Mutual Funds
AMC
Navi Liquid Fund - Direct (IDCW-M)

Navi Liquid Fund - Direct (IDCW-M)

NAV
10.02(0.01%)
Fund Size (CR)
₹66.04
Expense Ratio
0.15
Scheme Type
Active Fund
Value Research

Min. investment
₹100
Minimum Additional Investment
₹100
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.007%
Return Since Launch
6.74%

Absolute Return: 0%

Annualized Return: 0%

1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment

Basic Details

Scheme Manager

Tanmay Sethi

Bench Mark

CRISIL Liquid Debt A-I Index

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24 November 2025	9967.54	-0.32%	-	0.09%	382/389
1 Month	1 November 2025	10002.68	0.03%	-	0.41%	360/388
3 Month	1 September 2025	10039.98	0.40%	-	1.27%	354/380
6 Month	1 June 2025	10183.40	1.83%	-	2.70%	350/375
1 Year	1 December 2024	10522.21	5.22%	5.22%	6.21%	347/371
3 Year	1 December 2022	12163.38	21.63%	6.74%	6.64%	259/350
5 Year	1 December 2020	13191.21	31.91%	5.69%	5.49%	176/341
Since Inception	4 February 2013	23091.25	130.91%	6.74%	58.61%	155/388

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 January 2025	1,20,000	277357.88	131.13%	131.13%
3 Year	1 January 2023	3,60,000	831820.90	131.06%	32.20%
5 Year	1 January 2021	6,00,000	860250.00	43.37%	7.47%
10 Year	1 January 2016	12,00,000	874115.67	-27.16%	-3.12%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Minimum value allowed is 500

Expected Returns Rate (%)

Minimum value allowed is 1

Time Period (in Years)

Minimum value allowed is 1

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

0.21%

Standard Deviation

0.01%

Beta

1.66%

Sharpe Ratio

3.61%

Treynor's Ratio

1.17%

Jension's Alpha

Asset Allocation

Sector Allocation

There is no Sector Allocation data

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
There's no data available of Stock Holdings

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Navi Liquid Fund - Direct (IDCW-M)	66.04	0.03%	0.40%	1.83%	5.22%	6.74%
Bandhan Liquid Fund - Direct (IDCW-D)	18114.52	0.60%	1.91%	3.78%	8.82%	9.26%
TRUSTMF Liquid Fund - Direct (IDCW-D) RI	723.54	0.59%	1.87%	3.83%	8.60%	9.12%
Motilal Oswal Liquid Fund - Direct (IDCW-F) RI	1210.87	0.27%	1.17%	4.67%	8.21%	7.33%
Union Liquid Fund - Direct (IDCW-W)	6375.82	0.38%	1.35%	3.77%	7.47%	7.35%
Quant Liquid Plan - Direct (IDCW-W)	1697.43	0.49%	1.43%	2.97%	7.12%	7.01%

List of Schemes under Navi Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Navi Large & Midcap Fund	Equity	Very High	3.84%	1	₹318.87
Navi ELSS Tax Saver Fund	Equity	Very High	4.45%	0	₹53.95
Navi Liquid Fund	Debt	Moderate	6.23%	1	₹62.82
Navi Aggressive Hybrid Fund	Hybrid	Very High	7.49%	3	₹125.96
Navi Nifty 50 Index Fund	Other	Very High	9.67%	3	₹3,714.63
Navi Nifty Next 50 Index Fund	Other	Very High	-1.34%	2	₹1,022.78
Navi Nifty Bank Index Fund	Other	Very High	15.31%	1	₹643.16
Navi Nifty Midcap 150 Index Fund	Other	Very High	7.01%	3	₹345.98
Navi Nifty IT Index Fund	Other	Very High	-11.08%	0	₹24.82
Navi Nifty India Manufacturing Index Fund	Other	Very High	9.17%	0	₹69.77
Navi BSE Sensex Index Fund	Other	Very High	8.27%	0	₹20.78
Navi Nifty 500 Multicap 50:25:25 Index Fund	Other	Very High	4.17%	0	₹24.29
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund	Other	Very High	0%	0	₹23.75
Navi Nifty MidSmallcap 400 Index Fund	Other	Very High	0%	0	₹0.00
Navi US Total Stock Market Fund of Fund	Other	Very High	20.12%	0	₹975.48
Navi US Nasdaq 100 FOF	Other	Very High	29.87%	0	₹1,151.02
Navi Flexi Cap Fund	Equity	Very High	5.02%	2	₹262.98
Navi ELSS Tax Saver Nifty 50 Index Fund	Other	Very High	9.6%	0	₹108.29

News

There are no new Updates!

Fund House Details & Investment Objective

Date of Incorporation

1 January 2013

Total AUM (Cr)

₹62.82

Navi Liquid Fund - Direct (IDCW-M) is an Liquid Fund-oriented fund from the renowned AMC, Navi Mutual Fund. Launched in 1 January 2013, this fund is managed by Tanmay Sethi. With assets under management (AUM) worth ₹62.82 (Cr), as of 2 December 2025, Navi Liquid Fund - Direct (IDCW-M) is categorized as a Liquid Fund within its segment. The fund has generated a return of 6.74% since its launch.
The current NAV of Navi Liquid Fund - Direct (IDCW-M) is ₹10.02, as on 2 December 2025. The fund's benchmark index is CRISIL Liquid Debt A-I Index. You can invest in Navi Liquid Fund - Direct (IDCW-M) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹100.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.74% and 5.69% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 88.67% in Debt and 11.33% in cash and cash equivalents.