NJ Overnight Fund - Direct (G)
Overnight FundNAV
1227.81(0.01%)Fund Size (CR)
₹297.95Expense Ratio
0.05Scheme Type
Active FundValue Research
Min. investment
₹5,000Minimum Additional Investment
₹500Minimum SIP Investment
₹100Minimum Withdrawal
₹1Exit Load
1% of applicable Net Asset Value - If the amount sought to be redeemed or switch out is invested for a period of up to 3 months from the date of allotment Nil - If the amount, sought to be redeemed or switch out is invested for a period of more than 3 months from the date of allotment0%Return Since Launch
6.29%
- 3M
- 6M
- 1Y
- 3Y
- All
Basic Details
Scheme Manager
Viral Shah
Bench Mark
Nifty 1D Rate TRI
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 3 December 2025 | 10009.66 | 0.10% | - | 0.08% | 152/260 |
| 1 Month | 10 November 2025 | 10042.34 | 0.42% | - | 0.39% | 169/260 |
| 3 Month | 10 September 2025 | 10131.89 | 1.32% | - | 1.18% | 140/260 |
| 6 Month | 10 June 2025 | 10267.05 | 2.67% | - | 2.47% | 120/255 |
| 1 Year | 10 December 2024 | 10583.07 | 5.83% | 5.83% | 5.35% | 103/252 |
| 3 Year | 9 December 2022 | 12034.88 | 20.35% | 6.36% | 5.78% | 100/229 |
| 5 Year | - | - | - | - | - | -/- |
| Since Inception | 1 August 2022 | 12276.42 | 22.76% | 6.29% | 5.76% | 34/261 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 1 January 2025 | 1,20,000 | 123206.48 | 2.67% | 2.67% |
| 3 Year | 1 January 2023 | 3,60,000 | 394000.20 | 9.44% | 3.05% |
| 5 Year | - | - | - | - | - |
| 10 Year | - | - | - | - | - |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
- Investment type
- Scheme based
- SIP
- Lumpsum
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.05%
Standard Deviation
0.99%
Beta
3.68%
Sharpe Ratio
19.46%
Treynor's Ratio
-0.08%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| NJ Overnight Fund - Direct (G) | 297.95 | 0.42% | 1.32% | 2.67% | 5.83% | 6.36% | |
| Bandhan Overnight Fund - Direct (IDCW-W) RI | 1348.49 | 0.43% | 1.38% | 8.13% | 11.49% | 8.61% | |
| PGIM India Overnight Fund - Direct (IDCW-W) | 105.25 | 0.59% | 1.49% | 2.84% | 9.48% | 9.59% | |
| TRUSTMF Overnight Fund - Direct (IDCW-D) RI | 167.32 | 0.58% | 1.76% | 3.63% | 7.72% | 7.55% | |
| Bandhan Overnight Fund - Direct (IDCW-D) RI | 1348.49 | 0.52% | 1.66% | 3.34% | 7.57% | 8.06% | |
| Groww Overnight Fund - Direct (IDCW-D) RI | 173.98 | 0.73% | 2.18% | 4.13% | 6.97% | 6.41% |
List of Schemes under NJ Mutual Fund
| Fund Name | Category | Risk | 1Y Returns | Ratings | Fund Size (Cr) |
|---|---|---|---|---|---|
| NJ ELSS Tax Saver Scheme | Equity | Very High | -3.74% | 0 | ₹311.84 |
| NJ Overnight Fund | Debt | Low | 5.83% | 2 | ₹289.94 |
| NJ Balanced Advantage Fund | Hybrid | Moderately High | 0.77% | 2 | ₹3,755.48 |
| NJ Arbitrage Fund | Hybrid | Low | 6.39% | 2 | ₹261.81 |
| NJ Flexi Cap Fund | Equity | Very High | -4.92% | 0 | ₹2,482.28 |
News
NJ Mutual Fund announces Appointment of Key Personnel
NJ Mutual Fund has announced the appointment of Mr. Manav Ravi Shah as Research Analyst with effect from July 21, 2025:Details of Mr. Manav Ravi Shah
Age: 21 years
Designation: Research Analyst
Qualification: Bachelors in Accounts and Finance and CFA Level 1 completed
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Fund House Details & Investment Objective
Date of Incorporation
29 July 2022
Total AUM (Cr)
₹289.94
NJ Overnight Fund - Direct (G) is an Overnight Fund-oriented fund from the renowned AMC, NJ Mutual Fund. Launched in 29 July 2022, this fund is managed by Viral Shah. With assets under management (AUM) worth ₹289.94 (Cr), as of 11 December 2025, NJ Overnight Fund - Direct (G) is categorized as a Overnight Fund within its segment. The fund has generated a return of 6.29% since its launch.
The current NAV of NJ Overnight Fund - Direct (G) is ₹1,227.81, as on 11 December 2025. The fund's benchmark index is Nifty 1D Rate TRI. You can invest in NJ Overnight Fund - Direct (G) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 6.36% and undefined% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 99.31% in Debt and 0.69% in cash and cash equivalents.