NJ Balanced Advantage Fund - Direct (G)
Dynamic Asset Allocation or Balanced AdvantageNAV
14.58(-0.21%)Fund Size (CR)
₹3,870.85Expense Ratio
0.57Scheme Type
Active FundValue Research
Min. investment
₹500Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1%Return Since Launch
10.20%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 50 Hybrid Composite Debt 50:50 Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 8 September 2025 | 10020.62 | 0.21% | - | 0.88% | 136/147 |
| 1 Month | 14 August 2025 | 10238.76 | 2.39% | - | 1.43% | 9/147 |
| 3 Month | 13 June 2025 | 10325.78 | 3.26% | - | 1.80% | 7/147 |
| 6 Month | 13 March 2025 | 11095.89 | 10.96% | - | 9.69% | 32/145 |
| 1 Year | 13 September 2024 | 9655.63 | -3.44% | -3.44% | 1.10% | 124/145 |
| 3 Year | 15 September 2022 | 14478.65 | 44.79% | 13.12% | 12.03% | 31/115 |
| 5 Year | - | - | 0% | - | 13.04% | -/- |
| Since Inception | 29 October 2021 | 14580.00 | 45.80% | 10.20% | 10.81% | 87/147 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 October 2024 | 1,20,000 | 125011.02 | 4.18% | 4.18% |
| 3 Year | 3 October 2022 | 3,60,000 | 429109.15 | 19.20% | 6.03% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
2.46%
Standard Deviation
0.60%
Beta
0.81%
Sharpe Ratio
-0.07%
Treynor's Ratio
3.91%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| Reliance Industr | 8.47% | 2415500 | 327.83 | Equity | Refineries |
| HDFC AMC | 4.48% | 317319 | 173.35 | Equity | Finance |
| Bosch | 3.78% | 36594 | 146.23 | Equity | Auto Ancillaries |
| HCL Technologies | 3.44% | 915001 | 133.11 | Equity | IT - Software |
| Coal India | 3.21% | 3310434 | 124.08 | Equity | Mining & Mineral products |
| Hero Motocorp | 3.17% | 240891 | 122.56 | Equity | Automobile |
| Bajaj Auto | 3.05% | 136619 | 117.92 | Equity | Automobile |
| Britannia Inds. | 2.56% | 170474 | 99.28 | Equity | FMCG |
| Colgate-Palmoliv | 2.19% | 362790 | 84.60 | Equity | FMCG |
| Torrent Pharma. | 2.17% | 236473 | 84.18 | Equity | Pharmaceuticals |
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Balanced Advantage Fund - Direct (G) | 3870.85 | 2.39% | 3.26% | 10.96% | -3.44% | 13.12% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW) | 65710.61 | 2.31% | 3.15% | 11.84% | 6.83% | 13.69% | |
| ICICI Pru Balanced Advantage Fund - Dir (G) | 65710.61 | 2.31% | 3.14% | 11.84% | 6.82% | 13.68% | |
| ICICI Pru Balanced Advantage Fund - Dir (IDCW-M) | 65710.61 | 2.32% | 3.14% | 11.87% | 6.82% | 13.82% | |
| WhiteOak Capital Balanced Advantage Fund - Dir (G) | 1811.88 | 1.18% | 2.86% | 11.92% | 6.56% | - | |
| DSP Dynamic Asset Allocation Fund -Dir (G) | 3488.52 | 0.92% | 1.64% | 8.22% | 5.89% | 12.10% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -4.85% | 0 | ₹290.03 |
| NJ Overnight Fund | Debt | Low | 6.22% | 2 | ₹319.25 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | -3.53% | 2 | ₹3,837.89 |
| NJ Arbitrage Fund | Hybrid | Low | 6.86% | 0 | ₹261.42 |
| NJ Flexi Cap Fund | Equity | Very High | -12.7% | 0 | ₹2,352.14 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
8 October 2021
Total AUM (Cr)
₹3870.85
NJ Balanced Advantage Fund - Direct (G) is an Dynamic Asset Allocation or Balanced Advantage-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 8 October 2021, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹3,870.85 (Cr), as of 15 September 2025, NJ Balanced Advantage Fund - Direct (G) is categorized as a Dynamic Asset Allocation or Balanced Advantage within its segment. The fund has generated a return of 10.20% since its launch.
The current NAV of NJ Balanced Advantage Fund - Direct (G) is ₹14.58, as on 15 September 2025. The fund's benchmark index is Nifty 50 Hybrid Composite Debt 50:50 Index. You can invest in NJ Balanced Advantage Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹500.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
All units redeemed / switched-out in excess of the 5% load free units will be subject to the below mentioned exit load. 1% - If redeemed / switch-out within 30 days of allotment Nil - If redeemed / switch-out after 30 days of allotment The fund has generated 13.12% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 80.34% in Equity, 19.44% in Debt and 0.22% in cash and cash equivalents.
The top 5 sectors the fund invests in are: 17.95% in Debt, 10.58% in Pharmaceuticals & Biotech, 9.23% in IT-Software, 8.79% in Petroleum Products, 7.53% in Capital Markets