NJ Overnight Fund - Direct (G)
Overnight FundNAV
1233.89(0.01%)Fund Size (CR)
₹363.93Expense Ratio
0.05Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
6.26%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 1D Rate TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 6 January 2026 | 10009.88 | 0.10% | - | 0.08% | 144/265 |
| 1 Month | 13 December 2025 | 10044.01 | 0.44% | - | 0.40% | 145/261 |
| 3 Month | 13 October 2025 | 10131.58 | 1.32% | - | 1.22% | 153/260 |
| 6 Month | 13 July 2025 | 10267.82 | 2.68% | - | 2.45% | 140/260 |
| 1 Year | 13 January 2025 | 10568.66 | 5.69% | 5.69% | 5.24% | 118/252 |
| 3 Year | 13 January 2023 | 12021.89 | 20.22% | 6.32% | 5.76% | 104/231 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 1 August 2022 | 12335.41 | 23.35% | 6.26% | 5.72% | 32/263 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 February 2025 | 1,20,000 | 123241.73 | 2.70% | 2.70% |
| 3 Year | 1 February 2023 | 3,60,000 | 393923.54 | 9.42% | 3.05% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.05%
Standard Deviation
0.99%
Beta
2.75%
Sharpe Ratio
17.30%
Treynor's Ratio
-0.09%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Overnight Fund - Direct (G) | 363.93 | 0.44% | 1.32% | 2.68% | 5.69% | 6.32% | |
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 1032.01 | 0.46% | 1.37% | 2.78% | 11.36% | 8.58% | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 38.42 | 0.64% | 1.67% | 3.14% | 9.27% | 9.62% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 41.45 | 0.58% | 1.77% | 3.63% | 7.60% | 7.58% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 1032.01 | 0.51% | 1.64% | 3.34% | 7.31% | 8.01% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 15.42 | 0.66% | 2.18% | 4.22% | 7.19% | 6.47% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | 1.88% | 0 | ₹314.81 |
| NJ Overnight Fund | Debt | Low | 5.69% | 2 | ₹363.93 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 4.72% | 2 | ₹3,712.63 |
| NJ Arbitrage Fund | Hybrid | Low | 6.37% | 2 | ₹260.49 |
| NJ Flexi Cap Fund | Equity | Very High | 2.07% | 0 | ₹2,505.94 |
News
There are no new Updates!
Fund House Details & Investment Objective
Date of Incorporation
29 July 2022
Total AUM (Cr)
₹363.93
NJ Overnight Fund - Direct (G) is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 29 July 2022, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹363.93 (Cr), as of 15 January 2026, NJ Overnight Fund - Direct (G) is categorized as a Overnight Fund within its segment. The fund has generated a return of 6.26% since its launch.
The current NAV of NJ Overnight Fund - Direct (G) is ₹1,233.89, as on 15 January 2026. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.32% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.44% in Debt and 0.56% in cash and cash equivalents.