Can I invest in SIP and Lumpsum in Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth?

Yes, you can invest both lumpsum and SIP in Tata Equity Saving Fund-Dir (IDCW-Periodic). Minimum lumpsum investment Tata Equity Saving Fund-Dir (IDCW-Periodic) is ₹5,000 and minimum SIP amount is ₹100 . Lumpsum option is ideal for investors with higher investible corpus and market experience. SIP option is recommended for retail investors who do not have the time or expertise to time the market.

What is the NAV of Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth?

The latest NAV ( Net Asset Value ) of Tata Equity Saving Fund-Dir (IDCW-Periodic) is Tata Equity Saving Fund-Dir (IDCW-Periodic) is ₹30.36 as on 2025-07-30.

Which are the biggest stock holdings of Tata Equity Saving Fund-Dir (IDCW-Periodic)?

The 5 biggest stock holdings of Tata Equity Saving Fund-Dir (IDCW-Periodic) are: HDFC Bank (7.02%), Bharti Airtel (6.28%), Reliance Industr (5.48%), Larsen & Toubro (5.07%), St Bk of India (4.22%)

What are the top sectors Tata Equity Saving Fund-Dir (IDCW-Periodic) invests in?

A majority of Tata Equity Saving Fund-Dir (IDCW-Periodic) 's AUM worth ₹267.81 (Cr) is invested in these 3 top sectors: Debt : 18.39% Banks : 16.23% Petroleum Products : 6.06%

Mutual Funds
AMC
Tata Equity Saving Fund-Dir (IDCW-Periodic)

Tata Equity Saving Fund-Dir (IDCW-Periodic)

Equity Savings

Invest Now

NAV
30.36(0.04%)
Fund Size (CR)
₹267.81
Expense Ratio
0.51
Scheme Type
Active Fund
Value Research

Min. investment
₹5,000
Minimum Additional Investment
₹1,000
Minimum SIP Investment
₹100
Minimum Withdrawal
₹1,000
Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment
0.25%
Return Since Launch
10.67%

Absolute Return: 1.83%

Annualized Return: 0%

Basic Details

Scheme Manager

Sailesh Jain

Bench Mark

NIFTY Equity Savings Index TRI

Type

OPEN

Lumpsum Returns

Period Invested For	₹10,000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	22 July 2025	9977.82	-0.22%	-	-0.34%	45/129
1 Month	27 June 2025	9975.55	-0.24%	-	-0.09%	85/129
3 Month	29 April 2025	10180.45	1.80%	-	2.60%	87/129
6 Month	29 January 2025	10448.33	4.48%	-	5.13%	76/127
1 Year	29 July 2024	10635.14	6.35%	6.35%	5.80%	41/127
3 Year	29 July 2022	13586.99	35.87%	10.75%	10.74%	66/127
5 Year	29 July 2020	17084.19	70.84%	11.30%	11.40%	67/127
Since Inception	17 May 2013	34491.77	244.92%	10.67%	8.41%	8/133

Note: Lumpsum Returns since Inception Date.

SIP Returns

Period Invested For	₹10,000 Invested on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	1 August 2024	1,20,000	141759.92	18.13%	18.13%
3 Year	1 August 2022	3,60,000	480823.70	33.56%	10.13%
5 Year	3 August 2020	6,00,000	883181.83	47.20%	8.04%
10 Year	3 August 2015	12,00,000	2197370.66	83.11%	6.24%

Note: SIP Returns since Inception Date.

Tax Treatment

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.

Mutual Funds Calculator

Investment type
Scheme based

SIP
Lumpsum

Monthly Investment (₹)

Expected Returns Rate (%)

Time Period (in Years)

Start your SIP now

Invested Amount
₹25,000
Estimated Returns
₹19,059

76%

Returns

Future value of your investment

₹44,059

Risk Ratios

1.08%

Standard Deviation

0.29%

Beta

1.39%

Sharpe Ratio

0.06%

Treynor's Ratio

2.34%

Jension's Alpha

Asset Allocation

Sector Allocation

Top 10 stock holding in portfolio

Stock Invested in	% of Total Holdings	Quantity	Value (Cr)	Asset Type	Segment
HDFC Bank	7.02%	93946	18.80	Equity	Banks
Bharti Airtel	6.28%	83650	16.81	Equity	Telecomm-Service
Reliance Industr	5.48%	97880	14.69	Equity	Refineries
Larsen & Toubro	5.07%	36990	13.57	Equity	Infrastructure Developers & Operators
St Bk of India	4.22%	137900	11.31	Equity	Banks
Hind. Unilever	4.21%	49140	11.28	Equity	FMCG
NTPC	4.21%	336800	11.28	Equity	Power Generation & Distribution
Axis Bank	3.78%	84375	10.12	Equity	Banks
Ambuja Cements	3.71%	172200	9.94	Equity	Cement
Adani Ports	3.32%	61275	8.89	Equity	Marine Port & Services

