty 500 TRI. You can invest in Navi ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 14.63% and 12.51% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.70% in Equity, 0.30% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 21.50% in Banks, 9.64% in IT-Software, 7.17% in Pharmaceuticals & Biotech, 6.21% in Finance, 5.48% in Petroleum Products