Mutual Funds
AMC
Navi ELSS Tax Saver Fund - Direct (IDCW)

Navi ELSS Tax Saver Fund - Direct (IDCW)

NAV
35.20(1.08%)
Fund Size (CR)
₹53.95
Expense Ratio
0.4
Scheme Type
Active Fund
Value Research

Min. investment
₹500
Minimum Additional Investment
₹500
Minimum SIP Investment
₹500
Minimum Withdrawal
₹1
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0%
Return Since Launch
13.42%

Absolute Return: 6.72%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Ashutosh Shirwaikar

Bench Mark

Nifty 500 TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	18 November 2025	9976.48	-0.24%	-	-0.70%	26/217
1 Month	24 October 2025	10222.70	2.23%	-	-0.27%	6/217
3 Month	25 August 2025	10431.55	4.32%	-	1.79%	22/217
6 Month	23 May 2025	10428.95	4.29%	-	4.52%	122/217
1 Year	25 November 2024	10419.84	4.20%	4.20%	3.64%	110/213
3 Year	25 November 2022	14869.59	48.70%	14.12%	16.99%	175/207
5 Year	25 November 2020	21640.31	116.40%	16.69%	20.40%	173/203
Since Inception	30 December 2015	34827.70	248.28%	13.42%	15.39%	175/217

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	2 December 2024	1,20,000	129402.51	7.84%	7.84%
3 Year	1 December 2022	3,60,000	438398.80	21.78%	6.79%
5 Year	1 December 2020	6,00,000	848980.01	41.50%	7.19%
10 Year	-	-	-	-	-

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

3.75%

Standard Deviation

0.95%

Beta

0.67%

Sharpe Ratio

0.00%

Treynor's Ratio

-1.25%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
Reliance Industr	5.11%	18536	2.76	Equity	Refineries
Axis Bank	4.46%	19500	2.40	Equity	Banks
UPL	4.05%	30375	2.19	Equity	Agro Chemicals
Bharti Airtel	3.81%	10000	2.05	Equity	Telecom-Service
SBI	3.65%	21000	1.97	Equity	Banks
ICICI Bank	3.39%	13609	1.83	Equity	Banks
Federal Bank	3.38%	77000	1.82	Equity	Banks
Sun Pharma.Inds.	3.29%	10500	1.78	Equity	Pharmaceuticals
Persistent Systems	3.18%	2900	1.72	Equity	IT - Software
CreditAcc. Gram.	3.17%	12000	1.71	Equity	Finance

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi ELSS Tax Saver Fund - Direct (IDCW)	53.95	2.23%	4.32%	4.29%	4.20%	14.12%
SBI Long Term Advantage Fund - Series V -Dir (G)	386.77	-0.92%	-0.45%	6.01%	11.78%	22.22%
SBI Long Term Advantage Fund-Series V -Dir (IDCW)	386.77	-0.92%	-0.45%	6.01%	11.78%	22.22%
Mirae Asset ELSS Tax Saver Fund - Direct (G)	27069.09	0.08%	3.93%	7.28%	9.08%	17.72%
Mirae Asset ELSS Tax Saver Fund - Direct (IDCW)	27069.09	0.08%	3.93%	7.28%	9.07%	17.70%
HDFC ELSS Tax Saver Fund - Direct (G)	17194.16	-0.20%	2.33%	4.73%	8.75%	20.99%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	4.27%	1	₹318.87
Navi ELSS Tax Saver Fund	Equity	Very High	4.82%	0	₹53.95
Navi Liquid Fund	Debt	Moderate	6.25%	1	₹62.82
Navi Aggressive Hybrid Fund	Hybrid	Very High	7.79%	3	₹125.96
Navi Nifty 50 Index Fund	Other	Very High	9.51%	3	₹3,714.63
Navi Nifty Next 50 Index Fund	Other	Very High	0.33%	2	₹1,022.78
Navi Nifty Bank Index Fund	Other	Very High	14.71%	1	₹643.16
Navi Nifty Midcap 150 Index Fund	Other	Very High	8.13%	3	₹345.98
Navi Nifty IT Index Fund	Other	Very High	-13.39%	0	₹24.82
Navi Nifty India Manufacturing Index Fund	Other	Very High	10.03%	0	₹69.77
Navi BSE Sensex Index Fund	Other	Very High	7.88%	0	₹20.78
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	5.17%	0	₹24.29
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹23.75
Navi Nifty MidSmallcap 400 Index Fund	Other	Very High	0%	0	₹0.00
Navi US Total Stock Market Fund of Fund	Other	Very High	18.67%	0	₹975.48
Navi US Nasdaq 100 FOF	Other	Very High	27.33%	0	₹1,151.02
Navi Flexi Cap Fund	Equity	Very High	5.12%	2	₹262.98
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	9.43%	0	₹108.29

News

Navi Mutual Fund to discontinue SIPs below Rs 100 all schemes for except ELSS funds
Navi Mutual Fund announces that all Investors / Unit holders that investors having existing Systematic Investment Plans (SIPs) with instalment amount less than Rs. 100 under all the existing schemes of Navi Mutual Fund shall have below options:
' Investors registered with SIPs of less than ₹100 per instalment are given an option to top-up their Instalment amount to ₹100 or above till July 31, 2025 (applicable across all frequencies and all plans of all schemes of Navi Mutual Fund except ELSS funds).
' Investors may choose to voluntarily cancel their SIPs at any time on or before July 31, 2025, through the existing SIP cancellation process.
' In case no action is taken by the investor on or before July 31, 2025, such SIPs shall be automatically cancelled with effect from August 01, 2025.
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Fund House Details & Investment Objective

Date of Incorporation

9 November 2015

Total AUM (Cr)

₹53.95

Navi ELSS Tax Saver Fund - Direct (IDCW) is an ELSS-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 9 November 2015, this fund is managed by Ashutosh Shirwaikar. With assets under management (AUM) worth ₹53.95 (Cr), as of 26 November 2025, Navi ELSS Tax Saver Fund - Direct (IDCW) is categorized as a ELSS within its segment. The fund has generated a return of 13.42% since its launch.
The current NAV of Navi ELSS Tax Saver Fund - Direct (IDCW) is ₹35.2, as on 26 November 2025. The fund's benchmark index is Nifty 500 TRI. You can invest in Navi ELSS Tax Saver Fund - Direct (IDCW) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹500 while the minimum lumpsum investment is ₹500.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 14.12% and 16.69% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.63% in Equity, 0.37% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.63% in Banks, 9.95% in Pharmaceuticals & Biotech, 8.89% in IT-Software, 5.49% in Finance, 4.78% in Petroleum Products