Peer Comparison

Scheme Name	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Tata Equity Saving Fund-Dir (IDCW-Periodic)	267.81	-0.24%	1.80%	4.48%	6.35%	10.75%
ICICI Pru Equity Savings Fund - Dir (IDCW-Q)	14168.06	0.19%	13.38%	16.01%	19.33%	18.14%
Edelweiss Equity Savings Fund-Dir (B)	670.07	0.64%	3.42%	6.12%	8.78%	12.61%
Edelweiss Equity Savings Fund-Dir (G)	670.07	0.64%	3.42%	6.11%	8.77%	12.61%
Edelweiss Equity Savings Fund-Dir (IDCW)	670.07	0.63%	3.41%	6.11%	8.77%	12.61%
Edelweiss Equity Savings Fund-Dir(IDCW-M)	670.07	0.63%	3.41%	6.11%	8.77%	12.61%

List of Schemes under Tata Mutual Fund

Fund Name	Category	Risk	1Y Returns	Ratings	Fund Size (Cr)
Tata Aggressive Hybrid Fund	Hybrid	Very High	0.47%	2	₹4,130.72
Tata Large & Mid Cap Fund	Equity	Very High	-0.08%	3	₹8,886.88
Tata Value Fund	Equity	Very High	-4.65%	3	₹8,840.00
Tata Ethical Fund	Equity	Very High	-8.95%	0	₹3,579.02
Tata Treasury Advantage Fund	Debt	Moderately Low	8.2%	3	₹3,296.03
Tata Infrastructure Fund	Equity	Very High	-13.96%	1	₹2,286.98
Tata Money Market Fund	Debt	Moderately Low	8.28%	5	₹40,376.93
Tata Mid Cap Fund	Equity	Very High	-2.69%	3	₹4,985.20
Tata Liquid Fund - Rgular	Debt	Moderately Low	7.18%	3	₹24,927.26
Tata Large Cap Fund	Equity	Very High	-2.44%	4	₹2,701.78
Tata Short Term Bond Fund	Debt	Moderately Low	9.02%	3	₹3,459.14
Tata Children's Fund (After 7 Years)	Solution Oriented	Very High	-2.76%	3	₹375.77
Tata Nifty 50 Index Fund	Other	Very High	0.95%	3	₹1,312.95
Tata BSE Sensex Index Fund	Other	Very High	0.91%	2	₹404.16
Tata Gilt Securities Fund	Debt	Moderately Low	9.35%	4	₹1,227.42
Tata Equity Savings Fund	Hybrid	Moderately High	6.35%	3	₹267.81
Tata Retirement Savings Fund - Conservative	Solution Oriented	Moderately High	5.14%	2	₹179.40
Tata Retirement Savings Fund - Moderate	Solution Oriented	Very High	2.14%	3	₹2,229.84
Tata Retirement Savings Fund - Progressive	Solution Oriented	Very High	-0.16%	3	₹2,178.32
Tata ELSS Fund	Equity	Very High	0.82%	2	₹4,711.24
Tata Banking & Financial Services Fund	Equity	Very High	13.4%	3	₹2,957.93
Tata Digital India Fund	Equity	Very High	-6.26%	0	₹12,216.31
Tata Resources & Energy Fund	Equity	Very High	1.42%	0	₹1,172.49
Tata India Consumer Fund	Equity	Very High	3.01%	2	₹2,457.37
Tata India Pharma & Healthcare Fund	Equity	Very High	11.54%	3	₹1,281.99
Tata Flexi Cap Fund	Equity	Very High	4.61%	3	₹3,418.76
Tata Small Cap Fund	Equity	Very High	1.38%	4	₹11,163.84
Tata Arbitrage Fund	Hybrid	Low	7.69%	5	₹15,922.05
Tata Balanced Advantage Fund	Hybrid	Moderately High	2.67%	4	₹10,353.09
Tata Ultra Short Term Fund	Debt	Moderately Low	8%	4	₹4,395.36
Tata Overnight Fund	Debt	Low	6.34%	4	₹3,912.73
Tata Focused Fund	Equity	Very High	-1.35%	3	₹1,847.49
Tata Multi Asset Allocation Fund	Hybrid	Very High	6.64%	3	₹1,666.13
Tata Dividend Yield	Equity	Very High	-2.9%	0	₹997.06
Tata Floating Rate Fund	Debt	Moderately Low	9.14%	3	₹120.97
Tata Business Cycle Fund	Equity	Very High	-3.77%	0	₹2,990.49
Tata Corporate Bond Fund	Debt	Moderately Low	9.27%	3	₹4,201.53
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund	Other	Moderate	9.19%	0	₹864.68
Tata Nifty India Digital ETF Fund of Fund	Other	Very High	-0.77%	0	₹126.13
Tata Housing Opportunities Fund	Equity	Very High	-4.33%	0	₹554.44
Tata CRISIL-IBX Gilt Index-Apr 2026 Index Fund	Other	Moderately Low	7.6%	0	₹933.32
Tata Nifty Midcap 150 Momentum 50 Index Fund	Other	Very High	-6.06%	0	₹958.85
Tata Nifty G-Sec Dec 2029 Index Fund	Other	Moderate	9.75%	0	₹160.56
Tata Nifty G-Sec Dec 2026 Index Fund	Other	Moderate	8.1%	0	₹92.95
Tata Multicap Fund	Equity	Very High	-4.53%	0	₹3,195.54
Tata Gold ETF Fund of Fund	Other	High	40.36%	0	₹268.91
Tata Silver ETF Fund of Fund	Other	Very High	36.79%	0	₹136.51
Tata Nifty Auto Index Fund	Other	Very High	-10.24%	0	₹83.28
Tata Nifty MidSmall Healthcare Index Fund	Other	Very High	19.46%	0	₹147.99
Tata Nifty Realty Index Fund	Other	Very High	-16.69%	0	₹99.31
Tata Nifty Financial Services Index Fund	Other	Very High	14.55%	0	₹79.48
Tata Nifty500 Multicap India Manufacturing 50:30:20 Index Fund	Other	Very High	-2.27%	0	₹122.81
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	Other	Very High	-5.62%	0	₹82.79
Tata FMP - Series 61 Scheme C (91 Days)	Debt	Moderately Low	0%	0	₹0.00
Tata Nifty India Tourism Index Fund	Other	Very High	3.25%	0	₹329.78
Tata Nifty200 Alpha 30 Index Fund	Other	Very High	0%	0	₹227.76
Tata Nifty Capital Markets Index Fund	Other	Very High	0%	0	₹294.48
Tata India Innovation Fund	Equity	Very High	0%	0	₹1,776.53
Tata BSE Select Business Groups Index Fund	Other	Very High	0%	0	₹209.43
Tata BSE Quality Index Fund	Other	Very High	0%	0	₹48.40
Tata Income Plus Arbitrage Active FOF	Other	Moderately Low	0%	0	₹273.33
Tata Nifty Midcap 150 Index Fund	Other	Very High	0%	0	₹106.79

