NJ Overnight Fund - Direct (G)
Overnight FundNAV
1204.49(0.01%)Fund Size (CR)
₹314.57Expense Ratio
0.05Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
0%Return Since Launch
6.40%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 1D Rate TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 23 July 2025 | 10010.01 | 0.10% | - | 0.08% | 142/261 |
| 1 Month | 30 June 2025 | 10043.45 | 0.43% | - | 0.41% | 89/256 |
| 3 Month | 30 April 2025 | 10135.15 | 1.35% | - | 1.27% | 125/256 |
| 6 Month | 30 January 2025 | 10287.78 | 2.88% | - | 2.67% | 115/253 |
| 1 Year | 30 July 2024 | 10622.42 | 6.22% | 6.22% | 5.72% | 119/251 |
| 3 Year | - | - | 0% | - | 5.76% | -/- |
| 5 Year | - | - | 0% | - | 5.10% | -/- |
| Since Inception | 1 August 2022 | 12043.12 | 20.43% | 6.40% | 5.78% | 36/261 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 August 2024 | 1,20,000 | 123863.03 | 3.22% | 3.22% |
| 3 Year | 1 August 2022 | 3,60,000 | 396634.19 | 10.18% | 3.28% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.04%
Standard Deviation
0.99%
Beta
0.96%
Sharpe Ratio
-10.02%
Treynor's Ratio
-0.10%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Overnight Fund - Direct (G) | 314.57 | 0.43% | 1.35% | 2.88% | 6.22% | - | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 49.69 | 0.43% | 1.79% | 5.80% | 14.16% | 9.54% | |
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 1007.10 | 0.34% | 6.80% | 8.29% | 12.84% | 8.61% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 58.96 | 0.59% | 1.85% | 3.82% | 8.22% | 7.34% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 1007.10 | 0.52% | 1.63% | 3.69% | 8.00% | 8.15% | |
| Mirae Asset Overnight Fund - Direct (IDCW-M) | 825.05 | 0.44% | 1.36% | 2.92% | 7.14% | 6.56% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -3.63% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.18% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.72% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.25% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
29 July 2022
Total AUM (Cr)
₹319.25
NJ Overnight Fund - Direct (G) is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 29 July 2022, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹319.25 (Cr), as of 31 July 2025, NJ Overnight Fund - Direct (G) is categorized as a Overnight Fund within its segment. The fund has generated a return of 6.40% since its launch.
The current NAV of NJ Overnight Fund - Direct (G) is ₹1,204.49, as on 31 July 2025. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
Nil The fund has generated undefined% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.42% in Debt and 0.58% in cash and cash equivalents.
FAQs
How to Invest in NJ Overnight Fund - Direct (G) Direct Growth?
NJ Overnight Fund - Direct (G) is a popular fund in the Overnight Fund segment. The fund has generated a return of 6.40% since inception. Looking to invest in NJ Overnight Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ Overnight Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ Overnight Fund - Direct (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ Overnight Fund - Direct (G) today and reap the benefits of this Overnight Fund fund!
How much returns has NJ Overnight Fund - Direct (G) Direct Growth generated?
What is the expense ratio of NJ Overnight Fund - Direct (G) Direct Growth?
What is the AUM of NJ Overnight Fund - Direct (G) Fund Direct Growth?
How to redeem or withdraw money from NJ Overnight Fund - Direct (G) Direct Growth?
Redeeming or selling units of NJ Overnight Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from NJ Overnight Fund - Direct (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case NJ Overnight Fund - Direct (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).