NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.18(0.42%)Fund Size (CR)
₹3,789.16Expense Ratio
0.62Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
9.99%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 6 June 2025 | 10021.29 | 0.21% | - | -0.67% | 1/147 |
| 1 Month | 13 May 2025 | 10202.31 | 2.02% | - | 1.45% | 23/147 |
| 3 Month | 13 March 2025 | 10745.81 | 7.46% | - | 7.75% | 96/147 |
| 6 Month | 13 December 2024 | 9922.70 | -0.77% | - | -0.08% | 111/145 |
| 1 Year | 13 June 2024 | 10180.25 | 1.80% | 1.80% | 5.56% | 114/141 |
| 3 Year | 13 June 2022 | 15231.93 | 52.32% | 15.04% | 14.63% | 36/107 |
| 5 Year | - | - | 0% | - | 14.54% | -/- |
| Since Inception | 29 October 2021 | 14120.00 | 41.20% | 9.99% | 11.04% | 91/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 July 2024 | 1,20,000 | 120886.36 | 0.74% | 0.74% |
| 3 Year | 1 July 2022 | 3,60,000 | 431735.99 | 19.93% | 6.24% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.63%
Standard Deviation
0.61%
Beta
0.80%
Sharpe Ratio
-0.01%
Treynor's Ratio
2.75%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 9.21% | 2455000 | 348.83 | Equity | Refineries |
| HDFC AMC | 4.24% | 335735 | 160.58 | Equity | Finance |
| HCL Technologies | 4.18% | 968042 | 158.43 | Equity | IT - Software |
| Coal India | 3.64% | 3468898 | 137.82 | Equity | Mining & Mineral products |
| Bajaj Auto | 3.29% | 144731 | 124.57 | Equity | Automobile |
| Bosch | 3.21% | 38709 | 121.60 | Equity | Auto Ancillaries |
| Hero Motocorp | 2.90% | 255305 | 110.02 | Equity | Automobile |
| Britannia Inds. | 2.62% | 180356 | 99.39 | Equity | FMCG |
| Colgate-Palmoliv | 2.49% | 383602 | 94.21 | Equity | FMCG |
| Alkem Lab | 2.24% | 166728 | 85.01 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3789.16 | 2.02% | 7.46% | -0.77% | 1.80% | 15.04% | |
| LIC MF Balanced Advantage Fund - Dir (G) | 830.92 | 2.52% | 10.43% | 2.91% | 11.91% | 14.91% | |
| LIC MF Balanced Advantage Fund - Dir (IDCW) | 830.92 | 2.52% | 10.43% | 2.91% | 11.90% | 14.90% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1566.31 | 0.79% | 8.81% | 1.35% | 11.06% | - | |
| UTI-Unit Linked Insurance Plan - Direct | 5467.51 | 0.57% | 6.80% | 2.19% | 11.01% | 11.78% | |
| DSP Dynamic Asset Allocation Fund -Dir (G) | 3396.57 | 1.29% | 6.47% | 3.34% | 9.93% | 15.05% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 1.51% | 0 | ₹270.86 |
| NJ Overnight Fund | Debt | Low | 6.39% | 2 | ₹222.74 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 1.8% | 2 | ₹3,789.16 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹260.24 |
| NJ Flexi Cap Fund | Equity | Very High | -4.09% | 0 | ₹2,250.50 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3789.16
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,789.16 (Cr), as of 16 June 2025, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 9.99% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.18, as on 16 June 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 15.04% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 84.96% in Equity, 14.47% in Debt and 0.57% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 15.22% in Debt, 12.73% in Pharmaceuticals & Biotech, 11.17% in IT-Software, 8.62% in Petroleum Products, 8.15% in Automobiles
FAQs
How to Invest in NJ Balanced Advantage Fund - Direct (G) Direct Growth?
NJ Balanced Advantage Fund - Direct (G) is a popular fund in the Dynamic Asset Allocation or Balanced Advantage segment. The fund has generated a return of 9.99% since inception. Looking to invest in NJ Balanced Advantage Fund - Direct (G) How about earning 1% extra return? All this is possible with m.Stock! Investing in NJ Balanced Advantage Fund - Direct (G) is super easy and convenient with m.Stock. Here’s how you can begin:
- Login to your m.Stock account. If you do not have an account, open m.Stock Demat account and enjoy 1% extra returns plus Zero Brokerage on Mutual Funds, Delivery & IPO.
- In the ‘Menu’ section, under ‘Products’, select ‘Mutual Funds’ .
- In the search bar, enter the fund name, in this case, NJ Balanced Advantage Fund - Direct (G)
- On the top right corner you’ll see two options – Lumpsum and SIP. You can choose either based on your risk appetite and available investible corpus.
- If you choose to invest a Lumpsum: Use the Lumpsum Calculator to estimate returns, then enter the investment amount, select the payment mode mode (UPI or Netbanking), and click on ‘invest a lumpsum’. Make the payment and your lumpsum investment is complete.
- If you choose the SIP route: Utilize the SIP Calculator to forecast potential growth, then enter the SIP amount, SIP date, and set up ‘Autopay’ facility.
So, why wait? Invest in NJ Balanced Advantage Fund - Direct (G) today and reap the benefits of this Dynamic Asset Allocation or Balanced Advantage fund!
How much returns has NJ Balanced Advantage Fund - Direct (G) Direct Growth generated?
What is the expense ratio of NJ Balanced Advantage Fund - Direct (G) Direct Growth?
What is the AUM of NJ Balanced Advantage Fund - Direct (G) Fund Direct Growth?
How to redeem or withdraw money from NJ Balanced Advantage Fund - Direct (G) Direct Growth?
Redeeming or selling units of NJ Balanced Advantage Fund - Direct (G) is relatively simple. But before you redeem, ensure that the fund has completed the minimum lock-in period else you will be charged an exit load.
To redeem from NJ Balanced Advantage Fund - Direct (G):
- Login to your m.Stock account
- In portfolio, your mutual fund investments will be visible under ‘MF’
- Select the fund you wish to redeem from (in this case NJ Balanced Advantage Fund - Direct (G)).
- Click on ‘Redeem’ button
- You have 2 options – redeem by units and redeem by value (you can only redeem free units)
- Select units to be redeemed and click on submit.
- Redemption value will be credited to your account in 2-3 working days (as per timelines set by SEBI).