News

Tata Mutual Fund announces change in fund manager under its schemes

Tata Mutual Fund has announced change in fund manager under the following schemes, With effect from 01 July 2025

Change in Fund Manager:

Name of the Scheme(s)	Existing Fund Manager(s)	New Fund Manager(s)
Tata Housing Opportunities Fund	1. Tejas Gutka 2. Hasmukh Vishariya # 3. Murthy Nagarajan	1. Aditya Bagul 2. Kapil Malhotra * 3. Hasmukh Vishariya # 4. Murthy Nagarajan
Tata ELSS Fund	1. Tejas Gutka 2. Sailesh Jain *	1. Rahul Singh 2. Sailesh Jain *
Tata India Pharma and Healthcare Fund	1. Meeta Shetty 2. Rajat Srivastava	Rajat Srivastava
Tata Large & Midcap Fund	1. Chandraprakash Padiyar 2. Meeta Shetty *	1. Chandraprakash Padiyar 2. Kapil Malhotra *
Tata Nifty 50 Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 50 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Digital ETF Fund of Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Digital Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Midcap 150 Momentum 50 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Sensex Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Gold Exchange Traded Fund	1. Tapan Patel ^ 2. Kapil Menon	1. Tapan Patel ^ 2. Nitin Sharma
Tata Silver Exchange Traded Fund	1. Tapan Patel ^ 2. Kapil Menon	1. Tapan Patel ^ 2. Nitin Sharma
Tata Nifty Realty Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Auto Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Financial Services Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty MidSmall Healthcare Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 500 Multicap India Manufacturing 50:30:20 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty500 Multicap Infrastructure 50:30:20 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty India Tourism Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty 200 Alpha 30 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Capital Markets Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Select Business Groups Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata BSE Quality Index Fund	Kapil Menon	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Midcap 150 Index Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *
Tata Nifty Private Bank Exchange Traded Fund	1. Kapil Menon 2. Rakesh Prajapati *	1. Nitin Sharma 2. Rakesh Prajapati *

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Tata MF announces Income Distribution cum capital withdrawal (IDCW) under two schemes
Tata Mutual Fund has announced 02 July 2025 as the record date for declaration of Income Distribution cum capital withdrawal (IDCW) under the monthly IDCW option and under the Periodic IDCW Periodic-Payout/Reinvestment) of following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:
Tata Hybrid Equity Fund ' Regular Plan & Direct Plan: 0.36 each.
Tata Equity Savings Fund ' Regular Plan & Direct Plan: 0.059 each.
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Tata Mutual Fund announces change in scheme name

Tata Mutual Fund has announced change in scheme name under the following schemes, With effect from 30 June 2025.

Change in the name of the Scheme:

Existing Scheme Name	Revised Scheme Name
Tata ELSS Tax Saver Fund	Tata ELSS Fund
Tata Equity P/E Fund	Tata Value Fund
Tata Focused Equity Fund	Tata Focused Fund
Tata Hybrid Equity Fund	Tata Aggressive Hybrid Fund
Tata Mid Cap Growth Fund	Tata Mid Cap Fund
Tata Multi Asset Opportunities Fund	Tata Multi Asset Allocation Fund
Tata Young Citizens' Fund	Tata Children's Fund

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Fund House Details & Investment Objective

Date of Incorporation

17 May 2013

Total AUM (Cr)

₹267.81

Tata Equity Saving Fund-Dir (IDCW-Periodic) is an Equity Savings-oriented fund from the renowned AMC, Tata Mutual Fund. Launched in 17 May 2013, this fund is managed by Sailesh Jain. With assets under management (AUM) worth ₹267.81 (Cr), as of 30 July 2025, Tata Equity Saving Fund-Dir (IDCW-Periodic) is categorized as a Equity Savings within its segment. The fund has generated a return of 10.67% since its launch.
The current NAV of Tata Equity Saving Fund-Dir (IDCW-Periodic) is ₹30.36, as on 30 July 2025. The fund's benchmark index is NIFTY Equity Savings Index TRI. You can invest in Tata Equity Saving Fund-Dir (IDCW-Periodic) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.

Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Redemption / Switch out / SWP / STP before expiry of 7 days from the date of allotment - 0.25% of NAV Redemption / Switch out / SWP / STP after expiry of 7 days from the date of allotment - NIL The fund has generated 10.75% and 11.30% CAGR in the last 3 and 5 years respectively.

The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 66.28% in Equity, 20.10% in Debt and 13.62% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 18.39% in Debt, 16.23% in Banks, 6.06% in Petroleum Products, 5.54% in Telecom-Services, 5.03% in Cash & Others

FAQs

How to Invest in Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth?

Tata Equity Saving Fund-Dir (IDCW-Periodic) is a popular fund in the Equity Savings segment. The fund has generated a return of 10.67% since inception. Looking to invest in Tata Equity Saving Fund-Dir (IDCW-Periodic) How about earning 1% extra return? All this is possible with m.Stock! Investing in Tata Equity Saving Fund-Dir (IDCW-Periodic) is super easy and convenient with m.Stock. Here’s how you can begin:

Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
In the search bar, enter the fund name, in this case, Tata Equity Saving Fund-Dir (IDCW-Periodic)
On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.

So, why wait? Invest in Tata Equity Saving Fund-Dir (IDCW-Periodic) today and reap the benefits of this Equity Savings fund!

How much returns has Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth generated?

In the short term, i.e., 1 year, Tata Equity Saving Fund-Dir (IDCW-Periodic) has generated annualised return of 6.35%. In the long-term, the fund has generated 10.75% and 11.30% in 3 and 5 years respectively. Since its inception, the fund has generated 10.67% returns.

What is the expense ratio of Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth?

The expense ratio of Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth is 0.51%. Expense ratio is the fees payable by investors of the scheme towards management, research and overall upkeep of the fund. The higher the expense ratio, the lower is the in-hand return for the investor. Expense ratio for direct plans is lower than regular plans, making them ideal for investors.

What is the AUM of Tata Equity Saving Fund-Dir (IDCW-Periodic) Fund Direct Growth?

The Assets Under Management (AUM) of Tata Equity Saving Fund-Dir (IDCW-Periodic) is ₹267.81 (Cr) as of 2025-07-30 AUM shows the fund’s popularity and is often indicative of fund strength.

How to redeem or withdraw money from Tata Equity Saving Fund-Dir (IDCW-Periodic) Direct Growth?

Redeeming or selling units of Tata Equity Saving Fund-Dir (IDCW-Periodic) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.

To redeem from Tata Equity Saving Fund-Dir (IDCW-Periodic):

Login to your m.Stock account
In portfolio, your mutual fund investments will be visible under ‘MF’
Select the fund you wish to redeem from (in this case Tata Equity Saving Fund-Dir (IDCW-Periodic)).
Click on ‘Redeem’ button
You have 2 options – redeem by units and redeem by value (you can only redeem free units)
Select units to be redeemed and click on submit.
Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).